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    • You can be sure that pardoning himself, stopping the other prosecutions and vengeance will be his first priorities if he wins. i dont think he will win, but no surety on that
    • The other cases aren't going to happen before November though, are they? Reporters are saying he can't pardon himself for a state conviction. He would have to lean on the governor of New York state, as I understand it.
    • I am requesting your assistance to how I should go about a serious breach of my privacy that occurred during my stay at one of IHG’s hotel on Ma 2023. Having previously had items taken from my hotel room elsewhere I take the added precaution of using a security camera app on my device whenever I stay in a hotel room. The recordings are date and time stamped and it cannot be adjusted by the end user.   On this particular occasion I discovered evidence from my personal security camera recordings of a spy camera had been placed underneath my door, and can be seen moving along the base of the door for approximately 15 seconds.   The spy camera is in fact marketed as an inspection device of drains primarily but is known to be used in observing spaces difficult to enter. It is a usb endoscopic camera that has a length flexible cable that is semi rigid and can negotiate any obstruction by bending. The operator can be up to 3-4 metres away.   Infuriated as I had previously stayed with them in 2022 for 3 months at £260 per night that they would seek to question my honesty and invade my privacy. I immediately called reception and asked why they would do such a thing and if they had any concerns they were welcome to inspect my room and go through my personal belongings and ask me anything they wanted to. I was sleeping for the best part of my stay and was alone throughout.   I sent the recordings to the receptionist within the hour of finding them and I asked to speak to the manager of the hotel who I was told wasn’t present. I tried to have face to face meetings with him but he instead wrote to me denying the recordings were made at their hotel stating that they didn’t observe anyone in the corridor at the time of the recordings and that they don’t have a metal bar at the interface of the tile and carpet which corresponds to the overlying door. I rejected that statement on the grounds the video doesn’t show a bar but a reflection of light on the tile and you wouldn’t see a person outside my door because the cable is black and runs along the floor. If you don’t look for this you won’t see it. The matter was passed up to the area manager and he also denied the allegation. This is where the matter ends as far as IHG are concerned. Leading a busy work and family life I let the matter go but I found myself back at the same hotel a year later. I booked for  2 nights and was given a room facing the lobby door that led to the lifts. Unfortunately, from the hours of 3am I was woken up by the noise of the door opening and closing but also noticed shadows of a person standing in front of my door. At first I took no notice and put this down to a guest waiting for someone but the person or persons returned several times, standing outside my door for up to several minutes. I called the hotel reception and asked if there was an issue  on my floor and they said they would come up to check. They never said they would check the CCTV and as the incidents continued to happen up to 8am I called them 6 times. Given my past experience I didn’t think they took security as serious a# her establishments and made them observe the Cctv and let me know. The explanation I was given was that they could see residents there but they were heading down to breakfast. The time that I had noticed these feet by door was from 3am and breakfast started at 6.30am. It also didn’t explain why they would stand by my door for anything longer than 10seconds and if they were waiting for someone how likely is it that this scenario is played out 6 times when there was only 12 rooms per floor. Later that morning when I went down for breakfast the manager said he would move me to a room at the end of the corridor and asked me what my plans were for the day, essentially when would I be in the hotel. I stated that for the day I was out. He then said that all his staff were uncomfortable about me being a guest and said that I was not welcome there anymore. I had paid for the two nights but when it came to the end of the day I didn’t feel that I would be able to rest at the hotel given the hostility so I returned the next day to collect my remaining belongings, namely items of clothing, an iPhone charging cable and plug, and toiletries. Checkout was at 2pm and I was at the hotel at 3pm. All my belongings were gone and they couldn’t locate the items.  I plan to report the incident of the spy camera to the police, as well as the theft, and write to the hotel emphasising that this breach of privacy is unacceptable and the hotel's failure to properly investigate and address the issue is deeply concerning. The fact that I requested security checks to ensure my safety in the early hours was reasonable, yet their response to ban from the premises was excessive and even possibly discriminatory as I had revealed to them that I had been a victim of a hate crime given my sexuality. . I am seeking compensation for the infringement of my privacy, the lack of proper investigation, and the being humiliated and made to feel like an undesirable. I will request a full refund of my two-night stay totaling £390. Additionally, I will request compensation for the cost of my previous stay when the infringement occurred, which was £220. I am also considering damages for the infringement of my privacy but at a loss as to what this would equate to. I will close the letter giving them a 14 day timeframe to respond.    Is there anything you feel i need to consider here? Many thanks   
    • oF course, this is all just the start. trump is dragging it out as much as possible hoping to pardon himself, but the barrier the yanks had about admitting that a pres could be such a piece of err work has been broken and there is many more to come. His current criminal charges are extremely unlikely to result in jail time or anything other than fines  - but with some of the other charges - jail is pretty much mandatory - especially for one not only not on a first offense - but with others stacked up
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Link claimform - First National GEHL double glazing loan **WON - WRITTEN OFF BY GE**


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Happy New Year

 

Doing the AQ & Draft Order for Directions as it has to be filed to court this week.

 

As far as the Draft Order is concerned I have added the following :-

 

Underwriters Sheet showing any commissions paid, the amount & to whom

 

So far as the AQ is concerned I think I've got to grips with it, two questions before I fill it in

 

1) Pre-action Protocols - Have I complied with preaction protocol (Yes - I believe I have, asked for documents (as advised) not all provided by Link)

 

2) Mediation - Should I ask for this or not? (All Link want is Judgement & charging order)

 

3) Time for Trial or Final Hearing (how longs a piece of string?)

 

Finally, I am asking for Small claims track as the case is fully based on documentation (really hoping secret commissions is the sting)

 

As always many thanks

 

Beachy

 

1. you can answer "yes" here.

 

2. No to mediation - the claimant has failed to substantiate their claim.

 

3. Time for Trial - 2 hrs (that's the standard - the judge will decide how long)

 

You can ask for small claims, it will depend on Link's AQ - whether they also ask for small claims or fast track. If you both want small claims the judge will probably agree.

 

regards, Magda

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Thanks Magda,

 

Begining to think I was all alone :(

 

Getting a wee bit worried now - seems I've only got your support now on CAG.

 

Got to fight this one myself, cant find a local solicitor let alone afford one, so help & support greatly appreciated.

 

Beachy

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Hi Beachy, no, you're not alone - I'll help whenever I can!

 

I know what you mean about not being able to get a solicitor, I rang practically every solicitor local to me when one of the Link ones was placed on the fast track, and they all seemed to deal in Family Law, but weren't even remotely interested in the type of case I wanted them to take on.

 

It's actually very difficult to get a solicitor who has enough knowledge in consumer law - some of them don't seem to know much at all.

 

Hopefully you will get some more help as this goes on, I'm sure you will. There are a lot of us out there who know and hate Link!

 

Hopefully, once the judge has seen your draft directions, he will order Link to provide a lot more info, if they don't, you may then get the chance to get their claim struck out. Take it from me, they aren't exactly on the ball:D

 

Best wishes, Magda

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Thanks AC,

 

Me being pessimistic again, (my biggest downfall in life)

 

Got a wee bit depressed over the weekend, GE, glazing firm & Pinnacle all ignoring my letters, but on the other hand it should strengthen my argument/case.

 

Told the OH that 2008 was when disaster struck us, 2009 stabilized things(ppi reclaims/charges & who actually has 'enforceable' agreements) & 2010 is going to be our fight back year, all thanks to CAG.

 

Happy New Year

 

Beachy

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I got a bit low just before xmas and was considering throwing in the towel, but Magda and CitizenB and a couple of others helped me through and I am back fighting.

 

You can do it too xx

 

Thank you so much, it is reassuring to know there are people out there who care, I am really touched.

 

Beachy

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GE passed my account to Link who passed it to HL Legal and when I responded to their threatening court letter with a CPR31.16, I haven't heard from anyone since:shock: However, one solicitor turned my case down (I think only because she wasn't specialised in car credit agreements) but I think I have found another. Will advise in due course but still subbing ;)

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GE passed my account to Link who passed it to HL Legal and when I responded to their threatening court letter with a CPR31.16, I haven't heard from anyone since:shock: However, one solicitor turned my case down (I think only because she wasn't specialised in car credit agreements) but I think I have found another. Will advise in due course but still subbing ;)

 

Hiya AA,

 

Hope your well, Happy New Year.

 

What has made me so bl**dy angry with GE/Link is that there was no LBA or anything, GE passed it to Link who then went straight for a Court claim.

 

Beachy

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Hi all,

 

Court papers returned to court, await next stage.

 

Letter from Link, will produce DoA upon the courts directions and for the judges perusal only.

 

Letter from Glazing company solicitor :- before they respond further they now require an actual copy of the court claim :-x

 

'B'

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Hi all,

 

Court papers returned to court, await next stage.

 

Letter from Link, will produce DoA upon the courts directions and for the judges perusal only.

 

Letter from Glazing company solicitor :- before they respond further they now require an actual copy of the court claim :-x

 

'B'

 

have you looked at enjoining them in the claim?

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Received their AQ, they intend relying on iots (their spelling?) witness statement & 'hearsay evidence'.

 

What worries me is the following:-

 

"The claimant believes that the defence is invalid because full information has been provided to the defendent since the filing of the defence clearly showing what the claim relates to. As such we request that the defence be struck out and judgement entered for those sums claimed as full details of the agreement and claim have been provided."

 

I only submitted an embarassed defence, do I not get the opportunity to file a proper defence in order to dispute the claim fully?

 

Do I await the courts response to the draft order of directions to file a proper defence? or have I now got 14 days to put the defence together (if not struck out as they are seeking)

 

Your guidance will be greatly appriecated.

 

'B'

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if you have submitted an embarrassed defence have you been provided with any documents you have requested

 

perhaps they have confirmed that documents already sent to you are the ones they will rely upon in their claim, in which case you cannot keep demanding further copies

 

at some stage you will need to amend your defence even if documents are missing you can include a para requesting to amend your defence further on production of documents from the other side

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Thanks DD,

 

They've provided the agreement, T&C's, copy of DN & a copy of the underwriters sheet (wasnt asked to provide it, but glad they did as it shows secret commissions :) )

 

Sent back Draft order of Directions (as suggested by angry cat) asking for DoA & NoA, guess the next step is to await a reply from the court to submit a proper full defence, just worried about making a c*ck up & allowing them judgement by default.

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Here is the agreement if anyone could double check it for me - especially the ppi element as to whether it should be a s18 agreement with seperate terms for the ppi.

 

FN1.jpg picture by beachcomber49 - Photobucket

 

Hopefully someone will check it for you on this thread:

 

 

http://www.consumeractiongroup.co.uk/forum/debt-collection-industry/171037-multiple-agreements-falling-within.html

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At my forth attempt at getting the glazing company to reveal 'commission's' I have received this from their solicitors:-

 

Thank you for your letter **/**/****.

 

We are prepared to assist on behalf of our client if there is a dispute between yourself and our client. The purpose of our letter **/** was to establish whether there is a legal claim against our client (they wanted a copy of the court papers & an explanation as to Links involvement). If you are not prepared to deal with what are after all entirely reasonable requests we shall advise our clients that they have no liability to you and that we are unable to deal with your "complaint". (my letter wasnt a "complaint" I requested information as to whether they received a commission and if so by whom).

 

For the avoidance of doubt our client denies any liability to you and at all times our clients rights are reserved.

 

Yours faithfully

A. Solicitor

 

Should I now accept that they are not going to disclose "commissions"?

 

Still no replies from GE & the insurance PPI provider to the same letters (now had two letters each).

 

'B'

Edited by beachcomber60
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well personally they ARE involved in that they were complicit in the exchange of secret commissions

 

there are a number of steps IMO that you can take

 

1/ SAR- them

 

2/ Subpena them to court

 

3/ enjoin them in the action

 

 

i think what they are looking for is a confirmation that you are not going to sue them

 

i would telephone them and point out that all you want from them are details of the commissions that were paid and you are not after them- however if they are unwlling to supply this information voluntarily then you will take advice as to what other means are available to you

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