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Teebum V Abbey **** WON !!!! ****


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Think this is ok

 

Unauthorised overdraft fee

£20.00

10/07/2006

Charge for clearing DD/ SO while overdrawn

£30.00

10/07/2006

Charge for clearing DD/ SO while overdrawn

£30.00

10/07/2006

Charge for unpaid DD mandate no 85

£35.00

10/07/2006

Charge for unpaid DD mandate no 72

£35.00

10/07/2006

Charge for unpaid DD mandate no 76

£35.00

10/07/2006

Charge for unpaid DD mandate no 79

£35.00

10/07/2006

Charge for unpaid DD mandate no 85

£35.00

10/07/2006

Charge for unpaid DD mandate no 72

£35.00

10/07/2006

Charge for unpaid DD mandate no 76

£35.00

10/07/2006

Interest charged while account overdrawn

£11.13

10/07/2006

Charge for unpaid standing order no 20

£35.00

10/07/2006

Charge for unpaid standing order no 15

£35.00

10/07/2006

Charge for unpaid standing order no 16

£35.00

10/07/2006

Charge for an overdraft that has not been authorised

£20.00

09/06/2006

Interest charged while account overdrawn

£8.88

09/06/2006

Charge for an overdraft that has not been authorised

£20.00

10/05/2006

Charge for unpaid DD mandate no 86

£35.00

10/05/2006

Interest charged while account overdrawn

£10.14

10/05/2006

Charge for unpaid DD mandate no 83

£35.00

10/05/2006

Interest charged while account overdrawn

£10.41

09/04/2006

Charge for unpaid standing order no 17

£35.00

09/04/2006

Charge for unpaid standing order no 14

£35.00

09/04/2006

Charge for an overdraft that has not been authorised

£20.00

12/03/2006

Interest charged while account overdrawn

£8.19

12/03/2006

Charge for an overdraft that has not been authorised

£20.00

09/02/2006

Charge for unpaid DD mandate no 70

£35.00

09/02/2006

Interest charged while account overdrawn

£12.08

09/02/2006

Charge for an overdraft that has not been authorised

£20.00

09/01/2006

Charge for unpaid DD mandate no 63

£35.00

09/01/2006

Interest charged while account overdrawn

£11.35

09/01/2006

Charge for unpaid DD mandate no 38

£35.00

09/01/2006

Charge for an overdraft that has not been authorised

£20.00

10/12/2005

Interest charged while account overdrawn

£15.93

10/12/2005

Charge for unpaid DD mandate no 38

£35.00

10/12/2005

Interest charged while account overdrawn

£15.15

09/11/2005

Charge for clearing Visa payment while overdrawn

£30.00

10/10/2005

Charge for clearing Visa payment while overdrawn

£30.00

10/10/2005

Charge for unpaid DD mandate no 63

£32.00

10/10/2005

Charge for unpaid DD mandate no 59

£32.00

10/10/2005

Charge for unpaid DD mandate no 63

£32.00

10/10/2005

Interest charged while account overdrawn

£14.70

10/10/2005

Charge for unpaid DD mandate no 62

£32.00

10/10/2005

Charge for unpaid DD mandate no 67

£32.00

10/10/2005

Charge for unpaid DD mandate no 28

£32.00

10/09/2005

Charge for unpaid DD mandate no 68

£32.00

10/09/2005

Charge for unpaid DD mandate no 49

£32.00

10/09/2005

Charge for unpaid DD mandate no 59

£32.00

10/09/2005

Charge for unpaid DD mandate no 42

£32.00

10/09/2005

Charge for unpaid DD mandate no 28

£32.00

10/09/2005

Interest charged while account overdrawn

£14.33

10/09/2005

Charge for unpaid DD mandate no 49

£32.00

10/09/2005

Charge for unpaid DD mandate no 42

£32.00

10/09/2005

Charge for unpaid DD mandate no 24

£32.00

10/09/2005

Charge for clearing Visa payment while overdrawn

£30.00

09/08/2005

Charge for clearing DD/ SO while overdrawn

£32.00

09/08/2005

Charge for unpaid DD mandate no 49

£32.00

09/08/2005

Interest charged while account overdrawn

£12.44

09/08/2005

Charge for clearing DD/ SO while overdrawn

£30.00

09/06/2005

Charge for unpaid DD mandate no 28

£32.00

09/06/2005

Charge for unpaid DD mandate no 68

£32.00

09/06/2005

Charge for unpaid DD mandate no 49

£32.00

09/06/2005

Charge for unpaid DD mandate no 28

£32.00

09/06/2005

Interest charged while account overdrawn

£12.70

09/06/2005

Charge for unpaid DD mandate no 49

£32.00

09/06/2005

Charge for unpaid DD mandate no 67

£32.00

09/06/2005

£0.00

01/12/2004

£0.00

01/12/2004

Unpaid Direct Debit charge

£32.00

09/04/2005

Unpaid Direct Debit charge

£32.00

09/04/2005

Unpaid Direct Debit charge

£32.00

09/04/2005

Unpaid Direct Debit charge

£32.00

09/04/2005

Unpaid Direct Debit charge

£32.00

09/04/2005

Int Debit

£8.93

09/04/2005

Lets get it back

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i have no statements for August 2000 to April 2005. I dived the total for the statements I have by 12x then times it by 60 for an estimted amount for that period.

Lets get it back

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Feel really out of my depth, is tis any better

 

Unauthorised overdraft fee£20.0010/07/2006Charge for clearing DD/ SO while overdrawn£30.0010/07/2006Charge for clearing DD/ SO while overdrawn£30.0010/07/2006Charge for unpaid DD mandate no 85£35.0010/07/2006Charge for unpaid DD mandate no 72£35.0010/07/2006Charge for unpaid DD mandate no 76£35.0010/07/2006Charge for unpaid DD mandate no 79£35.0010/07/2006Charge for unpaid DD mandate no 85£35.0010/07/2006Charge for unpaid DD mandate no 72£35.0010/07/2006Charge for unpaid DD mandate no 76£35.0010/07/2006Interest charged while account overdrawn£11.1310/07/2006Charge for unpaid standing order no 20£35.0010/07/2006Charge for unpaid standing order no 15£35.0010/07/2006Charge for unpaid standing order no 16£35.0010/07/2006Charge for an overdraft that has not been authorised£20.0009/06/2006Interest charged while account overdrawn£8.8809/06/2006Charge for an overdraft that has not been authorised£20.0010/05/2006Charge for unpaid DD mandate no 86£35.0010/05/2006Interest charged while account overdrawn£10.1410/05/2006Charge for unpaid DD mandate no 83£35.0010/05/2006Interest charged while account overdrawn£10.4109/04/2006Charge for unpaid standing order no 17£35.0009/04/2006Charge for unpaid standing order no 14£35.0009/04/2006Charge for an overdraft that has not been authorised£20.0012/03/2006Interest charged while account overdrawn£8.1912/03/2006Charge for an overdraft that has not been authorised£20.0009/02/2006Charge for unpaid DD mandate no 70£35.0009/02/2006Interest charged while account overdrawn£12.0809/02/2006Charge for an overdraft that has not been authorised£20.0009/01/2006Charge for unpaid DD mandate no 63£35.0009/01/2006Interest charged while account overdrawn£11.3509/01/2006Charge for unpaid DD mandate no 38£35.0009/01/2006Charge for an overdraft that has not been authorised£20.0010/12/2005Interest charged while account overdrawn£15.9310/12/2005Charge for unpaid DD mandate no 38£35.0010/12/2005Interest charged while account overdrawn£15.1509/11/2005Charge for clearing Visa payment while overdrawn£30.0010/10/2005Charge for clearing Visa payment while overdrawn£30.0010/10/2005Charge for unpaid DD mandate no 63£32.0010/10/2005Charge for unpaid DD mandate no 59£32.0010/10/2005Charge for unpaid DD mandate no 63£32.0010/10/2005Interest charged while account overdrawn£14.7010/10/2005Charge for unpaid DD mandate no 62£32.0010/10/2005Charge for unpaid DD mandate no 67£32.0010/10/2005Charge for unpaid DD mandate no 28£32.0010/09/2005Charge for unpaid DD mandate no 68£32.0010/09/2005Charge for unpaid DD mandate no 49£32.0010/09/2005Charge for unpaid DD mandate no 59£32.0010/09/2005Charge for unpaid DD mandate no 42£32.0010/09/2005Charge for unpaid DD mandate no 28£32.0010/09/2005Interest charged while account overdrawn£14.3310/09/2005Charge for unpaid DD mandate no 49£32.0010/09/2005Charge for unpaid DD mandate no 42£32.0010/09/2005Charge for unpaid DD mandate no 24£32.0010/09/2005Charge for clearing Visa payment while overdrawn£30.0009/08/2005Charge for clearing DD/ SO while overdrawn£32.0009/08/2005Charge for unpaid DD mandate no 49£32.0009/08/2005Interest charged while account overdrawn£12.4409/08/2005Total for April 2005 - july 2006 (statements received)£1,576.73July 2000 - July 2001 (estimated)

 

£1,756.73July 2001 - July 2002 (estimated)£1,756.73July 2002 - July 2003 (estimated)£1,756.73July 2003 - July 2004 (estimated)£1,756.73July 2004 - July 2005 (estimated)£1,756.73£8,784Total claimed£10,360.38

Lets get it back

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Unauthorised overdraft fee£20.0010/07/2006Charge for clearing DD/ SO while overdrawn£30.0010/07/2006Charge for clearing DD/ SO while overdrawn£30.0010/07/2006Charge for unpaid DD mandate no 85£35.0010/07/2006Charge for unpaid DD mandate no 72£35.0010/07/2006Charge for unpaid DD mandate no 76£35.0010/07/2006Charge for unpaid DD mandate no 79£35.0010/07/2006Charge for unpaid DD mandate no 85£35.0010/07/2006Charge for unpaid DD mandate no 72£35.0010/07/2006Charge for unpaid DD mandate no 76£35.0010/07/2006Interest charged while account overdrawn£11.1310/07/2006Charge for unpaid standing order no 20£35.0010/07/2006Charge for unpaid standing order no 15£35.0010/07/2006Charge for unpaid standing order no 16£35.0010/07/2006Charge for an overdraft that has not been authorised£20.0009/06/2006Interest charged while account overdrawn£8.8809/06/2006Charge for an overdraft that has not been authorised£20.0010/05/2006Charge for unpaid DD mandate no 86£35.0010/05/2006Interest charged while account overdrawn£10.1410/05/2006Charge for unpaid DD mandate no 83£35.0010/05/2006Interest charged while account overdrawn£10.4109/04/2006Charge for unpaid standing order no 17£35.0009/04/2006Charge for unpaid standing order no 14£35.0009/04/2006Charge for an overdraft that has not been authorised£20.0012/03/2006Interest charged while account overdrawn£8.1912/03/2006Charge for an overdraft that has not been authorised£20.0009/02/2006Charge for unpaid DD mandate no 70£35.0009/02/2006Interest charged while account overdrawn£12.0809/02/2006Charge for an overdraft that has not been authorised£20.0009/01/2006Charge for unpaid DD mandate no 63£35.0009/01/2006Interest charged while account overdrawn£11.3509/01/2006Charge for unpaid DD mandate no 38£35.0009/01/2006Charge for an overdraft that has not been authorised£20.0010/12/2005Interest charged while account overdrawn£15.9310/12/2005Charge for unpaid DD mandate no 38£35.0010/12/2005Interest charged while account overdrawn£15.1509/11/2005Charge for clearing Visa payment while overdrawn£30.0010/10/2005Charge for clearing Visa payment while overdrawn£30.0010/10/2005Charge for unpaid DD mandate no 63£32.0010/10/2005Charge for unpaid DD mandate no 59£32.0010/10/2005Charge for unpaid DD mandate no 63£32.0010/10/2005Interest charged while account overdrawn£14.7010/10/2005Charge for unpaid DD mandate no 62£32.0010/10/2005Charge for unpaid DD mandate no 67£32.0010/10/2005Charge for unpaid DD mandate no 28£32.0010/09/2005Charge for unpaid DD mandate no 68£32.0010/09/2005Charge for unpaid DD mandate no 49£32.0010/09/2005Charge for unpaid DD mandate no 59£32.0010/09/2005Charge for unpaid DD mandate no 42£32.0010/09/2005Charge for unpaid DD mandate no 28£32.0010/09/2005Interest charged while account overdrawn£14.3310/09/2005Charge for unpaid DD mandate no 49£32.0010/09/2005Charge for unpaid DD mandate no 42£32.0010/09/2005Charge for unpaid DD mandate no 24£32.0010/09/2005Charge for clearing Visa payment while overdrawn£30.0009/08/2005Charge for clearing DD/ SO while overdrawn£32.0009/08/2005Charge for unpaid DD mandate no 49£32.0009/08/2005Interest charged while account overdrawn£12.4409/08/2005Total for April 2005 - july 2006 (statements received)£1,576.73July 2000 - July 2001 (estimated)

 

£1,756.73July 2001 - July 2002 (estimated)£1,756.73July 2002 - July 2003 (estimated)£1,756.73July 2003 - July 2004 (estimated)£1,756.73July 2004 - July 2005 (estimated)£1,756.73£8,784Total claimed£10,360.38

Lets get it back

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trying again......

 

Unauthorised overdraft fee

£20.00

10/07/2006

Charge for clearing DD/ SO while overdrawn

£30.00

10/07/2006

Charge for clearing DD/ SO while overdrawn

£30.00

10/07/2006

Charge for unpaid DD mandate no 85

£35.00

10/07/2006

Charge for unpaid DD mandate no 72

£35.00

10/07/2006

Charge for unpaid DD mandate no 76

£35.00

10/07/2006

Charge for unpaid DD mandate no 79

£35.00

10/07/2006

Charge for unpaid DD mandate no 85

£35.00

10/07/2006

Charge for unpaid DD mandate no 72

£35.00

10/07/2006

Charge for unpaid DD mandate no 76

£35.00

10/07/2006

Interest charged while account overdrawn

£11.13

10/07/2006

Charge for unpaid standing order no 20

£35.00

10/07/2006

Charge for unpaid standing order no 15

£35.00

10/07/2006

Charge for unpaid standing order no 16

£35.00

10/07/2006

Charge for an overdraft that has not been authorised

£20.00

09/06/2006

Interest charged while account overdrawn

£8.88

09/06/2006

Charge for an overdraft that has not been authorised

£20.00

10/05/2006

Charge for unpaid DD mandate no 86

£35.00

10/05/2006

Interest charged while account overdrawn

£10.14

10/05/2006

Charge for unpaid DD mandate no 83

£35.00

10/05/2006

Interest charged while account overdrawn

£10.41

09/04/2006

Charge for unpaid standing order no 17

£35.00

09/04/2006

Charge for unpaid standing order no 14

£35.00

09/04/2006

Charge for an overdraft that has not been authorised

£20.00

12/03/2006

Interest charged while account overdrawn

£8.19

12/03/2006

Charge for an overdraft that has not been authorised

£20.00

09/02/2006

Charge for unpaid DD mandate no 70

£35.00

09/02/2006

Interest charged while account overdrawn

£12.08

09/02/2006

Charge for an overdraft that has not been authorised

£20.00

09/01/2006

Charge for unpaid DD mandate no 63

£35.00

09/01/2006

Interest charged while account overdrawn

£11.35

09/01/2006

Charge for unpaid DD mandate no 38

£35.00

09/01/2006

Charge for an overdraft that has not been authorised

£20.00

10/12/2005

Interest charged while account overdrawn

£15.93

10/12/2005

Charge for unpaid DD mandate no 38

£35.00

10/12/2005

Interest charged while account overdrawn

£15.15

09/11/2005

Charge for clearing Visa payment while overdrawn

£30.00

10/10/2005

Charge for clearing Visa payment while overdrawn

£30.00

10/10/2005

Charge for unpaid DD mandate no 63

£32.00

10/10/2005

Charge for unpaid DD mandate no 59

£32.00

10/10/2005

Charge for unpaid DD mandate no 63

£32.00

10/10/2005

Interest charged while account overdrawn

£14.70

10/10/2005

Charge for unpaid DD mandate no 62

£32.00

10/10/2005

Charge for unpaid DD mandate no 67

£32.00

10/10/2005

Charge for unpaid DD mandate no 28

£32.00

10/09/2005

Charge for unpaid DD mandate no 68

£32.00

10/09/2005

Charge for unpaid DD mandate no 49

£32.00

10/09/2005

Charge for unpaid DD mandate no 59

£32.00

10/09/2005

Charge for unpaid DD mandate no 42

£32.00

10/09/2005

Charge for unpaid DD mandate no 28

£32.00

10/09/2005

Interest charged while account overdrawn

£14.33

10/09/2005

Charge for unpaid DD mandate no 49

£32.00

10/09/2005

Charge for unpaid DD mandate no 42

£32.00

10/09/2005

Charge for unpaid DD mandate no 24

£32.00

10/09/2005

Charge for clearing Visa payment while overdrawn

£30.00

09/08/2005

Charge for clearing DD/ SO while overdrawn

£32.00

09/08/2005

Charge for unpaid DD mandate no 49

£32.00

09/08/2005

Interest charged while account overdrawn

£12.44

09/08/2005

Total for April 2005 - july 2006 (statements received)

£1,576.73

July 2000 - July 2001 (estimated)

£1,756.73

July 2001 - July 2002 (estimated)

£1,756.73

July 2002 - July 2003 (estimated)

£1,756.73

July 2003 - July 2004 (estimated)

£1,756.73

July 2004 - July 2005 (estimated)

£1,756.73

£8,784

Total claimed

£10,360.38

Lets get it back

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Final draft, ready to send I think

 

Unauthorised overdraft fee£20.00Charge for clearing DD/ SO while overdrawn£30.00Charge for clearing DD/ SO while overdrawn£30.00Charge for unpaid DD mandate no 85£35.00Charge for unpaid DD mandate no 72£35.00Charge for unpaid DD mandate no 76£35.00Charge for unpaid DD mandate no 79£35.00Charge for unpaid DD mandate no 85£35.00Charge for unpaid DD mandate no 72£35.00Charge for unpaid DD mandate no 76£35.00Interest charged while account overdrawn£11.13Charge for unpaid standing order no 20£35.00Charge for unpaid standing order no 15£35.00Charge for unpaid standing order no 16£35.00Charge for an overdraft that has not been authorised£20.00Interest charged while account overdrawn£8.88Charge for an overdraft that has not been authorised£20.00Charge for unpaid DD mandate no 86£35.00Interest charged while account overdrawn£10.14Charge for unpaid DD mandate no 83£35.00Interest charged while account overdrawn£10.41Charge for unpaid standing order no 17£35.00Charge for unpaid standing order no 14£35.00Charge for an overdraft that has not been authorised£20.00Interest charged while account overdrawn£8.19Charge for an overdraft that has not been authorised£20.00Charge for unpaid DD mandate no 70£35.00Interest charged while account overdrawn£12.08Charge for an overdraft that has not been authorised£20.00Charge for unpaid DD mandate no 63£35.00Interest charged while account overdrawn£11.35Charge for unpaid DD mandate no 38£35.00Charge for an overdraft that has not been authorised£20.00Interest charged while account overdrawn£15.93Charge for unpaid DD mandate no 38£35.00Interest charged while account overdrawn£15.15Charge for clearing Visa payment while overdrawn£30.00Charge for clearing Visa payment while overdrawn£30.00Charge for unpaid DD mandate no 63£32.00Charge for unpaid DD mandate no 59£32.00Charge for unpaid DD mandate no 63£32.00Interest charged while account overdrawn£14.70Charge for unpaid DD mandate no 62£32.00Charge for unpaid DD mandate no 67£32.00Charge for unpaid DD mandate no 28£32.00Charge for unpaid DD mandate no 68£32.00Charge for unpaid DD mandate no 49£32.00Charge for unpaid DD mandate no 59£32.00Charge for unpaid DD mandate no 42£32.00Charge for unpaid DD mandate no 28£32.00Interest charged while account overdrawn£14.33Charge for unpaid DD mandate no 49£32.00Charge for unpaid DD mandate no 42£32.00Charge for unpaid DD mandate no 24£32.00Charge for clearing Visa payment while overdrawn£30.00Charge for clearing DD/ SO while overdrawn£32.00Charge for unpaid DD mandate no 49£32.00Interest charged while account overdrawn£12.44Charge for clearing Visa payment while overdrawn£30.00Charge for clearing DD/ SO while overdrawn£32.00Charge for unpaid DD mandate no 49£32.00Interest charged while account overdrawn£12.44Charge for clearing DD/ SO while overdrawn£30.00Charge for unpaid DD mandate no 28£32.00Charge for unpaid DD mandate no 68£32.00Charge for unpaid DD mandate no 49£32.00Charge for unpaid DD mandate no 28£32.00Interest charged while account overdrawn£12.70Charge for unpaid DD mandate no 49£32.00Charge for unpaid DD mandate no 67£32.00Unpaid Direct Debit charge£32.00Unpaid Direct Debit charge£32.00Unpaid Direct Debit charge£32.00Unpaid Direct Debit charge£32.00Unpaid Direct Debit charge£32.00Int Debit£8.93£0.00Total for April 2005 - July 2006 (statements received)£2,086.80July 2000 - July 2001 (estimated)£1,565.10July 2001 - July 2002 (estimated)£1,565.10July 2002 - July 2003 (estimated)£1,565.10July 2003 - July 2004 (estimated)£1,565.10July 2004 - Apr 2005 (estimated)£1,304.25£7,565Total claimed£9,651.45

Lets get it back

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Unauthorised overdraft fee£20.00Charge for clearing DD/ SO while overdrawn£30.00Charge for clearing DD/ SO while overdrawn£30.00Charge for unpaid DD mandate no 85£35.00Charge for unpaid DD mandate no 72£35.00Charge for unpaid DD mandate no 76£35.00Charge for unpaid DD mandate no 79£35.00Charge for unpaid DD mandate no 85£35.00Charge for unpaid DD mandate no 72£35.00Charge for unpaid DD mandate no 76£35.00Interest charged while account overdrawn£11.13Charge for unpaid standing order no 20£35.00Charge for unpaid standing order no 15£35.00Charge for unpaid standing order no 16£35.00Charge for an overdraft that has not been authorised£20.00Interest charged while account overdrawn£8.88Charge for an overdraft that has not been authorised£20.00Charge for unpaid DD mandate no 86£35.00Interest charged while account overdrawn£10.14Charge for unpaid DD mandate no 83£35.00Interest charged while account overdrawn£10.41Charge for unpaid standing order no 17£35.00Charge for unpaid standing order no 14£35.00Charge for an overdraft that has not been authorised£20.00Interest charged while account overdrawn£8.19Charge for an overdraft that has not been authorised£20.00Charge for unpaid DD mandate no 70£35.00Interest charged while account overdrawn£12.08Charge for an overdraft that has not been authorised£20.00Charge for unpaid DD mandate no 63£35.00Interest charged while account overdrawn£11.35Charge for unpaid DD mandate no 38£35.00Charge for an overdraft that has not been authorised£20.00Interest charged while account overdrawn£15.93Charge for unpaid DD mandate no 38£35.00Interest charged while account overdrawn£15.15Charge for clearing Visa payment while overdrawn£30.00Charge for clearing Visa payment while overdrawn£30.00Charge for unpaid DD mandate no 63£32.00Charge for unpaid DD mandate no 59£32.00Charge for unpaid DD mandate no 63£32.00Interest charged while account overdrawn£14.70Charge for unpaid DD mandate no 62£32.00Charge for unpaid DD mandate no 67£32.00Charge for unpaid DD mandate no 28£32.00Charge for unpaid DD mandate no 68£32.00Charge for unpaid DD mandate no 49£32.00Charge for unpaid DD mandate no 59£32.00Charge for unpaid DD mandate no 42£32.00Charge for unpaid DD mandate no 28£32.00Interest charged while account overdrawn£14.33Charge for unpaid DD mandate no 49£32.00Charge for unpaid DD mandate no 42£32.00Charge for unpaid DD mandate no 24£32.00Charge for clearing Visa payment while overdrawn£30.00Charge for clearing DD/ SO while overdrawn£32.00Charge for unpaid DD mandate no 49£32.00Interest charged while account overdrawn£12.44Charge for clearing Visa payment while overdrawn£30.00Charge for clearing DD/ SO while overdrawn£32.00Charge for unpaid DD mandate no 49£32.00Interest charged while account overdrawn£12.44Charge for clearing DD/ SO while overdrawn£30.00Charge for unpaid DD mandate no 28£32.00Charge for unpaid DD mandate no 68£32.00Charge for unpaid DD mandate no 49£32.00Charge for unpaid DD mandate no 28£32.00Interest charged while account overdrawn£12.70Charge for unpaid DD mandate no 49£32.00Charge for unpaid DD mandate no 67£32.00Unpaid Direct Debit charge£32.00Unpaid Direct Debit charge£32.00Unpaid Direct Debit charge£32.00Unpaid Direct Debit charge£32.00Unpaid Direct Debit charge£32.00Int Debit£8.93£0.00Total for April 2005 - July 2006 (statements received)£2,086.80July 2000 - July 2001 (estimated)£1,565.10July 2001 - July 2002 (estimated)£1,565.10July 2002 - July 2003 (estimated)£1,565.10July 2003 - July 2004 (estimated)£1,565.10July 2004 - Apr 2005 (estimated)£1,304.25£7,565Total claimed£9,651.45

Lets get it back

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Schedule of charges being claimed:

Unauthorised overdraft fee

£20.00

10/07/2006

Charge for clearing DD/ SO while overdrawn

£30.00

10/07/2006

Charge for clearing DD/ SO while overdrawn

£30.00

10/07/2006

Charge for unpaid DD mandate no 85

£35.00

10/07/2006

Charge for unpaid DD mandate no 72

£35.00

10/07/2006

Charge for unpaid DD mandate no 76

£35.00

10/07/2006

Charge for unpaid DD mandate no 79

£35.00

10/07/2006

Charge for unpaid DD mandate no 85

£35.00

10/07/2006

Charge for unpaid DD mandate no 72

£35.00

10/07/2006

Charge for unpaid DD mandate no 76

£35.00

10/07/2006

Interest charged while account overdrawn

£11.13

10/07/2006

Charge for unpaid standing order no 20

£35.00

10/07/2006

Charge for unpaid standing order no 15

£35.00

10/07/2006

Charge for unpaid standing order no 16

£35.00

10/07/2006

Charge for an overdraft that has not been authorised

£20.00

09/06/2006

Interest charged while account overdrawn

£8.88

09/06/2006

Charge for an overdraft that has not been authorised

£20.00

10/05/2006

Charge for unpaid DD mandate no 86

£35.00

10/05/2006

Interest charged while account overdrawn

£10.14

10/05/2006

Charge for unpaid DD mandate no 83

£35.00

10/05/2006

Interest charged while account overdrawn

£10.41

09/04/2006

Charge for unpaid standing order no 17

£35.00

09/04/2006

Charge for unpaid standing order no 14

£35.00

09/04/2006

Charge for an overdraft that has not been authorised

£20.00

12/03/2006

Interest charged while account overdrawn

£8.19

12/03/2006

Charge for an overdraft that has not been authorised

£20.00

09/02/2006

Charge for unpaid DD mandate no 70

£35.00

09/02/2006

Interest charged while account overdrawn

£12.08

09/02/2006

Charge for an overdraft that has not been authorised

£20.00

09/01/2006

Charge for unpaid DD mandate no 63

£35.00

09/01/2006

Interest charged while account overdrawn

£11.35

09/01/2006

Charge for unpaid DD mandate no 38

£35.00

09/01/2006

Charge for an overdraft that has not been authorised

£20.00

10/12/2005

Interest charged while account overdrawn

£15.93

10/12/2005

Charge for unpaid DD mandate no 38

£35.00

10/12/2005

Interest charged while account overdrawn

£15.15

09/11/2005

Charge for clearing Visa payment while overdrawn

£30.00

10/10/2005

Charge for clearing Visa payment while overdrawn

£30.00

10/10/2005

Charge for unpaid DD mandate no 63

£32.00

10/10/2005

Charge for unpaid DD mandate no 59

£32.00

10/10/2005

Charge for unpaid DD mandate no 63

£32.00

10/10/2005

Interest charged while account overdrawn

£14.70

10/10/2005

Charge for unpaid DD mandate no 62

£32.00

10/10/2005

Charge for unpaid DD mandate no 67

£32.00

10/10/2005

Charge for unpaid DD mandate no 28

£32.00

10/09/2005

Charge for unpaid DD mandate no 68

£32.00

10/09/2005

Charge for unpaid DD mandate no 49

£32.00

10/09/2005

Charge for unpaid DD mandate no 59

£32.00

10/09/2005

Charge for unpaid DD mandate no 42

£32.00

10/09/2005

Charge for unpaid DD mandate no 28

£32.00

10/09/2005

Interest charged while account overdrawn

£14.33

10/09/2005

Charge for unpaid DD mandate no 49

£32.00

10/09/2005

Charge for unpaid DD mandate no 42

£32.00

10/09/2005

Charge for unpaid DD mandate no 24

£32.00

10/09/2005

Charge for clearing Visa payment while overdrawn

£30.00

09/08/2005

Charge for clearing DD/ SO while overdrawn

£32.00

09/08/2005

Charge for unpaid DD mandate no 49

£32.00

09/08/2005

Interest charged while account overdrawn

£12.44

09/08/2005

Charge for clearing Visa payment while overdrawn

£30.00

09/08/2005

Charge for clearing DD/ SO while overdrawn

£32.00

09/08/2005

Charge for unpaid DD mandate no 49

£32.00

09/08/2005

Interest charged while account overdrawn

£12.44

09/08/2005

Charge for clearing DD/ SO while overdrawn

£30.00

09/06/2005

Charge for unpaid DD mandate no 28

£32.00

09/06/2005

Charge for unpaid DD mandate no 68

£32.00

09/06/2005

Charge for unpaid DD mandate no 49

£32.00

09/06/2005

Charge for unpaid DD mandate no 28

£32.00

09/06/2005

Interest charged while account overdrawn

£12.70

09/06/2005

Charge for unpaid DD mandate no 49

£32.00

09/06/2005

Charge for unpaid DD mandate no 67

£32.00

09/06/2005

Unpaid Direct Debit charge

£32.00

09/04/2005

Unpaid Direct Debit charge

£32.00

09/04/2005

Unpaid Direct Debit charge

£32.00

09/04/2005

Unpaid Direct Debit charge

£32.00

09/04/2005

Unpaid Direct Debit charge

£32.00

09/04/2005

Int Debit

£8.93

09/04/2005

£0.00

31/01/2005

Total for April 2005 - July 2006 (statements received)

£2,086.80

July 2000 - July 2001 (estimated)

£1,565.10

July 2001 - July 2002 (estimated)

£1,565.10

July 2002 - July 2003 (estimated)

£1,565.10

July 2003 - July 2004 (estimated)

£1,565.10

July 2004 - Apr 2005 (estimated)

£1,304.25

£7,565

Total claimed

£9,651.45

Lets get it back

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Sent prelim letter to Abbey, recorded delivery

 

------------------------------------------------------------

31/07/06 sent Data Protection letter to Abbey.

09/08/06 Recived fob off letter

14/08/06 Sent second Data Protection Act letter

15/08/06 Received 12 months of statements

17/08/06 Received another 2 months of statements from 2005

19/08/06 Sent prelim letter

Lets get it back

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  • 2 weeks later...

Received a sorry you are unhappy letter today from the head of complaints. Along with it was a complaints form to fill in.

Do I ignore this and stick to my timetable or respond to it?

 

------------------------------------------------------------

31/07/06 sent Data Protection letter to Abbey.

09/08/06 Recived fob off letter

14/08/06 Sent second Data Protection Act letter

15/08/06 Received 12 months of statements

17/08/06 Received another 2 months of statements from 2005

19/08/06 Sent prelim letter

29/08/06 Received sorry you are unhappy letter

Lets get it back

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