ian v lloyds - not long now?

[ian001]

hi ppl

i am currentley in the process of claiming my money back. here is what i have done so far -

i first sent letter asking for statements

then i sent letter asking for money back

then sent lba, and now i have just filed my moneyclaim for £1920. after filing this claim i recieved the first letter asking for charges back - as apparentley they have changed address, so they have not seen the first letter but i sent the second lba recorded and they have given me a negative reply back.

please can someone advise me if this will harm my chances of claiming money as they did not recieve the first letter? also can someone give me any idea how long it usually takes for lloyds tsb to pay up after filing claim?

any advise would be great

regards

ian

[thewifeandI]

As long as you acted in good faith, sent the letters to the last known address you had and kept to the timetable I don't think they can complain. The fact that you've had replies means they must have been getting the letters. Have a read (and post in) the Lloyds TSB forum to find out how long they take.

[ian001]

hi ppl

i am currentley in the process of claiming my money back. here is what i have done so far -

i first sent letter asking for statements

then i sent letter asking for money back

then sent lba, and now i have just filed my moneyclaim for £1920. after filing this claim i recieved the first letter asking for charges back - as apparentley they have changed address, so they have not seen the first letter but i sent the second lba recorded and they have given me a negative reply back.

please can someone advise me if this will harm my chances of claiming money as they did not recieve the first letter? also can someone give me any idea how long it usually takes for lloyds tsb to pay up after filing claim?

any advise would be great

regards

ian

[ian001]

also can anyone tell me if lloyds are a bank that likes to close your account after claiming?

[Bookworm]

1. No, it doesn't affect your chances of getting your bank charges back.
   
2. Have a browse throught the LTSB forum to get a better feel on how long you are likely to wait.
   
3. Whether they will close you down or not is anyone's guess. Make sure you open a parachute account just in case.

[ian001]

ok cheers i will do, any advise on who to open another account with - i seem to get turned down by alot for having bad credit history, ive heard that it dosent matter about your credit now and by law bank have to offer a simple account - is this true? and who is best

regards

[Bookworm]

I don't know that there is a "best" as such, a lot of people on here seem to have managed to get a Natwest Step account, I think.

[ian001]

hi

i filed my court order 15th july, it says online that they have acknowledged it on 21st july and have 28 days. what does this mean?,i have not heard anything by post only to say they are defending.

by looking on here it seems like after the 28 days they will then send court questionaire allowing them more time - is this correct?

just wondered how long it has taken ppl from the stage im at now - to get their money back in there account? - they just seem to be dragging their feet

regards

ian

[mat02920]

Hi,

 

I submitted my claim on the 11th and received the acknowledgement on the 24th july so we're on similar timings.

 

From what I have read they have 28 days to submit a defense; If the 28 days runs out without them having submitted a defense then you need to request for a judgement to be made ASAP (as they can still submit a defense until you request the judgement, even though the 28 days is up).

 

However from what Ive heard Lloyds will drag things out for as long as they can by making you do the questionaire as you mentioned. (although I have a feeling this is compulsory if they submit a defense anyway)

 

I could be way off the mark here but I thought I'd tell you what I think I know haha and also that Im at the exact same stage as you in your claim, so your not alone!

[Sophie-Jane]

Hi Ian & Mat

 

You may wish to follow the links below

 

Janet has fully completed her case, and I am not that far away from Janet in my action

 

MY action against Lloyds TSB

 

and

 

MJanets Action Against Lloyds TSB

 

These links will help you to get to the ultimate goal

 

But Just keep to the time scales, and keep your head held high, Its your money they have unlawfully taken, so you want it back

[mat02920]

Hi sophie,

Thanks for the links. I think Ive read Mjanets thread before; Ive read so much stuff on here I forget lol.

Any chance you could tell me how to put links into these messages as I would like to give people my thread to look at sometimes. Probably really simple I know! lol

 

Cheers, Mat

[Sophie-Jane]

Hi sophie,

Thanks for the links. I think Ive read Mjanets thread before; Ive read so much stuff on here I forget lol.

Any chance you could tell me how to put links into these messages as I would like to give people my thread to look at sometimes. Probably really simple I know! lol

 

Cheers, Mat

 

Hi Mat

 

To post links, you could right click the address bar Web address, and select "copy"

When Posting the link, Right click in the message box and use "Paste"

 

You can edit the link, by Selecting the Link in the message, and then just write, for example this page is

 

http://www.consumeractiongroup.co.uk/forum/newreply.php?do=newreply&p=157181

 

to change it to This page

 

Select all the text, and Write over it Thispage

 

and then put the space in after you have wrote Thispage

 

giving you This page

 

By outting in a gap prior to page, will result in

This page

 

Hope this help, or shows that i'm a computer geek

[ian001]

ok, thanks matt and sophie, good to hear we are on similar timescale. is there a template of the questionair? and can someone explain what this is for?

thanks

ian

[mat02920]

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/11644-allocation-questionnaires-guide-completion.html

 

I think this is what your after; Hope it works. If the link doesnt work you can find it in the templates sections.

 

Mat

[ian001]

cheers

[ian001]

hi all

please can someone give me advise about what to do?

here is the situation - i have filed my moneyclaim for £1900

today i have recieved a letter with questionaire to fill in any help please?

also it says if the claim is over £1500 then i have to send another £100 - is this correct as i have already paid £130.

then in the box of the defence it says something similar to"the particualrs of claim do not comply with civil procedure rules as they do not show how the sum of £11,850 is calculated and particulars are too vague"

 

now obviously this is not correct amount of claim - should i contact their solicitors about this and do i have to send other info on the working out of interest.

any help please???

regards

ian

[sidvicious]

if i was you i would phone moneyclaim online they will give you any advice you need.

[adamski]

I believe you have to pay another £100 for the questionaire, but like said ring the moneyclaim helpline for the error

Regards

Adamski

[ian001]

if i pay this £100 will this be added to the total money back - also do u think i have to contact their solicitors to show them how i worked out the interest or is this just a standard letter they send to ppl

regards

[ian001]

please can someone give me advise

cheers

[cathrionas]

My understanding is that if we go to court and win, we get all the money back. I have seen mention of having to show how the figures were calculated. Did you call the moneyclaim number? I have heard they are really helpful and they could answer all these questions.

Good luck,

Cat

[barracad]

Four threads merged - please stick to one thread.

 

Yes you have to pay the £100 AQ fee.

 

Yes you have to show how your costs are calculated - but I assume you have sent them two copies of schedule of charges (once with prelim and once with LBA) so I don't see why they are asking for it again.

As for the £11,850 - did you mention this amount anywhere on your claim? Check what it says on your particulars of claim in case you made a typo.

[ian001]

hi

i will contact moneyclaim tommorrow as i have not had time.

the £11850 was not mentioned in my claim - so dont know where they have got this from

as for sending them the info on my charges - on both letters i sent out i showed the date and amount of each charge - but since i have now added interest do i need to show them how i have worked the interest out?? do u thimk i should post this to their solicitors

cheers

[cathrionas]

It was my understanding that once the claim was filed, we could be required to show how we calculated the interest. I am going square eyed from reading these threads but I feel sure that I have read that we could be asked for this information either by the courts or by the solicitors for Lloyds. I dont think it is anything to worry about, we are following a standard process.

(One way or the other, there is a mistake somewhere, get that sorted first - I bet you will feel better then)

C

[ian001]

i have just checked my moneyclaim and i am claiming £1850 so it seems like they have made a mistake by entering another "1" do u think i should write to their solicitors about this as it is only in their defence bit - the court knows im only claiming £1850

cant wait till pay up - its seems like this has been going on foreva

lloyds are sh*t it seems like they are the worst on this forum!