Dispute with Capital One

[jet83]

Hi beachy, i send everything recorded to these bankers and after reading through various threads yours included, i know the battle against them probably won't end any time soon but thats ok i'm up for a long fight if need be:D

 

I wish luck with your case i hope its resolved some time soon.

 

jet

[jet83]

Hi

 

Received this letter from debitarse this morning.

 

You must read and respond to this letter immediatly

We recently sent you a letter asking you to pay the outstanding balance you owe on the above Capital One account. However, you failed to make payment or call us.

 

We are concerned that not by responding you may be risking further action being taken to recover the outstanding debt.

 

As you have not responded to our previous letter, one of out agents will be calling your home within the next seven days to discuss your debt.

We will cancel our agent calling if yiou contact us first. We want to set up a payment agreement with you to sort this out. Our telephone number...........

 

 

Would it best to send debitarse the 'bemused' letter now and maybe also the letter warning them off a doorstep visit:mad:?

[cerberusalert]

If you read it again it says 'We will cancel our agent calling if yiou contact us first.' Calling as in telephoning.

[jet83]

Hats off well spotted cerberus. Do you think I should still send the 'bemused' letter to dca as the a/c is still dispute?

[cerberusalert]

There's not much point, Debitarse are Crap1's inhouse pet monkeys so are already aware of the 'in dispute' letters you have sent. It won't be long before they sell the a/c on to an outside DCA wh you'll be able to dispatch without problem.

[jet83]

Ok thanks for all help cerberus:)

[jet83]

Hi

 

I received the letter below from a company called power2contact today any suggestions on what i should do?

 

 

IMPORTANT NOTICE

DEBITAS LEGAL SERVICES has engaged power2contact Ltd to act on its behalf in relation to accounts such as yours where it has lost contact with accountholders. Power2contact Ltd is a specialist customer contact company with many years' experiance of getting in touch with customers and putting them back in contact with their bank.

 

We at Power2contact Ltd understand how easy it is to lose contact and we want to work with you to help you rebuild your relationship with DEBITAS LEGAL SERVICES.

 

DEBITAS LEGAL SERVICES records indicate that, despite a number of attempts, they have not been able to erstablish contact with you. They request that you get in touch by calling them on ........ immediately. (Calls will be charged).

 

If you fail to contact DEBOTAS LEGAL SERVICES within 3 working days of the date of this letter, we will instruct one of our Contact managers to visit you at the above address to discuss and hopefully resolve this matter with you.

Please get in touc h with DEBITAAS LEGAL SERVICES by telephoning

Yours sincerely

K Hillyer

[cerberusalert]

Send the muppets this; http://www.consumerforums.com/resources/templates-library/86-debt-collectors/591-dca-home-visit-if-you-receive-or-are-threatened-with-a-doorstep-visit-

[jet83]

Thanks for your quick response cerberus as i've got an early start in the morning:( and need sleep. Will get it sent tomorrow.

 

cheers

[Hussy786]

Hi

I would send them account in dispute letter again in this case or if you have send them already by registeredmail then probably ignore them.

But just to see what they do next send them account in dispute letter and copy of this letter .lol

keep us posted As i am near enough getting this letter from Woodburn ,

[jet83]

Hi Hussy786

 

I sent the doorstep visit letter today by recorded delivery like everything i send to these bankers which probably comes to quite a bit of money now:rolleyes: didn't send a/c in dispute letter as crap 1 have it all on record anyway. Should power2contact decide to send one of their ''contact managers'' to my address then i shall give them a copy of the letter i sent before telling them in no uncertain terms to move their arse off my property before i put my foot right through it:mad:

 

Sorry about don't know what came over me then stresfull day i guess! Will keep you updated and wish you look with your disputes, you never know they might actualy listen to what we tell them one day (fat chance i know)

 

jet

[jet83]

Hi just an update.

 

Well just before setting off for work this morning i had a visit from one of debitarse's monkeys which was quite unexpected especially at that time!

He didn't stick around for long though as my two dogs went completely mental like i've never seem them before just as though they could sense who was, mind you it could have been the smell:D

 

He basically said he was from deibtarse to which i replied quite calmly with, the account is dispute and if you don't p*** off i will call the police and have you removed for trespassing to which he replied ok bye and left. I couldn't help the swearing bit just came out as i'm not the best of people to be around in the mornings especially when i have one of their muppets to deal with first thing:mad: although i don't know where he came from as there wasn't a car in sight must have hid it i guess, which was a Shame cus i was going to take a photo of his car and number plate:rolleyes:

[Hussy786]

Hi Jet and other nice people

 

I Have received a letter from crapone sayibg they have not received any CCA request (got proof) and they want me to send about £15 cheque so they will send me statements CCA and Subject access.

Are they running one step ahead of me????????

(i certainly will not send them cheque because they will copy my signatures lol ) but will send them PO.

Most Important of all I am waiting your advice on it.

Please get back and guide me .

Thanks

[maroondevo52]

Hi, Hussy.

 

I'd think it should cost you £11 tops, £10 for the SAR and £1 for the CCA.

 

Regards.

 

Scott.

[jet83]

I'm far from an expert but i agree with scott and remember to send both by recorded delivery as proof.

 

jet

[cerberusalert]

Youve already got the CCA...an application form.

[Hussy786]

Hi All

 

No I have not received any CCA from them. One account manager of crapone wrote me that he could not find my account to provide me CCA. Sent him the photocopy of his letter and the cca request letter.

 

Then the above letter manager (another) says he cannot see such request has been made ever.

lol

Dont these guys talk to eachother>

it is amazing i will send him the copy of the first manager letter where he sates that thank you for your request for CCA under section 78 of CCA..blah

And £10 PO of SAR.

what you reckon?

[sunflower99]

Hi just an update.

 

Well just before setting off for work this morning i had a visit from one of debitarse's monkeys which was quite unexpected especially at that time!

He didn't stick around for long though as my two dogs went completely mental like i've never seem them before just as though they could sense who was, mind you it could have been the smell:D

 

He basically said he was from deibtarse to which i replied quite calmly with, the account is dispute and if you don't p*** off i will call the police and have you removed for trespassing to which he replied ok bye and left. I couldn't help the swearing bit just came out as i'm not the best of people to be around in the mornings especially when i have one of their muppets to deal with first thing:mad: although i don't know where he came from as there wasn't a car in sight must have hid it i guess, which was a Shame cus i was going to take a photo of his car and number plate:rolleyes:

Lol! Yes Debitarse and Barclayshark are DCAs that do not always bluff about doorstep callers! LOL,They do send real humans round! and ive had a s couple too! but ignore them or as you found just tell them to leave and they will retreat!

[scared001]

how are people actioning this once you have received so called cca which clearly isnt? mines posted up already under capital one/credit solutions, just curious as to what happens next really?

[jet83]

Hi all

 

Well i had another letter from debotarse on friday whom seem to be getting more and more desperate with their scary threats:rolleyes: i wish they would just pass it on to an external dca instead of keep threatening to do as i can have some fun with someone new then as i'm a bit bored of debitarse now. Don't mean to sound like i'm getting cocky cus i'm not, but it is strange really as i'm actualy starting to enjoy this taking the banks on business!!!!

 

I've also noticed they state ''Call us with your offer'' could this be of interest? Anway here's the letter below.

 

 

NOTICE OF IMMEDIATE ACTION

We are planning immediate action against you. As we previously informed you, this may include passing on or selling your account to an external Debt Collection Agency for failing to come to an arrangement to repay the amount you owe Capital One.

 

In a final attempt to avoid this action, you have one last opportunity to repay this debt by calling us immedaitely to discuss repayment

 

Call us with your offer on 0845........... we are here 8am-9pm Monday to Friday and 8am-6pm Saturday and Sunday.

 

This is your final opportunity. Failure to take any action may have serious consequences.

Yours sincerley

 

Greg Mrkusic

[cerberusalert]

You'll be hearing from the Leeds losers soon.

[jet83]

Hi all just an update

 

About 2 weeks ago i received a letter from Fredrickson debt collectors demanding full payment or possible court action. I replied by sending the 'bemused' letter to which they sent back saying they would check with crap 1.

 

Today i received another letter from Fredrickson quoting,

please note that we have been instructed to take no further action against you and have therefore closed our file

 

guess now i've officialy joined the crap 1 merry-go-round:rolleyes:

[maroondevo52]

[sunflower99]

Hi all just an update

 

About 2 weeks ago i received a letter from Fredrickson debt collectors demanding full payment or possible court action. I replied by sending the 'bemused' letter to which they sent back saying they would check with crap 1.

 

Today i received another letter from Fredrickson quoting,

please note that we have been instructed to take no further action against you and have therefore closed our file

 

guess now i've officialy joined the crap 1 merry-go-round:rolleyes:

Great that sounds a victory! However be prepared for a merry game of pass the parcel with your account from crapital one as they pass it from one scummy DCA to another as they desperatly try and get some peanuts back for their most probably completly legally unenforceable debt and you will get plenty of use from your printer! A lot of people in Crapital one getting Lowell at moment though to date i have got of pretty lightly with crapital ones pass the parcel game but no doubt they will be from crawling under their stone to set a pondfeeder on me sometime!

[sunflower99]

Lowells are known as the Leeds Loosers!