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Request: Free Account Intrest and Charges


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There isn't one but I have adapted one to suit:

 

Dear Sir/Madam

Acc/Ref No 4563210025897412

 

I am writing in connection with the account referenced above and would be grateful if (bank) would consider freezing interest and charges on the account to allow me to pay the capital.

 

I am sure you will agree that applying interest and charges would not assist me in my present financial difficulties (state what they are) and can only serve to increase my total debt.

 

As you are aware, I have already paid considerable sums in interest to my account. If interest charges continue, the monthly installments I am paying will not even cover that interest. Waiving interest and charges on the account would mean that the monthly payments I make would actually reduce the balance outstanding to your company.

 

Thank you for your co-operation and I look forward to hearing from you as soon as possible.

 

Yours faithfully

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