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Partial Settlement query


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One CC has written back saying that they will consider writing off a significant proportion of the debt owed but would register this as a partial settlement only and it would stay for 6 years. Is there any way to negotiate this to be registered as satisfied in full? I know some people have managed this on here but not sure how exactly. The annoying thing is that I have more than paid the original debt in interest payments over the past 5years but they have pushed me too far this time by ignoring my requests for help and negotiations. I also suspect the CCA from 1994 is unenforceable so I may as well go for broke if they are going to screw me for 6years anyway.

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