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    • If you are buying a used car – you need to read this survival guide.

      BankFodder posted a topic in Vehicle retailers and manufacturers,

      If you are buying a used car – you need to read this survival guide.
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      BankFodder

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    • Big Motoring World Enfield /Blackhorse - done over on car - @BigMotoringWrld

      ATJ posted a topic in Vehicle retailers and manufacturers,

      Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
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      BankFodder

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    • A2Dominion - Housing Association property flooding - damning ombudsman report

      WanTToMoveOn posted a topic in Residential and Commercial lettings/Freehold issues,

      Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
      WanTToMoveOn

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    • Post in Suing a parcel delivery company when you don't have a direct contract with them – third-party rights Copy of judgment available

      BankFodder posted a post in a topic,

      We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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      BankFodder

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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times.
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Lloyds "How we are helping" campaign. The colossal hypocrisy of Lloyds Bank

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BankFodder

BankFodder

Posted
Posted
Lloyds TSB ‘How we’re helping’ campaign launches

 

Fri 18 Sep 2009

df613f2a-5ba0-4b90-83f8-1318e75db0c3.jpg A new Lloyds TSB ad campaign has been launched to tell customers how the bank is helping them to get to where they want in life.

The new campaign will show what Lloyds TSB does to help millions of customers, day in and day out. Using examples of how many people the bank has helped over the last 12 months, the campaign aims to show how the bank is supporting people when they need it most.

 

Using the strapline ‘Over the last year, we’ve helped…’ the ads show how every individual counts.

 

To start the campaign, two familiar ads are given a makeover, with new voiceovers added. The ‘Babies’ advert, where a new father is given his five children to hold, will tell customers how Lloyds TSB has helped over 90,000 children start saving and invites parents to come in and talk to us about planning for their children’s future.

 

The second ad, called ‘Henry’, shows a family upgrading to a larger home, with the voiceover saying that over the last year Lloyds TSB has helped more than 50,000 customers get a new mortgage.

 

A new 40 second TV advert as well as radio and magazine ads will go live from November.

 

Your career with us could be about to start right here - Lloyds Banking Group

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BankFodder

BankFodder

Posted
  • Author
Posted

Can you finish the strap line for Lloyds new campaign?

 

"Over the last year, we’ve helped…

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BankFodder

BankFodder

Posted
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What would you like to tell to your children about their future if they decide to put their trust in Lloyds bank?

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SOD'EM

SOD'EM

Posted
Posted

"Over the last year, we have helped many DCA's send out a multitude of threats after not listening to any of our customers thoughts. After all, they are just a number".

 

TSB....The bank that likes to say yes (but never does).

 

 

If all else fails, kick them where it hurts and SOD'EM;)

 

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Spamalot

Spamalot

Posted
Posted

Over the last year, we’ve helped…ourselves to your money even though it doesn't belong to us and caused the FOS a lot of unecessary work due to our pure unadulterated arrogance and inability to listen... :)

[sIGPIC][/sIGPIC]

 

They say money talks......mine just keeps saying "Goodbye"

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Spamalot

Spamalot

Posted
Posted

What would you like to tell to your children about their future if they decide to put their trust in Lloyds bank?......

 

You'll be broke, angry and constantly in battle with the Delhi Do'nuts...

[sIGPIC][/sIGPIC]

 

They say money talks......mine just keeps saying "Goodbye"

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Night Owl

Night Owl

Posted
Posted

Over the last year, we've helped..........suck your finances dry........but we won't enter into mediation because at the moment we have the power to continue sucking you dry and putting you at the bottom of the debt pile. :mad:

You can trust in us........Lloyds! :mad: NOT!

 

I have a deep lothing of Lloyds.

Keep up the fight against Bank Charges.

 

 

Got Debt problems?

Don't panic, put the kettle on and read this

 

:-) Everything I write comes from my heart and head! The large filling cabinet that is my knowledge of life, however warped that may be!! :-)

 

<<< Please tickle my star!! if I have managed to help you or just made you chuckle!

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SOD'EM

SOD'EM

Posted
Posted
Over the last year, we’ve helped…ourselves to your money even though it doesn't belong to us and caused the FOS a lot of unecessary work due to our pure unadulterated arrogance and inability to listen... :)

 

 

 

oooooooooohhhh ..... Spams in the house:grin:.

 

 

If all else fails, kick them where it hurts and SOD'EM;)

 

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Spamalot

Spamalot

Posted
Posted
oooooooooohhhh ..... Spams in the house:grin:.

 

I am ... and I'm having a cup of tea...:)

 

 

Lloyds... the bank that likes to tell lies....

 

Lloyds For the journey.... to financial ruin

 

Have I won a mug yet?? :grin:

[sIGPIC][/sIGPIC]

 

They say money talks......mine just keeps saying "Goodbye"

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locutus

locutus

Posted
Posted

Over the last year, we’ve helped… take peoples minds off the "expenses scandal" for the government to scratch their back for bailing us out!

If in doubt, contact a qualified insured legal professional (or my wife... she knows EVERYTHING)

 

Or send a cheque or postal order payable to Reclaim the Right Ltd.

to

923 Finchley Road London NW11 7PE

 

 

Click here if you fancy an email address that shows you mean business! (only £6 and that will really help CAG)

 

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jdes26

jdes26

Posted
Posted

i worked at lloyds bank in stroud this year.............im an electrician they were having a refit ............... i thought sod it i hit the manager with a question..................... DO U THINK BANK CHARGES ARE FAIR? he replied basically no!!!!!!!!!!!!!!!!!!!!!!!! i said the c a g would agree with u 2!

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GuidoT

GuidoT

Posted
Posted

All the banks are a disgrace, but Lloyds are one of the worst.

 

Lloyds have helped by preying on vulnerable people and helped destroy the economy.

 

My other words to describe how Lloyds have helped are unsuitable for here.

If I have been helpful please click on my star and add a comment.

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locutus

locutus

Posted
Posted
All the banks are a disgrace, but Lloyds are one of the worst.

 

Lloyds have helped by preying on vulnerable people and helped destroy the economy.

 

My other words to describe how Lloyds have helped are unsuitable for here.

 

I think BF started this thread to test the swear filter to capacity :p

If in doubt, contact a qualified insured legal professional (or my wife... she knows EVERYTHING)

 

Or send a cheque or postal order payable to Reclaim the Right Ltd.

to

923 Finchley Road London NW11 7PE

 

 

Click here if you fancy an email address that shows you mean business! (only £6 and that will really help CAG)

 

If you can't donate, please use the Internet Search boxes on the CAG pages - these will generate a small but regular income for the site

 

Please also consider using the

C.A.G. Toolbar

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ncf355

ncf355

Posted
Posted

Perhaps they could show photos of people that have *allegedly* attempted to take their own lives due to the stress piled on by Lloyds collection activities and bank charges?

omnia praesumuntur legitime facta donec probetur in contrarium

 

 

Please note: I am not a member of the legal profession, all advice given is purely my opinion, if in doubt consult a professional

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ncf355

ncf355

Posted
Posted
Over the last year we've helped one of our loyal customers by referring to her husband's attempted suicide through financial difficulties as his attempt to 'top himself' in her subject access request.............

 

..............and yes, they really did do this:eek:

 

After my post I just saw this!

 

Have the papers got hold of this?

omnia praesumuntur legitime facta donec probetur in contrarium

 

 

Please note: I am not a member of the legal profession, all advice given is purely my opinion, if in doubt consult a professional

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landy_alert

landy_alert

Posted
Posted

Hi ncf355

 

No, although I did mention their lack of sympathy and understanding in several letters to LTSB regarding refunding our bank charges in the hope this might sway them - all refused and this point specifically ignored.

 

Earlier in the year when we were experiencing financial difficulties and LTSB had refused to acknowledge this I also sent a letter regarding our situation that highlighted the point regarding my OH's experience to the CEO which was passed to some menial staff member who again didn't even offer an apology for the way they dealt with this sensitive issue:eek:

 

Regards,

 

Landy x

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Pokerace

Pokerace

Posted
Posted

OVER THE LAST YEAR... Lloyds TSB has put 5 late charges on my credit file for a bank account I closed LAST YEAR! Rock on Lloyds... Over the last year Lloyds took 6 months to answer one complaint they should have dealt with in 8 weeks. Over the last year Lloyds have failed to give the Financial Ombudsman any explanation as to why they have put late charges on a closed bank account! Honestly guys, the worst bank in the U.K

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  • 8 months later...
Night Owl

Night Owl

Posted
Posted
Has anybody through of writing a letter about this ad to the advertising complains body? The most be enough evidence on these pages alone to prove that this advert is

 

Misleading.

Wrong in places

 

Lloyds Advertising Misleading???? never!! :-o

 

I hate Loyds with a passion. :evil:

 

You'd deffo have a fight on your hands to prove this tactic, Lloyds don't play nicely...........at all.

Keep up the fight against Bank Charges.

 

 

Got Debt problems?

Don't panic, put the kettle on and read this

 

:-) Everything I write comes from my heart and head! The large filling cabinet that is my knowledge of life, however warped that may be!! :-)

 

<<< Please tickle my star!! if I have managed to help you or just made you chuckle!

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SOD'EM

SOD'EM

Posted
Posted
Can you finish the strap line for Lloyds new campaign?

 

"Over the last year, we’ve helped…

 

 

 

Ourselves to a lot less than we are going to do now, with the help of the new Demolition Government. And more each year after that.

 

Woohoooooooooooo.

 

 

If all else fails, kick them where it hurts and SOD'EM;)

 

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