Link claimform - old GE Money debt **CLAIM STRUCK OUT**

[diamondgirl]

Don't forget to keep a record of the PO number to check if they cash it

 

Yep I've kept the one from the CCA request - I'm learning fast thanks to everyones help. Not checked to see if they've cashed the £1 yet though:)

[diamondgirl]

Another question folks

I just read in another post about who do you make the PO out to, never thought of that I make the CCA PO out to Link Financial was that right.

What about the £10 PO for GE Money as they are supposed to have sold the debt should I just make it out to them and write the account no. on the back?

[babybear39]

Make the £1 PO payable to link and the £10 payable to GE. Put your account numbers on the back.

[diamondgirl]

Cheers for the help:)

[foolishgirl]

Sorry another question, if I dont receive the documents I have asked them for once I have a date for the hearing and I ask the court to reschedule it?

 

When you get the hearing date you will be given a date by which you have to put in the docs. you are relying on for defence. If you have received no docs from Link by that time you can put in an appropriate defence (post back at that stage). That is why it is important to make a request to Link under the CPR provisions as detailed above. See 42man's post 'CPR31.4 Request' above & send that off immediately.

[diamondgirl]

Hi foolishgirl

Have posted both off to Link and GE Money RD this morning enclosing the £10 PO to GE. CCA requested done last week to Link. Is there anything else I should do or just sit and wait now.

Got the questionaire from the local court yesterday, not my nearest court may I add but rang them and they said they would transfer it. I have till the 30 March to return the questionaire. Not had time to look at it properly yet but will be doing at some point today.

[foolishgirl]

Did you send for the CCA under the S77/78 template or under the CPR31.4 letter (as per posts 41 & 52 above)?

 

If not sent for under CPR31.4, do so immediately - use Post 41 & amend. There is no fee to send but make sure you do so Rec. Del.

 

If you need help, shout...

[diamondgirl]

Hi foolishgirl

Sent it under the CCA and enclosed £1 PO - should I have done it under a different letter:confused:

Have sent letter under post 41 as well today. Both went RD

[foolishgirl]

Good - absolutely all OK.

 

Just sit back & wait but remember that the AQ needs returning ON TIME. Leave yourself a few days to get any help you need to complete it as you may also have to put 'directions' with it if you don't receive the docs you've asked for.

[diamondgirl]

I'll get round to the AQ by weekend and will know doubt require everyones help with it - dumb is what I am.

 

By the way you had any dealing with a company called Westcot? Its great how these people can obtain an ex directory phone number. I'm having it blocked along with Links number. BT website cant log onto at the moment.

 

1st time Wescot has phoned today - didn't leave message - obviously Im at work dumbos. OH doesnt answer the phone anymore unless any gives the secret ring. Dont know what they want or who they are going to say they represent, no other creditors have contacted me to say they were handing it over:(

[babybear39]

No-one's dumb on here

[diamondgirl]

Thanks babybear39 that makes me feel better:D

[foolishgirl]

By the way you had any dealing with a company called Westcot?

 

Oh yessss.

 

Put Wescot in the search on your CAG toolbar at the top of the posts & you'll find lots of info. on them.

[diamondgirl]

Just been doing that but I was spelling it wrong:)

[diamondgirl]

See what you mean about them suppose I'll just have to wait for the letter to arrive:D

[diamondgirl]

Hi all

 

Looked through the AQ last night I think I am going to need help in completing this, may be its me but it didn't make any sense to me.

Will be signing in later much to do today

[diamondgirl]

Hi Guys

Just been reading a few more threads came across something called a tomlin out of curiosity whats that!!

 

Just put a refuse to accept block on Link and Wescot on home phone dont know how Wescot got it.

Just had 3 calls from Link on my mobile shame I can't block that as well. Still don't know who Wescot is calling on behalf of.

Edited March 19, 2009 by diamondgirl

[foolishgirl]

A tomlin is a kind of consent order - don't worry about it for now. If something like that comes up later, you can post back.

 

Wait for the letter from Wescot - it'll come eventually IF they have anything to scream about.

 

Calls from Link? Maybe they know they have nothing & are hoping to try & talk you into paying them. Keep a strict note of the dates & times of the calls. If they get bad you may be able to put in a claim for harassment.

[diamondgirl]

I never thought of the harassment angle definately going to keep a note of it. They've stopping ringing the house now I think putting on the court papers originally that they obtained the number by unknown means made them think twice - only done it once or twice but they wont be able to do it anymore ha ha

Not worried about a tomlin I just hadn't heard of it before

I will probably need help over the AQ at the weekend when I have more time.

Thanks for your input so far.

[foolishgirl]

AQs - useful link for you if you haven't already seen it

 

http://www.consumerforums.com/resources/templates-library/48-bank-templates/125-allocation-questionnaires-a-guide-to-completion-.html

[diamondgirl]

Cheers foolishgirl I'll go look now:)

[diamondgirl]

The form I've received is N150 I dont have £200 for the fee how does it work if you can't afford the fee. I was thinking that Link says the debt is over £6000 if as it says on the above link the £5000 is excluding any interest etc., should I go for that option as the amount stated by link is including the interest and charges etc. As I have no statements to look at yet how do I know which one to go for. Also hasn't Link got to send me their submission to the court? Does any of that make sense to you. I'm going to print it all off at work tomorrow my printers broken:confused:

[foolishgirl]

I'm confused DA.

 

Can you post up tomorrow (minus your personal details) what you've got please?

[diamondgirl]

I'll attempt to load this form up tomorrow not sure how it's done though get the current bun to do it if he can. The questions came about when I read about the fees etc., on the link you provided me with. Thats why I'm so very confused as well.:confused:

[foolishgirl]

Don't worry about fees, if you can't afford whatever you might have to pay (& it is a might) you may be eligible for exemption. Just post up what you have when you can.

 

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