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    • Can you complete this ASAP also:    
    • 25/05/2024? That the deadline or the date of the claimform?
    • Banks have different limits above which they require Probate. So it may be Probate is not needed, although as he died with no Will that could complicate things. Is all the £28k with Virgin Money? Your wife should contact all banks who hold his money with the death certificate and ask them what they need to release the funds to her. Most banks have a central "bereavement department". Check their websites. Use that department rather than general call centre or bank branch if they have one. Nearly every bank website has a section on "what to do when a customer dies" so have a search for that. Your wife may also have to provide evidence that she is his daughter. When his wife died it sounds like they had a joint bank account so that's why her money just went across to him. But as it isn't a joint account now transfer to your wife won't be quite that simple.  
    • That explains it then. MET's fantasy is that it's a pay car park.  You're only let off paying if you are a Starbucks customer which you can't be when Starbucks is closed.  'Cos otherwise lots of people would abuse the car park facilities on the far edge of the Stansted Airport area in the middle of nowhere to ... admire the bushes?  Look at the cloudy sky? The important thing is that we have around 140 cases for this site, and MET have only tried court seven times.  Even then, they had no intention of getting as far as a hearing, they were attempting to intimidate the motorists into paying, when the Caggers defended the cases MET discontinued.
    • She's an only child and he as a brother and sister. He has no will and we have done a check on this to find out if he had left one and nothing has come up. He has savings of around 28k His sister and brother are well off so 28k is nothing to them and aren't interested in his money. This just leaves my wife/his daughter. Would this still need to go to probate there is no estate e.g house or business to sell and the amount left in his bank is just small? When his wife died they just closed her bank account and moved her money across to his account and we just assumed that once my wife has handed in the death certificate and shown evidence of who she is the same would apply to her? We don't know yet the council have only just written to us today with a guide of what to do next.  
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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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MBNA/Arrow/Marlin/Mortimer Solictors **WON**


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Not been able to put the story on site before as in one letter received Mortimers stated that they were looking at the site. SO I HAVE PUT THIS ON THE SITE IN HOPE IT WILL HELP

 

Anyway we won in court £3800.

 

The judge was not particularly helpful and suggested that the application form from MBNA was a credit agreement even with that funny signatute in the top left hand corner. WE discussed what all 4 corners meant as not everything can be put on two sides of the paper. I asked him then were is the clause 11 of T&C refereed to on the front of the application. This was quickly move on.

 

Further,i received a NOA which had the Date of assignment 00/00/00 stated The Judge said i did not need to know the date of assignment as it was commercial sensitive. Beats me why it said the case quote was irrelevant and does not affect that the debt is assigned.

 

DN this was a one that cracked me up the original send to me which i had should a date of 22 Aug 2008 to get the arrears paid, but when i asked for disclose the DN came back with this date being 25 Aug 2008, which would provide the 14 days necessary under s87. This was the only document that was different when i brought this up with the Judge, he was well its a screen dump and the date is an automatic entry Ok but the fist DN notice must stand. We then had a discussion about case law. The case then went to only the arrears being owed. I also gave the Judge my credit file and showed him a entry by Arrow which was before the date there said they owned the debt on the POC. He said so what this is a matter for the IOC.

 

We also had Rankine thrown in.

 

At last we got to were are the statements to show how any of this debt was calculated. None could be produced in Court.

 

After a 10 min rest the judge said unenforceable. On leaving he told the Claimenants solicitor to look up case 8QC52414

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I was LIP

 

The T&C were the one's of the Microfiche the Standard issue. Whta i was saying that on the front of the application form is a section "read clause 11" well no where on this form front back is a clause 11. The DJ was try to say the T&C on the microfiche were with the application form. Which we all know is not the case. He did harp on about my signature in the box and that constitutes a credit agreement. I simple asked what was the credit limit how did MBNA work out the APR when must i pay. Anyway 2 hours and 30 mins what a waste of the courts time. but it must have cost Arrow a few bob.

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  • 1 month later...

yesterday 23 Dec 09 I got a letter from Arrow. They have send me

1 Copy Agreement

2 Terms and Conditions

3 Statement of account

 

The letter goes on to say " Please provide your proposal for repayment of your debt. Failure to do so will result in the continuation of collection activity, which in your case may include ligation."

 

I do not like this Arrow Global, what can we do I happy to go all the way

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yesterday 23 Dec 09 I got a letter from Arrow. They have send me

1 Copy Agreement

2 Terms and Conditions

3 Statement of account

 

The letter goes on to say " Please provide your proposal for repayment of your debt. Failure to do so will result in the continuation of collection activity, which in your case may include ligation."

 

I do not like this Arrow Global, what can we do I happy to go all the way

 

Is this to do with MBNA ?

 

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I'm sorry but I don't have access to the quoted court case.

 

However, as the Judge has ruled the agreement unenforceable, I would point this out to Arrow and point out the issue of estoppal.

 

If they persist, tell them you will return to court to obtain a stop and desist order; with Arrow being liable for the full costs.

 

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