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    • Good afternoon,    I am writing in reference to the retail dispute number ****, between myself and Newton Autos concerning the sale of a Toyota Avensis which has been found to have serious mechanical faults.    As explained previously the car was found to be faulty just six days after purchase. The car had numerous fault codes that appeared on the dash board and went into limp mode. This required assistance from the AA and this evidence has already been provided. The car continues to exhibit these faults and has been diagnosed as having faults with the fuel injectors which will require major mechanical investigation and repairs.    Newton Autos did not make me aware of any faults upon purchase of the vehicle and sold it as being in good condition.    Newton Autos have also refused to honour their responsibilities under The Consumer Rights Act 2015 which requires them to refund the customer if the goods are found to be faulty and not fit for purpose within 30 days of purchase.    Newton Autos also refused to accept my rejection of the vehicle and refused to refund the car and accept the return of the vehicle.    It is clear to me that the car is not fit for purpose as these mechanical faults occurred so soon after purchase and have been shown to be present by both the AA and an independent mechanic.   Kind regards
    • Commercial Landlords are legally allowed to sue for early cancellation of the lease. You can only surrender your lease if your landlord agrees to your doing so. They are under no obligation even to consider your request and are entitled to refuse. You cannot use this as an excuse not to pay your rent. Your landlord is most likely to agree to your surrendering the lease if they want the property back in order to redevelop it, or if they wants to rent it to what they regards as a better tenant or at a higher rent. There are two types of surrender: Express surrender in writing. This is a written document which sets out the terms of the surrender. Implied surrender by conduct. (applies to your position) You can move out of the property you leased, simply hand your keys back and the lease will come to an end, but only if the landlord agrees to accept your surrender. Many tenants have thought they can simply post the keys through the landlord's letter box and the lease is ended. This is not true and without a document from the landlord, not only do you not know if the landlord has accepted the surrender, you also do not know on what basis they have accepted and could find they sue you for rent arrears, service charge arrears, damage to the property and compensation for your attempt to leave the property without the landlord's agreement. Unless you are absolutely certain that the landlord is agreeable to your departure, you should not attempt to imply a surrender by relying on your and the landlord's conduct.  
    • I had to deal with these last year worst DCA I have ever dealt with. Just wait for the constant threats of CCJ and how you'll lose in court and how they won't do mediation and they want the judge to question you with a load of "BIG" words to boot with the letter. My case was struck out in the end, stupidity on their part as I admitted to owing the debt in the end going through the court process was just a formality as they wouldn't let it drop despite me admitting the debt regardless. They didn't send the last part of the court paper work in so it ended up being struck out     .
    • Well, that's it then. Clear proof of the rubbish cameras. Clear proof of double dipping. G24 won't be getting a penny. Belt & braces, I would write to the address LFI has found, include the evidence of double dipping, and ask Fraser Group to call their dogs off.
    • LOL. after sending Perch capital a CCA request with a stapled £1 PO attached (x2) Their lapdog Legal team TM Legal have sent me two letters today saying "due to a recent payment on the account, your account is open to legal/enforcement action" so i guess they have tried to apply that payment to the account to run the statue bar along. dirty tactics lol.
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      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Mortimer Clarke - Phoenix Civil Procedure Rules


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I have an ongoing case with Mortimer who currently have an interim charging order over my house and are taking me to court for a final charging order. I was quite happy paying off my debts through payplan, this one was previously a sainsburys credit card and was down to about £6k, when it was sold to Phoenix, who immediately demanded full payments, started charging me interest and daily charges and then took a judgement out (which I found out about later), then the interim charging order. It goes on and on.. Now I sent a letter to them which I found on this site I think, demanding a copy of my cca, bank statements, details of all charges and interest etc. Only to get a letter back stating... We will not respond to your request as disclosure under the Civil Procedure Rules only applies to ongoing disputed cases. Despite the fact that I am disputing their charges, they are claiming because there is already a judgement and I am waiting to go to court for a final charging order they dont have to supply this information. I find it totally unbelievable. Whilst all this has been going on, not once have I missed any of the originally agreed payments and I still continue to pay them and I will until it goes to court. Has anyone ever heard of this Civil Procedure Rules and can they legally deny supplying the information I have requested? I have referred this back to Payplan, but at present even they are struggling with this one!

HELP..

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You are going to court to fight the charging order, the judge will ONLY look at that, he can't address how the original charging order was made unless you submit a court form to get the charging order removed.....

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We will not respond to your request as disclosure under the Civil Procedure Rules only applies to ongoing disputed cases. Despite the fact that I am disputing their charges, they are claiming because there is already a judgement and I am waiting to go to court for a final charging order they dont have to supply this information. I find it totally unbelievable.

 

The term B*llsh*t springs to mind here - I would also ensure that this is mentioned in court

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I am really hoping that what they are claiming is not legal, and hopefully I can bring this up in court. Although I would like to challenge this legally before I go to court. I am really out of my depth legally with all of this.

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If you have kept up any repayment agreements, then a judge will not be happy !! if you have children under 18 in the house it is highly unlikely he will allow also......but spend some time reading through these forums, and if you feel you have a good case then apply to have the charging order removed....(there was one cagger on here who was in the same situation, as soon as the charging order came through, he submitted N244 (I think) to get the original CCJ removed and they were both heard at the same time....

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They applied for the judgement about 3 or 4 months after they took over the debt, I heard about it too late and did submit some sort of form, but it was too late.

I have kept up all my repayments, despite wanting to tell them to shove it!

I dont have children under 18, but my son (in his 30's) does own half the house, so I know that will go in my favour, plus I have other creditors so I can state this is unfair to them (the final charging order application). Plus the reason I got into debt in the first place was through ill health, so I know I have a lot in my favour. But I would really like to get one over these B'***ds legally for all they have put me through.They do have a bad reputation and it would be great if someone could get them struck off or shut down or something!!

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They applied for the judgement about 3 or 4 months after they took over the debt, I heard about it too late and did submit some sort of form, but it was too late.

I have kept up all my repayments, despite wanting to tell them to shove it!

I dont have children under 18, but my son (in his 30's) does own half the house, so I know that will go in my favour, plus I have other creditors so I can state this is unfair to them (the final charging order application). Plus the reason I got into debt in the first place was through ill health, so I know I have a lot in my favour. But I would really like to get one over these B'***ds legally for all they have put me through.They do have a bad reputation and it would be great if someone could get them struck off or shut down or something!!

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Many thanks for that, It made good reading. I had the CCJ back in may and I now realise that it was issued just over a week after the summons, I now know they are supposed to allow 28 days (but didnt know that back then) As it is some months now, I dont know if I can now challenge that CCJ, At the time I new I owed the debt and believe I justed signed whatever court paperwork I was sent.

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