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    • It is already trespass, nothing further needed to make out trespass. Not sure where ‘interference with goods’ helps you / how you’d bring a claim for that that stops them parking there.
    • Thanks Dx,    For some further information, the holiday was booked as a package holiday for 2. One of the 2 had to be changed, and changing costs £700 for a new flight as "tickets had been issued and they cant do a name change". I cant quite figure out how compensation works for things when it comes to package holidays.    From what I can tell  - The plane was due to land in Turks and Caicos to drop off passengers, something happened during descent, resulting in technical fault.  - The rest of the original flight from Turks & Caicos -> Montego Bay was cancelled  - A New flight was put on today, which was then delayed by 1.5hrs aswell  - Hotel was provided for the night after much hassle.  - 1.5 days, 2 evenings of holiday lost  If I understand correctly, since the original flight (LHR -> Turks -> Montego Bay) was cancelled, they are both entitled to a refund on that full flight? I can't quite work out if they are only entitled to a refund for the equivalent of Turks -> Montego Bay, or for the full LHR->Turks->Montego Bay, since it was issued as one ticket/all Virgin, and they should have arrived yesterday..?)  I can't work out how to get the cost of that compensation, or whether its a set figure, and how the loss of days of holiday is factored in   I am aware:  If you received less than 14 days’ notice of the cancellation, you are generally due compensation, awarded in pounds or euros depending on where your flight was due to depart from, according to the following scale: £220 / €250 for all flights of 1,500km or less (e.g. Glasgow to Amsterdam); £350 / €400 for all flights between 1,500km and 3,500km (e.g. East Midlands to Marrakech); £520 / €600 for all other flights (e.g. London to New York). Compensation will be reduced by 50% if the arrival time of the replacement flight doesn’t exceed the arrival time of the original flight by: two hours for flights of 1,500km or less; three hours for flights between 1,500km and 3,500km; four hours for all other flights. So I "think" its £520pp for the flight part as compensation (7500km)... but some sites say its a full refund for the flight... is it both?  Thanks,  Ryan  
    • Our business was only transacted digitally as I was not in England at that time.  
    • Funny. But not sure I should ! Wondering if I could place pots and plants - which a) would look nice and b) would it then be trespass and interference of goods?
    • probably this buy out everyone goes on about. well just make sure they do properly sanitise your credit file. dx  
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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Unsecured Debt


Donk28
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Hi Guys,

 

I have over £20,000 of unsecured debt that originally defaulted back in 2001. For about 3 years I made small payments through a 3rd party (EuroDebt) which I stopped in 2004.

 

I moved house since last contact with my creditors and have had no contact in the last few years, but I've not made any payments for some time.

 

Would you suggest that I got in touch to advise that I have moved? I'm just concerned that it's going to re-appear in the future when I least expect it.

 

Please advise.

I'm not a legal expert. Anything I offer is my opinion based on my personal experience, so please get professional, legal advise before taking any action.

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Let sleeping dogs lie. If they want to find you then they will.

Beating the DCA's day by day

 

My fight:

NDR - CCA'd 12+2 passed

Bank of Scotland - CCA'd 12+2 passed

CFS - Win by Technical Knock-out!:lol:

HFC Bank - CCA'd 12+2 passed

Chantry Collections - CCA sent

 

Time flies like an arrow

Fruit flies like a banana :D

 

<---------- Have I given you top advice, have I made you laugh, click on the scales, it won't hurt you! :grin:

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Hi Berry Lover,

 

Thanks for the response. Is there a danger that anthing could go to court without my knowledge if I continue like this?

 

Thanks

I'm not a legal expert. Anything I offer is my opinion based on my personal experience, so please get professional, legal advise before taking any action.

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Its possible, it could have already, but you would need to have a look at your credit report to check that, and that would almost certainly alert your creditors to your new location. If you are not planning on applying for new credit then I would leave everything as it is.

Beating the DCA's day by day

 

My fight:

NDR - CCA'd 12+2 passed

Bank of Scotland - CCA'd 12+2 passed

CFS - Win by Technical Knock-out!:lol:

HFC Bank - CCA'd 12+2 passed

Chantry Collections - CCA sent

 

Time flies like an arrow

Fruit flies like a banana :D

 

<---------- Have I given you top advice, have I made you laugh, click on the scales, it won't hurt you! :grin:

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Thanks again.

 

It hasn't already happened as I saw a copy of my credit report recently and there were no CCJ's on there.

 

I just can't understand why they have gone so long without speaking to me and not taken me to court?

I'm not a legal expert. Anything I offer is my opinion based on my personal experience, so please get professional, legal advise before taking any action.

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Thanks again.

 

It hasn't already happened as I saw a copy of my credit report recently and there were no CCJ's on there.

 

I just can't understand why they have gone so long without speaking to me and not taken me to court?

 

Because their desks must be 3 feet deep in cases at the minute - and getting deeper by the day.

 

At the moment there are lots of easier fish to fry!

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In that case, just let it go. If they contact you in the future then come back for advice. In the meantime don't worry.

Beating the DCA's day by day

 

My fight:

NDR - CCA'd 12+2 passed

Bank of Scotland - CCA'd 12+2 passed

CFS - Win by Technical Knock-out!:lol:

HFC Bank - CCA'd 12+2 passed

Chantry Collections - CCA sent

 

Time flies like an arrow

Fruit flies like a banana :D

 

<---------- Have I given you top advice, have I made you laugh, click on the scales, it won't hurt you! :grin:

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In that case, just let it go. If they contact you in the future then come back for advice. In the meantime don't worry.

 

Just re-read your post.

 

DONT CONTACT THEM!

You are already 4 years towards your 6 year period of having them "statute barred" and unenforceable.

 

Keep doing whatever you have been doing & presumably not putting your new address down on anything official?

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Hi Guys,

 

I have over £20,000 of unsecured debt that originally defaulted back in 2001. For about 3 years I made small payments through a 3rd party (EuroDebt) which I stopped in 2004.

 

I moved house since last contact with my creditors and have had no contact in the last few years, but I've not made any payments for some time.

 

Would you suggest that I got in touch to advise that I have moved? I'm just concerned that it's going to re-appear in the future when I least expect it.

 

Please advise.

 

Your debt/s will just be "lost in the system" now so to speak or they may have been written off by now?

Sometimes guilt can make you worry about things like this.

I had a 7000 loan from years ago - i had moved address numerous times for reasons unconnected, all these years on i have never heard anything about it & know it will have just vanished into beauracratic nothingness by now.

If the worst ever happened..i just deny that i lived at a certain address from years ago, as ive no actual proof that i did ;)

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Hi Guys,

 

Many thanks for your responses.

 

To answer The Chancellor's question, my bank obviously know where I am (but they're fine and I don't have any debt with them), and I have a credit card I've recently obtained in this address, so I'm sure the addresses could be linked through my credit profile.

 

Just on Mr Ton's point, do debts get written off?

 

Thanks

I'm not a legal expert. Anything I offer is my opinion based on my personal experience, so please get professional, legal advise before taking any action.

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