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pettal
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Hi to everyone on the forum and thankyou for all the hard work u have done to set up this wonderful website, I could'nt have done it without u!

 

Ok I sent my letter to request back my bank charges of £1019.85 and interest of £144.06 on the 12/07/06 and recieved an offer of £890.00 which is apparently to cover "management time and irrecoverable legal costs" and is "without any admission of liability whatsoever". my feeling is to continue my claim as they would not be offering me any money if they were not in the wrong. however on the other hand I'm not sure how long it would take to continue and i'm broke! and to be honest HSBC have been very good with me in the past except for the charges I have no complaint with them. I'm not sure what to do, I know it's my decision but was wondering if anyone could influence my decision one way or another!

 

thanks guys

 

pettal xxx

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it depends if you want the other £260 as you had that offer after 1 letter

WHEN THE WORLD GETS IN MY FACE I SAY HAVE A NICE DAY :lol:

 

MY SUCCESSESS

HSBC £5,735.35 :D

MUM IN LAW £2112.00 WIN FROM HALIFAX :grin:

MUM £3580.00 WIN FROM NatWest :grin:

AUNTIE 2 NATWEST WINS £1865.00 AND £2541.00

EQUITA BAILIFFS £293.00 REFUND :grin:

MBNA £871.16 WON WITH CI AT 24.49%

WELCOME FINANCE CHARGES £600 APPROX didnt even need letter lol

CAP ONE WON WITH CI AT 29.9% £994.26

 

CLAIMS ON THE GO AT MO

mbna ppi

NatWest cc at mcol (ppi next)

welcome ppi

first response charges

 

IF I HAVE HELPED IN ANY WAY HIT THE SCALES IN BOTTOM LEFT CORNER THANK YOU ;)

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Congrats on the offer.

 

It's you descision but I would hold off, as if you go to MCOL you can claim the whole amount plus the 8% interest.

HSBC

Full offer received and accepted 03/10/06

MCOL issued 01/09/06 Claim now up to 3715.85

Offered £1900 as full and final settlement - Declined

Claiming £2844.5 + £201.35 interest = £3045.85

S.A.R - (Subject Access Request) sent 27/7/06

Frustrated at waiting, Prelim sent 03/8/06

LBA sent 17/8/06

 

Halifax

Prelim sent 28/09/06 caliming £345.00

S.A.R - (Subject Access Request) sent 23/8/06

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I have thought about it and my plan is to ask for my charges back but forget the interest, so that their meeting me half way. I will give them 14 days to send me a cheque and if they dont I will start my claim how does that sound? Has anyone tried this, if so what was the result? I need the cash sooner rather than later ad I dont have ANY money for the court fees so if they agree I will feel as if I have won. Still got A & L to do!!

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