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    • Unsure what would be classed as appeal I first contacted the applicant then IAS. I am not aware I could appeal again as Bank state I was informed that is news to me. I would have to look through the paper work, I apologise I forget so much due to my caring duties wish I had quality time to get so much done. Will try and look tomorrow, appreciate everyone's time and input.
    • Regular savings accounts are accounts designed for savers who put money aside every month and reward them with a generous interest rate.View the full article
    • Hi, I've been reading the invaluable advice on this forum and reading about the problems with Evri and lost delivery of items.  From what I gather the initial steps after having exhausted every's own lost item claim process is to draft a Letter of Claim, I think it is called and to register with the government Money Claims.  I have got a login for Money Claims and have made an initial stab at the letter but I'm not certain I have got it right. Am I right to assume that having exhausted Evri customer service's claims process and having received the denial of any compensation because the laptop I was sending is on the non-compensatory list that my next step would be to send the Letter of Claim to them? Let me provide some basic details which I hopefully have addressed in the letter. I purchased a laptop through Amazon.co.uk which a business in Belfast sold refurbished laptops through.  They had a 30 day money back guarantee for a full refund if you have any issues with the laptop.  I have the invoice from Amazon showing the purchase.  On 27 April, 2024 before the end of the 30 day period I used their ParcelShop (inside a Tesco) to send the laptop back and have the tracking reference mentioned in the letter.  As mentioned in the letter there was they advised they could not give me or sell me any insurance because laptops are on the non-compensatory list so I just paid the normal delivery cost.  It was scanned as leaving the ParcelShop on 29 April and the tracking has been like that ever since.  After a 28 working day Evri claim process they gave the expected response that they could not provide any compensation and simply could not proceed with my claim. I was hoping to get some advice on whether I go ahead now and email this to Customer Services straightaway and should I send a hard-copy to the Evri address as well?  Or are there any steps I have missed out on first?  I believe 14 days is the reasonable period of time for them to respond so if I were to send it tomorrow, for example 12 June then I should expect a reply by 26 June, is that correct and fair?  And assuming they don't reply with a full refund then I would then go down the government Money Claims site to proceed with that? Sorry for all the questions, I want to make sure I go about it properly.  I'll continue to read through other cases on here so I can get an even better handle on the process. I attached a LOC, happy for any edits or updates that will make it even better. Thanks so much for anyone's help! Regards, Matt Evri letter of claim.docx
    • The date was 3 June. Get on MCOL now. The legal principle is that, even if you defence is late, if the other party hasn't requested judgement, then your defence takes priority and is accepted. You might be in time. When I say now I mean now.  Recently we had someone who was nine days' late and this was pointed out to them at 5:30pm.  They faffed around till 11pm.  When they went on MCOl they saw that judgement had been entered at 7pm. Every minute is vital. File the below standard defence if you still can - 1.  The Defendant is the recorded keeper of [motor vehicle]. 2.  It is denied that the Defendant entered into a contract with the Claimant. 3.  As held by the Upper Tax Tribunal in Vehicle Control Services Limited v HMRC [2012] UKUT 129 (TCC), any contract requires offer and acceptance.  The Claimant was simply contracted by the landowner to provide car-park management services and is not capable of entering into a contract with the Defendant on its own account, as the car park is owned by and the terms of entry set by the landowner.  Accordingly, it is denied that the Claimant has authority to bring this claim.    4.  In any case it is denied that the Defendant broke the terms of a contract with the Claimant. 5.  The Claimant is attempting double recovery by adding an additional sum not included in the original offer.  6.  The Particulars of Claim is denied in its entirety.  It is denied that the Claimant is entitled to the relief claimed or any relief at all.
    • Hi friends,  I’m a bit worried I may have got confused with timings here. I thought I had 33 days from my acknowledgment to submit a defence but the date added above says 3/6/24.   have I missed the date?   if so how can I apply for an exception due to my disability and problems with deadlines and dates etc (ADHD)?   what should I submit as a defence?   I’ve had no reply from BW so far    just been back on MCOL and it says 28 days from service if I completed an acknowledgment of service so does that mean 28 days from that of acknowledgement (I.e. 16/5) which would make deadline for defence 14/6?   Thanks! Panicking here.
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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Leeds Christmas Meet - 20th November 2009 - 6 pm - Wetherspoons - North Concourse, Leeds City Station


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Do you really think ja-de is that good...

 

wrinkled-faced-woman.jpg

 

It'd make me smile if she is...:)

 

:eek: oiiiiii, is you implying I is an old person, Spammy?? :eek:

 

ja-de has been known to have her moments Spammie.

...Can U ever recall a time when U last seen a creased ferret?? :eek:

 

She gets places where even Domestos can't get...

 

ja-de The Movie

 

 

:p:D

 

:eek: For the last time MTM, I HATE ironing :rolleyes:

 

Brilliant......NOT!!! :p

 

:D:D:D

 

 

 

 

 

 

 

:grin: On a more excited note, (me thinks) I is looking forward to seeing you all :p pmsl

 

 

NOTE: Due to me being a 'dirty' stoppout, I has the the Police, (with helichopper) & swat teams, watching, & all CCtv cameras in the immediate vicinity, trained on my house

Edited by ja-de

--------------------------------

If you approve of my Post, please tip my scales.

13/07/07 **WON** Halifax

Any advice or opinion I give, is what I have learnt from CAG, If in doubt, please consult a professional.

 

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are we meeting at the pub at 6pm?

My fight so far:

 

hunni2006 V Halifax Bank: Charges £963.11 refunded nov 2006:D

Cabot financial V hunni2006: defending court summons, ongoing... July 09 :-x:-x:-x don't even get me started about them....grrr still battling

 

hunni2006 V Capital One: SA request & CCA issued, ongoing.. July 09 OC 'checking the archives...' Sept 09, no agreement, files closed!:D

<<<<<<<<<<<<<<<<<<<<<<<<<<<<<< please feel free to tip my scales if I've been helpful!

:DLearning more, every day.....

 

I have No legal training, any opinions and advice posted are entirely my own opinion, and based on life experiences and knowledge gained on this great site. Ultimately, what you do is up to you.

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thanks jan, I'll do the same :)

My fight so far:

 

hunni2006 V Halifax Bank: Charges £963.11 refunded nov 2006:D

Cabot financial V hunni2006: defending court summons, ongoing... July 09 :-x:-x:-x don't even get me started about them....grrr still battling

 

hunni2006 V Capital One: SA request & CCA issued, ongoing.. July 09 OC 'checking the archives...' Sept 09, no agreement, files closed!:D

<<<<<<<<<<<<<<<<<<<<<<<<<<<<<< please feel free to tip my scales if I've been helpful!

:DLearning more, every day.....

 

I have No legal training, any opinions and advice posted are entirely my own opinion, and based on life experiences and knowledge gained on this great site. Ultimately, what you do is up to you.

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Are we going to get a "roving report" as the night progresses ?

Help us to keep on helping

Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

This site is run solely on donations

 

My advice is based on my opinion and experience only. It is not to be taken as legal advice - if you are unsure you should seek professional help.

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morning all, I made sure no one had thier lappy with them cause I wanted the last post, and they are now all stuck in Leeds! Anyhoo we had or at least I had a great time. Caro was there which was a nice surpise. Good company, ( me) good fun and a good old laugh.

 

Next year we want to see more peeps in Leeds, so get saving now. Thanks to those that did come along and the list will be opening shortly for 2010!

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flippin 'eck hils.... you were up early!

 

had a fab time!, was great to meet everyone

My fight so far:

 

hunni2006 V Halifax Bank: Charges £963.11 refunded nov 2006:D

Cabot financial V hunni2006: defending court summons, ongoing... July 09 :-x:-x:-x don't even get me started about them....grrr still battling

 

hunni2006 V Capital One: SA request & CCA issued, ongoing.. July 09 OC 'checking the archives...' Sept 09, no agreement, files closed!:D

<<<<<<<<<<<<<<<<<<<<<<<<<<<<<< please feel free to tip my scales if I've been helpful!

:DLearning more, every day.....

 

I have No legal training, any opinions and advice posted are entirely my own opinion, and based on life experiences and knowledge gained on this great site. Ultimately, what you do is up to you.

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I've just got home - had a great time and it was really good to meet everyone. :)

 

Left the hotel about 11 but didn't see anyone around when I left and couldn't remember their room numbers to say bye. But maybe I was last to leave.

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Hmmm I'm saying nowt except...

 

Someone Mutilated Tillys Muffin....

 

 

and it wasn't a pretty sight.... :eek:

 

 

:eek: :eek:

 

That chocolate chip muffin cost me £1.20 :( soooooo gonna keeeeeeeeel him :D

 

:eek: I'd forgotten about that!

 

Shurrrup you :p

 

I bet you forgot about that ice making machine in the corridor in the hotel as well :D

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:( wish I could have been there :(:(

Help us to keep on helping

Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

This site is run solely on donations

 

My advice is based on my opinion and experience only. It is not to be taken as legal advice - if you are unsure you should seek professional help.

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If it's the 20th I can't go I'm afraid:( - I'm on a girlie night out for my friend's 50th birthday

 

We're all booked in to a local hotel& Spa for the night - it's a Beatles tribute night too - should be interesting!

 

Are we going to get a "roving report" as the night progresses ?

 

:( wish I could have been there :(:(
Aww Ell never mind but hope you had a good time on your girlie night out last night or was it cancelled at the last minute:confused:
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It's been changed to next weekend - we're now having two nights in York as it's the Xmas market weekend. My friend's daughter works for a hotel chain and got us 2 nights for less than it was going to cost us for one at the other place. Couldn't afford two weekends away unfortunately :(

Help us to keep on helping

Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

This site is run solely on donations

 

My advice is based on my opinion and experience only. It is not to be taken as legal advice - if you are unsure you should seek professional help.

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hmmm...

 

??? :-?

Help us to keep on helping

Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

This site is run solely on donations

 

My advice is based on my opinion and experience only. It is not to be taken as legal advice - if you are unsure you should seek professional help.

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:p

morning all, I made sure no one had thier lappy with them cause I wanted the last post, and they are now all stuck in Leeds! Anyhoo we had or at least I had a great time. Caro was there which was a nice surpise. Good company, ( me) good fun and a good old laugh.

 

Next year we want to see more peeps in Leeds, so get saving now. Thanks to those that did come along and the list will be opening shortly for 2010!

 

I was surprised to be there myself Hils, but soooo glad to have had a pass out for the night. :D 'Twas great to meet one of the old YB family, especially seeing as you got all those letters after your name!! roflmao

 

Hmmm I'm saying nowt except...

 

Someone Mutilated Tillys Muffin....

 

Whatever are you trying to say Spam?:p

 

'Twas very near Tilly mutilated when I "fell" on her!!:eek:

 

and it wasn't a pretty sight.... :eek:

 

That barman certainly seemed to think it was a bit dodgy!!:p

 

You is a lightweight?

 

Er helloooooooo!!! :rolleyes:

 

 

pssst btw photo's are brill:D

 

Except for the one of my ***** !!!!:evil: Anyway Hunni's are far better than mine! :p

 

Consumerdude - I'll be keeping an eye on that thread of yours, so keep up the good work.;)

 

Jan, sorry to have missed you this morning. Spam and I had to beat a hasty retreat for an appointment with Ronald before getting early(ish) trains home. I thought Rooster was there when I heard Termi's alarm!! :lol:

 

I have to say last night which was not only the best laugh I've had in a very long time, but had some fab company, not least Hunni's lovely Dad. Thanks Jan for your generosity of "spirit":D,

 

A million thanks to all those who were there and made the night so special. It's one I won't forget in a very long time. The true spirit of CAG is alive and kicking, and those banks and DCA's had better not rest on their laurels!!

 

xxxxxxxx

 

PS Message to Ja-de - You really should remember not to wear light trousers next time you go to a CAG meet. :D

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