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    • Thanks for your reply, I have another 3 weeks before the notice ends. I'm also concerned because the property has detoriated since I've been here due to mould, damp and rusting (which I've never seen in a property before) rusty hinges and other damage to the front door caused by damp and mould, I'm concerned they could try and charge me for damages? As long as you've documented and reported this previously you'll have a right to challenge any costs. There was no inventory when I moved in, I also didn't have to pay a deposit. Do an inventory when you move out as proof of the property's condition as you leave it. I've also been told that if I leave before a possession order is given I would be deemed intentionally homeless, is this true? If you leave, yes. However, Your local council has a legal obligation to ensure you won't be left homeless as soon as you get the notice. As stated before, you don't have to leave when the notice expires if you haven't got somewhere else to go. Just keep paying your rent as normal. Your tenancy doesn't legally end until a possession warrant is executed against you or you leave and hand the keys back. My daughter doesn't live with me, I'd likely have medical priority as I have health issues and I'm on pip etc. Contact the council and make them aware then.      
    • extension? you mean enforcement. after 6yrs its very rare for a judge to allow enforcement. it wont have been sold on, just passed around the various differing trading names the claimant uses.    
    • You believe you have cast iron evidence. However, all they’d have to do to oppose a request for summary judgment is to say “we will be putting forward our own evidence and the evidence from both parties needs to be heard and assessed by a judge” : the bar for summary judgment is set quite high! You believe they don't have evidence but that on its own doesn't mean they wouldn't try! so, its a high risk strategy that leaves you on the hook for their costs if it doesn't work. Let the usual process play out.
    • Ok, I don't necessarily want to re-open my old thread but I've seen a number of such threads with regards to CCJ's and want to ask a fairly general consensus on the subject. My original CCJ is 7 years old now and has had 2/3 owners for the debt over the years since with varying level of contact.  Up to last summer they had attempted a charging order on a shared mortgage I'm named on which I defended that action and tried to negotiate with them to the point they withdrew the charging order application pending negotiations which we never came to an agreement over.  However, after a number of communication I heard nothing back since last Autumn barring an annual generic statement early this year despite multiple messages to them since at the time.  at a loss as to why the sudden loss of response from them. Then something came through from this site at random yesterday whilst out that I can't find now with regards to CCJ's to read over again.  Now here is the thing, I get how CCJ's don't expire as such, but I've been reading through threads and Google since this morning and a little confused.  CCJ's don't expire but can be effectively statute barred after 6 years (when in my case was just before I last heard of the creditor) if they are neither enforced in that time or they apply to the court within the 6 years of issue to extend the CCJ and that after 6 years they can't really without great difficulty or explanation apply for a CCJ extension after of the original CCJ?.  Is this actually correct as I've read various sources on Google and threads that suggest there is something to this?.
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CL FINANCE/COHENS v ME - help please**WON**


henry5
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Henry,

 

Are there any penalty charges on this a/c which you haven't yet reclaimed?

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Shame, I was thinking if you went to court for charges, you could include the DN matter in that case.

 

I assume the DN was not addressed in your defence in this case.

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no, rushed defence, only got paperwork off cohens friday was in court today

they never turned up so it never got read...i just presumed default notice would come off, doesn't that mean they can go for alleged debt again and again

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sorry slick can't get my head round this one..

 

...i've just won in court so judge has agreed i dont owe them said money

...cra states account is in default for said money

am i missing something here?

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Henry,

 

Sorry if we're getting wires crossed. I meant was the issue of DN removal mentioned in your defence against against their claim.

 

I suggest you await the court's Judgement. Perhaps IGNM can advise further on this when considering the costs issue.

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Henry,

 

Sorry if we're getting wires crossed. I meant was the issue of DN removal mentioned in your defence against against their claim.

 

 

No - I didn't deal with the issue of a counterclaim - the case was listed for full trial on Monday - I drafted a defence and a skeleton on Sunday. To be honest neither I nor the OP thought about the issue of the CRA default.

 

The other thing if course is that if we had included a counterclaim that part of the case would have been adjourned off anyway

 

When the Order turns up we can decide what to do next.

If I've helped feel free to add to my reputation.

 

I am not a Practising Lawyer. My comments are my opinion only. You should not rely upon those comments and should always take your own professional advice from a practising Solicitor or Barrister

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Hi IGNM

hope you are well

 

 

received judgement of order today

 

just states

 

upon the claimant not attending and hearing the defendant in person

 

it is ordered that

 

the claim be struck out

 

claimant to pay defendant £50 for expenses (loss of earnings

 

is there anyway to get my default removed??

 

Thanks

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Well i haven't read every post but i'm assuming as you won that your difficulties were caused by the company that recorded the default and so the default should be void .

 

I always forward details of debts paid in full or disputed etc to Experian and ask them to update records because we all know they only exist to make everyone look bad so they are easier to rip off .

 

I have never had a problem having anything altered or removed once i send proof that the matter is settled .

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subb

Check out the threads below for updates on the DCA's that I am dealing with.

 

GE Money/CL Finance/Howard Cohen & Co - AND - Aktiv Kapital/Appleton Massey Solicitors - IN COURT

Cabot x 2 for Vanquis & Hitatchi - DEFAULTED ON CCA REQUEST

Lowell for Capital One - CANCELLED DEBT!! Trying to get Default removed now

Moorcroft x 2 for Halifax Loan & Bank Account - RETURNED TO HALIFAX

Wescot for Halifax Bank Account - RETURNED TO HALIFAX

Cap Quest for Argos Card - RETURNED TO ARGOS

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