Jump to content


mollymoo V Lloyds **WON**


mollymoo
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 6375 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

hi mollymoo

 

its so frustrating - when 1st posted on this site in july - everyone said oh it will be quick pay out when they gt claim form - then in septmeber when i got AQ everyone said - they will probably pay out day before AQ deadline - then now everyone is saying - they will pay day before court

 

i now think i will end up in court as by january they will have found a way to worm out of it - i am claiming 4k and claiming 8k off RBOS.

 

I have never had any money given me or never won any either - so i am not holding my breath but its worth a try.

 

just gettin fed up of waitiing - i kept telling myself - it will be sorted for xmas but now it wont be. - think i might send a letter to solicitors - but once i have received court date from court the solicitors will receive their notice too so they are not gonna pay out in the 4 weeks they said on AQ as they will now know they have till January.

Link to post
Share on other sites

  • Replies 362
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

Hi Molly and Claire,

I too spoke to court today. As they sent me a court date for January the 25th. I ask why it has been delayed so long they said the Judge at Chesterfield want all Bank claims to be on the same date and after the Houses of Commons have made a ruling on the situation. Not sure what that means she was very vague. It looks like I will not be getting my money this side of Christmas either. SC&M told me they settle in order of the court dates...

 

 

 

Lloyds TSB Progess

 

first letter sent 10th June

Received reply 20th June

Second letter sent 30th June

Revieved final response 7th July

Filled in claim on line 30/07/06

Recieved Acknowledgment of service 4th August

Defence submitted 6th September

Allocation Questionnaire due back 20th Sept

Sent my Allocation Questionnaire back 10th Sept

Got there copy of Allication Questionaire 23rd Sept

Court date set for 25th Jan '07

 

 

 

Paragon Finance Progress

Sent first letter 24th August 2006

No reply so second letter sent 10th Sept 2006

Received letter back saying they are going to investigate my claim

Offer made by Paragon for full ammount plus interst! Rusult!!!

Cheque recieved *Won*

 

 

 

Any thing I write on this site is only an oppinion as I am not a solicitor or legal whizz!

 

 

 

 

 

 

 

 

 

 

Link to post
Share on other sites

does anybody know what this house of commons ruling is all about??

 

and if so, when is it?

 

also, are there any template letters anywhere that i can use to send to SCM regarding the fact that i am "3 weeks into their month to settle" and i have heard nothing.

 

cheers

 

mollymoo

Link to post
Share on other sites

does anybody know what this house of commons ruling is all about??

 

and if so, when is it?

 

also, are there any template letters anywhere that i can use to send to SCM regarding the fact that i am "3 weeks into their month to settle" and i have heard nothing.

 

cheers

 

mollymoo

 

Wish I knew what the Houses of Commons thing is. The lady at Chesterfield court were very vague when I asked her what she meant....

As for trying to get Lloyds to settle... My month is over this week SC&M just keep telling my that Lloyds have not given them instruction, they also said "have you got a court date" when I said I had for the 25th Jan they just said that Lloyds settle in order of the court dates... So I guess it is another waiting game.

 

 

 

Lloyds TSB Progess

 

first letter sent 10th June

Received reply 20th June

Second letter sent 30th June

Revieved final response 7th July

Filled in claim on line 30/07/06

Recieved Acknowledgment of service 4th August

Defence submitted 6th September

Allocation Questionnaire due back 20th Sept

Sent my Allocation Questionnaire back 10th Sept

Got there copy of Allication Questionaire 23rd Sept

Court date set for 25th Jan '07

 

 

 

Paragon Finance Progress

Sent first letter 24th August 2006

No reply so second letter sent 10th Sept 2006

Received letter back saying they are going to investigate my claim

Offer made by Paragon for full ammount plus interst! Rusult!!!

Cheque recieved *Won*

 

 

 

Any thing I write on this site is only an oppinion as I am not a solicitor or legal whizz!

 

 

 

 

 

 

 

 

 

 

Link to post
Share on other sites

oh ****..do any of the admin or mods know any more about this House of Commons Ruling............

 

and if the court dates are being set for January..then what was the bloody October fiasco all about..

 

God give me strength...........

1/6/06 request charges

16/6/06 received charges

18/6/06 first request for refund

3/7/06 "No" letter from bank

13/7/06 LBA

7/08/06 handed claim to court

10/8/06 court stamped as date of issue

24/8/06 deemed to be served

25/8/06 Sechiari filed acknowledgement of service

6/9/06 defence served

9/9/06 copy of defence and AQ received by me

25/9/06 deadline for AQ submission

25/9/06 call Sechiari confirm safe receipt of my AQ

26/9/06 received copy AQ from Sechiari

29/9/06 letter to SCM to say "you want 1 month to settle, so settle"

18/10/06 after "strained communications"and how !

verbal offer of full settlement with conditions

communications rejecting conditions from me

5/11/06 received letter offering settlement with conditions

7/11/06 sent fax rejecting conditions etc

14/11/06 unconditional settlement in bank and how !;)

Link to post
Share on other sites

I don't know if all the courts are setting there dates for January or if it is just the Judge at Chesterfield County Court . Don't think you need to panic... I just think Chesterfield judge wants to delay things (may-be) till he see the out come of other cases.

 

 

 

Lloyds TSB Progess

 

first letter sent 10th June

Received reply 20th June

Second letter sent 30th June

Revieved final response 7th July

Filled in claim on line 30/07/06

Recieved Acknowledgment of service 4th August

Defence submitted 6th September

Allocation Questionnaire due back 20th Sept

Sent my Allocation Questionnaire back 10th Sept

Got there copy of Allication Questionaire 23rd Sept

Court date set for 25th Jan '07

 

 

 

Paragon Finance Progress

Sent first letter 24th August 2006

No reply so second letter sent 10th Sept 2006

Received letter back saying they are going to investigate my claim

Offer made by Paragon for full ammount plus interst! Rusult!!!

Cheque recieved *Won*

 

 

 

Any thing I write on this site is only an oppinion as I am not a solicitor or legal whizz!

 

 

 

 

 

 

 

 

 

 

Link to post
Share on other sites

Hi Molly and Claire,

 

I too spoke to court today. As they sent me a court date for January the 25th. I ask why it has been delayed so long they said the Judge at Chesterfield want all Bank claims to be on the same date and after the Houses of Commons have made a ruling on the situation. Not sure what that means she was very vague. It looks like I will not be getting my money this side of Christmas either. SC&M told me they settle in order of the court dates...

 

I suspect she is referring to the OFt investigating charges - but got it wrong which is probably why she didnt or couldnt enlighten you any more.

 

We are not aware of any rulings due to go through the house of commons but if you find any further information from Chesterfield court please let us know.

 

Many thanks, dont worry, just hang in there

 

 

 

 

 

 

 

 

 

Lloyds TSB Progess

 

first letter sent 10th June

Received reply 20th June

Second letter sent 30th June

Revieved final response 7th July

Filled in claim on line 30/07/06

Recieved Acknowledgment of service 4th August

Defence submitted 6th September

Allocation Questionnaire due back 20th Sept

Sent my Allocation Questionnaire back 10th Sept

Got there copy of Allication Questionaire 23rd Sept

Court date set for 25th Jan '07

 

 

 

Paragon Finance Progress

Sent first letter 24th August 2006

No reply so second letter sent 10th Sept 2006

Received letter back saying they are going to investigate my claim

Offer made by Paragon for full ammount plus interst! Rusult!!!

Cheque recieved *Won*

 

 

 

Any thing I write on this site is only an oppinion as I am not a solicitor or legal whizz!

 

 

 

 

 

 

 

 

 

 

Link to post
Share on other sites

Hi Molly and Claire,

 

I too spoke to court today. As they sent me a court date for January the 25th. I ask why it has been delayed so long they said the Judge at Chesterfield want all Bank claims to be on the same date and after the Houses of Commons have made a ruling on the situation. Not sure what that means she was very vague. It looks like I will not be getting my money this side of Christmas either. SC&M told me they settle in order of the court dates...

 

I suspect she is referring to the OFt investigating charges - but got it wrong which is probably why she didnt or couldnt enlighten you any more.

 

We are not aware of any rulings due to go through the house of commons but if you find any further information from Chesterfield court please let us know.

 

Many thanks, dont worry, just hang in there,

 

this is the message I had from Karnevil

 

 

 

 

Lloyds TSB Progess

 

first letter sent 10th June

Received reply 20th June

Second letter sent 30th June

Revieved final response 7th July

Filled in claim on line 30/07/06

Recieved Acknowledgment of service 4th August

Defence submitted 6th September

Allocation Questionnaire due back 20th Sept

Sent my Allocation Questionnaire back 10th Sept

Got there copy of Allication Questionaire 23rd Sept

Court date set for 25th Jan '07

 

 

 

Paragon Finance Progress

Sent first letter 24th August 2006

No reply so second letter sent 10th Sept 2006

Received letter back saying they are going to investigate my claim

Offer made by Paragon for full ammount plus interst! Rusult!!!

Cheque recieved *Won*

 

 

 

Any thing I write on this site is only an oppinion as I am not a solicitor or legal whizz!

 

 

 

 

 

 

 

 

 

 

Link to post
Share on other sites

yeh what the **** are you playing at

short and sweet, that should do it..

 

sorry Molly, I have the flu right now and I'm also trying to nurse my two girls who are both down with heavy colds and sore throats...I'm in no mood for these cow boys to say the least.......if I bloody phone them I'll come accross as a heavy breather and end up in court for harrassment...lol......

 

If nothing comes tomorrow, I'm going to do a letter too,, but my head's not right, so it will be full of --it.....

 

Elsinore..please..have you got any ideas.......you're so good with words and yes I'm a poorly, sickly..creep.....thanks..

1/6/06 request charges

16/6/06 received charges

18/6/06 first request for refund

3/7/06 "No" letter from bank

13/7/06 LBA

7/08/06 handed claim to court

10/8/06 court stamped as date of issue

24/8/06 deemed to be served

25/8/06 Sechiari filed acknowledgement of service

6/9/06 defence served

9/9/06 copy of defence and AQ received by me

25/9/06 deadline for AQ submission

25/9/06 call Sechiari confirm safe receipt of my AQ

26/9/06 received copy AQ from Sechiari

29/9/06 letter to SCM to say "you want 1 month to settle, so settle"

18/10/06 after "strained communications"and how !

verbal offer of full settlement with conditions

communications rejecting conditions from me

5/11/06 received letter offering settlement with conditions

7/11/06 sent fax rejecting conditions etc

14/11/06 unconditional settlement in bank and how !;)

Link to post
Share on other sites

Not sure if there is a template here is a copy of a letter I sent, unfortunately I got no response... Hope you have better luck

 

Dear Sir/Madam,

 

Thank you for providing me with a copy of your completed N149 Allocation Questionnaire, which I received on xx/xx/xx.

 

Referring to the Allocation Questionnaire, I must admit to being somewhat surprised by your response to Section A (Settlement). You have ticked ‘yes’, thereby requesting a one-month postponement in proceedings in order that a settlement may be reached by way of negotiation.

 

Please note that throughout the process of this claim, neither yourselves nor your client have ever given any indication whatsoever that you wish to settle this matter without the need for litigation. In fact, in my previous attempts at dialogue with your client has been met with outright refusals to negotiate this matter, and on xx/xx/xx, I received a letter from Lloyds TSB’s service recovery centre which explicitly stated that the bank had issued its ‘final response’ and therefore would not enter into any further correspondence. It is for this reason that I felt I had no alternative but to seek redress by way of Court action.

 

Having said the above, I do believe that litigation should always be a last resort and would of course be happy to settle this matter without the need for a court hearing. Please be advised though, that I am completely confidant in the strength of my claim and believe that your client’s charges could indeed be proved to be unlawful penalties, which you are trying to cloak as contractual service charges. For this reason, I will only settle for the amount of the claim, namely £xxxxx (which includes interest to date and add on 8% interest per day until the I receive the money)

 

In light of your indication of your intention to negotiate, I will await your communication informing me of how you wish to proceed.

 

Yours Sincerely

 

 

 

 

 

 

Lloyds TSB Progess

 

first letter sent 10th June

Received reply 20th June

Second letter sent 30th June

Revieved final response 7th July

Filled in claim on line 30/07/06

Recieved Acknowledgment of service 4th August

Defence submitted 6th September

Allocation Questionnaire due back 20th Sept

Sent my Allocation Questionnaire back 10th Sept

Got there copy of Allication Questionaire 23rd Sept

Court date set for 25th Jan '07

 

 

 

Paragon Finance Progress

Sent first letter 24th August 2006

No reply so second letter sent 10th Sept 2006

Received letter back saying they are going to investigate my claim

Offer made by Paragon for full ammount plus interst! Rusult!!!

Cheque recieved *Won*

 

 

 

Any thing I write on this site is only an oppinion as I am not a solicitor or legal whizz!

 

 

 

 

 

 

 

 

 

 

Link to post
Share on other sites

already done that one..or one close to it......

 

my next one won't be so polite if there's nothing in the post tomorrow !

 

I know I'm angry now as I'm swearing like mad and my 13 yr. old says something's got your goat Mum....what's with all the swearing......bless her if only she new half of it !

1/6/06 request charges

16/6/06 received charges

18/6/06 first request for refund

3/7/06 "No" letter from bank

13/7/06 LBA

7/08/06 handed claim to court

10/8/06 court stamped as date of issue

24/8/06 deemed to be served

25/8/06 Sechiari filed acknowledgement of service

6/9/06 defence served

9/9/06 copy of defence and AQ received by me

25/9/06 deadline for AQ submission

25/9/06 call Sechiari confirm safe receipt of my AQ

26/9/06 received copy AQ from Sechiari

29/9/06 letter to SCM to say "you want 1 month to settle, so settle"

18/10/06 after "strained communications"and how !

verbal offer of full settlement with conditions

communications rejecting conditions from me

5/11/06 received letter offering settlement with conditions

7/11/06 sent fax rejecting conditions etc

14/11/06 unconditional settlement in bank and how !;)

Link to post
Share on other sites

already done that one..or one close to it......

 

my next one won't be so polite if there's nothing in the post tomorrow !

 

I know I'm angry now as I'm swearing like mad and my 13 yr. old says something's got your goat Mum....what's with all the swearing......bless her if only she new half of it !

 

 

Hi I know the feeling swearing like mad too...

Jules x

 

 

 

Lloyds TSB Progess

 

first letter sent 10th June

Received reply 20th June

Second letter sent 30th June

Revieved final response 7th July

Filled in claim on line 30/07/06

Recieved Acknowledgment of service 4th August

Defence submitted 6th September

Allocation Questionnaire due back 20th Sept

Sent my Allocation Questionnaire back 10th Sept

Got there copy of Allication Questionaire 23rd Sept

Court date set for 25th Jan '07

 

 

 

Paragon Finance Progress

Sent first letter 24th August 2006

No reply so second letter sent 10th Sept 2006

Received letter back saying they are going to investigate my claim

Offer made by Paragon for full ammount plus interst! Rusult!!!

Cheque recieved *Won*

 

 

 

Any thing I write on this site is only an oppinion as I am not a solicitor or legal whizz!

 

 

 

 

 

 

 

 

 

 

Link to post
Share on other sites

Nope, fraid not Molly. They are very secretive about their e-mail address for some reason. They have been asked for it a few times, but always decline and say to fax or write instead.

Please remember to DONATE! Help CAG keep up the fight!

 

 

Any advice or opinion is offered informally & without liability. Use your own judgment and if in doubt seek advice of a qualified and insured professional.

Link to post
Share on other sites

hi there

 

just to let you know i have had a letter this morning from chesterfield county court - my hearing is to take place 24th january 2007

 

the court have ordered that i send all particulars of my claim & evidence of other claims within 28 days - when they receive my particulars then they will write to Lloyds asking for their particulars and also for the breakdown cost of charges and evidence that they are correct - they also have 28 days from date court receive mine.

 

if they do not reply with particulars the judge has requested then the defence will be struck out.

 

i am going to take my stuff into court on thursday - hope that lloyds dont get theirs in - also been thinking that LLoyds have not given anyone a breakdown of costs and if the judge has asked for it they have to give it - or pay up (i hope)

 

On their AQ they have asked for 4 weeks to settle - that was 2 weeks ago - the court have decided not to allow the extra month and to proceed with court proceedings - just annoyed with how far away it is - but if they dont give all particulars required could have my money by end of november fingers crossed)

 

just thought i would let you know as i know alot of you are at the same stage as me

Link to post
Share on other sites

Molly I did a google search to try and find any email addys and no avail......they're just not speaking full stop right now.......

1/6/06 request charges

16/6/06 received charges

18/6/06 first request for refund

3/7/06 "No" letter from bank

13/7/06 LBA

7/08/06 handed claim to court

10/8/06 court stamped as date of issue

24/8/06 deemed to be served

25/8/06 Sechiari filed acknowledgement of service

6/9/06 defence served

9/9/06 copy of defence and AQ received by me

25/9/06 deadline for AQ submission

25/9/06 call Sechiari confirm safe receipt of my AQ

26/9/06 received copy AQ from Sechiari

29/9/06 letter to SCM to say "you want 1 month to settle, so settle"

18/10/06 after "strained communications"and how !

verbal offer of full settlement with conditions

communications rejecting conditions from me

5/11/06 received letter offering settlement with conditions

7/11/06 sent fax rejecting conditions etc

14/11/06 unconditional settlement in bank and how !;)

Link to post
Share on other sites

courts told me today that another stay has been granted..and she said that I should send a letter to the district judge so I'm drafting one out tonight.........I'll run it past you all later....and hand deliver it first thing in the morn.............

flu or no flu, I'm pulling out all the stops now and going for the juggler.....

1/6/06 request charges

16/6/06 received charges

18/6/06 first request for refund

3/7/06 "No" letter from bank

13/7/06 LBA

7/08/06 handed claim to court

10/8/06 court stamped as date of issue

24/8/06 deemed to be served

25/8/06 Sechiari filed acknowledgement of service

6/9/06 defence served

9/9/06 copy of defence and AQ received by me

25/9/06 deadline for AQ submission

25/9/06 call Sechiari confirm safe receipt of my AQ

26/9/06 received copy AQ from Sechiari

29/9/06 letter to SCM to say "you want 1 month to settle, so settle"

18/10/06 after "strained communications"and how !

verbal offer of full settlement with conditions

communications rejecting conditions from me

5/11/06 received letter offering settlement with conditions

7/11/06 sent fax rejecting conditions etc

14/11/06 unconditional settlement in bank and how !;)

Link to post
Share on other sites

and oh yeh I'll copy in the twits...............

 

that's about as nice as I can be about them..........lol...........swap one vowel......

1/6/06 request charges

16/6/06 received charges

18/6/06 first request for refund

3/7/06 "No" letter from bank

13/7/06 LBA

7/08/06 handed claim to court

10/8/06 court stamped as date of issue

24/8/06 deemed to be served

25/8/06 Sechiari filed acknowledgement of service

6/9/06 defence served

9/9/06 copy of defence and AQ received by me

25/9/06 deadline for AQ submission

25/9/06 call Sechiari confirm safe receipt of my AQ

26/9/06 received copy AQ from Sechiari

29/9/06 letter to SCM to say "you want 1 month to settle, so settle"

18/10/06 after "strained communications"and how !

verbal offer of full settlement with conditions

communications rejecting conditions from me

5/11/06 received letter offering settlement with conditions

7/11/06 sent fax rejecting conditions etc

14/11/06 unconditional settlement in bank and how !;)

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...