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    • This is a ridiculous situation.  The lender has made so many stupid errors of judgement.  I refuse to bow down and willingly 'pay' for their mistakes.  I really want to put this behind me and move on.  I can't yet. 
    • Peter McCormack says he has secured a 15-year lease on the club's Bedford ground.View the full article
    • ae - i have no funds to appoint lawyers.   My point about most caggers getting lost is simply due to so many layers of legal issues that is bound to confuse.  
    • Lenders have a legal obligation to sell the property for the best price they can get. If they feel the offer is low they won't sell it, because it's likely the borrower will say the same.   Yes.  But every interested buyer was offering within a range - based on local market sales evidence.  Shelter site says a lender is not allowed to wait for the market to improve. Why serve a dilapidations notice? If it's in the terms of the lease to maintain the property to a good standard, then serve an S146 notice instead as it's a clear breach of the lease.   The dilapidations notice was a legal first step.  Freeholders have to give time to leaseholders to remedy.  Lender lawyers advised the property was going to be sold and the new buyer would undertake the work.  Their missive came shortly before contracts were given to buyer.  The buyer lawyer and freehold lawyers were then in contact.  The issue of dilapidations remedy was discussed..  But then lender reneged.  There was a few months where neither I nor freeholders were sure what was going on.  Then suddenly demolition works started.   Before one issues a s146 one has to issue a LBA.  That is eventually what happened. ...legal battle took 3y to resolve. Again, order them to revert it as they didn't have permission to do the works, or else serve an S146 notice for breach of the lease   A s146 was served.  It took 3y but the parties came to a settlement.   (They couldn't revert as they had ripped out irreplaceable historical features). The lease has already been extended once so they have no right to another extension. It seems pretty easy to just get the lawyer to say no and stick by those terms as the law is on your side there.  That's not the case   One can ask for another extension.  In this instance the freeholders eventually agreed with a proviso for the receiver not to serve another. You wouldn't vary a lease through a lease extension.  Correct.  But receiver lawyer was an idiot.   He made so many errors.  No idea why the receiver instructed him?  He used to work for lender lawyers. I belatedly discovered he was sacked for dishonesty and fined a huge sum by the sra  (though kept his licence).  He eventually joined another firm and the receiver bizarrely chose him to handle the extension.  Again he messed up - which is why the matter still hasn't been properly concluded.   In reality, its quite clear the lender/ receiver were just trying to overwhelm me (as trustee and leaseholder) with work (and costs) due to so many legal  issues.  Also they tried to twist things (as lawyers sometimes do).  They tried to create a situation where the freeholders would get a wasted costs order - the intent was to bankrupt the freeholders so they could grab the fh that way.   That didn't happen.  They are still trying though.  They owe the freeholders legal costs (s60) and are refusing to pay.  They are trying to get the freeholders to refer the matter to the tribunal - simply to incur more costs (the freeholders don't want and cant's afford to incur)  Enfranchisement isn't something that can be "voided", it's in the Leasehold Reform Act 1967 that leaseholders have the right to.... The property does not qualify under 67 Act.  Their notice was invalid and voided. B petition was struck out. So this is dealt with then.  That action was dealt with yes.   But they then issued a new claim out of a different random court - which I'm still dealing with alone.  This is where I have issues with my old lawyer. He failed to read important legal docs  (which I kept emailing and asking if he was dealing with) and  also didn't deal with something crucial I pointed out.  This lawyer had the lender in a corner and he did not act. Evidence shows lender and receiver strategy had been ....  Redact and scan said evidence up for others to look at?   I could.  But the evidence is clear cut.  Receiver email to lender and lender lawyer: "our strategy for many months  has been for ceo to get the property".  A lender is not allowed to influence the receivership.   They clearly were.  And the law firm were complicit.  The same firm representing the lender and the ceo in his personal capacity - conflict of interest?   I  also have evidence of the lender trying to pay a buyer to walk.  I was never supposed to know about this.  But I was given copies of messages from the receiver "I need to see you face to face, these things are best not put in writing".  No need to divulge all here.  But in hindsight it's clear the lender/ receiver tried - via 2 meetings - to get rid of this buyer (pay large £s) to clear the path for the ceo.   One thing I need to clarify - if a receiver tells a lender to do - or not to do - something should the lender comply? 
    • Why ask for advice if you think it's too complex for the forum members to understand? You'd be better engaging a lawyer. Make sure he has understood all the implications. Stick with his advice. If it doesn't conform to your preconceived opinion then pause and consider whether maybe he's right.
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Court papers received unsure how to proceed.


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Hi

 

i've received a couty court claim form from a company and i'm not quite sure what to do. Something doesnt sit right somehow and i'm not sure how to defend the claim.

 

I ran ad's in a magazine for about a year for my website ( i'm a sole trader). same scenario everytime. they rang i said i wanted to advertise and then they would email a booking form for me to complete, without it being signed and returned the booking wouldnt be processed. Well one month i wasnt too sure but asked for the booking form to be emailed to me. they couldnt get it to go thru and asked if they could take the telephone conversation as agreement. i told them no i required a booking form so they posted it to me.

 

I decided not to go ahead with the ad and never returned the form and thought nothing of it. i received an invoice and queried it by phone but nothing ever came of it so i ignored it. i also got hold of a copy of the magazine and the ad had been included.

 

they wrote to me in january and told me to pay the invoice or they would take me to court.

 

i phoned and explained i never agreed to the ad or returned the booking form and was told it would be looked into. i followed this up with a letter asking for a copy of the signed booking form.

 

i received a without prejudice letter in february saying they didnt have the signed booking form but i agreed by phone so that was enough for the contract to stand and if i did not pay they would take me to court.

 

i phoned them and asked for a copy of the call and was told they dont record calls but was sure they could turn something up to prove i had agreed. i followed up the call with a letter giveing them seven days to supply the recording or proof that i had agreed or i would consider thhe matter closed.

 

i heard nothing until yesterday when court papers came thru door.

 

I've gone onto the moneyclaim site and tried to login with the password given but it is saying it does not recognise the claim number or password and has now locked me out.

 

looking closer at the form the defendat is the name of my website(without the www. bit or com bit) and on the following line my name and address.

On the acknowledgement form the claimant is listed as the company suing, the company suing and me (company suing is listed twice) and the defendant is listed as website name and my name. is this correct??

 

on the POC it gets confusing cos half way thru they start refering to me as the claimant or at least that is how it reads or i may be being blonde and reading it wrong.

 

example:

 

on xx/xx/208 (slight error i think there lol) a formal request was made for payment, the claimant then contested that agreement had never been made, despite verbal agreement had occurred.

 

if i type out the POC and post it up would someone have a look for me and advice on how i go forward with this please.

 

Many thanks

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Hi

 

I've gone onto the moneyclaim site and tried to login with the password given but it is saying it does not recognise the claim number or password and has now locked me out.

 

 

..just a thought - but could this be the next stage of a [problem]? I would ring MCOL and see if this claim number actually exists...

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..just a thought - but could this be the next stage of a [problem]? I would ring MCOL and see if this claim number actually exists...

well that was my thinking. Altho it does appear to be from the court and has the court stamp on it:?.

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What is the value of the claim?

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Yeah ring the court to check.

 

I think your a**e is covered if they have no proof of your agreement with them. Any proof they do have will have to be disclosed to you at some point down the line.

 

I have kept the unsigned booking form complete with the postit note asking me to complete and return. So i hope i'm covered

 

also on the bottom of the booking form it says that for the order to be processed the booking form must be signed and returned.

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......then IF it is a genuine claim and you defend, they have to provide ABSOLUTE proof, and pay extra money in to the court when it is transferred to your local court.

 

My first gut feeling is that it is a [problem]. But if it is a genuine MCOL claim, then these are the type of people who feed off the gullible, and with them it is a numbers game - they will go for the ones who roll over and pay up in full without a fight - I'd be surprised if they took it to the next stage.

 

If they do, then people more experienced than me here can help you.

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rang court and claim is genuine BUT the lady on phone i spoke to checked some details and put me on hold. When she came back on phone she told me that they were barring the claim due to incorrect filing of name and they will be writing to the company to inform them and asking them to resubmit if they so wish.

 

So obviously i want to head them off at the pass so to speak, what should be my next step in preventing another claim being issued (if i can). Do i need to contact the company or should i just sit back and wait for them to get there act together.

 

thanks

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From what you've said, the problem with the name is that they didn't put "YOUR NAME trading as YOUR BUSINESS".

 

From other things you've said, it doesn't sound like they've got much of a case - and it sounds like they're counting on you not defending yourself.

 

If I were in your position, I would write to them and explain the situation as you have done here. Mention that, if it comes to court, you will be producing the unsigned application form, complete with the Post-It as evidence that no agreement was ever reached.

 

But don't worry too much. It doesn't sound like they've got a realistic chance of success against you. Come back and let us know what their claim says when they resubmit - then you can enter your defence and ask for Summary Judgment.

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