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    • Have we seen your court bundle?   If we haven't then it's probably an idea to post it up here especially the index page and the witness statement so we can see if there is anything which might need adding or changing 
    • "Care to briefly tell someone who isn't tech savvy - i.e. me! - how you did this?" Its pretty simple although not obvious. You open the google maps app > click your profile picture > Click Timeline from the list > click today > choose the date you want to see the timeline from. Then you'll see your timeline for that day. Often, places you have visited will have a question mark beside them where google wants you confirm you have actually visited. You either click 'yes' if you have, or you click 'edit' to enter the actual place you visited. Sometimes, you'll see 'Missing visit' This probably happens if your internet connection has dropped out at that time. You simply click 'Add visit' and enter the place. The internet on my crappy phone often loses connection so I have to do that alot.   OK dx, understood mate. 
    • I have now been given a court date vs Evri, 4th Sept 2024. I have completed my court bundle, when am I expected to send copies to the court and Evri and should it be in hard copy or electronic? The Notice of Allocation states that no later than 7 days before the directions hearing both parties must send to the other party their final offers to settle. Does this mean I will have to tell Evri what I'm willing to settle? Rgds, J
    • Ok how about this to the CEO? I know it sounds super desperate but lets call a spade a spade here, I am super desperate: Dear Sir, On 29th November 2023 I took out a loan of £5000 with you. Unfortunately very early into 2024 I found myself in financial difficulty (unexpected bills and two episodes of sickness and the tax office getting my tax code wrong resulting in less pay for two months) and I contacted you (MCB) on 13th February 2024 asking if there was any way I could extend the length of my loan to 36 months. I fully explained why I was requesting this and asked for your help. I did not receive a reply to that email so I again contacted you on 7th March 2024 to advise you of a change in my circumstances which resulted in me having to take out a DMP and asking you to confirm that the direct debit had been cancelled. You would have also received confirmation of this DMP from StepChange but you did not acknowledge receipt of my email. I have only managed to make one payment from my loan but did try and contact MCB to discuss extending my loan, help etc.  I have now therefore fallen behind on several of my debts, yours included, and as a result you have lodged a Cifas marker against my name for "evasion of payment", which has resulted in me having to change banks, which has been an extremely difficult process because of the Cifas marker. I do not feel you have been fair or given me the opportunity to fully explain my situation to you before you lodged the marker against my name. I appreciate it is a business and you have acted accordingly, but I did try to make contact to arrange alternative arrangements and at no point, not even to this day, did I ever intend to not repay my loan. I cannot stress to you enough how much this has affected my mental health. I am having trouble sleeping and my existing health condition has been exacerbated by all of this. What I would like you to do is to please, please remove the Cifas marker and let me make arrangements to pay the loan back through a DMP.  Please sir, I am begging for your help here. I am not a dishonest person and I have never been in a situation like this before. I am desperately trying to make things right but this marker is killing me. Please can you help me? I look forward to hearing from you. Yours faithfully,
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

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      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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I live in a multi storey flat,ex council.I pay maintenance,buildings insurance to the council,there is a key fob entry system to the building also cctv cameras around it.

My problem is since early last year the door entry system has not been working the doors to the building are always open so anyone can walk in and out of the building,obviously the door system is the responsibility of the council.

people have been coming in,smashing windows,making a mess and painting graffiti on the walls,the lifts have been vandalised as well,this causes a lot of trepidation for some of the pensioners that live here.

As an owner occupier all the council does is send me my proportionate cost of the damage.

The latest bill they have sent me is regards reglazing,the bill is £1848.05

my proportion of the bill is £21.

I have kept all the bills and have paid all that they have asked me too.

Obviously my money is limited but the council pays there part of the bill from the council tax coffers and bill who they can.

If they had the building secure in the first place it wouldnt get damaged and it would be a better environment to live in,I have contacted them regards this and they just say it will be sorted soon.

Is there anything I can do about this I have limited means to keep paying all these extra bills.

Thanks for reading this

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Dont pay it .The council should allways make sure as you say the building is secure.How can you be exspected to keep paying for vandalism.Do the CCCTV cameras work.Sounds like you need wardens there as well.Ithink also i would get in touch with local councillor and also local MP they are there to help you.Which city or town are you in.Perhaps also the local paper may be interested in this unfair charge.You must be feeling very low at the moment and i wish this situation sorts itself out before long.Keep posting of any news.

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Hi tawny,Im in clydebank,west dunbartonshire,the cctv cameras work as we had someone dump an old setee at the bottom of the building and set it on fire recently,they reckon they know who did it as I did ask.The reason I asked them was that back in the summertime someone was ripping off the handles on the fire doors in the building,vandals,I had pointed out to the management we only needed a fire!,the door handles were replaced,fire just damaged woodwork downstairs.There is supposedly community wardens but Ive never seen them.This building is 14 storeys high.

The last communication I had with the council was in november they said there is a new security door system going to be installed,they are currently recladding the building so after that I suppose.

I just wrote an email to the council saying I would pay there bill under duress but I think I will take it a lot further,theyve got some cheek billing me for their ineptitude,doubt I will hear anything till after monday.

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Something for you to read while you are waiting for a reply.Hope it will soon come.Keep trying nag them go have a chat with your local councillor they are interested in what you have to say.They may even throw a cup of tea in, just in case take a flask ,if they dont offer you one offer them one.Will keep a eye on your thread Tawny.

http://www.scottishhousingnews.com/dailynews.asp?week=05/01/2009#H196965

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Thanks tawny,I registered on that site,its quite interesting,still aint heard from that manager at the council I emailed,probably takes them a while to get started after the holidays!! Ill email him again tomorrow if I still aint heard nothing

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I just heard back from the council manager involved,hes cancelled the invoice,hooray for now!!

Robert,

Thank you for the e-mail regarding common repairs to Dalmuir Court .

As you know the external refurbishment of the block commenced during the middle of 2008 and this has resulted in the front and rear entrance doors being used more frequently for access and materials transportation. Inevitably this has resulted in the doors and glazing being damaged to the point where repairs to the doors and security systems are no longer viable. I sympathize and take your point that at the moment the building is not secure and in view of this I will arrange for your invoice to be cancelled.

The 5 security cameras have recently been cleaned and any unsocial behavior should have been picked up by them. I will bring this to the attention of the Housing Officer.

I can also advise you that part of the refurbishment programme includes replacing the 2 entrance doors and fire escape stair doors with “state of the art” high security doors, constructing a laundry room on the ground floor and redecorating the common areas up to level 1.

Regards,

Roy.

so there ya go!!:)

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So glad to hear some good news.Security cameras cleaned and unsocial behavior will be picked up.State of the art doors- laundry room nice place to mix and meet people and hopefully get some community spirit going.I suppose these multi storey flats although full of people can be lonely places sometimes.Sounds like its going to be like Fort Knox soon-safe and secure from the yobs-any vacancies.Bye for now Tawny

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