Help with Welcome Finance

[Ricecake]

Any news on the ppi Beyound ?

[beyondhope]

Any news on the ppi Beyound ?

 

What PPI ricecake?

[wannabedebtfreesoon]

Trust me I know exactly how you feel-"self-doubt"!

 

The baffle you with stupidity to such a point that you actually doubt yourself!! How ridiculous is that!

 

They did the same to me, you saw the defence they unashamedly sent me; "we admit we didn't have a court order but deny this was breach of duty"

 

CCA 1974; "(3) An entry in contravention of subsection (1) or (2) is actionable as a breach of statutory duty."

 

They can "deny" and refute your "assertions" all they like but I can't see it getting them anywhere apart from sitting in the corner wearing a hat with a big letter "D" on it!!!

 

Don't worry mate, it's not a big deal

 

"additional to our final response" lol!!!

[beyondhope]

Trust me I know exactly how you feel-"self-doubt"!

 

The baffle you with stupidity to such a point that you actually doubt yourself!! How ridiculous is that!

 

They did the same to me, you saw the defence they unashamedly sent me; "we admit we didn't have a court order but deny this was breach of duty"

 

CCA 1974; "(3) An entry in contravention of subsection (1) or (2) is actionable as a breach of statutory duty."

 

They can "deny" and refute your "assertions" all they like but I can't see it getting them anywhere apart from sitting in the corner wearing a hat with a big letter "D" on it!!!

 

Don't worry mate, it's not a big deal

 

"additional to our final response" lol!!!

 

I didnt so much doubt myself but more well if they think they are ok can they convince the judge so to speak

 

They can say what they like now im not bothered what is done is done they unlawfully took the car and I intend that they remedy it in some shape or form!

 

Ive had a 'final response', 'further response' and 'addition to response'

[wannabedebtfreesoon]

I didnt so much doubt myself but more well if they think they are ok can they convince the judge so to speak

 

They can say what they like now im not bothered what is done is done they unlawfully took the car and I intend that they remedy it in some shape or form!

 

Ive had a 'final response', 'further response' and 'addition to response'

I know, I still think that myself. The truth is they may well be able to convince a judge, but worrying about it isn't going to help.

 

My point is, we are trying to stand up for ourselves against this unscrupulous company and that alone is something to feel proud of. Win, lose or draw we know we have given it our best shot

[beyondhope]

I know, I still think that myself. The truth is they may well be able to convince a judge, but worrying about it isn't going to help.

 

My point is, we are trying to stand up for ourselves against this unscrupulous company and that alone is something to feel proud of. Win, lose or draw we know we have given it our best shot

 

absolutely! i just wanted to share my wonderful response! I want them served already *hmph* I need my sealed court papers to make this really real know what I mean!

[beyondhope]

double post sorry x

[wannabedebtfreesoon]

absolutely! i just wanted to share my wonderful response! I want them served already *hmph* I need my sealed court papers to make this really real know what I mean!

I'm sure it won't be long now. They are probably taking their time looking up how to deal with the Consumer Credit Act Procedure!

When I handed mine in the clerk read my "Brief details of claim" and looked totally unsurprised! Then she said "If they don't respond in 14 days, you'll win by default." To me that spoke volumes! Although she was technically incorrect, she seemed very familiar with either them or this sort of claim.

 

If your court doesn't get a lot of this kind of work they prob just doing the research to make sure they follow the correct procedure. And don't forget your 2 days for service

[beyondhope]

I'm sure it won't be long now. They are probably taking their time looking up how to deal with the Consumer Credit Act Procedure!

When I handed mine in the clerk read my "Brief details of claim" and looked totally unsurprised! Then she said "If they don't respond in 14 days, you'll win by default." To me that spoke volumes! Although she was technically incorrect, she seemed very familiar with either them or this sort of claim.

 

If your court doesn't get a lot of this kind of work they prob just doing the research to make sure they follow the correct procedure. And don't forget your 2 days for service

 

 

well it was put in on weds about 12.45pm ish she said it would be served in the next few days and my copy will have a date on it of when they are officially 'served' so fingers crossed tomo ill get my copy the court i went to is very busy though as they have just taken on the admin of my local court as well as they are only open for enquiries and hearings on a friday as of 1st april so i did expect a bit of a delay

[essexboy]

beyond

 

you reply with such confidence when responding to other threads, so you must truly believe you have a good knowledge of the consumer credit act and you do.

 

well keep that believe and stand up to them in court and watch them back out at the last minute with an offer

 

welcome dont understand the law they are preaching just use it to justify their bulling tactics, they forget this law was implemented to protect the borrower as well as the lender

 

i cannot offer any advise that has not already been given and quite frankly you just have to sit back and wait.

 

good luck

 

essexboy

[beyondhope]

beyond

 

you reply with such confidence when responding to other threads, so you must truly believe you have a good knowledge of the consumer credit act and you do.

 

well keep that believe and stand up to them in court and watch them back out at the last minute with an offer

 

welcome dont understand the law they are preaching just use it to justify their bulling tactics, they forget this law was implemented to protect the borrower as well as the lender

 

i cannot offer any advise that has not already been given and quite frankly you just have to sit back and wait.

 

good luck

 

essexboy

 

Thank you essexboy i dont intend on backing down if i go down i go down i go down fighting and i hope you do the same also! if i can help at all please shout

[essexboy]

hi beyond

 

would not dream to suggest you would, i will definately follow this through to the end it aint about money anymore this is personal.

 

although i wont turn the money down. lol

 

 

i know i have not posted the documents from my letter in my post but i think the letter explains their usefulness.

 

if they could help your case please let me know i am more than willing to e-mail them to you

 

thanks for all your help and without question if there is anything i can do

 

please let me know

 

i have everything crossed for you

 

essexboy

[beyondhope]

hi beyond

 

would not dream to suggest you would, i will definately follow this through to the end it aint about money anymore this is personal.

 

although i wont turn the money down. lol

 

 

i know i have not posted the documents from my letter in my post but i think the letter explains their usefulness.

 

if they could help your case please let me know i am more than willing to e-mail them to you

 

thanks for all your help and without question if there is anything i can do

 

please let me know

 

i have everything crossed for you

 

essexboy

 

 

absof***inglutely this is about principle not £ its them that has the issue with £! Anyhow thank you very much as I may need in you in case 2 if case 1 fails If there is anything on this thread document wise you need shout and you can have a full copy with authorisation letter that goes for other thread too where they admit to unauthorised charges in their final response

[mark1arby]

But Cab!! Didn't you know what the 'A' stands for in CCA????!

 

Ladies and Gentlemen, it is my greatest pleasure to introduce to you all.....

 

The Consumer Credit Assertion 2010!!

 

:D:D

 

My Comment is, `*UCKING BRILLIANT`!!! :lol:

 

I LOVE THE ****!!!:grin:

 

Stop Mucking About!!! My Ribs Hurt!!!:lol:

 

cheers, MARK

[beyondhope]

My Comment is, `*UCKING BRILLIANT`!!! :lol:

 

I LOVE THE ****!!!:grin:

 

Stop Mucking About!!! My Ribs Hurt!!!:lol:

 

cheers, MARK

 

 

Hiya Mark trust you to pick up on that one

Lets hope the judge goes by ACTS not ASSERTIONS

I think Mrs 'I'm coming to get ya' writes alot of 'ASSERTIONS'

[wannabedebtfreesoon]

beyond

 

you reply with such confidence when responding to other threads, so you must truly believe you have a good knowledge of the consumer credit act and you do.

 

well keep that believe and stand up to them in court and watch them back out at the last minute with an offer

 

welcome dont understand the law they are preaching just use it to justify their bulling tactics, they forget this law was implemented to protect the borrower as well as the lender

 

i cannot offer any advise that has not already been given and quite frankly you just have to sit back and wait.

 

good luck

 

essexboy

Here here!!

 

I had a thought today, (hard to believe I know! ), but I have been quite troubled by Welcome's lack of knowledge; I just couldn't understand how a big company with a legal team could have such poor understanding of the law. My thought was this, "If there were a legal team fully versed in the CCA 1974 and the 2006 amendments, that had the capacity to manage customer complaints in a professional, legally adept manner, where customers wouldn't even entertain the idea of bringing claims because the team would have it immediately all sewn up, if there were such a team.....why the Hell would we think they'd want to work for Welscum Finance???!!!"

[mark1arby]

Hiya Mark trust you to pick up on that one

Lets hope the judge goes by ACTS not ASSERTIONS

I think Mrs 'I'm coming to get ya' writes alot of 'ASSERTIONS'

 

I Can Not Believe it is the Same Staff who are Still Sat Printing Stuff They Must Know is Total Drivel.

 

Do you think they Actually Believe what they are Stating, Or is it The way the **** have Indoctrinated ( Great Word) Them from the very beginning of their employment?

 

If it was You Or I Writing this *HIT I`m Certain We would have woken up to what is going on!!! When the **** do their Interviews of Prospective Employees Do You think they look for A Natural Tendency to be Totally Immoral and A Numb Scull???

 

What Can a Company such as WFS be Telling their Staff about the Situation they are in, for the Staff to Just Carry On And Believe that They Are Right???

 

Their Jobs are ALL in Danger because of the Underhand and Unlawful Way the Company is Run!!! They Are Asked to Do Things that Would Make Most of Humankind Sick!!! There Would have Already Been A Revolution to Change Things and Replace The `Old Guard`. Why are they So Insistent On Carrying out Their Abhorrent Duties???

 

The Staff MUST KNOW!!! How Could They Not???

 

Cheers, MARK:lol:

[wannabedebtfreesoon]

I Can Not Believe it is the Same Staff who are Still Sat Printing Stuff They Must Know is Total Drivel.

 

Do you think they Actually Believe what they are Stating, Or is it The way the **** have Indoctrinated ( Great Word) Them from the very beginning of their employment?

 

If it was You Or I Writing this *HIT I`m Certain We would have woken up to what is going on!!! When the **** do their Interviews of Prospective Employees Do You think they look for A Natural Tendency to be Totally Immoral and A Numb Scull???

 

What Can a Company such as WFS be Telling their Staff about the Situation they are in, for the Staff to Just Carry On And Believe that They Are Right???

 

Their Jobs are ALL in Danger because of the Underhand and Unlawful Way the Company is Run!!! They Are Asked to Do Things that Would Make Most of Humankind Sick!!! There Would have Already Been A Revolution to Change Things and Replace The `Old Guard`. Why are they So Insistent On Carrying out Their Abhorrent Duties???

 

The Staff MUST KNOW!!! How Could They Not???

 

Cheers, MARK:lol:

But when you do talk to the staff they talk with such conviction! "It doesn't matter that you've paid a third, we don't need a court order to repossess your car!". They must get taught 'The Law According to Welcome Finance' when they have their training

 

I bet a requirement for the position must be that they must previously have worked as traffic wardens!

[mark1arby]

But when you do talk to the staff they talk with such conviction! "It doesn't matter that you've paid a third, we don't need a court order to repossess your car!". They must get taught 'The Law According to Welcome Finance' when they have their training

 

I bet a requirement for the position must be that they must previously have worked as traffic wardens!

 

It`s ALL Too True!!!

 

When I left The Navy I stayed in Touch with A Lot of My Friends. Some are Still Serving and They keep me Up To Date on things that are Happening to the Service! I Try to tell them What it`s Like `Outside`!!!

 

Are the Ex WFS Employees NOT at Least Attempting to Inform Their **** Oppos that It Is ALL *OLLOCKS??? Or are They SO Brainwashed That even though they Have Lost Thier Own Jobs in Such A Way, and Are No Longer Restricted In What They Can and Can Not Do By the ****, they Still Don`t Realise What Cabbages They Have Been, And how Working for WFS Will Not Help in the Hunt for Fresh Employment??? Unless it is as a Traffic Warden Or A Scrubber Outer of Ferrets Cages!!! LOL

 

Cheers, MARK

[cab1ne]

i think the so called defence they are going to submit is just a formality,

i think wfs **** won't even turn up on the day,

 

i think to much,

i think i am right tho,

 

cab

[beyondhope]

Here here!!

 

I had a thought today, (hard to believe I know! ), but I have been quite troubled by Welcome's lack of knowledge; I just couldn't understand how a big company with a legal team could have such poor understanding of the law. My thought was this, "If there were a legal team fully versed in the CCA 1974 and the 2006 amendments, that had the capacity to manage customer complaints in a professional, legally adept manner, where customers wouldn't even entertain the idea of bringing claims because the team would have it immediately all sewn up, if there were such a team.....why the Hell would we think they'd want to work for Welscum Finance???!!!"

 

 

I had this conversation with my friend who is PA to a solicitor and her opinion was....if they have an in house legal team, their legal team is made up of solicitors that couldnt make it on the outside She's training to be a legal exec and has worked in solicitor for the last 7yrs so has a small clue what shes talking about

[beyondhope]

I Can Not Believe it is the Same Staff who are Still Sat Printing Stuff They Must Know is Total Drivel.

 

Do you think they Actually Believe what they are Stating, Or is it The way the **** have Indoctrinated ( Great Word) Them from the very beginning of their employment?

 

If it was You Or I Writing this *HIT I`m Certain We would have woken up to what is going on!!! When the **** do their Interviews of Prospective Employees Do You think they look for A Natural Tendency to be Totally Immoral and A Numb Scull???

 

What Can a Company such as WFS be Telling their Staff about the Situation they are in, for the Staff to Just Carry On And Believe that They Are Right???

 

Their Jobs are ALL in Danger because of the Underhand and Unlawful Way the Company is Run!!! They Are Asked to Do Things that Would Make Most of Humankind Sick!!! There Would have Already Been A Revolution to Change Things and Replace The `Old Guard`. Why are they So Insistent On Carrying out Their Abhorrent Duties???

 

The Staff MUST KNOW!!! How Could They Not???

 

Cheers, MARK:lol:

 

I think alot of their staff 'start at the bottom' so by the time they get to branch manager they think they are god!

[beyondhope]

But when you do talk to the staff they talk with such conviction! "It doesn't matter that you've paid a third, we don't need a court order to repossess your car!". They must get taught 'The Law According to Welcome Finance' when they have their training

 

I bet a requirement for the position must be that they must previously have worked as traffic wardens!

 

Dont be mean to traffic wardens!!!

[beyondhope]

i think the so called defence they are going to submit is just a formality,

i think wfs **** won't even turn up on the day,

 

i think to much,

i think i am right tho,

 

cab

 

 

ooo Cab ya really do think alot

[wannabedebtfreesoon]

Dont be mean to traffic wardens!!!