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    • sorry she is a private individual, the cars are parking on her land. she can clamp the cars. only firms were outlawed from doing it bazza. thats what the victims of people dumping cars on their drives near airports did and they didn't not get prosecuted.    
    • The DVLA keeps two records of you. One as a driver and one for your car. If they differ you might find out in around a month when they will send you a reminder as well as to your other half for their car. If you receive nothing then you can be fairly sure that you were tailgating though wouldn't explain why they didn't pick up your car on one of drive past their cameras. However even if you do get a PCN later the your situation will not change. The current PCN does not comply with the Protection of Freedoms Act 2012 Schedule 4 which is the main law that covers private parking. It doesn't comply for two reasons. 1. Section 9 [2][a] states  (2)The notice must— (a)specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates; The PCN states 47 minutes which are the arrival and departure times not the time you were actually parked. So if you subtract the time you took to drive from the entrance. look for a parking place and park in it perhaps having to manoeuvre a couple of times to fit within the lines and then unload the children followed by reloading the children getting seat belts on etc before driving to the exit stopping for cars, pedestrians on the way you may well find that the actual time you were parked was quite likely to be around ten minutes over the required time.  Motorists are allowed a MINIMUM of ten minutes Grace period [something that the rogues in the parking industry conveniently forget-the word minimum] . So it could be that you did not overstay. 2] Sectio9 [2][f]  (ii)the creditor does not know both the name of the driver and a current address for service for the driver, the creditor will (if all the applicable conditions under this Schedule are met) have the right to recover from the keeper so much of that amount as remains unpaid; Your PCN does not include the words in brackets and in 2a the Act included the word "must". Another fail. What those failures mean is that MET cannot transfer the liability to pay the charge from the driver to the keeper. Only the driver is now liable which is why we recommend our members not to appeal. It is so easy to reveal who was driving by saying "when I parked the car" than "when the driver parked the car".  As long as they don't know who was driving they have little chance of winning in court. This is partly because Courts do not accept that the driver and the keeper are the same person. And because anyone with a valid motor insurance policy is able to drive your cars. It is a shame that you are too far away to get photos of the car park signage. It is often poor and quite often the parking rogues lose in Court on their poor signage alone. I hope hat you can now relax and not panic about the PCN. You will receive many letters from Met, their unregulated debt collectors and sixth rate solicitors threatening you with ever higher amounts of money. The poor dears have never read the Act which states quite clearly that the maximum sum that can be charged is the amount on the signs. The Act has only been in force for 12 years so it may take a  few more years for the penny to drop.  You can safely ignore everything they send you unless or until they send you a Letter of Claim. Just come back to us if they do send one of those love letters to you and we will advise on a snotty letter to send them. In the meantime go on and enjoy your life. Continue reading other threads and if you do get any worrying letters let us know. 
    • Hopefully the ANPR cameras didn't pick up the two vehicles, but I don't think you're out of the woods just yet. MET's "work" consists of sending out hundreds of these invoices every week so yours might be a few days behind your partner's. There is also the matter of Royal Mail.  I once sold two second-hand books to someone on eBay.  Weirdly the cost of sending them separately was less than the cost of sending them in one parcel.  So to save a few bob I sent them seperately.  One turned up the next day.  One arrived after four days.  They were  sent from the same post office at the same time! But let's hope I'm being too pessimistic. Please update us of any developments.
    • New version after LFI's superb analysis of the contract. Sorry, but you need to redo the numbering of the paras and of the exhibits in the right order after all the damage I've caused! Defendant's WS - version 4.pdf
    • Hi  no nothing yet. Hope it stays that way 😬
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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Help with Welcome Finance


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Thanks, to be honest we had got HP on a 3 year agreement (approx £10000 for £4000 car) which we paid and probably missed about 2 payments during that period. We paid them the last amount when the agreement was due to end to which they made a good profit! They then claimed we still owed them a few thousand, god knows were they got it from and the interest they applied to charges. We just basically fobbed them off and they applied a default on my partners file for this so called money we owed them. Thats was last year and we really havent done anything with it. They also applied large amount of fees to the loan we had - so we stopped paying that last year. another default for a disputed amount. Again we have really just turned our back on it..

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Thanks, to be honest we had got HP on a 3 year agreement (approx £10000 for £4000 car) which we paid and probably missed about 2 payments during that period. We paid them the last amount when the agreement was due to end to which they made a good profit! They then claimed we still owed them a few thousand, god knows were they got it from and the interest they applied to charges. We just basically fobbed them off and they applied a default on my partners file for this so called money we owed them. Thats was last year and we really havent done anything with it. They also applied large amount of fees to the loan we had - so we stopped paying that last year. another default for a disputed amount. Again we have really just turned our back on it..

 

Had the agreement actually run its natural course, had it come to its contractual end.

 

cab

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Thanks, to be honest we had got HP on a 3 year agreement (approx £10000 for £4000 car) which we paid and probably missed about 2 payments during that period. We paid them the last amount when the agreement was due to end to which they made a good profit! They then claimed we still owed them a few thousand, god knows were they got it from and the interest they applied to charges. We just basically fobbed them off and they applied a default on my partners file for this so called money we owed them. Thats was last year and we really havent done anything with it. They also applied large amount of fees to the loan we had - so we stopped paying that last year. another default for a disputed amount. Again we have really just turned our back on it..

 

Do you want to turn your back or do you want to stop them trashing your credit files and disappear and stop chasing you for money they probably arent entitled to anyway? if you want to sort it please make your own thread so more people can see it and offer help :)

I am a consumer just like you, please get a second opinion or investigate yourself on anything I advise as I am in no way legally trained. Everything I know has come from the Mighty CAG and fellow CAGGERS. :cool:

 

If I have helped in any way please click my reputation star and make a donation to CAG to enable us all to continue to help each other :cool:

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Just had notice from the court the defendant DIDNT hand in their AQ....unless order served,they have until 25th august to file it!

I am a consumer just like you, please get a second opinion or investigate yourself on anything I advise as I am in no way legally trained. Everything I know has come from the Mighty CAG and fellow CAGGERS. :cool:

 

If I have helped in any way please click my reputation star and make a donation to CAG to enable us all to continue to help each other :cool:

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Any news yet?? I'm wondering if Mr P might just be a bit too busy at the moment free-random-smileys-150.gif

 

Nope nothing.....im thinking 3pm fax to court on 25th but we will see.....Mr Beyond is home on Thursday so phonecall to court 10am on Thurs it will be ;)

I am a consumer just like you, please get a second opinion or investigate yourself on anything I advise as I am in no way legally trained. Everything I know has come from the Mighty CAG and fellow CAGGERS. :cool:

 

If I have helped in any way please click my reputation star and make a donation to CAG to enable us all to continue to help each other :cool:

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Nope nothing.....im thinking 3pm fax to court on 25th but we will see.....Mr Beyond is home on Thursday so phonecall to court 10am on Thurs it will be ;)

Well Mr P would've gone to work this morning and found a massive headache waiting for him from my County Court and I've just sent him a migraine to follow it up lol!! :lol: Fingers crossed his head hurts too much to deal with yours free-random-smileys-960.gif

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Well Mr P would've gone to work this morning and found a massive headache waiting for him from my County Court and I've just sent him a migraine to follow it up lol!! :lol: Fingers crossed his head hurts too much to deal with yours free-random-smileys-960.gif

 

You causing Mr P headaches......I dont believe it ;)

Well I shall let you know asap as I wont be online Thursday morning as ill be making picnic bags for madams surprise party (it had better stay dry!) should they not have received it by our phone call 10am on Thursday there shall be a little trip over to the court to resubmit that form that got sent back due to a late defence :p

I am a consumer just like you, please get a second opinion or investigate yourself on anything I advise as I am in no way legally trained. Everything I know has come from the Mighty CAG and fellow CAGGERS. :cool:

 

If I have helped in any way please click my reputation star and make a donation to CAG to enable us all to continue to help each other :cool:

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Mr P is on holiday on Thursday :p Won't be back til next Tuesday :p

 

Mr P wants to hope he's sent it then or it will be a costly holiday for him as if its not in I believe that is the end of that so to speak :shock:

I am a consumer just like you, please get a second opinion or investigate yourself on anything I advise as I am in no way legally trained. Everything I know has come from the Mighty CAG and fellow CAGGERS. :cool:

 

If I have helped in any way please click my reputation star and make a donation to CAG to enable us all to continue to help each other :cool:

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Hi the exact same thing has happened to me!! same amount same monthly repayments.over 10 years.i would pay 15k for a car thats not even worth 5k now. i didnt think there was anything that could be done!

 

There most certainly is especially if the paperwork is wrong and they repossess unlawfully ;)

I am a consumer just like you, please get a second opinion or investigate yourself on anything I advise as I am in no way legally trained. Everything I know has come from the Mighty CAG and fellow CAGGERS. :cool:

 

If I have helped in any way please click my reputation star and make a donation to CAG to enable us all to continue to help each other :cool:

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Is there any room for lateness though?? Courts give them far too much leeway :-x

 

Not according to the unless order which states 4pm on 25th otherwise claimant can apply for judgement cant remember exact wording but what I sent to you in email before anyway (ill get it and add it in here once kids in bed)

I am a consumer just like you, please get a second opinion or investigate yourself on anything I advise as I am in no way legally trained. Everything I know has come from the Mighty CAG and fellow CAGGERS. :cool:

 

If I have helped in any way please click my reputation star and make a donation to CAG to enable us all to continue to help each other :cool:

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Not according to the unless order which states 4pm on 25th otherwise claimant can apply for judgement cant remember exact wording but what I sent to you in email before anyway (ill get it and add it in here once kids in bed)

Hopefully the court sticks to its word and makes them comply to the the letter :D

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Hopefully the court sticks to its word and makes them comply to the the letter :D

 

Well if they dont I will be complaining as there is no excuse for lateness when they have already had an extension (and using the wrong address is no excuse as the unless order has the correct address on) and the court have been far from fair and consistent up until now :mad:

I am a consumer just like you, please get a second opinion or investigate yourself on anything I advise as I am in no way legally trained. Everything I know has come from the Mighty CAG and fellow CAGGERS. :cool:

 

If I have helped in any way please click my reputation star and make a donation to CAG to enable us all to continue to help each other :cool:

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welcome made the big mistake of taking me to there offices.so i will be on there door step 2moz with my agreement in hand.demanding answers.if they are having my trousers down, ill make sure it doesnt happen again.i dont know how they sleep at night! or how thewy can legally get away with this.an absolute outrage!

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Well if they dont I will be complaining as there is no excuse for lateness when they have already had an extension (and using the wrong address is no excuse as the unless order has the correct address on) and the court have been far from fair and consistent up until now :mad:

oooooo....now there speaks a woman scorned!! free-fighting-smileys-113.gif

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welcome made the big mistake of taking me to there offices.so i will be on there door step 2moz with my agreement in hand.demanding answers.if they are having my trousers down, ill make sure it doesnt happen again.i dont know how they sleep at night! or how thewy can legally get away with this.an absolute outrage!

 

it is ridiculous!! I hope you can get some help if you need advice start your own thread theres plenty of us around :) my main point would be keep EVERYTHING in writing, do nothing verbally (phone or in person) as it stands for nothing and is no back up for you for when they change their minds on what they have :):cool:

I am a consumer just like you, please get a second opinion or investigate yourself on anything I advise as I am in no way legally trained. Everything I know has come from the Mighty CAG and fellow CAGGERS. :cool:

 

If I have helped in any way please click my reputation star and make a donation to CAG to enable us all to continue to help each other :cool:

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im new to this so how do i start my own thread? lol

 

click HERE and write your story :)

I am a consumer just like you, please get a second opinion or investigate yourself on anything I advise as I am in no way legally trained. Everything I know has come from the Mighty CAG and fellow CAGGERS. :cool:

 

If I have helped in any way please click my reputation star and make a donation to CAG to enable us all to continue to help each other :cool:

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ok thanx very much for ur advice and help in gettin me the advice i need.

 

No probs :)

I am a consumer just like you, please get a second opinion or investigate yourself on anything I advise as I am in no way legally trained. Everything I know has come from the Mighty CAG and fellow CAGGERS. :cool:

 

If I have helped in any way please click my reputation star and make a donation to CAG to enable us all to continue to help each other :cool:

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