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    • Just a little something for consideration When a card is compromised, the replacements can be set up to automatically allow or manually re-add, old recurring transactions. The card issuer may ask you to confirm legitimate transactions which they would effectively 'migrate' to the new card Some do - some don't. Some staff on some cards seem to be entirely unaware/uncaring about this. Some card issuers expect you to sort it all out manually.   BUT if the leak is an ongoing lyca leakas it seems - as soon as you or your CC supplier give it to lyca/the leak source - compromised again     A note on security DONT use the same email or phone number for your banking as you do for sims etc. Although a bank eg santander leak would compromise this Infp seems to suggest that single/compromised multi factor authentication customers are priority targets, with more robustly secure cards being hit by 0.00 tests first Consider that the email address is one of the OTP recieving options AND one of the OTP security checks prior to sending the OTP - with the phone number being another So if they've got your card and email (same email for banking and end contact) - and you aren't forcing a phone OTP - you are compromised.  
    • Thanks for posting up the back of the NTK. The good news s that as it does not comply with the Protection of Freedoms Act, it means that you are not liable for the charge as the keeper as I explained in a previous post.  The PC fails for two reasons. The first is that it does not specify the period of parking. All it does is list the arrival and departure times of your car. Obviously that does not include the time taken to drive to the car parking space, manoeuvre the car into the space and later drive from the space to the exit. Nor does their times include things like getting kids disabled people out of and into the car as well as things like returning the trolley whilst still being parked. All of which can add a fair bit of time to the parking period which can then be subtracted from their ANPR times and makes your actual parking time a lot shorter than 118 minutes they seem to think it is. The second reason is that they failed to ask the keeper to pay Schedule 4 Section 9 [2][e]  (e)state that the creditor does not know both the name of the driver and a current address for service for the driver and invite the keeper— (i)to pay the unpaid parking charges You as keeper are now in the clear which is a good reason for you to contact Sainsbury  stating that you are being pursued as the keeper when you are not liable under the Act as well as the oher things I suggested in my previous post. If you don't get it cancelled with Sainsbury this could drag on for months with endless letters unlawfully pushing the price up to scare you into paying.  
    • Brilliant! That's great to hear and honestly pleased I'm wrong, my advice was out of concern. I checked some of your previous posts last night and you've been giving great advice to others at times. Bringing a claim can be serious (counter-claims etc) and it didn't appear you were knowledgeable based on posts so far. Far from an expert myself, just interested and will try to help. I'll sit on the sidelines, best of luck with the claim!
    • Thank you so much for the advice  I will try and up my savings to £500 for the next 6 months. Although I do still have an uphill battle, I feel more able to deal with it.  I hope my experience with the cifas marker helps someone else who finds themselves in that quite horrible situation. It is a huge weight off my shoulders getting it removed.
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Parking ticket with wrong date


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Back in January I received a parking ticket from a (free) retail car park. I'd arrived 20 minutes before the shops opened and had walked into the centre to go to the toilet. When I got back the ticket was attached to the car windscreen for leaving the site, but it had the wrong date on- it was dated 5 days later for some reason.

 

Since then, I heard nothing until the start of May, when I received a notice letter from Akita Security Services telling me to pay up within 14 days or the retail park would commence civil proceedings. Again it had the wrong date on and 3 weeks later (this weekend just gone) I received almost exactly the same letter.

 

Am I right to keep on ignoring these people, or should I write and tell them I wasn't in the retail park on the date in question? I should be able to provide proof I was at work at the time as we have an electronic swipe system in place and it would show I was on site at the time.

Edited by Sportbilly90210
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I will do when I get back home this evening. From a quick read around the site it looks like a fairly standard one, although I'm surprised it took them 4 months to make initial contact- I thought they'd realised their date mistake and decided not to bother.

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Heh, they do seem pretty shonky, but like all decent companies their address is apparently a PO Box…

 

Right, the original ticket was marked ‘Civil Penalty Notice’ and the breach was ‘parking at private car park and leaving site’. The date on the actual ticket is wrong and so are the dates on the two letters I’ve received.

 

The first letter has a heading ‘Notice to Owner/ Driver/ Hirer’ and the following text after the registration, date, notice number and breach details-

 

The driver who left the Vehicle with the above Registration Number in a parking place in the *** Retail Park, on **/**/2009, is alleged to have failed to pay the Civil Penalty Notice of 40.00 pounds incurred for the Breach: Parked in a parking place for a purpose other than the designated purpose of the parking space.

 

AMOUNT PAID TO DATE: £0.00

 

We have to advise you that *** Retail Park will commence civil proceedings against you, unless payment of the outstanding amount is received in full within 14 days of the date of this letter. Payment should be made by Cheque or Postal Order made payable to “Akita Parking Services” and sent to the above address. (Please write the Civil Penalty Notice number on the reverse of the cheque).

 

If you have any queries relating to this Notice please write to the Notice Processing Department at the above address Without Delay.

 

Akita Parking Services

For and on Behalf of *** Retail Park

The second letter is pretty much the same, although it is headed ‘FINAL REMINDER’ and there’s a bit more bold and caps, presumably to impress on me the full might and majesty of the retail park, although I'm not sure why the park itself will be involved when they've employed Akita to do their dirty work for them-

 

A Notice to Owner was sent to you on **/**/2009 in connection with a breach of the terms and conditions of the car park at *** Retail Park. According to our records, you have not paid the Civil Penalty Notice of £40.00, which was affixed to the above vehicle.

 

AMOUNT PAID TO DATE: £0.00

 

We have to advise you that *** Retail Park will commence civil proceedings against you, unless payment of the outstanding amount is received in full within 14 days of the date of this letter. Payment should be made by Cheque or Postal Order made payable to Akita Parking Services and sent to the above address. (Please write the Notice number on the reverse of the cheque).

 

If you have any queries relating to this letter please write to the above address Without Delay.

 

Akita Parking Services

FOR AND ON BEHALF OF *** Retail Park

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‘Notice to Owner/ Driver/ Hirer’

 

So which one do they want? :D

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Please clarify what "offence" supported by legislation is committed by someone wandering "off-site" and how a PPC can dream up a charge (resulting in a loss to them) for such an occurance?

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Please clarify what "offence" supported by legislation is committed by someone wandering "off-site" and how a PPC can dream up a charge (resulting in a loss to them) for such an occurance?

 

Crem,

 

You know better than to feed the troll :eek:

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  • 3 months later...

Oooh, I thought they'd given up, but I got a letter from Roxburghe Debt Collectors and the amount they're asking for has gone up to £70. Funny thing is, not only have they got the date wrong, they've now put down the wrong name for the retail park- I've never heard of it and there definitely isn't one locally. I presume the same applies- just ignore them completely?

 

We have been instructed by the above named client who has informed us that a PARKING CHARGE NOTICE was attached to the above mentioned vehicle and the driver should have paid. However, we are advised that they have not yet received payment, or any valid dispute.

 

Your data has been provided to us by the Driver and Vehicle Licensing Agency (under Regulation 27(1)(e) of the Road Vehicles (Registration and Licensing) Regulations 2002*) and they have advised us that you were the registered keeper of the vehicle at the relevant date and time. If you were the driver, you must pay the total amount due as stated above within 7 days from the date of this letter.

 

In line with the Terms and Conditions of parking at the above site, you have incurred late payment charges which are included in the Total Amount Due. Please send payment to the address above. Cheques should be made payable to Roxburghe (UK) Limited.

 

If you were not the driver at the time, please tell us who was driving by completing the details below.

 

Your sincerely

 

Steve Dargonne

Parking Services Manager

Roxburghe (UK) Limited

 

There's then an IMPORTANT NOTICE TO REGISTERED KEEPER, in which they state that the registered keeper is responsible for the acts of the driver and that they will pursue the registered keeper in the absence of driver specifics.

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quote

 

There's then an IMPORTANT NOTICE TO REGISTERED KEEPER, in which they state that the registered keeper is responsible for the acts of the driver and that they will pursue the registered keeper in the absence of driver specifics

 

total crap and they know it

 

back to the rules on PPC's

 

1) IGNORE

2) IGNORE

3) GO TO 1

..

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Oooh, I thought they'd given up, but I got a letter from Roxburghe Debt Collectors and the amount they're asking for has gone up to £70. Funny thing is, not only have they got the date wrong, they've now put down the wrong name for the retail park- I've never heard of it and there definitely isn't one locally. I presume the same applies- just ignore them completely?

 

 

 

There's then an IMPORTANT NOTICE TO REGISTERED KEEPER, in which they state that the registered keeper is responsible for the acts of the driver and that they will pursue the registered keeper in the absence of driver specifics.

 

Roxburghe are CSA registered. that 'Important notice' being rubbish has to be clear breach of the CSA code. Complaint to the CSA seems in order CSA Website

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by all means give Roxburghe a chance first then the CSA will have to take notice of your complaint as you have followed the CSA method - but Roxburghe hasn't. Don't dispute or discuss or mention details the 'debt' or the legalities of the PPC in your letter to Roxburghe. Just 'discuss' the CSA code and Roxbughe's failure to follow it. tell them that you are giving them the 'opportunity to cure'.

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OK. This is the exact text at the bottom of the letter-

 

IMPORTANT NOTICE TO REGISTERED KEEPER

 

Under the Terms and Conditions associated with this PARKING CHARGE NOTICE it is important to note that every person who enters into a contract with the Company for the parking of a vehicle at the Car Park, whether by purchasing a ticket or otherwise, does so on behalf of himself and all other persons having any proprietary possessory or other financial interest in the vehicle and its contents.

 

*For any queries relating to obtaining your information, making a complaint to the DVLA, or the British Parking Association's appeals procedure please visit Additional Information - Roxburghe Parking Services.

 

Whilst writing, we would like to draw your attention to common law doctrine of the law of agency, which confirms that a principal (registered keeper) is liable for the acts of its agent (the driver). As a result of this, it is our intention to pursue the registered keeper/ owner of the vehicle in the absence of driver specifics.

 

I'm not sure which part of the CSA Code of Practice this contravenes, though.

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Its misleading, and its rubbish. "and all other persons having any proprietary possessory or other financial interest in the vehicle and its contents." there can be an 'agent' complication but not as they have stated it. and they are not pursuing under common law. irrelevant and misleading. they are pursuing under contract and privity is key. do not use their online complaints web thing, send it special delivery to their head office.

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