Jump to content


  • Tweets

  • Posts

    • I googled "prescribed disability" to see where it is defined for the purposes of S.92. I found HMRC's definition, which included deafness. I don't  think anyone is saying deaf people cant drive, though! digging deeper,  Is it that “prescribed disability” (for the purposes of S.88 and S.92) is defined at: The Motor Vehicles (Driving Licences) Regulations 1999 WWW.LEGISLATION.GOV.UK These Regulations consolidate with amendments the Motor Vehicles (Driving Licences) Regulations 1996...   ….. and sleep apnoea / increased daytime sleepiness is NOT included there directly as a condition but only becomes prescribed under “liability to sudden attacks of disabling giddiness or fainting” (but falling asleep isn't fainting!), so it isn’t defined there as a “prescribed disability”  Yet, under S.92(2)(b) RTA 1988 “ any other disability likely to cause the driving of a vehicle by him in pursuance of a licence to be a source of danger to the public" So (IMHO) sleep apnea / daytime sleepiness MIGHT be a prescribed disability, but only if it causes likelihood of "driving being a source of danger to the public" : which is where meeting / not meeting the medical standard of fitness to drive comes into play?  
    • You can counter a Judges's question on why you didn't respond by pointing out that any company that charges you with stopping at a zebra crossing is likely to be of a criminal mentality and so unlikely to cancel the PCN plus you didn't want to give away any knowledge you had at that time that could allow them to counteract your claim if it went to Court. There are many ways in which you can see off their stupid claim-you will see them in other threads  where our members have been caught by Met at other airports as well as Bristol.  Time and again they take motorists to Court for "NO Stopping" apparently completely forgetting that the have lost doing that because no stopping is prohibitory and cannot form a contract. Yet they keep on issuing PCNs because so many people just pay up . Crazy . You can see what chuckleheads they are when you read their Claim form which is pursuing you as the driver or the keeper. they don't seem to understand that on airport land because of the Bye laws, the keeper is never liable.   
    • The video-sharing app told the BBC that a "very limited" number of accounts had been compromised.View the full article
    • The King is the second monarch to appear on Bank of England notes which will be fed gradually into the system.View the full article
    • The King is the second monarch to appear on Bank of England notes which will be fed gradually into the system.View the full article
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

CL finance Altered Application into Agreement


m4ckk
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 5186 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Just been to CC with CL Finance. They put together very poor paperwork. The Judges copy was different to ours... ours had vital pages missing. It looked like an application form for a CreditCard has been altered into an agreement..(is that criminal?). This is after we asked for a copy of the original. The copy came through the post 10weeks after we asked for it (I thought there was a 12day limit under CCPAct 1974?? and is that a criminal offence nowadays?). Anyway Judge sent CL away with flea in ear to sort the paperwork out for a retrial. HELP..:shock:

I cant remember signing any Agreement.. just an application form touted to me by a pretty young lady with long legs and a short skirt outside the Man Utd.. I was well under the influence too... always am just befroe a big game.. it's part of the build up.. (could that be construed as miss-selling??);)

 

We have got 14 days too to issue our final defence.. any offers of help will be really appreciated. Just lost job, just broke leg, just seperated, feel down :Cry:

Link to post
Share on other sites

  • Replies 67
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

Hi mate,

 

Don't feel down... you need to post some of this paperwork up on here if you know how to.

 

I can help with a defence... done enough of them recently.

 

CCA offences for non supply of credit agreement were removed by the 2006 amendments.

 

However they should be complying with Civil Procedure Rules in order not to put you at a disadvantage.

 

So... can you post anything up?

Link to post
Share on other sites

I've been through so many threads on these idiots, I think I know it by heart.

 

Just wait till the CL Finance/Howard Cohen CAG mafia start subbing - they won't know what's hit them!

 

Very concerned about different paperwork popping up here and there. These so-called 'solicitors' seem remarkably adept and pulling rabbits out of hats just when it suits them. Can't wait to see what docs they come up with m4ckk - can you post anything you have so far?

Link to post
Share on other sites

  • 2 weeks later...

Hello all... thanks for your supporting comments.

I have to get a 'defence' in by friday but cant upload any docs.. (scanner not recognised)

The application I signed whilst under the influence has (I beleive) turned into an agreement. They didnt send me the requested docs for months after the 12 day limit.

What do you need to know?

 

Thanks,Mackk

Link to post
Share on other sites

I believe that an application was completed and signed (whilst very drunk) outside MUFC. The CL legal rep in court did not give us the full copy... The judge on seeing this decided to adjourn till March.. but our defence has to be in by 4pm tomorrow.

I think I signed a application... NOT an agreement.

Mack

Link to post
Share on other sites

I may be out of my depths here. It's difficult to see the agreement but I can't see a credit limit anywhere. I think this is one of the prescribed terms, and as far as a DJ is concerned pretty important - how the hell are you supposed to determine the amount of credit you agreed to?

 

EDIT: Sorry, I think they're okay just to let you know that they will decide the credit limit and let you know.

 

The application form is not part of the agreement in any way afaik. Again the agreement is difficult to read but I don't think it references another document other than the T&C's. Is that correct?

 

EDIT: Didn't realise it was the same document, sorry.

Edited by Aristoc
Link to post
Share on other sites

Also.. I asked for the original agreement back in August... they sent it to me a week prior to the court hearing (is it thrown out if not produced within 14 days?? Iv seen that on here somewhere??)

 

Mack

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...