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gavin2121

Welcome/Cattles Going Bankrupt?????

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Morning everyone....

 

I'm hearing a lot of rumors about Welcome or their parent company Cattles going bankrupt....

 

Please'o'Please tell me it's true.:D:D:D:D

 

Does anyone know what it all means for us as customers???:confused:

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Now im defo subbing to this.

 

await the replies


Train hard...Fight easy

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Been asking this on here for months and nobody knows.

 

A similar outfit called london scottish went bust a while back so would be interesting to know what happened to their loans

 

I here cattles have to pay 1 billion to their lenders in july or that could be it for them. Their lenders being banks now owned by gordon brown like RBS etc so it would be morally wrong for them to bail out cattles who rip off the poor with high Apr.

 

while i am ranting the whole financial system is corrupt to keep the poor poor, the poor subsidise the rich end off. the key to wealth is to borrow nothing

 

If they did collapse I will be dashing online to cancel my direct debit


Take Control

! Use excel to document all your income and outgoings !

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the latest developments in this saga

 

welcome car finance is no more

welcome financial services is on the way out

 

all valid live accounts are being transfered over to another welcome/ cattles company, progressive financial services

 

most of the welcome offices are now being closed down.

 

the parent company, cattles.

that a ft500 company as they like to brag about are in big trouble

there shares have been suspended

they have to pay back a 750 mill loan by the begining of july.

 

the total debt is believed to be close to 1.5 billion

 

false accounting and fraud has been widespread to make the figures look good to shaft the share traders, they get no sympathy from me

 

the main players in aquiring shares have been barclays and rbs

 

barclays is selling shares like mad in all its companies

rbs is owned by the goverment and its rumoured that they owe much more in dodgy investments that has not been released to the general public

 

on top of that

 

the cattles share trading forums are talking of massive claims ref ppi misselling and that cattles have nothing in reserve to meet these claims

 

NO MATTER WHAT PEOPLE SAY, THE DAYS OF COMPANIES LIKE WELCOME, LOG BOOK LOANS ETC ARE SOON TO BE HISTORY

 

I CAN SEE REGULATION STOPPING THIS LOAN SHARKING BEHIND A CREDIT LICENCE

 

IT MIGH DRIVE PEOPLE TO DOOR STEP LENDERS BUT IN THE END, STOPPING WELCOME ETC WILL SAVE A GREAT MENY PEOLE SLEEPLESS NIGHTS

 

 

IF YOU WERE A COMPANY

WOULD YOU LEND MONEY TO TRY AND SAVE THIS LOT

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welcome financial services stopped any new loan applications etc.. earlyier this year & even then it was mainly to exsiting customers and the website is now "under construction" having spoke to a manager for WCF (when it was closed & he was just working part time until the remaining cars were collected so they could close the building down) he was telling me that WCF was doing fine, they just didnt have the money to keep the business running, buying new cars in etc... and WCF filled the gap in the market between buying new from dealers and bangers from the autotrader.

 

At the present moment all Welcome Finance is doing is collecting in the money....

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Lets not forget a number of Directors were also suspended!!

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An accountant friend told me Cattles was splitting it's liabilitys as the factoring side was in deep do do


Beck

"There are two ways to conquer and enslave a nation. one is by the Sword. The other is by Debt."

 

Barclaycard PPI Refund £4300:whoo:

Barclaycard = Mexican Stand Off

 

TSB = Mexican Stand Off

 

Santander = :mad2: MungyPup is coming to get yahh :mad2:

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Ok... so it seems as though it may be possible that Welcome or Cattles will go bankrupt in the next few weeks....

 

but for those of us with loans on Welcomes books... what are the possible options???

 

Will the debt be written off.:D... lost in a mountain of incomplete paperwork... or will another company take over the debts??:mad:

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IF.....they were to go bankrupt then the "assets" would be sold off

so i would expect somebody to buy the debts owed at a very reduced rate

 

sometimes it is benifical to bust a company for the tax write off

and they buy back the assets

Edited by Beck1968
keyboard

Beck

"There are two ways to conquer and enslave a nation. one is by the Sword. The other is by Debt."

 

Barclaycard PPI Refund £4300:whoo:

Barclaycard = Mexican Stand Off

 

TSB = Mexican Stand Off

 

Santander = :mad2: MungyPup is coming to get yahh :mad2:

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the only market leader who will buy these accounts is the door step lender provident

 

but they wont touch cattles with a barge pole

after all

the two are wolfs in sheeps cloathing, but provident has been at it much longer

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Re-Read my second paragraph:!:


Beck

"There are two ways to conquer and enslave a nation. one is by the Sword. The other is by Debt."

 

Barclaycard PPI Refund £4300:whoo:

Barclaycard = Mexican Stand Off

 

TSB = Mexican Stand Off

 

Santander = :mad2: MungyPup is coming to get yahh :mad2:

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#becks1968 "sometimes it is benifical to bust a company for the tax write off and they buy back the assets"

 

How do you go bust and buy back the assests, if you re bust you aint buying nothing back, otherwise we'd all be at it


Take Control

! Use excel to document all your income and outgoings !

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or maybe if welcome goes bankrupt and doesnt take cattles plc down (not sure if that is possible), Lewis debt recovery will take over all the collections (lewis being owned by cattles plc) lol. no way our debts would be wrote off i doubt, be someone that would take them on, be a good investment for the future all the high apr we have had to pay on prime finance.

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My tax -> Mr brown -> Rbs -> Cattles -> me

 

Seems I am bailing cattles out, damn it I want a cut in my interest rate then.

 

Article posted today

 

Cattles looks for suspension of own debts | This is Money


Take Control

! Use excel to document all your income and outgoings !

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vwery true, us tax payers have bailed rbs out and no way cattles will settle there loan with rbs, that mean that rbs will add a default fee on and maybe £10 charge for a default letter & give cattles a default on there credit file haha

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#becks1968 "sometimes it is benifical to bust a company for the tax write off and they buy back the assets"

 

How do you go bust and buy back the assests, if you re bust you aint buying nothing back, otherwise we'd all be at it

 

Main company forces bankruptcy of sub company due to "managment charges" ect and buys sub companys assets in closed sale

 

You would be suprised at the amount of companies that have done this sort of thing - Phillips being a classic example (multiple companies = limited liability to main company)

 

Think of a tree

 

multiple leaves, multiple branches and one trunk

so what if you lose a couple of dead leaves:rolleyes:


Beck

"There are two ways to conquer and enslave a nation. one is by the Sword. The other is by Debt."

 

Barclaycard PPI Refund £4300:whoo:

Barclaycard = Mexican Stand Off

 

TSB = Mexican Stand Off

 

Santander = :mad2: MungyPup is coming to get yahh :mad2:

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but if (when) they go under, I wonder how much paperwork they will loose? and if they loose say a finance agreement wont that make the said document unenforcable?


Nationwide - Won (took 2 years got back £1800 in charges)

Captial One - (Won took 1.5 years got back £700 in charges)

Capital One PPI - still fighting

Sky Card (Charges and PPI) - Still fighting

Welcome - Just started to fight!

Provident - Looking into the possibilities of fighting!

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sure would :):):):)


Beck

"There are two ways to conquer and enslave a nation. one is by the Sword. The other is by Debt."

 

Barclaycard PPI Refund £4300:whoo:

Barclaycard = Mexican Stand Off

 

TSB = Mexican Stand Off

 

Santander = :mad2: MungyPup is coming to get yahh :mad2:

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Strange question time - say Welcome / Castles lost the paperwork, or the paperworke that they had was completly different to mine, (they had say "altered" the amounts and signed "for me" woudnt that mean they had been obtaining money by deception (my bad spelling) and I would be entitled to report them to "Police" for this issue. - As well as claim all payments back + the standard 8% interest?


Nationwide - Won (took 2 years got back £1800 in charges)

Captial One - (Won took 1.5 years got back £700 in charges)

Capital One PPI - still fighting

Sky Card (Charges and PPI) - Still fighting

Welcome - Just started to fight!

Provident - Looking into the possibilities of fighting!

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Why would they alter the figures?

 

They would be making enough out of your from your initial debt with them


Train hard...Fight easy

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Welcome did this with me .. I defaulted several years ago and they went to court, got a CCJ and then had my wages arrested - next thing I know I get a statement for a new "loan" to which they have applied the arrested payments this shows as a loan on my credit file. So far they have refused even to speak to me regarding this.


HALIFAX - Settled in FULL - £1654 13/6/2006

NatWest - Prelim sent - £985 16/6/2006: LBA sent 30/6/2006 : Summary Cause issued (Sheriff Court) on 14th July : Waiting for Cobbets!!!

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I had a loan with this lot until recently. They offered me a settlement which seemed to good to be true. I agreed and the letter was sent to me confirming the offer. Then I recieved a call from them with some manager saying they had made a mistake and were recinding the offer. I told him I had it in writing and I would pay within a month as agreed. He actually said they didn't have to accept the moiney as full and final settlement.

 

I paid it and about a week later recieved the letter confirming the account as being settled.

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Good for them they will get whats coming to them I cannot wait for that day when they are on the dole""

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"Seeing as im a tax payer like most who have loans with yourselves and that I now own part of RBS and various other banks and that RBS have a major stake in Cattles and Welcome etc... I would hereby like to instruct Cattles and Welcome and any other subsidery to void my HP agreement with immediate effect."

 

I woulder how that would go down in a letter to Compliance at Nottingham? heh heh

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Dibbo, as we are all shareholders in RBS, we'd maybe all better hope that Cattles pull through, make a fortune, and repay their debts to RBS?

 

Mebbes not. hehehehehehe

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