Apex Credit Management - offer of paymeny

[eggface]

Hi dudes,

 

So I CCA'd Apex and they have come up with the "goods"...CCA with all prescribed terms, signed by me and them, so i think all is good.

 

So I'm going to write to them with a offer of a monthly payment with a view to be reviewed in 6 months.

 

Has anyone got a standard letter for this that I might be able to "borrow"

 

Thank ya muchly!!

[Deb T]

You could try this (found elsewhere on cag) edit/adjust to suit

 

The Loan Company

Company House,

Church Street,

Newtown,

Kent,

R1 7HG

 

Dear Sir/Madam

 

Re Account No/Reference No:− 4563210025897412

 

Since making that above agreement with you, our circumstances have changed.

 

We cannot now afford to agreed monthly payments because ... [your paragraph added here]

 

We enclose a Personal Budget sheet which shows our total income from all sources, and the total outgoings of our household. As you can see we have no money left to make offers of payment to my creditors.

 

In view of our circumstances, would you please accept no payment at present to be reviewed in six months. If interest or other charges are being added to the account, we would be grateful if you would freeze these so our debt does not increase.

 

Should my circumstances improve we will contact you again.

 

Thank you for your assistance. We look forward to hearing from you as soon as possible.

 

Yours faithfully

Mr A N Other

[havinastella]

Hi dudes,

 

So I CCA'd Apex and they have come up with the "goods"...CCA with all prescribed terms, signed by me and them, so i think all is good.

 

So I'm going to write to them with a offer of a monthly payment with a view to be reviewed in 6 months.

 

Has anyone got a standard letter for this that I might be able to "borrow"

 

Thank ya muchly!!

 

 

Can you post up the CCA?

 

Jogs

[eggface]

Hi there, i'll post up the CCA tomorrow night, as scanner is on the blink bloody thing

[eggface]

Hi there,

I think this is correct? Let me know if you can not see it.

I think all is in order...1 thing that puzzles me, is that my signature (the D) is also on the 2nd page quite big?

http://tinypic.com/r/2gv1w5x/4

Thanks for you help!

Eggy

[eggface]

Hi there, can anyone help with the above??

 

Ta!

[Deb T]

Try Photobucket as I can't read your tinypic upload.

 

Image hosting, free photo sharing & video sharing at Photobucket

[eggface]

i though it might be a wee too small!....is this better?

http://i888.photobucket.com/albums/ac90/eyepunky/CCAAGREEMENT.jpg

 

ta!

[eggface]

haha!

Agreement CCA.pdf

[eggface]

hi there, any thoughts on the attached CCA? Ta, eggy

[PGH7447]

looks kosher to me

[eggface]

cool, i'll get a letter off to them first thing monday for payment. Cheers!