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    • That is great news. Many people would have given up and paid after losing two appeals so well done for hanging in and fighting. It has paid off and they have finally backed down before getting whipped in Court. I looked at your NTD and your NTK again to see if there was a chance of going for a breach of your GDPR. Sadly although your NTK on its own could have well deserved a claim, the NTD is good enough not to warrant a claim even though it wasn;t compliant with PoFA. As it is the first Notice that mostly accounts for  GDPR breaches there is a reasonable cause for the NTD to have been issued. However you are now freed from worries about appearing in Court and you have learnt about the dangers of parking especially where the rogues that patrol private parking spaces are concerned. Thank you for making a donation and should you fall victim in the future to the parking rogues or anything else that we protect from, you are always welcome .
    • Hi guys I'm about to submit the defence as per below     There has been no reply to our CPR 31:14 request.  Is it worth adding that I (driver, not registered keeper) didn't actually enter or park in the car park and was sat at the petrol station forecourt the entire time?  Or is that covered by the simple points?   Thanks
    • a DCA is not a bailiff and cant enforce anything, even if they've been to court who are they please? sar to the original creditor FIO isnt applicable they are not a public body. who was this query sent too all the more reason to teach her young upon how these powerless DCA's monsters  work... she must stop payments now  
    • Unsettling the applecart?,  I'm going to be direct here, I know how this works , I've been in far worse situation than your relative, and I can assure you , now that there i likely a default in her name, it makes absolutely ZERO difference if she pays or not. Denzel Washington in the Equalizer , 'My only regret is that I can't kill you twice'... It's the same with a default, they can only do it once and it stays on your credit file for 6 years if she pays or not, and as it stands right now she's flushing £180 of her hard earned money down the toilet  so that the chaps at Lowell can afford a Christmas party. As for the SAR this is everybody's legal right, originally under the Data Protection act 1998 and now under GDPR, it's her right to find out everything that the original Creditor has on her file, and by not doing it the only person she is doing a massive disservice to is her self. As the father of 2 young adults myself, they need to learn at some point.. right?
    • Thank you for your pointers - much appreciated. dx100uk - Apologies, my request wasn't for super urgent advice and I have limited online access due to my long working hours and caring obligations - the delay in my response doesn't arise in any way from disrespect or ingratitude. I will speak to her at the weekend and see if she will open up a bit more about this, and allow me to submit the subject access request you advise - the original creditor is 118 118 loans and from the letter I saw (which prompted the conversation and the information) the debt collection agency had bought the debt from 118 and were threatening enforcement which is when she has made a payment arrangement with them for an amount of £180 per month. It looks as if she queried matters at the time (so I wonder if I might with the FIO request get access to their investigation file?) - the letter they wrote said "The information that you provided has been carefully considered and reviewed. After all relevant enquiries were made it has been confirmed that there is not enough evidence present to conclusively prove that this application was fraudulent.  However, we have removed the interest as a gesture of goodwill. As a result of the findings, you will be held liable for the capital amount on the loan on the basis of the information found during the investigation and you will be pursued for repayment of the loan agreement executed on 2.11.2022 in accordance with Consumer Credit Act 1974"  The amount at that time was over £3600 in arrears, as no payments had been made on it since inception and I think she only found out about it when a default notice came in paper form. I'm a little reluctant to advise her to just stop paying, and would like to be able to form a view in relation to her position and options before unsetting the applecart - do you think this is reasonable? She is young and inexperienced with these things and getting into this situation has brought about a lot of shame regarding inability to sort things out/stand up for herself, which is one of the reasons I have only found out about this considerably later Thank you once again for your advice - it is very much appreciated.    
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Car auctioned whilst on holiday for PCN


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Despite the warrant being revoked the LA are still refusing to refund the costs incurred in enforcing the warrant.

 

They understand that they have been instructed to cancel the Order For Recovery and Charge Certificate. However, as the original penalty charge has been paid, the case is closed and they are under no obligation to refund fees paid to their bailiffs.

 

I'm now considering making a claim through the small claims court but not sure if this is the best option.

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Yes ...do claim in the County Court and name both the LA and Jacobs on the claim form, doing that stops the arguments before they start as to who each side see as responsible to make refunds.

 

WD

 

Thanks for your help, when you say County Court, do you mean small claims or form 4 or both or something else????

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File on N1 through your local CC and ask for a hearing, Small Claims on line are ok but as the defendants will of course refute and defend the claim, that means it will taken to a hearing in any case, the Court will still need to send out the Allocation Questionaire etc....so save time and start in the Court the hearing will eventually be allocated to !!

 

WD

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Thanks again, I would just like to clear something up before I take further action.

 

There were three pcn's issued that led to three warrants and costs incurred. In order to save money I applied for one hearing (hearing fee £80 each) and was successful in having the warrant revoked.

 

The breakdown of costs using round figures is.

 

Parking £120x3 = £360

Bailiffs £120x3 =£360

Van/Removal = £370

Storage of car = £450

 

Strictly speaking as things stand I am only entitled to a refund of £120 untill the remaining two warrants are revoked (evidence is identical as the revoked warrant).

 

Just wondering whether to issue the N1 before or after the application for remaining warrants to be revoked.

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  • 3 months later...

If you think it would be worth pursuing, then inform the council that you are going to place a complaint with the Ombudsman as you feel that the council are responsible for these charges as it was their bailiff, whom they employed to recover the debt.

They then have the choice to have the money repaid to them via the bailiff/ company.

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You thread is named: "Car sold whilst on holiday for a PCN" From the name of your thread everyone assumed that the car had been sold. Are you saying that the car was returned to you?

 

If you file an Out of Time application all fees are FROZEN and no additional charges can be applied. If the application is rejected, you can file an N244 to seek a "review" and once again, all enforcment must cease and no storage fees can be charged. Can you please provide details of the storage charges and whether these charges have been applied when you had submitted an Out of Time and N244

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You thread is named: "Car sold whilst on holidaylink3.gif

for a pcnlink3.gif"

From the name of your thread everyone assumed that the car had been sold.

Are you saying that the car was returned to you?

 

If you file an Out of

Time application all fees are FROZEN and no additional charges can be applied.

If the application is rejected, you can file an N244link3.gif

to seek a "review" and once again, all enforcment must cease and no storage fees

can be charged. Can you please provide details of the storage charges and

whether these charges have been applied when you had submitted an Out of Time

and N244

 

 

Yes you are right the thread title is wrong, I was on holiday at the time and my family were informed that the car had been sold. Apologies for any confusion.

 

It has today been agreed to refund the storage costs.

 

The fees outstanding are the fees taken by the council (I had a visitors permit), court fees, out of pocket expenses and interest????

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Which local authority is this? Who has agreed to refund the storage fees...the bailiff co or the local authority?

 

I am sorry but have not got time to read back on all the posts....when was the warrant revoked?

 

How has the refund come about? Was this because you issued a court claim?

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Which local authority is this? Who has agreed to refund the storage fees...the bailiff co or the local authority?

 

I am sorry but have not got time to read back on all the posts....when was the warrant revoked?

 

How has the refund come about? Was this because you issued a court claim?

 

Ive sent you a PM

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