Link Financial

[Bigdunc]

I have 7 creditors 6 have been very accomodating responding to letters etc... BUT Link who bought the debt on May 6th have only sent one letter, I sent an I&E breakdown and they were prepared to accept my payment of £14 per month yet refused to sent me a payment slip!!!!

 

I have said help me to help you. I want to make a payment yet still they refuse.

 

There staff... OH MY GOD how rude can they be one gent called David told me to "Sort my life out" before hanging up that sent me in a rage lol..

 

I have been handling my own affairs very successfully for 17 months now but this firm is seriously hard work, they dont correspond. Are unhelpful, rude, condescending and arrogant

[palomino]

Just send them a cheque each month for the agreed amount. Religiously.

 

Don't speak to them on the phone - unless you're a masochist who enjoys those sorts of telephone calls.

 

 

PS. I think your use of the word 'gent' is a bit misplaced....

[winny14]

Hi Bigdunc

Have you ever sent them a cca request and you might wish to consider keeping everything strictly in writing with these muppets,keeping a paper trail with this lot useful.

 

they make their own rules up as they go along and are well known for heavy handed, against the law tacticts, relying of course on peoples lack of knowledge.

 

good luck

[AndyOrch]

Before making any sort of acknowledgement or payment to a DCA you MUST ensure that they have the legal right to collect the debt.

This is achieved by requesting a copy of the Signed, Executed Credit Agreement via a Consumer Credit Act (CCA) request.

 

http://www.consumeractiongroup.co.uk...templates.html

Letter N.

 

Head your letter in this manner

 

I DO NOT ACKNOWLEDGE ANY DEBT TO YOUR COMPANY

 

Send this request via recorded/special delivery

 

After 12 WORKING days the "debt" is in default and stays that way until the request is complied with.

 

 

Regards

 

Andy;)

[Bigdunc]

Just send them a cheque each month for the agreed amount. Religiously.

 

Don't speak to them on the phone - unless you're a masochist who enjoys those sorts of telephone calls.

 

 

PS. I think your use of the word 'gent' is a bit misplaced....

 

Well yes gent is not the right word to use.

 

Is it safe to send them a cheque that has my sort code and account details on it? Previously every other firm has sent me payment slips to enable myself to go to a bank and pay over the counter in cash. These people dont seem to like that amazingly simple method..

[2Grumpy]

If you haven't paid them anything yet, send off the CCA request immediately instead

[Bigdunc]

If you haven't paid them anything yet, send off the CCA request immediately instead

 

Does anyone have a template for this?

 

Many Thanks

[AndyOrch]

If you haven't paid them anything yet, send off the CCA request immediately instead

 

 

Dosent make any difference if you have paid anything anyway send it off

Regards

 

Andy:cool:

[AndyOrch]

Yes post No 4

 

 

 

 

Andy

[Bigdunc]

Cheers its not loading on teh pc at work, so i will access it when i get home.