Jump to content


  • Tweets

  • Posts

    • Topic moved to Financial legal Issues forum in view of the claim form. Topic title updated Please continue to post here, Andy   .
    • Hi, Purchased a car from Arnold Clark, Nottingham branch, on 5th April this year. Car was located in a different branch of Arnold Clark (Glasgow I believe) so was purchased on the standard proviso that it would be checked over by them etc.  Collected the car on 12th April, when I inspected it prior to handover it was noted that there was a ding/paint chip on the driver's door, a mark on the roof and damage to the screen of the infotainment (radio) where there was a chunk taken out of the touch screen. At the time I was told by the staff member who did the handover all these would be fixed as I had pointed them out to him, I even sent follow up photos of the damage a few days after. I drove the car away, signed the paper work etc. After some delays on their part the paint work was eventually booked in and fixed last Friday. The roof is still apparently being looked into (it's a standard wrap that appears to be a common issue with the car). The major issue here is the damage and chunk out of the touch screen infotainment system. This forms a major part of the car as you can change settings etc. in there. Arnold Clark are now advising me, after having a few people, including a manager there look at it, that they won't fix this, despite advising that they would during the handover. I have raised this with their internal complaints team but am receiving the same response. The general manager of the branch, who already had a very aggressive/blase attitude, which has been downright rude at points to this whole thing, treating it like's a trivial little mark. All this has left me with a very sour taste in my mouth and I'm now at a loss as to how to proceed and get this work repaired by them. Do I go to the Motor Ombudsman/finance company or? Thanks in advance for any advice you can give
    • You'll need to acknowledge service pretty sharpish then. I'm sure dx will pop up once you've filled in the template with the next steps.
    • It's possible, either way the OP's level of worry is far far higher, than any consequences.
    • Hi lolerz thanks for your reply. I'll fill this in when I get home. Just to let you know the 25/05/24 is incorrect I received the county court letter on fri 17/05/24
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

MBNA/Arrow/Marlin/Mortimer Solictors **WON**


zamtaff
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 5256 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Not been able to put the story on site before as in one letter received Mortimers stated that they were looking at the site. SO I HAVE PUT THIS ON THE SITE IN HOPE IT WILL HELP

 

Anyway we won in court £3800.

 

The judge was not particularly helpful and suggested that the application form from MBNA was a credit agreement even with that funny signatute in the top left hand corner. WE discussed what all 4 corners meant as not everything can be put on two sides of the paper. I asked him then were is the clause 11 of T&C refereed to on the front of the application. This was quickly move on.

 

Further,i received a NOA which had the Date of assignment 00/00/00 stated The Judge said i did not need to know the date of assignment as it was commercial sensitive. Beats me why it said the case quote was irrelevant and does not affect that the debt is assigned.

 

DN this was a one that cracked me up the original send to me which i had should a date of 22 Aug 2008 to get the arrears paid, but when i asked for disclose the DN came back with this date being 25 Aug 2008, which would provide the 14 days necessary under s87. This was the only document that was different when i brought this up with the Judge, he was well its a screen dump and the date is an automatic entry Ok but the fist DN notice must stand. We then had a discussion about case law. The case then went to only the arrears being owed. I also gave the Judge my credit file and showed him a entry by Arrow which was before the date there said they owned the debt on the POC. He said so what this is a matter for the IOC.

 

We also had Rankine thrown in.

 

At last we got to were are the statements to show how any of this debt was calculated. None could be produced in Court.

 

After a 10 min rest the judge said unenforceable. On leaving he told the Claimenants solicitor to look up case 8QC52414

Link to post
Share on other sites

I was LIP

 

The T&C were the one's of the Microfiche the Standard issue. Whta i was saying that on the front of the application form is a section "read clause 11" well no where on this form front back is a clause 11. The DJ was try to say the T&C on the microfiche were with the application form. Which we all know is not the case. He did harp on about my signature in the box and that constitutes a credit agreement. I simple asked what was the credit limit how did MBNA work out the APR when must i pay. Anyway 2 hours and 30 mins what a waste of the courts time. but it must have cost Arrow a few bob.

Link to post
Share on other sites

  • 1 month later...

yesterday 23 Dec 09 I got a letter from Arrow. They have send me

1 Copy Agreement

2 Terms and Conditions

3 Statement of account

 

The letter goes on to say " Please provide your proposal for repayment of your debt. Failure to do so will result in the continuation of collection activity, which in your case may include ligation."

 

I do not like this Arrow Global, what can we do I happy to go all the way

Link to post
Share on other sites

yesterday 23 Dec 09 I got a letter from Arrow. They have send me

1 Copy Agreement

2 Terms and Conditions

3 Statement of account

 

The letter goes on to say " Please provide your proposal for repayment of your debt. Failure to do so will result in the continuation of collection activity, which in your case may include ligation."

 

I do not like this Arrow Global, what can we do I happy to go all the way

 

Is this to do with MBNA ?

 

Link to post
Share on other sites

I'm sorry but I don't have access to the quoted court case.

 

However, as the Judge has ruled the agreement unenforceable, I would point this out to Arrow and point out the issue of estoppal.

 

If they persist, tell them you will return to court to obtain a stop and desist order; with Arrow being liable for the full costs.

 

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...