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    • Tagging @stu007 who's great with this. For now, scan, redact and upload anything you think will be useful    
    • That's fine.  The important thing is to show Kev you're trouble and so best to drop you like a hot potato. Invest in a 2nd class stamp tomorrow - all Kev is worth - and get a free Certificate of Posting from the post office.
    • Do not under any circumstances plead guilty until we know what we are dealing with. It's a sure way to 9 points. The tried and tested way to handle this is to plead not guilty to both charges and offer to plead guilty to speeding provided the "Fail to give information" charge is dropped. But I am concerned about this "ticket refused" sticker. I've never heard of this before. A "ticket" is not a term used in connection with speeding offences. There seems a distinct possibility that your response was received by the police but one thing worries me: I've never heard of a sticker being placed on a response and it being returned "Return to Sender". t's just not what ticket offices do. If you could post a picture of this document and the sticker it might help.  If you can show the response was received you may have a defence to the "Fail to Provide" charge (provided you completed your response properly). If the police are saying you did not respond they cannot succeed with a speeding charge (as they have no evidence you were driving). But if you did not respond, who put the sticker on the document and sent it back yo you?
    • lolerz, many thanks for your reply and correcting my big mistake, oh dear start again. They sent the section 48 along with the Form NO 6A, it was sitting on top of the paperwork, sorry about that. SO they have sent me a Form No 6A and i have received the court paperwork with the claim form and defence paperwork.    
    • Hamster Bedding. Ignore.
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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Our last letter from IJ said

'Your account will remain on hold until our client responds to your request'

 

Since then we haven't heard anything (yet).

 

Now, since we all know it is their responsibility to pass the request on and obviously aren't going to and I'm not going to send another one because it is their responsibility to pass it on, it looks like it could be on hold for a while.....

Hopefully six years :D but I'm sure they will start causing more problems before then...

 

Best of luck.

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Our last letter from IJ said

'Your account will remain on hold until our client responds to your request'

 

Since then we haven't heard anything (yet).

 

Now, since we all know it is their responsibility to pass the request on and obviously aren't going to and I'm not going to send another one because it is their responsibility to pass it on, it looks like it could be on hold for a while.....

Hopefully six years :D but I'm sure they will start causing more problems before then...

 

Best of luck.

 

If they can't get your CCA they'll either pass the account back to the OC or sell it on. If they do sell it on, report them to TS, OFT, ICO and your MP :)

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Our last letter from IJ said

'Your account will remain on hold until our client responds to your request'

 

Since then we haven't heard anything (yet).

 

Now, since we all know it is their responsibility to pass the request on and obviously aren't going to and I'm not going to send another one because it is their responsibility to pass it on, it looks like it could be on hold for a while.....

Hopefully six years :D but I'm sure they will start causing more problems before then...

 

Best of luck.

My letter said the same account on hold until our client responds.

But RBS still own the debt so can they just pass it on to another dca and the circus starts again ?

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My letter said the same account on hold until our client responds.

But RBS still own the debt so can they just pass it on to another dca and the circus starts again ?

 

They shouldn't but often do. If this happens and there is a clear dispute on the account, report them to TS, OFT and the ICO

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Just a thought but if IJ did not have the correct paperwork ie CCA.

Do i have the right to ask for the money i have paid them back claiming it was only paid under the pressure put on by IJ's agents and threats made over the phone. ?

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Me and my wife have both been of work with stress related illness i think this is another tool i could use to make the complaints against IJ stick.

I was in hospital for a while and one of their operators was trying to bully my wife into remortgaging the house to pay them time i was off the scene. He even said she could take the paperwork into the ward for me to sign have they no shame.!

These people should be named and shamed and SACKED AND JAILED.!!

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Me and my wife have both been of work with stress related illness i think this is another tool i could use to make the complaints against IJ stick.

I was in hospital for a while and one of their operators was trying to bully my wife into remortgaging the house to pay them time i was off the scene. He even said she could take the paperwork into the ward for me to sign have they no shame.!

These people should be named and shamed and SACKED AND JAILED.!!

 

All that is clear breaching of OFT guidlines and the CPUTR 2008. Report the to TS, the OFT and you MP.

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Me and my wife have both been of work with stress related illness i think this is another tool i could use to make the complaints against IJ stick.

I was in hospital for a while and one of their operators was trying to bully my wife into remortgaging the house to pay them time i was off the scene. He even said she could take the paperwork into the ward for me to sign have they no shame.!

These people should be named and shamed and SACKED AND JAILED.!!

 

This just shows the sheer GREED of these Cretins.

 

Report them to your MP and the OFT

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And he even told her the phone number of a company to remorgage with.

Can this be legal.? Is he on a retainer perhaps.?

 

 

I am sure that this would be a sackable offense if the door stepper was employed - usually they are self-employed but still should be stopped from working for IJ.

 

He will almost certainly have a "arrangement" with a mortgage provider although it may be difficult to prove.

 

 

GK

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