Nationwide are a nightmare it's official

[friendgeorge]

Hello all

 

well just to let you know as of today 11th August 2006, Nationwide have closed my account, the beep beep beeps........ took them to court for over £500 in charges they paid up £234.36p and said the rest was to go to their charges that they have lost, i applied to the court to look at them closing my account as i was told over the phone that they were closing the account due to me not conducting the account according to the T&C's yeah right, i went OD for pennies and they charged me hundreds in a few months, anyway i did not open another account cos i thought that the court would do something... but they did not:-x i did not even get a reply from my local court, the worse thing about this is i have been waiting for my back dated incapacity benefit which i had to appeal for to be paid to me to clear my mortgage arrears as my mortgage company want my home, and after months of waiting for some money, incapacity told me today they have been trying to put it into my account for a few days and it's getting returned, not only that but my job, who i may add sacked me cos i've got a disability have given my compensation which you guessed it needs to be put into an account in my name..... it can't get any worse, i have been trying to get an account today, over the phone and on line as i cannot get to any banks today and i am waiting on NatWest they told me they have to look into it cos i credit history is shot to pieces..... so i have to wait.... saying that i have been waiting months for money from both parties so a few more weeks won't hurt, one good thing is IB said it will send 1 giro credit for me in the psot in the next few weeks just to see me through, as they owe me more than £2000 they said they cannot send out giro's for that amount, i just thought i'd let you all know that nationwide are **** bags, i was going from them in a few weeks anyway... but the only time i needed their services and i can't ...... good luck everyone but please don't do what i did get another account set up cos they WILL CLOSE YOUR'S

[Guest willowb]

Hello all

 

well just to let you know as of today 11th August 2006, Nationwide have closed my account, the beep beep beeps........ took them to court for over £500 in charges they paid up £234.36p and said the rest was to go to their charges that they have lost

 

Can they do this? If you were claiming £500 in penalty charges then isnt that what you should have received back plus interest? I'm puzzled!!

 

As for them closing your a/c, I hate to say it but the advise to get a parachute account before court action is everywhere on this site. All I can say is, I hope that things get better for you George!

 

Wxx

[friendgeorge]

yeah i know it's a puzzle to me but they an't gonna change their minds as a nice young lady told me fri, so sod them i say i'll just tell everyone i know don't use them, 3 people i know have closed their accounts already and it's only Monday. I am in the process of writing to my local MP as well and our local paper to see if they can help make their name a bit muddy, so crack on Nationwide i'll have my day i'm sure

[Guest willowb]

I'm sure that I read somewhere that people here (admin staff etc)are looking into the lawfulness of banks closing accounts due to court action.....here's hoping there's some validity to an argument against, who knows where that will lead!!

[Drivewasher]

If you took them to court, and won, then you should get the full amount you claimed.

If the deductions of £234.36 is thier fees, are these fees the actuall cost to them of your breech of contract? If so then then are addmiting that they charge double there actuall costs.

as far as I am aware the banks have never disclosed how much a returned item etc; costs them, even so if say a charge of £30 then £15 is still way over the actuall cost's

[friendgeorge]

hi all, i have had a cheque for £5.64 from nationwide they said it was intrest i earned...... i also had a letter with it saying that the account was closed on 11th aug and at the bottom it said if we can help you in the future then please contact us.... yeah right ok then i am sure i will NOT........ anway in the process of opening an account with natwest, it should be open within about a week fingers crossed.....xxxx..... so i hope to have an account soon. bye for now and good luck everyone with nationwide they are the pits

[kydcarmen]

I have just read your thread and I am very puzzled as to why you haven't received the amount claimed. Which stage did you get too? If you took them to court then the bank pays your court charges ontop of the amount claimed and the 8% interest added.

 

I don't understand whats happened?