Jump to content


  • Tweets

  • Posts

    • Hi,    It has taken a while, but I have received an email from Auxillis -  hello, we are not dealing with this claim all we do is log accident for you isnurance - the claim has been passed to your underwriter markerstudy 0344 873 8183 as they are deal with fault cliams ion behalf of adrian flux. thankyou auxillis   I have made repeated attempts to phone Markerstudy in between working from home, struggling for energy and trying to find a cheap car so that I can keep my job (community support worker). Thankfully I have a supportive team and I am being given phone calls to make but it cant last too long. I had a severe migraine over the weekend and also have quite bad whiplash in my neck and back.    I found this in my insurance policy booklet -    Protection and Recovery If the insured vehicle cannot be driven following an incident leading to a valid claim under this section, we will pay: • the cost of its protection and removal to the nearest approved repairer, competent repairer or nearest place of safety; and • the cost of re-delivery after repairs to your home address; and • the cost of storage of the insured vehicle incurred with our written consent. If the insured vehicle is damaged beyond economical repair we will arrange for it to be stored safely at premises of our choosing. You should remove your personal belongings from the insured vehicle before it is collected from you. In the event of a claim being made under the policy we have the right to remove the insured vehicle to an alternative repairer, place of safety or make our own arrangments for re-delivery at any time in order to keep the cost of the claim to a minimum     I do about 20-25000 miles a year with the work I do, I have been getting quotes and putting that I have now have one accident and no no claims bonus and the cheap quotes from similar companies to markerstudy are more than double what i paid last year at 8-900 and aviva is offering 2600 which is simply out of my price range and more than the car i am looking at.  I am starting to wonder if it is even worth going ahead with the claim as i have no one to claim from. I have had no information from any of the enquiries I have made.  I have a full tank of vpower diesel in the car in the impound, i can strip it for parts and probably make what I will be offered by the insurance payout and get the money quicker.  As I have made contact and started the process can I back out, still keep my NCB and a claim free history? Also what happens with my injuries? I don't think there is any permanent damage but my dr refused to see me and just gave me a boat load of naproxen and codeine. What happens in the future if things don't get better and I cancelled this claim? Can you claim injuries off your own insurance because the other guy ran and you cant find him? I have tried to ask these questions off markerstudy but they keep me waiting for nearly an hour then end the call.     
    • Thanks for the response. Am I able to send you the documents I’ve received or can you message via instant message and I’ll send these? Reece
    • Regretfully it does. Have you actually seen any papers which show what you were charged with (rather than what you were convicted of)? It is unusual not to be “dual charged” but if you were not charged with both, you are where you are. If you had been charged with both offences and providing you were the driver at the time, you could, after performing your SD, have asked the prosecutor to drop the “Fail to Provide” (FtP) charges in exchange for a guilty plea to the speeding charges (you cannot be convicted of speeding unless you plead guilty as they have no evidence you were driving). You will have difficulty defending the FtP charges. In fact, it’s worse than that – you have no chance of successfully defending them at all because the reason you did not respond to the requests is because you did not receive them and that’s entirely your fault. No it’s not correct. Six months from 18/11/23 was 18/5/24 so, unless they were originally charged, the speeding offences are now “timed out.” There is one avenue left open to you. If you perform your SD you must serve it on the court which convicted you. You will then receive a date for a hearing to have the matters heard again. Your only chance of having the matters revert to speeding (and this is only providing you were the driver at the time of those offences) is to plead Not Guilty, attend court. When you get there you can ask the prosecutor (very nicely, explaining what a pillock you know you were for failing to update your  V5C) if (s)he is prepared to raise “out of time” speeding charges, to which you will offer to plead guilty if the FtP charges are dropped.   This is strictly speaking not lawful. Charges have to be raised within six months. Some prosecutors are willing to do it, others are not. But frankly it’s the only avenue open to you. There is a risk with this. I imagine you have been fined £660 (plus surcharge and costs) for each offence. The offence attracts a fine of 1.5 week’s net income and where the court has no information about the defendant’s means a default figure of £440pw is used.  If the prosecutor is not prepared to play ball you can revise your pleas to guilty. A sympathetic court should give you the full discount (one third) for your guilty pleas in these circumstances but they may reduce the discount somewhat. The prosecution may also ask for increased costs (£90 or thereabouts is the figure for a guilty plea). So it may cost you more if you have a decent income (I’ll let you do the sums). But MS90 is an endorsement code which gives insurers a fit of the vapours. One such endorsement will see your premiums double. Two of them will see many insurers refuse to quote you at all meaning you will have to approach "specialist" (aka extortionate) brokers. So you really want to exhaust every possibility of avoiding MS90s if you can. One warning: do not pay solicitors silly money to defend you. Making an SD before a solicitor should attract just a nominal sum (perhaps a tenner). That’s all you should pay for. You have no viable defence against the FtP charges and any solicitor suggesting you have is telling you porkies. The offer to do the deal is easily done by yourself and you can save the solicitor’s fees to put towards a few taxis and increased insurance premiums if you are unsuccessful. In the happy event you find out you were "dual charged", let me know and I'll tell you how to proceed. (Seems a bit odd hoping you were charged with four driving offences rather than two, but it's a funny old world!).    
    • Just the sort of people you despise eh Jugg  You would be much happier among your mates in that room with Rayner begging for votes 
    • I see the trial of the real criminal in the Biden Family has started rather than the sham political persecution of Trump    Biden will of course try to distance himself as far as possible to no avail  Even more votes for The Donald🤣    
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

ACS:Law copyright file sharing claims, Gallant Macmillan - and probably some others along the way...


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 4969 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

I was refering to the account holder and yes your right it could be anyone but you would have to prove that someone else did it, same as they would have to prove it was proberly you who did it, but thats the thing they only have to convince the civil court judge 51% that it probably was you who did it and you have lost, if it was criminal cases they would have been stopped along time ago. I dont even live at the address where the alleged infringment took place the bill is just in my name, but the solicitor still turned round and said if you get a judge that is supportive of the music/games/porn industry methods (bit like the one allowing the NPOs in the first place) you would have a hard job convincing him/her you did not do it.

 

ACS know full well there evidence would not stand up in court without something to back it up, But has my solicitor said what actual evidence do we have to prove we did not, the alleged offence happened to long ago for our hards drive to be of any use to anyone (for evidence or defence).

 

Thats the main reason ACS wait months before they issue the claims, they can base there whole case on probability if you did the offence or not, so they know people are not going to push this matter for fear you might get the wrong judge on the wrong day and it goes horribly wrong for you, not matter if your guilty or not, the same has he wont push court action because it could go against him.

 

Do they actually pinpoint a specific date and time ?. I thought I read somewhere that someone proved they they were not there at that particular time, although thinking about it, if you just left your PC on and your P2P client running I cant see how it would help even if you could prove you wernt there, it seems the cards are (unfairly) stacked against the people being accused in this case, and ACS are taking advantage of it, and there actually appears on the surface very little we can do about it.

 

Andy

Link to post
Share on other sites

  • Replies 4.6k
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

Posted Images

Hey - I apologise first of all because youve probably heard this a lot...theres 68 pages here and Ive no idea where to even start looking for the answer.

 

My father first had a letter about this is June (he cant even turn a computer on...)....we sent off one of your templates (which they conveniently did not recognise or choose to recognise at first), so we had to send them another by recorded mail.

 

Dads had another letter today saying what other people have said - "its a template so what your saying is rubbish" - which surely is complete trash??

 

Anyway you know where Im going with this - what are our next steps, do we reply again (are there any template letters available for this?), do we just ignore it?

 

I dont get how they can prove, even 51%, that you downloaded the file if there is no physical evidence, otherwise its all conjecture surely? Especially when my dad cant even use MS Word!

 

BTW - I dont know if theres already one but a general guidance document on word/pdf would be very handy for people.

 

regards

Mike

 

I believe post #1003 still shows the current situation;

 

http://www.consumeractiongroup.co.uk/forum/debt-collection-industry/198192-acs-law-post2411367.html

 

Link to post
Share on other sites

I HAVE TWO LAPTOPS SITTING HERE WITH ABSOLUTE PROOF THAT THEY HAVE NEVER BEEN ANY PART OF THESE SO CALLED ILLEGAL DOWNLOADS EVEN THOUGH OUR WIFI WAS NOT SECURE AT THE TIME OF THE DOWNLOADS,WE CAN SAFELY SAY WE DID NOT DO THE DOWNLOADS AND THEIR IS ABSOLUTELY NOT A SINGLE TRACE OF THE ALLEGED PACKETS OR GUID NUMBERS...THE LAPTOPS HAVE BEEN IN USE BEFEORE THE GIVEN DATE THE LAPTOPS HAVE NOT BEEN REFORMATED AS THE DATES ON ALL PROGRAMS WILL SHOW NO DATA HAS BEEN ERRASED FROM THIS LAPTOP

SO ACS I EAGERLY AWAIT THE GIVEN DATE FOR A COURT HEARING ALL COST AND CHARGES SHALL BE ENTERED AGAINST YOU IN A COUNTER CLAIM OUR CHARGES SHALL CONSIST OF A EXPERT IN THE FEILD OF DEEP PACKET INSPECTION AND COMPUTOR FORENSICS YOU SHALL BE HELD LIABLE FOR ALL COSTS

SO WE ADVISE ACS LAW TO CEASE WITH ALL ATTEMPTS OF PROCURING MONIES

 

 

 

I was refering to the account holder and yes your right it could be anyone but you would have to prove that someone else did it, same as they would have to prove it was proberly you who did it, but thats the thing they only have to convince the civil court judge 51% that it probably was you who did it and you have lost, if it was criminal cases they would have been stopped along time ago. I dont even live at the address where the alleged infringment took place the bill is just in my name, but the solicitor still turned round and said if you get a judge that is supportive of the music/games/porn industry methods (bit like the one allowing the NPOs in the first place) you would have a hard job convincing him/her you did not do it.

 

ACS know full well there evidence would not stand up in court without something to back it up, But has my solicitor said what actual evidence do we have to prove we did not, the alleged offence happened to long ago for our hards drive to be of any use to anyone (for evidence or defence).

 

Thats the main reason ACS wait months before they issue the claims, they can base there whole case on probability if you did the offence or not, so they know people are not going to push this matter for fear you might get the wrong judge on the wrong day and it goes horribly wrong for you, not matter if your guilty or not, the same has he wont push court action because it could go against him.

Link to post
Share on other sites

I HAVE TWO LAPTOPS SITTING HERE WITH ABSOLUTE PROOF THAT THEY HAVE NEVER BEEN ANY PART OF THESE SO CALLED ILLEGAL DOWNLOADS EVEN THOUGH OUR WIFI WAS NOT SECURE AT THE TIME OF THE DOWNLOADS,WE CAN SAFELY SAY WE DID NOT DO THE DOWNLOADS AND THEIR IS ABSOLUTELY NOT A SINGLE TRACE OF THE ALLEGED PACKETS OR GUID NUMBERS...THE LAPTOPS HAVE BEEN IN USE BEFEORE THE GIVEN DATE THE LAPTOPS HAVE NOT BEEN REFORMATED AS THE DATES ON ALL PROGRAMS WILL SHOW NO DATA HAS BEEN ERRASED FROM THIS LAPTOP

SO ACS I EAGERLY AWAIT THE GIVEN DATE FOR A COURT HEARING ALL COST AND CHARGES SHALL BE ENTERED AGAINST YOU IN A COUNTER CLAIM OUR CHARGES SHALL CONSIST OF A EXPERT IN THE FEILD OF DEEP PACKET INSPECTION AND COMPUTOR FORENSICS YOU SHALL BE HELD LIABLE FOR ALL COSTS

SO WE ADVISE ACS LAW TO CEASE WITH ALL ATTEMPTS OF PROCURING MONIES

 

I'd avoid all caps, people find it annoying, the fact that the alleged files are not on your laptop is irrelevant, anyone can click the file and press delete, you'll notice ACS are very clear in saying that they do not alledge that the files now or ever resided on a pc you own, as I pointed out in a previous post its quite easy to use your IP address but the actuall P2P file could be saved almost anywhere, your pc, phone, mobile HD, another pc, work pc, remote storage, etc.

 

I wouldnt go playing the 'its not on my pc card' if i were you, ACS are a step ahead of you in this respect, as mentioned above as to why there is a big gap between the allegded offence and the date they actually write to you.

 

Andy

Link to post
Share on other sites

I wouldnt go playing the 'its not on my pc card' if i were you, ACS are a step ahead of you in this respect, as mentioned above as to why there is a big gap between the allegded offence and the date they actually write to you.

 

a deep packet inspection would reveal any annomilies of deletion and guid... so playing as you call it is not what this is about it aint a game it is the fact that an accusasion has been laid before us and we have our laptops available to a computer forensic and deep packet inspection lecturer who will perfom the duties to prove the allegded incident did not take place on these computors so i have absolutely no qualms abourt seeing this going into court i relish the thought of getting money for doing nothing what more can i say we did nt do what we are accused of so i got no problem there will be no balance of probabilities just pure facts

patrickq1

Link to post
Share on other sites

With respect, Wintord, I think this is worded inaccurately, or is simply wrong.

 

You cannot prove that you didn't do something - you can't prove a negative.

 

They have to prove, on the balance of probabilities, that you did what they say you did.

 

In reply, you can make submissions to show what they've said isn't right, as your defence. In effect, you attempt to undermine their claim so badly that the Judge won't accept it.

 

What we've discussed on this thread is that there are many reasons they may be able to show something happened, but they can't prove that you did it.

 

It was worded wrong looking at it again and it was a responce to Mr Toms suggestion of taking ACS to court, You would need to remove any probabilities out of the case if you were to do so.

 

The only thing I had to do that was my hard drives, but then they would argue the alleged offence was to long ago to use these. I wish it was a simple case of taking them to court and getting a win. Alot would have already done so, if it was a simple thing to do.

 

But if you went after them with nothing but probabilities it could go massivly wrong, the same as it could for ACS if they actually decided to take you to court. There is no actual evidence either way other than probabilities at this stage, its just down to the judge on the day who he decides to side with (remember there clients have won and lost cases in other countries based on these seemingly random IP address there monitor has picked up with nothing to back it up), I know I cannot afford to put a massive amout of money in to getting ACS to court andless I was 100% going to win.

Edited by Wintord
Link to post
Share on other sites

It was worded wrong looking at it again and it was a responce to Mr Toms suggestion of taking ACS to court,

 

The only thing I had to do that was my hard drives, but then they would argue the alleged offence was to long ago to use these. I wish it was a simple case of taking them to court and getting a win. Alot would have already done so, if it was a simple thing to do.

 

I know I cannot afford to put a massive amout of money in to getting ACS to court andless I was 100% going to win.

 

i appreciate mr toms suggestion, but i would concentrate more on my defense.

rather than suing ACS . in meantime if i had any more communication i woul d just send them another lod. i know its frustrating for most of us who have not done what is alleged but its waiting game. we know all of his letters are template too and so are the letters of ICO AND SRA and us lot sending template letter is in no way illegal. only think is he does not like the anwser he is getting because as most of us know his game is generating revenue out of threats and bullying a lot of innocent people.so i will not add anything other than simple denial will not engage myself in silly argument like template issue less you say at this stage the better. i will save everything else if and when he goes to court to present his so called forensic evidance

Edited by pridewat
Link to post
Share on other sites

I wouldnt go playing the 'its not on my pc card' if i were you, ACS are a step ahead of you in this respect, as mentioned above as to why there is a big gap between the allegded offence and the date they actually write to you.

 

a deep packet inspection would reveal any annomilies of deletion and guid... so playing as you call it is not what this is about it aint a game it is the fact that an accusasion has been laid before us and we have our laptops available to a computer forensic and deep packet inspection lecturer who will perfom the duties to prove the allegded incident did not take place on these computors so i have absolutely no qualms abourt seeing this going into court i relish the thought of getting money for doing nothing what more can i say we did nt do what we are accused of so i got no problem there will be no balance of probabilities just pure facts

patrickq1

 

What is or isnt on your laptop is irrelevant, deep packet inspection would show nothing either. ACS have no intention of going anywhere near your laptop, they are well aware that the accusations date back over a year and half in many cases and that is why that state that your ISP was used to download and make available one of their clients files.

 

What your laptop has or hasnt on it now doesnt matter, ACS could claim that you downloaded stuff using a different laptop.

 

Of course it is very unlikely that ACS would ever get involved in any detailed legal or technical arguments but as pointed out in previous posts as individuals we should be careful about contemplating court action as the threat of very large costs is a risk.

 

Andy

Link to post
Share on other sites

Of course it is very unlikely that ACS would ever get involved in any detailed legal or technical arguments but as pointed out in previous posts as individuals we should be careful about contemplating court action as the threat of very large costs is a risk.

i am afraid you are quite wrong my details on this laptop for the last four years is on here it has never left this home as records will show ...my isp has been mistakingly identified and who cares about the technical side and the expense i have a laptop that has every single peiv=ce of data unaltered from day on

Link to post
Share on other sites

Of course it is very unlikely that ACS would ever get involved in any detailed legal or technical arguments but as pointed out in previous posts as individuals we should be careful about contemplating court action as the threat of very large costs is a risk.

i am afraid you are quite wrong my details on this laptop for the last four years is on here it has never left this home as records will show ...my isp has been mistakingly identified and who cares about the technical side and the expense i have a laptop that has every single peiv=ce of data unaltered from day on

 

Huh ?..Unless your laptop has some kind of GPS tracker how on earth can you prove it has never left your home and anyway, whats to stop you using another laptop at home ?

 

You should go read the actual letters ACS are sending out,they are not concerned what is or isnt on your laptop, if you wish to argue against anything it should be their/Logistep's IP identifying procedure.

 

Your ISP may well have been mistakenly identified but if you were to end up in court you would need to show the court some evidence of that, simply stated it may not be enough, ACS would no doubt claim that their procedure with Logistep is robust (although that is questionable).

 

I'm all for standing up to ACS but your posts make little sense at times, unless you are very wealthy only a fool would say 'who cares about the expense', a court case against ACS could (if you were unlucky) leave you with a bill of many tens of thousands.

 

Andy

Link to post
Share on other sites

ACS have never at any stage accused you of having or sharing the file (though they state they do not rule that out) what they are doing is holding the person who has there name on the bill associated with that IP address liable for the infringement. Thats why they will never take anyone to court who does not say something ACS can use, because they cannot hold you liable for something someone else did without your knowleadge (if it ever actually happened in the first place).

 

In the long run they will never take you to court, but you cannot force there hand in this, for exactly the same reasons they wont take it to court.

 

I did read abit ago that someone in germany got took to court and the judge made them and over the details of the tracking systems used and it got chucked out because it was proved the IP harvesting was inacurate, from what I could understand. It was a straight google translation of the court papers from german and not easy to follow.

Link to post
Share on other sites

ACS have never at any stage accused you of having or sharing the file (though they state they do not rule that out) what they are doing is holding the person who has there name on the bill associated with that IP address liable for the infringement. Thats why they will never take anyone to court who does not say something ACS can use, because they cannot hold you liable for something someone else did without your knowleadge (if it ever actually happened in the first place).

 

In the long run they will never take you to court, but you cannot force there hand in this, for exactly the same reasons they wont take it to court.

 

I did read abit ago that someone in germany got took to court and the judge made them and over the details of the tracking systems used and it got chucked out because it was proved the IP harvesting was inacurate, from what I could understand. It was a straight google translation of the court papers from german and not easy to follow.

 

Ich bin ein illegal downloader :)...nicht !

Link to post
Share on other sites

  • 2 weeks later...

got the third letter heard nothing since about two maybe three weeks now when i sent my own letter of defence to them not too bothered about this whole thing more important things in life to think about let alone worry

Link to post
Share on other sites

got the third letter heard nothing since about two maybe three weeks now when i sent my own letter of defence to them not too bothered about this whole thing more important things in life to think about let alone worry

 

Well, if you've told them to burger orf 3 times they are probably out of threats for the moment.

 

David

Link to post
Share on other sites

style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 4969 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Guest
This topic is now closed to further replies.
  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...