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    • further polished WS using above suggestions and also included couple of more modifications highlighted in orange are those ok to include?   Background   1.1  The Defendant received the Parking Charge Notice (PCN) on the 06th of January 2020 following the vehicle being parked at Arla Old Dairy, South Ruislip on the 05th of December 2019.   Unfair PCN   2.1  On 19th December 2023 the Defendant sent the Claimant's solicitors a CPR request.  As shown in Exhibit 1 (pages 7-13) sent by the solicitors the signage displayed in their evidence clearly shows a £60.00 parking charge notice (which will be reduced to £30 if paid within 14 days of issue).  2.2  Yet the PCN sent by the Claimant is for a £100.00 parking charge notice (reduced to £60 if paid within 30 days of issue).   2.3        The Claimant relies on signage to create a contract.  It is unlawful for the Claimant to write that the charge is £60 on their signs and then send demands for £100.    2.4        The unlawful £100 charge is also the basis for the Claimant's Particulars of Claim.  No Locus Standi  3.1  I do not believe a contract with the landowner, that is provided following the defendant’s CPR request, gives MET Parking Services a right to bring claims in their own name. Definition of “Relevant contract” from the Protection of Freedoms Act 2012, Schedule 4,  2 [1] means a contract Including a contract arising only when the vehicle was parked on the relevant land between the driver and a person who is-   (a) the owner or occupier of the land; or   (b) Authorised, under or by virtue of arrangements made by the owner or occupier of the land, to enter into a contract with the driver requiring the payment of parking charges in respect of the parking of the vehicle on the land. According to https://www.legislation.gov.uk/ukpga/2006/46/section/44   For a contract to be valid, it requires a director from each company to sign and then two independent witnesses must confirm those signatures.   3.2  The Defendant requested to see such a contract in the CPR request.  The fact that no contract has been produced with the witness signatures present means the contract has not been validly executed. Therefore, there can be no contract established between MET Parking Services and the motorist. Even if “Parking in Electric Bay” could form a contract (which it cannot), it is immaterial. There is no valid contract.  Illegal Conduct – No Contract Formed   4.1 At the time of writing, the Claimant has failed to provide the following, in response to the CPR request from myself.   4.2        The legal contract between the Claimant and the landowner (which in this case is Standard Life Investments UK) to provide evidence that there is an agreement in place with landowner with the necessary authority to issue parking charge notices and to pursue payment by means of litigation.   4.3 Proof of planning permission granted for signage etc under the Town and country Planning Act 1990. Lack of planning permission is a criminal offence under this Act and no contract can be formed where criminality is involved.   4.4        I also do not believe the claimant possesses these documents.   No Keeper Liability   5.1        The defendant was not the driver at the time and date mentioned in the PCN and the claimant has not established keeper liability under schedule 4 of the PoFA 2012. In this matter, the defendant puts it to the claimant to produce strict proof as to who was driving at the time.   5.2 The claimant in their Notice To Keeper also failed to comply with PoFA 2012 Schedule 4 section 9[2][f] while mentioning “the right to recover from the keeper so much of that parking charge as remains unpaid” where they did not include statement “(if all the applicable conditions under this Schedule are met)”.     5.3         The claimant did not mention parking period, times on the photographs are separate from the PCN and in any case are that arrival and departure times not the parking period since their times include driving to and from the parking space as a minimum and can include extra time to allow pedestrians and other vehicles to pass in front.    Protection of Freedoms Act 2012   The notice must -   (a) specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates;  22. In the persuasive judgement K4GF167G - Premier Park Ltd v Mr Mathur - Horsham County Court – 5 January 2024 it was on this very point that the judge dismissed this claim.  5.4  A the PCN does not comply with the Act the Defendant as keeper is not liable.  No Breach of Contract   6.1       No breach of contract occurred because the PCN and contract provided as part of the defendant’s CPR request shows different post code, PCN shows HA4 0EY while contract shows HA4 0FY. According to PCN defendant parked on HA4 0EY which does not appear to be subject to the postcode covered by the contract.  6.2         The entrance sign does not mention anything about there being other terms inside the car park so does not offer a contract which makes it only an offer to treat,  Interest  7.1  It is unreasonable for the Claimant to delay litigation for  Double Recovery   7.2  The claim is littered with made-up charges.  7.3  As noted above, the Claimant's signs state a £60 charge yet their PCN is for £100.  7.4  As well as the £100 parking charge, the Claimant seeks recovery of an additional £70.  This is simply a poor attempt to circumvent the legal costs cap at small claims.  7.5 Since 2019, many County Courts have considered claims in excess of £100 to be an abuse of process leading to them being struck out ab initio. An example, in the Caernarfon Court in VCS v Davies, case No. FTQZ4W28 on 4th September 2019, District Judge Jones-Evans stated “Upon it being recorded that District Judge Jones- Evans has over a very significant period of time warned advocates (...) in many cases of this nature before this court that their claim for £60 is unenforceable in law and is an abuse of process and is nothing more than a poor attempt to go behind the decision of the Supreme Court v Beavis which inter alia decided that a figure of £160 as a global sum claimed in this case would be a penalty and not a genuine pre-estimate of loss and therefore unenforceable in law and if the practice continued, he would treat all cases as a claim for £160 and therefore a penalty and unenforceable in law it is hereby declared (…) the claim is struck out and declared to be wholly without merit and an abuse of process.”  7.6 In Claim Nos. F0DP806M and F0DP201T, District Judge Taylor echoed earlier General Judgment or Orders of District Judge Grand, stating ''It is ordered that the claim is struck out as an abuse of process. The claim contains a substantial charge additional to the parking charge which it is alleged the Defendant contracted to pay. This additional charge is not recoverabl15e under the Protection of Freedoms Act 2012, Schedule 4 nor with reference to the judgment in Parking Eye v Beavis. It is an abuse of process from the Claimant to issue a knowingly inflated claim for an additional sum which it is not entitled to recover. This order has been made by the court of its own initiative without a hearing pursuant to CPR Rule 3.3(4)) of the Civil Procedure Rules 1998...''  7.7 In the persuasive case of G4QZ465V - Excel Parking Services Ltd v Wilkinson – Bradford County Court -2 July 2020 (Exhibit 4) the judge had decided that Excel had won. However, due to Excel adding on the £60 the Judge dismissed the case.  7.8        The addition of costs not previously specified on signage are also in breach of the Consumer Rights Act 2015, Schedule 2, specifically paras 6, 10 and 14.   7.9        It is the Defendant’s position that the Claimant in this case has knowingly submitted inflated costs and thus the entire claim should be similarly struck out in accordance with Civil Procedure Rule 3.3(4).   In Conclusion   8.1        I invite the court to dismiss the claim.  Statement of Truth  I believe that the facts stated in this witness statement are true. I understand that proceedings for contempt of court may be brought against anyone who makes, or causes to be made, a false statement in a document verified by a statement of truth without an honest belief in its truth.   
    • Well the difference is that in all our other cases It was Kev who was trying to entrap the motorist so sticking two fingers up to him and daring him to try court was from a position of strength. In your case, sorry, you made a mistake so you're not in the position of strength.  I've looked on Google Maps and the signs are few & far between as per Kev's MO, but there is an entrance sign saying "Pay & Display" (and you've admitted in writing that you knew you had to pay) and the signs by the payment machines do say "Sea View Car Park" (and you've admitted in writing you paid the wrong car park ... and maybe outed yourself as the driver). Something I missed in my previous post is that the LoC is only for one ticket, not two. Sorry, but it's impossible to definitively advise what to so. Personally I'd probably gamble on Kev being a serial bottler of court and reply with a snotty letter ridiculing the signage (given you mentioned the signage in your appeal) - but it is a gamble.  
    • No! What has happened is that your pix were up-to-date: 5 hours' maximum stay and £100 PCN. The lazy solicitors have sent ancient pictures: 4 hours' maximum stay and £60 PCN. Don't let on!  Let them be hoisted by their own lazy petard in the court hearing (if they don't bottle before).
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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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Sarah V Abbey *** WON ***


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still no word, called court today and they said i should have heard by friday if not call again. havent done anything about the letter i received.

I've beat HSBC, GE Money and Abbey

 

Court pending V Barclays and Time Retail

 

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Any ideas?
Refer them to section 13.9 of The Banking Code, which states that they will not post anything to credit reference agencies while the account is in dispute. I would also tell them that if they do say anything prejudicial about you to the CRAs you'll just amend your claim to have it removed.

Robertxc v. Abbey - £3300 Settled in full

Robertxc v. Clydesdale - £750 Settled in full

Nationwide v. Robertxc - £2000 overdraft wiped out, Default removed by order of the sheriff

Robertxc v. Style Card - Default removed by order of the sheriff

Robertxc v. Abbey (1) - Data Protection Act action. £750 compensation

Robertxc v. Abbey (2) - Data Protection Act action. £2000 compensation, default removed

 

The opinions on this post are those of Robertxc and not necessarily the opinions of the group and do not constitute sound legal advice. You are advised to seek professional legal advice.

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its short and sweet- does this say enough?

 

We are writing in response to your letter dated 16/09/06 informing us of your intention to register default information against us.

As this account is currently in dispute may we refer you to section 13.9 of the banking code which states that you may not post anything to credit reference agencies while the account is in dispute. We would also like to inform you that if any thing prejudicial about us is passed to the CRAs We shall amend our claim to have it removed.

I've beat HSBC, GE Money and Abbey

 

Court pending V Barclays and Time Retail

 

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Sounds fine to me. Concise, to the point, says what it means.:)

Robertxc v. Abbey - £3300 Settled in full

Robertxc v. Clydesdale - £750 Settled in full

Nationwide v. Robertxc - £2000 overdraft wiped out, Default removed by order of the sheriff

Robertxc v. Style Card - Default removed by order of the sheriff

Robertxc v. Abbey (1) - Data Protection Act action. £750 compensation

Robertxc v. Abbey (2) - Data Protection Act action. £2000 compensation, default removed

 

The opinions on this post are those of Robertxc and not necessarily the opinions of the group and do not constitute sound legal advice. You are advised to seek professional legal advice.

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abbey are soooo funny NOT! received letter today acknowledging my letter of 3rd Aug (the one that says 7 days to respond or i'll take u to court! too late i already have) They apologise for the delay in replying (!)

 

the letter says ' i understand you have already received details of the transactions and charges that are held on our computer system, which was sent to you free of charge (not true, i sent a postal order) within 40 days. you have therefore been given all the transactional data that you are entitled to under Data Protection Act. any details prior to this have been archived onto microfiche. as microfiche records are not held as part of a current filing system, they are not covered by Data Protection Act and will therefore not be provided to you under S.A.R - (Subject Access Request). i can arrange to send you this info, however it is not subject to the 40 days statutory time period. to cover our admin costs, there is a fee... for archived microfichecovering more than 1 months worth of transactional information, the fee is £10 per account.....' blar blar blar.

 

is it even worth replying? why is it none of the shabbey departments seem to speak to each other? I went to the court today to file a claim against GE money, but thats another story.... Anyway I checked progress on this abbey claim and was told it went up to the judge on 22nd so should hear by next week. any advice on the above :-| greatly received.

I've beat HSBC, GE Money and Abbey

 

Court pending V Barclays and Time Retail

 

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  • 2 weeks later...

received letter from abbey dated 10th oct , its the 'sorry that you have been so happy that you felt you must complain...'letter. Don't they know that i'm so unhappy i have started court proceeding against them?!!!

I've beat HSBC, GE Money and Abbey

 

Court pending V Barclays and Time Retail

 

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I hope you read the report on the findings of the investigation into the Abbey Microfiche argument Sarah......... look in the Abbey Section.

 

I summarises that the findings are that the Microfiche system is a relevant data filing system and as such comes under the DPA.

 

Contact them Monday quoting this and ask what you may........... but don't give them a further 40 days or more than a week.

 

Their sorry ass's are yours.............:D

srfrench :eek:

 

Fight incompetance, stupidity, greed and unfairness......There's no excuse and no place for it in society, unless they really are! :wink:

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got letter today in reply to my letter of 26th sept telling them they must not give information to credit reference agencies as this account is in dispute. They say ' I understnad that you disagree with the charges and the balance on the abbey bank account and are seeking a claim against us. However, abbey do not consider your account to be in dispute as the charges are valid under terms and conditions of the account. Therefore i cannot uphold your request' blar blar referring me to fos.

 

they are total b*****! Rang court again today and was advised hearing date has been set for early december and to expect confirmation in post soon. Bring it on abbey!

I've beat HSBC, GE Money and Abbey

 

Court pending V Barclays and Time Retail

 

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Received 'notice of pre trial review' @18th December @11am with District Judge Rutland - time to get a court buddy!

I've beat HSBC, GE Money and Abbey

 

Court pending V Barclays and Time Retail

 

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am looking thru all my stuff regarding this case- tring to get it in order! just a quick question- as this abbey account is still active (now without an agreed od) the charges are still amounting- can i add these to my claim and take them to court? or do they have to go on another claim?

I've beat HSBC, GE Money and Abbey

 

Court pending V Barclays and Time Retail

 

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am looking thru all my stuff regarding this case- tring to get it in order! just a quick question- as this abbey account is still active (now without an agreed od) the charges are still amounting- can i add these to my claim and take them to court? or do they have to go on another claim?

 

also i havent claimed 'interest incurred while you were overdrawn' before but now as they have cancelled the overdraft it is nearly £50 per month- can i get this back too?

 

thanks for any help!:-)

I've beat HSBC, GE Money and Abbey

 

Court pending V Barclays and Time Retail

 

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got letter today in reply to my letter of 26th sept telling them they must not give information to credit reference agencies as this account is in dispute. They say ' I understnad that you disagree with the charges and the balance on the abbey bank account and are seeking a claim against us. However, abbey do not consider your account to be in dispute as the charges are valid under terms and conditions of the account. Therefore i cannot uphold your request' blar blar referring me to fos.

 

they are total b*****! Rang court again today and was advised hearing date has been set for early december and to expect confirmation in post soon. Bring it on abbey!

Thay don't consider the account to be in dispute??? Why are they going to court then? I would write back telling them that you note their comments, and that you've added their letter to your claim documents at the court. When the review hearing comes along you can ask the judge to order them not to send anything to CRAs while the matter is ongoing, and to remove anything that they've posted in since the dispute began. Make sure to include the relevent sections of The Banking Code.

Robertxc v. Abbey - £3300 Settled in full

Robertxc v. Clydesdale - £750 Settled in full

Nationwide v. Robertxc - £2000 overdraft wiped out, Default removed by order of the sheriff

Robertxc v. Style Card - Default removed by order of the sheriff

Robertxc v. Abbey (1) - Data Protection Act action. £750 compensation

Robertxc v. Abbey (2) - Data Protection Act action. £2000 compensation, default removed

 

The opinions on this post are those of Robertxc and not necessarily the opinions of the group and do not constitute sound legal advice. You are advised to seek professional legal advice.

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thanks very much for your reply, will sort that letter and get it out as soon as i can. thanks again robertx c.

I've beat HSBC, GE Money and Abbey

 

Court pending V Barclays and Time Retail

 

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am looking thru all my stuff regarding this case- tring to get it in order! just a quick question- as this abbey account is still active (now without an agreed od) the charges are still amounting- can i add these to my claim and take them to court? or do they have to go on another claim?

I've beat HSBC, GE Money and Abbey

 

Court pending V Barclays and Time Retail

 

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please help - i need to know whether i can add the still amounting charges to this claim or whether i have to start a new one?

I've beat HSBC, GE Money and Abbey

 

Court pending V Barclays and Time Retail

 

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I'm not sure about the procedure in England. I suggest you phone the court and ask them how you amend your statement of claim.

Robertxc v. Abbey - £3300 Settled in full

Robertxc v. Clydesdale - £750 Settled in full

Nationwide v. Robertxc - £2000 overdraft wiped out, Default removed by order of the sheriff

Robertxc v. Style Card - Default removed by order of the sheriff

Robertxc v. Abbey (1) - Data Protection Act action. £750 compensation

Robertxc v. Abbey (2) - Data Protection Act action. £2000 compensation, default removed

 

The opinions on this post are those of Robertxc and not necessarily the opinions of the group and do not constitute sound legal advice. You are advised to seek professional legal advice.

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right, have been reading lots of faqs and stumbled upon lisamellor v abbey- very helpful indeed. i am going to follow her lead and call abbey tomorrow and ask if they want to settle, 1 small problem is i am missing all statements between july 2001 - aug 2004 (microfilche) . am eager to get this resolved as quickly as possible, would it be acceptable to estimate for this period when asking to settle?

I've beat HSBC, GE Money and Abbey

 

Court pending V Barclays and Time Retail

 

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called today to ask if they would like to settle. they took my number and said they will call me back next week. whilst i wait for that i will continue to assemble my court bundle.

I've beat HSBC, GE Money and Abbey

 

Court pending V Barclays and Time Retail

 

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called today to ask if they would like to settle. they took my number and said they will call me back next week. whilst i wait for that i will continue to assemble my court bundle.
You phoned them and asked them to settle? :confused: Generaly speaking, we advise people never ever to phone them once a claim's started - especially not to ask them to settle! When you do that, what you're really doing is saying that YOU want to settle, and that puts you in a very weak position. :(

Robertxc v. Abbey - £3300 Settled in full

Robertxc v. Clydesdale - £750 Settled in full

Nationwide v. Robertxc - £2000 overdraft wiped out, Default removed by order of the sheriff

Robertxc v. Style Card - Default removed by order of the sheriff

Robertxc v. Abbey (1) - Data Protection Act action. £750 compensation

Robertxc v. Abbey (2) - Data Protection Act action. £2000 compensation, default removed

 

The opinions on this post are those of Robertxc and not necessarily the opinions of the group and do not constitute sound legal advice. You are advised to seek professional legal advice.

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i called them after reading lisamellors thread in which she called them and then got a full settlement.

 

how does this weaken my position? :confused: i asked them if they would like to settle, however if they decline i will go all the way at court on 18th December.

I've beat HSBC, GE Money and Abbey

 

Court pending V Barclays and Time Retail

 

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