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    • old and new threads merged i though you were going to send the SB letter in 2017? dx  
    • dunno you've not scanned up what you've had before how can we tell?  
    • Today , after a lot of years i received a letter from this lot. Very friendly, "Were writing to remind you that we haven't had any contact from you in a while".  The velvet fist, followed by  a veiled threat to get their preferred debt collectors involved. Yep dead right. In 1992/3 I took out a Student load under duress from DHSS. up to 2000 I had successfully gotten deferment on low income. But rather than sign on as unemployed ,I decided to be self employed. I applied and they asked for all sorts of documents. I obliged and then correspondence ceased from them, circa 2001. To date I have had no correspondence from Student Loans. I was made redundant in 2009 and reached 65 in 2012 , at which age the loan should have been cancelled. Now , today, 12 years on retirement and 11 ( at least years after last contact) I get a letter with veiled threats. Do I , as I smell a scam a) ignore it and hope that Erudio will think that this phishing attempt has failed or b) respond with a statute barred letter or c) remind them of legal terms that loan should be cancelled 12 years ago or d) combination of b) +c)      
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    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
        • Thanks
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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What Made You Want To Swear Today?


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I cannot for the life of me work out why my lappy keeps everynow and again making a chime noise, now it is not message alert, but any way. It does it again and I jump and say to son what could it be.

 

He suggests it could be warning me I have put on another pound in weight!!!!!!! :jaw:

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I cannot for the life of me work out why my lappy keeps everynow and again making a chime noise, now it is not message alert, but any way. It does it again and I jump and say to son what could it be.

 

He suggests it could be warning me I have put on another pound in weight!!!!!!! :jaw:

 

 

There are many things that can make a laptop make noises. One main one is your antivirus when it updates itself. I always have mine on mute unless I want to listen to something. Then I just un-mute it.

 

 

If all else fails, kick them where it hurts and SOD'EM;)

 

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It was yesterday actually ..... but it was the b...... who killed the Badger and the poor Dog. Left them both lying on the road. Saw them at 6.30am on way to work, then cursed the owner of the dog for letting him/ her out on their own. Swore very loudly then cried ... x

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Son screaming down xboxlive, it is getting louder and nasty:mad2:

 

Roll on september:madgrin:Quickly please:lol:

 

 

Daughter had nasty fall off her bike, scraped face, raw knuckes, raw wrists and arms and no one went to help her :( Luckily she was not to far from home xx She looks worse than a bad case of excma like I get poor thing. She looks like she has done ten round in a ring :(

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Great western train driver having a read of the paper whilst speeding away according to five live:!:

 

Disgraceful.

 

I have been told to that the following as a compliment; but it is a pain - being ID for alcohol all the time. Still, doesn't beat being ID'd for lemonade 4 years ago...

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Dishwasher drain pump packed up grrrrrrrrrrrr'

 

£56 for a new one. . . .

WARNING TO ALL

Please be aware of acting on advice given by PM .Anyone can make mistakes and if advice is given on the main forum people can see it to correct it ,if given privately then no one can see it to correct it. Please also be aware of giving your personal details to strangers

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Better get the Marigolds out then UK!

Keep up the fight against Bank Charges.

 

 

Got Debt problems?

Don't panic, put the kettle on and read this

 

:-) Everything I write comes from my heart and head! The large filling cabinet that is my knowledge of life, however warped that may be!! :-)

 

<<< Please tickle my star!! if I have managed to help you or just made you chuckle!

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Marigolds? . . . .

 

I have grafters paws . . . . don't need creams or Marigolds NO . . .

WARNING TO ALL

Please be aware of acting on advice given by PM .Anyone can make mistakes and if advice is given on the main forum people can see it to correct it ,if given privately then no one can see it to correct it. Please also be aware of giving your personal details to strangers

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Friend read my orange uk contract to try to understand why I have been so so stressy re orange store milton keynes.

 

She picked up somthing I had not due to the poor eyesite.

 

Despite me telling them I was on dla and is etc......and unlikely to be employed any time soon, they put me down as long term employed for ready for it, ten years !!!!!!!!!!!!!!!!!!!!!!

 

My daughter recanted also how when I left the store and she looked back that they chappy raised his two hands in the air into two thumbs up to his colleagues......nice eh !!!!!!!

 

A little bit of fraud added into your mobile contract you had no hope of reading they knew due to eyesite, makes me swear.

 

So I rang them up, got to speak to said rep, forgot to tell him I was recording, ohhhh oooopppps and asked him that due to all the hoo hah over the internet and I claiming miss sold did he remember me?

 

he said yes?

 

I asked him if he remembered the detail I went into re my illness, eyesite and that I was on the sick basically in so many words, he said yes:lol:

 

I roughly to summarise then said on that basis why did you put me down as with current employer for ten years and surely on that basis you can see if did that then a good indication you did what I stated and he said I cannot answer that !!!!!!!!!!!!!!!!!

 

SAYS IT ALL :madgrin:

 

Orange uk in that store and my calls as an example recorded of course, can only in my opinion to be fair labelled as lyers and buyers beware should be fairly displayed in large banner above that store and any similar dong the same, sorry but I feel it is waranted:lol:

 

Of course myself I always prefer accuracies and now wonder why such companies and business feel the need to accept us on benefits for contracts etc...or loans etc....and yet are afraid of putting our true situation on the forms, why oh why other than it may not look good perhaps. I put it down to target driven sales that have no regard for little old me, RANT OVER XXXXXXXXXXXXXXXX Lots of kisses to cag for holding me together XXXXXXXXXXXXXXXXXXXXXX :)

 

Working for ten years, I wish:jaw: That is a label I would prefer,if accurate of course:madgrin:

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Gone 3am become aware someone is trying to force the front door. Look out the top window and see the same pee head who has tried on at least three occassions before, but due to booze or whatever forgets which road or house !!!!!!!

 

He doesnt bash the leter box but tries to force the door but tries to push it and bashes his back on the wind breaker between the houses so whole house vibrates. I have to keep saying no becca does not live here.

 

Hes polite when eventually sinks in wrong house, but getting peed off with him.

 

I think he turns up and son thinks it is next door other side as girl has same name, son says he sees her sneak him in, but at gone 3am no lights on next door, he doesnt exactly seem expected or they dont bother to take notice of me saying wrong house, so dont know wether true or perhaps coincidence.

 

Wish he would not come again though . Could here him walking up and down for over an hour so next time will have to call police.

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I now have to say due to acid in my stomach when dealign with them and mind on it all the time which means i have bodged up my tablets, and stress meaning a seizure was I suppose going to happen, have to say that I hate orange for what they are doing to me. The last few days posts says it all, am I mad, I mean I know I am poorly but not insane poorly, could I have done more, I jsut cant switch off xx

 

Going to get my keppra and go to bed xx

 

Thanks for being there cag, suppose breaking down into a cry is not a bad thing, it gets it out xx :)

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A little rhyme: ahem..........

 

Red and yellow and pink and green, GGGGGGGGRRRRR:mad2: and purple and blue. Rainbow song aaahhhh

 

Guess who I am swearing at again?:madgrin:

 

Not hard is it?:madgrin:

 

 

I know, I know, me me me, miss, miss, I know - BT ?

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