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    • @dx100uk I appreciate your help but not the tone. At all.  I don’t know if you’ve ever known anybody that experiences mental health issues and I don’t plan on explaining all of mine here.  However I would expect some understanding and compassion that someone coming to this site for help might feel overwhelmed and struggle to deal with such a daunting situation when they have done nothing wrong.  Maybe are used to talking to people in such a way but I find it unacceptable.  I didn’t ask for a nursemaid despite that line repeating over and over again.  If not here to help people then what are they  here for? To make themselves feel superior by talking down to people?  It’s a shame to see this board reduced to this level of communication with people that are in need of help.     I am very far from someone that doesn’t self help.  Hence the questions to prepare fo next stages but like most humans have my own challenges as I’m sure we all do.
    • History You submitted a claim on 27/03/2024 at 14:23:56 Your claim was issued on 28/03/2024 A bar was put in place for Motormart Ltd. on 15/04/2024 Motormart Ltd. filed a defence on 15/04/2024 at 01:06:0 Motormart Ltd. filed an acknowledgment of service on 15/04/2024 at 01:06:07 DQ sent to Motormart Ltd. on 16/04/2024 Date of service of 11/04/2024 for Motormart Ltd. notified on 25/04/2024 at 17:39:23 DQ filed on 16/05/2024 Case Stay Lifted on 21/05/2024 General sanctions order was made on 21/05/2024   Do we know what the delay is? I have no options within MCOL
    • already 3 months, 1st of March was when the local CC apparently wrote to CC business centre. I will call them again tomorrow
    • Still no CCA compliant paperwork then.. that's good for you. Response from them regarding your defence filing is funny! we enclose the 'application' haha no agreement in sight but they will continue with court anyway! the cheek.. No chance they go near a courtroom with that paperwork as exhibits. My advice is re-read your whole thread, many questions answered in 2023 it would be good to refresh your memory regarding the paperwork. Then read a load more claimform threads over the next week, in your downtime if still traveling alot.    
    • Good afternoon Stu i thought i had posted an update but i see i forgot. Your brilliant  suggestion has worked and for now they have credited my account with the court fees. Many thanks again  
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TK MAX/RLP switch of product £137 demand.YET-No BAN and continued shopping.


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HI all - yes I would like to know also if anyone has received a 4th letter yet?

 

Martin/Joncris do we have a copy of the process that RLP go through yet and also have we go a set of templates to respond to them?

 

If not then I would be happy to draft some up.....

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They use their reference numbers in part to reconcile where they are ...hence TS/L3 would refer to 3rd letter concerning Tkmaxx.

We do know that they have re-kindled their dealings with JB debt recoveries in Scotland who they have used in the past.It would seem CAGS focus on RLPs activities,together with a challenge to JB - did in some part see a halt to this.

RLP see those who do respond to their letters,as an incentive to continue their threats.

If they are going to litigate,then lets see them.

On the issue of a summons,the defendant will then simply need to make a request for full disclosure-something that RLP have so far shown to be extremely evasive in doing.

I noticed also that their third letter now also includes a line that the "Debt" will continue to accrue interest at 8% p.a.

So now we see that they are admitting that the money they are demanding IS a debt-in contrast to their denials previously that it wasnt a debt but a civil recovery damages fee.

 

They also need reminding that section 69 interest is awarded at the discretion of the Court-they have no right to assume its an automatic top up of their imaginary fee schedule.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Yes good idea-feel free.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Just thought I would share my 3rd Letter from RLP.

 

Having considered all the information provided by you, we would inform you it has no legal basis as a defence to our client's claim and does not extinguish your liability, nor does it negate the fact that our client has suffered loss as a result of your wrongful Actions.

 

We take this opportunity to advise you that we are not prepared to enter into any further corresponance on any of the points you have raised thus far as we have already addressed the issues raised which have a legal basis.

 

Should this case proceed to the civil court and we have to issue a claim for Summary Judgment, based on the fact your defence has no legal basis and therefore no likelihood of success, we shall add the costs incurred onto the amount claimed from you which will increase the amount outstanding considerably.

 

Our client is fully prepared to issue court proceedings in this matter to recover the full amount of their claim plus court fees, other allowable legal costs and all interest which has been accruing on a daily basis at a rate of 8% per annum. The total claimed will significantly exceed the amount outstanding shown above.

 

They then go on with my payment options within 21 days.

 

Who are they to say my case has no likelihood of success..

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Yes it appears they have another letter that they send out in reply to anyone disputing their fees/actions.

Its more or less the same as the ones I have seen by letter 3.

I wonder if their client IS really prepared to issue Court proceedings ?

Actually if its THEIR CLIENT who is going to issue any proceedings then it would be in non compliance of pre-action protocols-since they have had absolutely NO contact with you -am I right ?

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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I think they should be told that if its their clients who are so determined to be talking of proceedings,then it is THEM who should be dealing with this from the beginning.

They wont of course agree

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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I suggest writing to THEIR client including a copy of the RLP letter imposing a requirement on THEIR client to bring legal proceedings against you - I bet they will be chuffed cos to make such a definitive threat, as they have when they must know it's unlikely under the circumstances in the pursuit of money, could be construed as attempted fraud under the 2006 Act

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:D

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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I personally would resist any attempts.

I think theres a big gap for letter 4........

Unless of course they are revising schedules after knowing we are onto their existing ones.;)

But as JC points out it would be VERY interesting to see just how TK would respond.

I dont hold my breath seeing as TK appear to be the most RLP friendly of all the retailers we have seen so far.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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What do you reckon Scarlet ?

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Actually I have thought of something.....Maybe we could offer to draft a letter No4 up for them ? and add some more inventive stuff .....a sort of mixture of letters 1-3 with a few more things thrown in-We could then ask Notts Trading Standards if it meets with their approval ?

And offer JB debt collections a discount if they take 50 letters at a time ?

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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I have sent hasteners to both ACPO and Notts Trading Standards about RLP - neither have bothered to respond - so far.

 

I suspect that if their 'claim for losses/damages' were legitimate, they'd go to court quite quickly. One can only wonder why they seem to be reluctant.

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Yes-its very extraordinary given the tone of their letters.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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