Unemployment and CII claim refused 7 years ago

[c3po]

Hi

I had insurance via Abbey and a mortgage with another provider.

My employer suspended me then sacked me. They subsequently settled out of court for a few £ and a good reference. I was then unemployed for a long period. Abbey refused to pay on the basis that I had been sacked:eek:. I no longer have the original insurance agreement.

 

Do I have a path to follow.

 

Thanks.

[seville]

Welcome c3po

 

This is a great site and if you can be helped then you are in the right place

Do you know what sort of policy it was

Did you pay it monthly and did you pay it up to date

Get a copy of the policy --then someone on the site can see if you have any rights either to a claim of if you were missold this policy

When you took the policy out --what were you told it covered

I'm no expert but the first step must be to get a copy of the policy so the terms/conditions can be checked over

 

While you are waiting for your copy of the policy --have a good look around the site. You can go to the search box and type in something like morgage protection/insurance and read any threads/posts that relate to your probelm

Good luck:)

[c3po]

Thanks.

Found a front page of a schedule with a reference number, address etc and sent of a request for the original schedule quoting the CCA.

I was told it covered unemployment that was not your fault.

The problem was my settling out of court, which the PPI jumped on.

Thinking back I could have used the out of court settlement and good reference to prove I was not dismissed or just asked them to prove that i was dismissed after making a claim.

Is there a 6 year rule on PPI claims?

Edited November 17, 2008 by c3po