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    • go do a Direct Debit Guarantee Clawback to your bank if you've now got control of his bank account finny.
    • Hello, Just to check I understand things right, he moved to a nursing home, you then kept paying the rent for a period of time whilst you sorted his belongings. You have asked to give notice and asked for backdated payments of rent from when you first asked which went ignored? They are still taking rent payments.   Have I understood correct?   If I've got anything wrong please correct me.
    • I contacted Sanctury housing in August 2023 after informing them my father in law who had Dementia had moved into a Nursing home December 2022. We kept the flat for 8 months until such a time we could accomodate some of his furniture that my wife wanted to keep. I contacted them in August 2023 to let them know the situation by email as I was the named person that could speak on his behalf. I informed them that we had left it to late for POT and were seeing a solicitor for Deputyship of his financies. I asked them what information would they need in order to give notice on the flat and we could provide details of his condition and nursing home. This went ignored I left it a month and then called them October 2023. I was promised a call back from a manager over the next few days. This never happened and it was end of November when I contacted them again and they had no record of me calling them. I explained the email and again I was told the local manager to the area would call me. This never happened and I ended up emailing them in January 2024 with a copy of the email from August. Again this went ignored and I had explained to them that we couldn't just go to the bank and stop the DD as we had tried. This email again went ignored. I then had a letter written to our home address in February asking us to get in contact with them (local manager) as they were concerend nobody was living in the flat. He had an email address so I copied in the last 2 emails to say I had been trying to give notice since August 2023. I also stated that I would like the rent that was paid from August 2023 refunded back to his account as I had officially tried to give notice then and it went ignored. He replied to us about wanting to look at the flat then notice could be given once he had contacted the nursing home to confirm he was actually living there now. Notice was giving for the 22 March 2024 and this would be when rent would stop and no further payment would be taken by this point. The fact I asked to be back dated went ignored. I have since noticed on 2 banks statement for April and May that they are still taking Rent payments of £501 from his bank. Further to this which seems very strange. He was with Eon Next for his utility bill again we were having problems getting this stopped as they needed a named person on his account which there wasn't one despite me managing his online account for him. I didn't check the email address that often that I used to set it up and went to check as noticed the credit he had built up with not living there was all getting refunded in February. The email said £600 would be refunded to his account with a (sorry you are leaving us message) but how can he leave as nobody but himself had access to speak with them. I also noticed the lady in the flat above him had a letter from her bank sent to his address with his address details but his name which was dated 4th March well before we had given notice and it said (thank you for giving us your new address details) we have set all this up for your account.   So Sanctuary housing must have been aware he wasn't living there from the ignored emails for the lady above to start changing address details to move into his flat before the housing manager had even got in contact to ask if anyone was living there. What I basically want to know his do we have any legal standing to claim the rent back from when I first contacted them in August 2023? There is roughly £3000 to come back  
    • lowell letter = we've mugged you once - why are you not paying this other debt....😎
    • i see you are posting this all over the internet too. here you say it was returned by the safety camera dept UK, Wales Returned NIP Nov23 - Heard Nothing - Now It's been returned as refused and have SJPN Form. Help please? WWW.FTLA.UK UK, Wales Returned NIP Nov23 - Heard Nothing - Now It's been returned as refused and have SJPN Form. Help please?  
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Red Castle...Let Battle Commence - HELP!!!!!!


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Thanks

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You're very welcome.

 

You are a star!!! I have felt so defeated in the last few days!!! Now i have a new angle :) Should I just disappear as far as theyre concerned and wait till they pass it on?

Lmao@ full of PISH... good to hear local lingo again ...lol... TY

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  • 4 weeks later...
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I've had a look at the agreement, which appears to be compliant with the Consumer Credit Act 1995 - which is ROI law. I don't see how it can be enforced in a UK court, as any claim would fail because the agreement doesn't comply with the CCA 1974.

 

I can't see how a debt from ROI could be enforced here, because that would require a judgement from an Irish court first - and they can't get that because you are outside the jurisdiction.

 

I think at the moment the best thing to do will be to wait until something appears in writing, and then come back here. In the meantime, don't speak to either BOI or any DCA on the phone.

 

By the way, your name is visible on the scanned agreement - you may want to edit it.

 

Hi Scarlet Pimpernel...

Well here I am back! lol... I have uploaded the latest effort from RedCastle. When you find you have a few minutes, would you mind taking a look?

Redcastle.zip

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lol...either no-one has heard of Red Castle or I have offended a lot of people somehow..lol.

 

I f anyone has received a similar letter, I would love to hear how they responded... I am afraid they will attempt a charging order or something...someone please help!!!!!!!! :)

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  • 2 weeks later...

Just Realised, I think the last document was corrupt. I am uploading again.

 

Can someone please advise? or explain what happens next? I am getting a bit worried about this one.

 

They have the CCA from Ireland, I dont know if they can enforce it in this country though...Not sure how far they can go with this one?

 

Any Advice Anyone??

Redcastle.pdf

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  • 4 months later...
  • 2 weeks later...
Hi,

I have not heard anything from these Monkeys since my lapst post. How soon does anyone think this can be considered a write off?

Not too sure, its possible they have handed it back to BOI and it will stay quiet until some other lowlife DCA buys it to pursue themselves.

 

I am about to start off on the muppets at red castle, chasing me for a car insurance policy i cancelled within the 14 days of it starting.

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Not too sure, its possible they have handed it back to BOI and it will stay quiet until some other lowlife DCA buys it to pursue themselves.

 

I am about to start off on the muppets at red castle, chasing me for a car insurance policy i cancelled within the 14 days of it starting.

 

Hi Nish40,

These were ruthless in their phone calls, but when push came to shove, even though they actually had a CCA from the BOI...they were the first to cave!!!

 

Good luck, and dont take any sh*t from these...they are pushovers :)

 

Are they still in existance? I have not seen any recent posting about them

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Hi Lux

 

It Seems To Me To Prepare For The Dca Merry Go Round

This Account Will Be Sold And Sold Until The Bottom **** Lowells Get It

Or A Few Others I Can Mention

 

Just Send The Telephone Harrasment Template And Play It At There Own Game

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Hi Lux

 

It Seems To Me To Prepare For The Dca Merry Go Round

This Account Will Be Sold And Sold Until The Bottom **** Lowells Get It

Or A Few Others I Can Mention

 

Just Send The Telephone Harrasment Template And Play It At There Own Game

 

Thanks postggj,

It been a long time since I have heard from them about this. I have changed my phone numer mind you :-D I still doubt whether BOI have any jurisdiction over her in the UK and whether they can enforce the debt.

 

I will keep my fingers crossed :)

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  • 1 month later...

Hi,

I have not heard anyhting at all from Red Castle since November last year. Does anyone think I can now call this a success story??

 

This is a big chunk of Debt gone as far as I am concerned!!!

It would be nice to lay this one to rest lol

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  • 3 years later...
Just Realised, I think the last document was corrupt. I am uploading again.

 

Can someone please advise? or explain what happens next? I am getting a bit worried about this one.

 

They have the CCA from Ireland, I dont know if they can enforce it in this country though...Not sure how far they can go with this one?

 

Any Advice Anyone??

 

Hi

 

I am really hoping you are still on here as I am in exactly the same position that you were in 2008 /2009. I have just received a text from redcastle and I really don't know how to play it, can I ask how it all worked out for you in the end, am so worried?

 

Thanks

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Hi

 

I am really hoping you are still on here as I am in exactly the same position that you were in 2008 /2009. I have just received a text from redcastle and I really don't know how to play it, can I ask how it all worked out for you in the end, am so worried?

 

Thanks

 

Ignore any texts or 'phone calls, wait until you get something from them in writing.

 

How old is the alleged debt & when was the last time you made any payments or written acknowledgement?

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Hi Juliedub.. yes i am still here. As persistent as they are, i just ignored them. I used to hand the phone to my 2 year old each time they called... They soon gave up.

 

I did receive a cca from the boi, but nothing more ever came from it. I think they would have real difficulty enforcing an irish cca in a british court.

Dont worry... Redcastle are just using bullying tactics.

 

Regards

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Hi Juliedub.. yes i am still here. As persistent as they are, i just ignored them. I used to hand the phone to my 2 year old each time they called... They soon gave up.

 

I did receive a cca from the boi, but nothing more ever came from it. I think they would have real difficulty enforcing an irish cca in a british court.

Dont worry... Redcastle are just using bullying tactics.

 

Regards

 

Thanks so much for that am so worried about it. Will follow your advice.

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Ignore any texts or 'phone calls, wait until you get something from them in writing.

 

How old is the alleged debt & when was the last time you made any payments or written acknowledgement?

Hi

 

I have had the card about 10 years. They froze the interest and then all of a sudden started charging it again. I called Boi and the woman was so unhelpful and next thing I know there's a text from redcastle and a letter from BOI saying they've given my debt to them. Am so angry I paid every month. Has this happened to you?

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Has this happened to you?
No, I'm one of the site team and I'm asking certain questions in order to help me and others to be better able to make suggestions that will enable you to decide what direction to take with the BOI and any subsequent debt collectors.

 

Was there any PPI with the card?

 

Was the a/c opened in Eire or NI?

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No, I'm one of the site team and I'm asking certain questions in order to help me and others to be better able to make suggestions that will enable you to decide what direction to take with the BOI and any subsequent debt collectors.

 

Was there any PPI with the card?

 

Was the a/c opened in Eire or NI?

 

Oh okay. Not sure about PPI I opened it in Eire. What is a CCA?

 

Thanks

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