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friendgeorge

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About friendgeorge

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  1. This topic was closed on 09 March 2019. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  2. This topic was closed on 09 March 2019. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  3. This topic was closed on 03/07/19. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  4. This topic was closed on 03/07/19. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  5. i cannot believe it? i have had yet another letter from abbey saying they have "done a full investigation" and no you are not having your money back, this case has gone on for nearly a year now, it's been passed to cabot they are chasing me for around £2000, which is what abbey owe me. I cannot afford to go to court the costs are too much, oh what can i do? i have written to them now around 7 times and got nowhere:-o can someone help me please
  6. Hi Lesser it sounds like the same state we were in we had a suspended order by GMAC, which we paid the arrears and then slipped into arrears again, and it was much quicker as the order was suspended for 12 months, so if you fall into arrears within the 12months suspended then yep they can go back in for posession, which they did with us, they are ruthless, but thank god for a great judge, he hates and i mean HATES GMAC and other mortgage companys who pray on the vunerable,(his words not mine) so thankfully he helped us and as i was leaving court he said "mrs X i wish you and your husband all the very best with your future and i hope you can get away from GMAC and into a better deal with a more sympathetic mortage company" i was so shocked and so was Shelter, who came with me, so there is some nice people in the world after all, anyway back to my thread, shall i persue GMAC with the credit file thing?
  7. hi all we have been eith the lovley GMAC since Dec 2005, i lost my job last June and everything has gone a bit pete tong so to speak, anyway went to court 2 weeks ago due to arrears with mortgage, around 4 months, Judge was great and Shelter were fab, such a help, anyway judge agreed for us to pay an extra £50 on top of monthly mortgage which will be a struggle but we will get there, anyway donwn to my question. I was checking m credit file with Experian last thursday as i do every week online and GMAC have put on my file a derogative (i think that's how you spell it) it states that i have not kept to the agreement and it looks really bad on my file, i have contacted experian about it, but they have not got back to me, we are looking to get away from these **** bags in Dec of this year as the 2 year deal we have is up and frankly we HATE THEM, they are ****, both our credit files are shot to bits but having this on it as well is a nightmare, not only that it was uupdated the day after the court hearing, they are really on the ball, is this right can they do this? any help please much appreciated
  8. I've had a card delivered yesterday, it says: SORRY YO WERE OUT WE ARE TRYING TO: CONTACT YOU I WILL CALL AGAIN BETWEEN 5.30PM-8-00PM IF INCONVENIANT PLEASE CALL 0845 279 7120 It's mad who the hell is this and they haven't called at my property so what they on about, i'm gonna write to them now, MUPPETS!!!!!!
  9. Thanks all, i am on a mission, i have had enogh of people like Norrie Waite and OnLine Finance/GMAC and the baliffs i'll keep you all updated
  10. Hi all just an update. Went to see the solicitor and he say's we have a case, though he was a bit concerned in the beginning as to why we went to see him, his words were that really we could of done this ourselves, as we have done so much ourselves so far? so it took a bit of time to explain that i want the clout of a solicitor as OnLine and Norrie, were not taking notice of me, he did say that the car is probably sold, and that not having the log book was not strange really, but they do normally ask for everything. He was not really bothered about the baliffs which was a dissapointment, he said until some thing is done about them in parliment, that every solcitors hands are tied????? The one thing he is going after is the fact that after me writing to online about the £2020 of charges on the account thet they offered us a £225 reduction off the account, but, would not accept that the charges were unlawfull, he said he will jump on this one. When he asked what we wanted i told him 1) we want to know where the car is? is it sold? how much for? 2) all the charges off the account, to enable us to see how much we really owe them 3) something done about Norrie Waite & slater the way in which they have spoken to us and delt with the case etc... He also said he will make a noise with Norrie Waite and get on their nerves, like they have done with us, and he was shocked as to how many companys are involved so all in all we are QUITE happy bt not 100% i think we were hoping that the solicitor would go oh hell yes i'll go after them all for you the **** bags they are!!! but he diden't so a bit gutted, but hey at least we are getting somewhere oh yeah one last thing he's really worried about the charge we agreed to put on the house, but i have checked this morning with the land reg. and nothing is on it, like the olther solicitor told me it was void as we lost the car, so they cannot put a charge on the house I HOPE ANYWAY.... oh god that would be a nightmare cos they can make us sell.......OMG....... anyway thanks for all the help and if anyone can think of anything else to say to the solicitor please tell me, thanks
  11. Hi just an update really, the solicitor cancellede last thursday's ppt. but we are going today at 4.14pm, just wondering if anyone has anymore advice really, as 1) have not heard from norrie waite, online or anyone else regarding the car 2) cannot find the car and don;t know if it's been sold or not, i have looked high and low for it rang loads of places auctions etc, and it's disappeared? really strange when should i hear from norrie waite/online? thanks again
  12. Hi strangeway just to let you know got an appt. with a consumer solicitor on Monday @ 4.15pm i spoke to him yesterday and he said it looks like we have a case, but he needs to speak with us etc nd see papers etc, so here we go and do you know what i can't wait, i am really looking forward to this going to court hopefully, so i'll get my day to say what i want to about these **** bags, we still haven't heard from any of the muppets yet, and there's 4 companys involved here again thanks so much i wouden't of be able to do this with out your help
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