Help needed with Aktiv Kapital

[Lizzy69]

Hi all

 

DH has received a letter from the above today and we feel that we need to send them a letter but don't know which one, a CCA or a Prove It letter?

 

Top of the letter reads "to clear your account with a 30% discount"

 

There is a customer reference number which means nothing to us, an amout currently outstanding figure £xxx.xx The origianl company (we don't know of anything outstanding and if there was it's all gone through CCCS)

 

The main body reads:

 

Dear Mr xxxxxxxxxxxxxxxxx

Helping you stay on top of your finances

 

We are please that we have been able to talk to you about your account with us - thank you for that. (No communication by telephone whatsoever)

 

You do now need to clear your outstanding balance, and we would like to help.

 

A discount to make it easier

 

We know it can be hard to get your finances abc on track. So we would like to offer you one of the following options:

 

1. Pay £xxx.xx and we will accept as full payment

2. Pay £xxx.xx, half now and the rest in equal monthly payments.

 

We will accept £xxx.xx as your full payment and clear the rest of the balance for you.

 

Call us free on 0000 000 0000 to get your offer

 

I fou're interested, please get in touch. You can calls us free and we'll talk you through the details. or you can fill in the slip below, send it back to us and we'll call you.

 

Yours sincerely

 

Aktiv Kapital (UK) Limited

[cerberusalert]

Send the prove it letter for now.

[berrylover]

Yup, if they are offering you a "discount" it is likely that they don't have the relevent paperwork. Remember to send it unsigned, by recorded delivery and with "I DO NOT ACKNOWLEGE ANY DEBT TO YOUR COMPANY" printed across the top.

[Lizzy69]

Thanks............

 

I will do this over the weekend

[MrHistory]

Have exact same letter but 50% discount but then again the debt is status barred

[mr.ton]

So theyve ditched the threats then? This could catch on?

[dcakiller]

So theyve ditched the threats then? This could catch on?

 

Maybe there trolls saw the thread about how if they where polite and nice we would pay them.

[mr.ton]

No amounts of "being nice" will change things for the DCA's sadly for them