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2 Qs re filing a court claim


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Hello People,

 

Just so you know I have read through all the FAQs before opting to be irritating, but I genuinely cannot find answers :(

 

1: Does anyone know if MoneyClaim take Visa Electron? I did have a Switch but Halifax wisely opted for Electron as 'everyone takes them'. Yeah. Right.

 

2: I've read through the particulars of claim as if the answer to Q1 is no, I shall be doing it the old skool way :) However I can't see anywhere that the 8% interest is listed? I have decided not to go for the usual extra interest so far, as it seemed a lot of hassle for not much (started doing it and machine crashed.. and I work in IT!) I wondered if this was the part:

 

"d) Interest pursuant to section 69 County Courts Act as set out on the attached list of charges or at such rate and for such periods as the court deems just. " Either way how do I enter this in?

I'm claiming £1481 so don't know where to add my £118.48 (if that's correct?!)

Again sorry for being a pain but I have read through everything and this has me stumped.

Ta in advance :)

Cola

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Trying to fix this myself...

 

Do i add the 8% myself as the total is now just my charges and court costs?

 

Will save it til I hear.

 

Thanks

 

Cola

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you need to download the spreadsheet hun (in the bank templates library), that will work out the correct amount of interest as what you have put is incorrect. It is 8% per year so it's more complicated depending on when each charge was levied. The spreadsheet will work it all out.

  1. 09/08/2006 - Halifax Account 1 settled in full! £2597.50 :D
  2. 05/10/2006 - Halifax Account 2 settled in full after Prelim ;)
  3. 07/02/2007 - Halifax Accts 1 & 2 further charges - won by default, settled in full
  4. 12/02/2007 - Halifax Account 1 - further charges whilst 3. court claim progressing. Settled in full.
  5. 13/11/2009 - Halifax Account 1 - action begins to fight new overdraft charges

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Forgot to say you put a breakdown of how your claim is made up in your particulars of claim eg

 

CHARGES =

INTEREST ON CHARGES DEDUCTED =

8% INTEREST ON THE ABOVE =

DPA FEE =

TOTAL =

 

That's basically it, sure someone will be able to explain it in better terms...

  1. 09/08/2006 - Halifax Account 1 settled in full! £2597.50 :D
  2. 05/10/2006 - Halifax Account 2 settled in full after Prelim ;)
  3. 07/02/2007 - Halifax Accts 1 & 2 further charges - won by default, settled in full
  4. 12/02/2007 - Halifax Account 1 - further charges whilst 3. court claim progressing. Settled in full.
  5. 13/11/2009 - Halifax Account 1 - action begins to fight new overdraft charges

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  • 1 month later...

Hey guys,

 

Youv'e posted this in the halifax 'won thread', you may get more help if you pm a mod and ask for this to be moved to the proper halifax forum as more ppl will see it and be able to offer help. :)

 

Missy xx

Halifax Sept 2006- SAR, Prelimanary Letter, LBA, MCOL, Settled & WON! :lol:

MBNA started March 09- SAR,Prelimanary Letter, LBA, WON! :lol:

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