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    • Hi all, Love this site and it's no nonsense advice, have dipped in and out of the consumer forums over the years, mostly to assure myself that what I was doing was the right thing when dealing with various businesses (almost 100% success rate, thanks in part to reading and more reading here.). Anyway, the time is almost approaching where I might need to ask for some specific help and I have a couple of queries that I can't see definitively answered. Due to financial mismanagement and severe anxiety issues I stopped paying all unsecured debt in December 2018 (one slipped to the first week in Jan 2019 when the last payment was made having rechecked my bank statement from that period - all my unsecured debt direct debits were cancelled in early Jan 2019). This has left half a dozen debts;  a couple of credit cards, a bank loan, Shop Direct and some Hitachi Finance stuff having been sold on and passing the rounds through the usual suspects, Lowells, Link, PRA Group, others related to them, and then back to them again. I have somehow successfully managed to maintain radio silence and avoided anything more worrying than their begging letters.  I have blocked their phone calls and texts, bumped all emails to the spambox and had a chuckle at their desperate letters.  I've never had anybody at the door.  I have been at the same address since before I defaulted and all correspondence comes to my current home address.  I have NEVER contacted them or admitted any debt. In anticipation of them perhaps ramping up action at the last minute I've had a look at my credit report on Credit Karma (rec'd from this very place) and I see that the default dates on these range from May 2019 to November 2019. Also in preperation I've been reading, reading and reading lots here as advised. Obviously being in Scotland there are a lot fewer posts relating to these matters and it's always quite annoying when OP's do not follow up with any outcome on their cases - how rude! This has also left me a bit confused of when I am able to finally breathe easy (although cancelling all the direct debits in Jan 2019 was the biggest sigh of relief as I knew it was all going to be unmanageable and, well, default one, default all.). I've been reading that defaults should be filed 3-6 months after the missed payment but one of my larger debts was defaulted on 27th August 2019 when the last payment I made was 10th December 2018, meaning the first missed payment was 10th Jan 2019.   My query for now is - when should I infer that these debts are prescribed?  From when the payment was missed, or taking the default date plus 5 years from the credit report? The three I have with the May date are moot anyway as either way they are gone  - some letters from Lowell offering me 90% off to settle is what got me thinking these must have been near SB status, however I have one big 10k+ with a July date and another 10k+ at the end of August I am feeling a bit anxious again, even though I know there is nothing to worry about with the begging letters.  Reading the various forums I am not sure why the OC's didn't take action against me when I read time and again the surprise that other posters haven't already been taken to court for lesser amounts - I'm also surprised I've avoided any action this long as there are plenty in this forum and sub forum who are whisked off to the court by the beggers minions after only a year or so after defaulting.  There are no CCJ/decrees listed on my credit report and I have not received any such judgements against me.  I still just regularly receive the begging emails to the spambox, the blocked phone calls and the letters from the they. I'm also reading that there is no need in Scotland to send an LBC so what should I be looking out for to know that the time has come to engage with CCA requests etc? I'm afraid in a fit I threw a lot of the paperwork out but I have a box of stuff I'm going to go through which may have the original letters from the OC's. Thanks in advance for any advice.  
    • I'm at work now but promise to look in later. Can you confirm how you paid the first invoice?  It wasn't your fault if the signal was so poor and there was no alternative way to pay.  There must be a chance of reversing the charge with your bank.  There are no guarantees but Kev  https://find-and-update.company-information.service.gov.uk/company/09766749/officers  has never had the backbone to do court so far.  Not even in one case,  
    • OK  so you may not have outed yourself if you said "we". No matter either way you paid. Snotty letter I am surprised that they were so quick off the mark threatening Court. They usually take months to go that far. No doubt that as you paid the first one they decided to strike quickly and scare you into paying. Dear Chuckleheads  aka Alliance,  I am replying to your LOCs You may have caught me the first time but that is  the end. What a nasty organisation you are. You do realise that you now have now no reason to continue to pursue me after reading my appeal since you know that my car was not cloned. Any further pursuit will end up with a complaint to the ICO that you are breaching my GDPR.  Please confirm that you have removed my details from your records. ------------------------------------------------------------------------------------------------------------------------------------------------------------ I haven't gone for a snotty letter this time as they know that you paid for your car in another car park. So using a shot across their bows .  If it doesn't deter them and they send in the debt collectors or the Court you will then be able to get more money back from them for  breachi.ng your data protection than they will get should they win in Court-and they have no chance of that as you have paid. So go in with guns blazing and they might see sense.  Although never underestimate how stupid they are. Or greedy.
    • Thank you. Such a good point. They did issue all 3 before I paid though. I only paid one because I didn’t have proof of parking that time, only for two others.    Unfortunately no proof of my appeal as it was just submitted through a form on their website and no copy was sent to me. I only have the reply. I believe I just put something like “we made the honest mistake of using the incorrect parking area on the app” and that’s it. Thanks again for your help. 
    • They are absolute chuckleheads. You paid but because you entered a different car park site also belonging to them they are pursuing you despite them knowing what you had done. It would be very obvious to everyone, including Alliance that your car could not have been in two places at the same time. Thank you for posting the PCN so quickly making it a pity that you appealed since there are so many things wrong with it that you as keeper are not liable to pay the charge. They rarely accept appeals since that would mean they lose money but they have virtually no chance of beating you in Court. Very unlikely that they will take you to Court given the circumstances. Just in case you didn't out yourself as the driver could you please post up your appeal.
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Suspended pending investigation thats already happened ?


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From everything you have posted here the Company would need to be suffering from some form of mass insanity to dismiss you for allegation 4.

Not least because you have that letter from the CEO.

 

So, I return to my earlier concern regarding the statement on the appeal letter that they 'upheld allegation 1'.

 

My understanding is that the purpose of an appeal hearing is to decide whether or not to uphold the original dismissal.

Perhaps they have upheld the decision to dismiss based on allegation 1.

 

I sincerely hope that I am wrong, but could you take another look at the appeal letter to see if it's possible that it is so ambiguously phrased that you might have misunderstood it?

 

Apologies i believe i have made an error and got the responses for allegation 1 + 2 mixed up.

 

Response to allegation 1 is Having investigated this point at length I have been unable to find sufficient evidence that you did gain Time Off In Leiu through the falsification of the time sheets. It is not mentioned whether this has been upheld in the companies favour or mine. allegation 2-4 all have there own paragrahs at the end of the letter but there is no mention of allegation 1. I can only assume that as it is stated that no gain can be found it cannot be classed as deiberate aso therefore cannot be classed as Gross Misconduct. I will seek clarification on this matter from the CEO.Response to allegation 2 is Therefore, I uphold your appeal on this point

I hope that helps calrify matters further.

If any of my posts are helpful, please feel free to click my scales. All information is given as my opinion only, based on my own personal Experiences/Mistakes lol...

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allegation 2-4 all have there own paragrahs at the end of the letter but there is no mention of allegation 1. I can only assume that as it is stated that no gain can be found it cannot be classed as deiberate aso therefore cannot be classed as Gross Misconduct.

 

I hope that you are right.

 

So, A2- they uphold your appeal, A3- inconclusive.

 

In the appeal letter, do they make it clear in A4's paragraph that this is the reason for dismissing you?

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Allegation 3 -Regarding the use of the company internet during work’s time, there is no doubt that you did use the internet to search for employment; however, our system cannot prove the times at which you did this. I note you have stated that you did this in your lunch break and I accept that this could be so in the circumstances

 

Allegation 4 - I have reasonable belief that you did seriously breach security and confidentiality by providing the access code to your partner which he subsequently used to access the premises. I can find no evidence whatsoever to support your claim that other staff member provided the code to your partner and therefore cannot uphold your appeal on this point.

I would like to point out that at no point have i said my partner got the code from the other employee i have just stated that he didnt get it from me and handed over a copy of my partners witness statement.

The points in red are what i feel to be very relevant - to date i have not been released the CCTV my partner requested which he states should prove hes innocent in additon to the letter and also it is just the CEO's belief that i was wrong. Nothing has been provided as evidence i was wrong or that they were right so how can i defend this at ET ?

If any of my posts are helpful, please feel free to click my scales. All information is given as my opinion only, based on my own personal Experiences/Mistakes lol...

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Well, you are definitely correct that the 'reasonable belief' quote is very relevant. The Company has obviously been advised that they don't have to prove your guilt and that a 'reasonable belief' is enough to satisfy an Employment Tribunal.

 

However, your second 'no evidence' quote is equally relevant. If the CCTV evidence still exists it should prove your innocence.

So, as they are claiming that they can find no evidence that a staff member provided the code to your partner, this suggests that either the CCTV does not show this (perhaps the camera didn't cover the area concerned) or that the CCTV evidence does not exist (wasn't recording that day or was accidentally erased).

 

I'd suggest that your OH chase up that CCTV evidence soonest.

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He originally requested it via a SAR and the company believed that as they issued the letter retracting there comments it wasn't needed, they have been infromed that it is still needed, CCTV was working as there are 4 screens customers facing so my partner could see it was recording.

 

I will get him to chase it up again today and also to request clarification on allegation 1 as there is no final outcome as such other than they can find no evidence to prove the allegation.

 

Surely they have not provided any evidence so have not allowed me a fair attempt to defend myself in relation to this allegation.

 

Have they proved reasonable doubt though, as i earlier stated my OH went into the store and spoke for 4 minutes to the staff member on site before going using the code, he wouldn't have done that if he was doing wrong and he also wouldn't have returned to sign back out after afterwards if he had done wrong.

 

If his intentions were bad he would not have obtained the photos during office hours he would have gone when he knew no one would be there.

Edited by majik

If any of my posts are helpful, please feel free to click my scales. All information is given as my opinion only, based on my own personal Experiences/Mistakes lol...

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Hi,

 

Im slightly confused ?

 

In your post timed 00.59 you stated: "First instance in the morning when the code was used there was a 4 minute conversation with the female staff member very pleasant etc when he was given the code"

 

But then in your post timed 05.25 "

I would like to point out that at no point have i said my partner got the code from the other employee i have just stated that he didnt get it from me and handed over a copy of my partners witness statement"

 

was the code given to your other half by the member of staff or by you ?

 

sorry to question it, but they will question you on this in an ET.

 

Regards

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Hi,

 

Im slightly confused ?

 

In your post timed 00.59 you stated: "First instance in the morning when the code was used there was a 4 minute conversation with the female staff member very pleasant etc when he was given the code"

Yes this is correct, this is in my OH's witness statement i have never said my OH got the code from the female at work my OH witness statement says it however the wording used in the appeal letter clearly states that i have said my OH got the code from the female staff member, this is incorrect. Possibly me being pedantic over wording etc.

 

But then in your post timed 05.25 "

I would like to point out that at no point have i said my partner got the code from the other employee i have just stated that he didnt get it from me and handed over a copy of my partners witness statement"

 

was the code given to your other half by the member of staff or by you ?

 

I have not at any point released my code to anyone.

sorry to question it, but they will question you on this in an ET.

 

Regards

 

Please see my comments in red, i hope this helps clarify the issue. apologises for it not being clear first time round. Possibly me looking to much into the issue but i feel it is incorrectly worded.

If any of my posts are helpful, please feel free to click my scales. All information is given as my opinion only, based on my own personal Experiences/Mistakes lol...

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The appeal to my dismissal leter does not make it clear, i have requested confirmation on alleagtion 1 and allegation 3 and it does not state weather my appeal has been upheld or that the companies decision has been upheld, Alleagtion 2 and allegation 4 it clearly states my appeal upheld or the companies original decision upheld.

 

Allegation 1 - They confirm they cannot prove i gained. Awaiting confirmation that they upheld my appeal.

Allegation 2 - My appeal to this was upheld so not guilty.

Allegation 3 - They do not have dates on when evidence was gathered so accept that it was probably on a lunch break - awaiting confirmation that they upheld my appeal

Allegation 4- My appeal not upheld company decison was correct.

 

Until i have final confirmation i accept that it is hard to advise however alleagtion 1 and 3 it is stated for both that they cannot prove i either they have confirmed that they have no proof i gained from the time sheets issues and due to there own evidence gathering (Allegation 3 no evidence time or date stamped).

If any of my posts are helpful, please feel free to click my scales. All information is given as my opinion only, based on my own personal Experiences/Mistakes lol...

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Hi,

 

From reading all the posts, it looks like they have withdrawn all the allegations except allegation #4 ?

 

Is this correct ?

 

if it is, then you only have to worry about the one allegation, #4.

 

They seem very badly organised if they started with 4 allegations but could only get 1 to stick.

 

Did they give an exact reason as to why allegation #2 was dropped ?

 

Regards

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Hi

 

Thats the way i see it aswell, first 3 alleagtions have been dismissed so then that bring me to the question why was i originally suspended ?

They took around 8 weeks getting info behind my back before i was suspended which has all proved either false or inconclusive !

 

Only reason for dropping of allegation 2 was the could not prove the van was not used in accordance with company policy. They did note that i did not fill out the paperwork i should have but as they cannot prove that i did not pay for the van as i have always insisted i did the upheld my appeal.

 

They have not got 1 to stick as far as im concerned, they have provided no proof i did any wrong doing in relation to allegation 4, it is more of an opinion based on evidence that they will not allow myself to see. My OH hopes once he obtains the CCTV he requested it will clearly show his versions of events and hopefully even show him reciting the code back to the staff member after she had informed him what code to use.

Also he feels as he signed in as a visitor and signed out once he had the photo's he needed he was never onsite with authorisation and as such no wrong doing has been comitted. Also if i gave my parnter the code as the company suggest why did he stand around for 2-3 minutes for the staff member to finish a telephone converstaion before getting the code and going to the other building, If i gave him the code as suggested he would not have needed to wait around and could have simply gone straight over the the building in question.

 

Again its all if's and buts atm, im hoping once the ET accept the claim and i get the companies defense things should be a lot clearer.

ATM i feel that the only thing the company could not win on would be allegation 4 as to date they have shown no proof/evidence to prove their version of events and even if they now produce it it would be produced 2.5 months after the event and 1 month after the appeal meeting so far to late surely.

 

As i stated earlier im hoping for it to go to ACAS and i can show they they did not follow the ACAS code of conduct/principles and get it settled before it goes to ET.

 

Can you confirm that i have understood the process correctly, as i see it if it goes to ET it will only be about allegation 4 as the other 3 have already been upheld in my favour (awaiting clarification atm i know).

If any of my posts are helpful, please feel free to click my scales. All information is given as my opinion only, based on my own personal Experiences/Mistakes lol...

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No i have never seen any evidence in relation to allegation 4 or have i ever been offered copies of the evidence, i did have asked and was told at the appeal that if the company see it as relevant they will release it but to date they have not.

 

The original disciplinary meeting was adjurned for 30 minutes while they carried out in their words "a full and through investigation" and it was acknowledged that they had spoken to the staff member on the phone and she denied giving my OH the code so in i was told that i had lied and they they did not believe my partners witness statement/my version of events.

 

I was told at the appeal to the disciplinary meeting that a witness statement from the female staff member exsisted and the person chairing the meeting had seen it and that if the company feel it to be relevant they will release a copy to me.

 

To date i have not seen anything in relation to allegation 4, in the minutes/letters it is purely written that following a telephone call to carify the issue we believe that you have lied (that is from the dismissal letter) and that i have seen the witness statement and i do not believe your version of events (appeal to dismissal). Thats what i find so frustrating how can i possible defend myself when they will not show any evidence relating to the issue. How can they possibly win an ET when they have refused me the ability to correctly prepare (disciplinary and appeal) /defend myself aginst this alleagtion.

If any of my posts are helpful, please feel free to click my scales. All information is given as my opinion only, based on my own personal Experiences/Mistakes lol...

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Hi,

 

Have you checked the minutes from the meetings (suspension, disciplinary, appeal) thorughly to make sure that it does not say they offered you the evidence or have shown you the evidence ?

 

Did you thoroughly read and check the minutes before sigining them ?

 

We know how sneaky companies can be.

 

Regards

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Yeah all checked and double checked, makes referance to it being released if they feel its relevant and also there is confirmation that a witness statement does exsist as i point out that i had not seen it etc.

I have still not to date recieved a typed copy of the appeal minutes only have a copy of the hand written ones which are ilegible at best but can make out the bit that clearly states that should the chair person feel it relevant the witness statement will be released.

 

At no point is it/was it ever offered to me and at no point was it used in any part of the meetings etc.

 

This is why i am unsure how to correctly proceed ? the statement is quite clearly a large part of their allegation but as it has never been used to date can it be used in the ET ?

 

Mikeyboy 197663, you menetioned you recently won an ET, Can you help advise on the process and and how it went etc i want to prepare myself as best as possible

If any of my posts are helpful, please feel free to click my scales. All information is given as my opinion only, based on my own personal Experiences/Mistakes lol...

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Hi,

 

As long as they have supplied you with a copy of the minutes and you have signed them, they do not need to supply a typed version (even if they said they would) sorry but that is the law.

 

So there evidence is a statement from the member of staff and cctv footage ? what reasons have they gave you as to why you cannot see or have this ?

 

Regards

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Hi,

 

Go here first Employment Tribunal > Forms & Guidance

 

And then i can answer any questions on it, but beware if you lose they can make you pay all costs, which can amount to thousands, and even if you win you may have to pay fees as well.

 

Has there ever been any bad feelings between you and the management ? as they will want to establish this before the ET. to see if there is any biased opinions.

 

Regards

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Their only evidence is a witness statement. The haven't said i cannot have it, they have said they will release it if they see it relevant. To date they have not released it so surely it cannot be relevant.

 

My OH has requested the CCTV via a SAR to prove his version of events correct. They have not used any CCTV in relation this this allegation nor have they mentioned that they will. My OH has requested it as he believes that it will prove his version of events and disprove the witness statement claiming that he did not obtain the code from staff member.

 

It is confirmed in the minutes that that the hand written copy will be typed up and sent out but they have no to date. If they do not provide the typed up minutes that is up to them the copy they have supplied is of no use every 2-3 words are unreadable.

If any of my posts are helpful, please feel free to click my scales. All information is given as my opinion only, based on my own personal Experiences/Mistakes lol...

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Hi,

 

Go here first Employment Tribunal > Forms & Guidance

 

And then i can answer any questions on it, but beware if you lose they can make you pay all costs, which can amount to thousands, and even if you win you may have to pay fees as well.

I have already read that and am also aware that it i have behaved incorrectly i could be liable for costs but as i have not and i can clearly prove they have i dont feel that will be an issue.

 

Has there ever been any bad feelings between you and the management ? as they will want to establish this before the ET. to see if there is any biased opinions.

 

None what so ever, had my review 3-4 weeks before i was suspended and was very pleased with me.

 

Regards

 

Please see my comments in red

If any of my posts are helpful, please feel free to click my scales. All information is given as my opinion only, based on my own personal Experiences/Mistakes lol...

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Hi,

 

Why did you sign the minutes of the meeting ? if they are eligible you are within your rights to ask for them to be typed up then you will sign them. be very carefull as there may be something in there you cannot read that will go against you.

 

Even if you win your ET you may still be liable to pay costs, they dont allways make the employer pay.

 

Just making you aware of this before you proceed, as it can be expensive.

 

at your review did you get a high grade ?

 

Was there any training points or issues etc ?

 

Regards

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There was no grading process was told i was doing good job nothing mentioned in regards to training or other issues and as i was training the new member of staff it would prove that they thought i was at a good enough level to do so.

 

I signed the top of each page of the minutes on the understanding that it would be typed up, it is noted in the minutes that it will be typed up and they have done so with all other minutes, I have not and can not accept the minutes until they are provided in a legible format.

 

Again as i have not behaved incorrectly i feel there is a very low risk of having to pay any legal costs and as i have made every attempt to mitigate my losses and to reach an agreement before the ET paperwork was filled it would be a massively remote possibility in my opinion.

If any of my posts are helpful, please feel free to click my scales. All information is given as my opinion only, based on my own personal Experiences/Mistakes lol...

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Hi,

 

Sorry to tell you this, but as soon as you signed the minutes, by law you have accepted them and anything written in them. And a ET judge will tell you the same, sorry.

 

The way you have behaved will not have much to do with costs, i had to pay my costs even though i won my ET case.

 

Just wanted to pre-warn you as many people do not realise this.

 

Regards

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Im not worried about my own costs i have those sorted, i thought you meant i may have to pay the other sides costs etc. Thats why i said i have behaved correctly so the cahnce is mininal.

 

The minutes are kinda irrelevant as the meeting was mainly about allegation 1-3 which they have all upheld in my favour, Allegation 4 is merely addressed in the apeal minutes as "i have seen a witness statement from staff member and i believe that so i feel you have lied etc" . Although as i have said i have never given my version of events as i was not there, i merely state i did not give out my code.

Edited by majik

If any of my posts are helpful, please feel free to click my scales. All information is given as my opinion only, based on my own personal Experiences/Mistakes lol...

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Hi,

 

Sorry i dont quite understand what this means ??

 

"Allegation 4 is merely address as i have seen a witness statement from staff member and i believe that so i feel you have lied etc"

 

I thought you had said that you had never seen any evidence at all for allegation 4 ?

 

Sorry just getting a bit confused.

 

Regards

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I have not seen any evidence, in the appeal meeting minutes it is merely address by the person chairing the meeting as "i have seen a witness statement from staff member and i believe that so i feel you have lied etc"

If any of my posts are helpful, please feel free to click my scales. All information is given as my opinion only, based on my own personal Experiences/Mistakes lol...

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