Moorcroft have just been Fuzzybobbled

[fuzzybobble]

 

Well after a 6 month battle with Moorcroft and Argos, resulted in both of them failing to produce anything resembling a CCA or even a bad scan of an application form.

 

A formal complaint to both Argos and Moorcroft for numerous threat-o-grams demanding money from me and failing provide a CCA when asked for one.

 

The result......

 

 

 

 

 

 

That's one kick in the nads for Moorcroft, and they still have two more accounts that I'm in the process of giving them a good kicking for.

 

Bring it on

[sharkie]

Mrs K Dyde must be sending a few of these out at the moment, I got two slightly more elaberate ones for the same account, obviously just in case.

[babybear39]

YAY Congrats FB and sharkie

 

[sharkie]

Thanks babybear, mine was through Morgan Stanley ish, which carries on but moorcroft dropped the ball.

 

http://www.consumeractiongroup.co.uk/forum/other-institutions/149476-sharkie-morganbarclayfishgoldstan-leycard.html

 

 

Fuzzy

This does mean they have just punted it back to argos, is it likely they will just try another.

[fuzzybobble]

Thanks babybear, mine was through Morgan Stanley ish, which carries on but moorcroft dropped the ball.

 

http://www.consumeractiongroup.co.uk/forum/other-institutions/149476-sharkie-morganbarclayfishgoldstan-leycard.html

 

 

Fuzzy

This does mean they have just punted it back to argos, is it likely they will just try another.

 

It's quite likely, but have been working on another case where the OC keeps farming out an unenforceable statute barred debt to numerous DCA's.

 

The trick then is to gather up the evidence that they have been farming out debts that are unenforceable, then hit the OC with complaints, and the OFT.

[Helios]

Congrats on moorcrap FB...

 

i have to make a drop at moorcroft house tomorrow

 

wonder if i should tell where my cca is?

[fuzzybobble]

Congrats on moorcrap FB...

 

i have to make a drop at moorcroft house tomorrow

 

wonder if i should tell where my cca is?

 

Put some dog poo through their letterbox for me

[Jeff2000]

 

Well after a 6 month battle with Moorcroft and Argos, resulted in both of them failing to produce anything resembling a CCA or even a bad scan of an application form.

 

A formal complaint to both Argos and Moorcroft for numerous threat-o-grams demanding money from me and failing provide a CCA when asked for one.

 

The result......

 

 

 

 

 

 

That's one kick in the nads for Moorcroft, and they still have two more accounts that I'm in the process of giving them a good kicking for.

 

Bring it on

 

 

 

 

Hi,

 

 

Well done!!!

 

And, not that you'll need it, good luck with the other cases!!!

 

 

Jeff.

[Guest forgottenone]

The mysterious 'K Dyde' ... signed mine as well.

[fuzzybobble]

The mysterious 'K Dyde' ... signed mine as well.

 

She's one hot lady. I want her number.

 

Then I can call her 5 times a day until she's reduced to tears.

[Guest forgottenone]

Yes. Trying to decide, whilst it says 'Mrs K Dyde' ... whether it's the same person actually signing ... looks similar, but the pen strokes don't match ... although would depend upon certain factors, stress etc at the time of signing ... also type of pen ... but there is a remarkable difference ... but they do look like either a '2' or 'the mark of Zorro'.

[fuzzybobble]

I think the sig depends on how many vunerable pensioners they've managed to screw a few quid out of. Set against how many "we have no cca and reluctantly had to send the account back to the OC."

 

The more drippy and careless the sig, then we know she's had more peeps from the CAG using their legal rights.

[Guest forgottenone]

Precisely.

[Guest forgottenone]

Actually, looking again at mine ... if you turn it or mentally turn it different ways round ... looks a bit like a pictogram from an ancient language. Made up DCA language, of course. Looks a bit like a swan.

[fuzzybobble]

Actually, looking again at mine ... if you turn it or mentally turn it different ways round ... looks a bit like a pictogram from an ancient language. Made up DCA language, of course. Looks a bit like a swan.

 

could it possibly be a dead duck by any chance?

[Guest forgottenone]

Lame, even?

[fuzzybobble]

Deffo a dead one.

 

Does anyone have some Paxo handy? I hate to see good food go to waste.

[N.P]

Hi Fuzzy,

 

I guess that`s a slight relief for you, for the time being.

 

I was originally being pestered from Morecrap over the Argos account, and I received exactly the same letter as you, word for word. I`m sure mine was also signed by the ever-so-hot Mr`s K Dyde.

 

That might not be her real name, it could be some dodgy cult message, that Mr`s K has died, everyone.

 

Anyway, enough of the gibberish, my account was then passed to Fredrikson who DID turn up with a CCA, all be it a dodgy one. Now as you you, it`s BJ who are sticking their neb in now. These knob jockeys don`t seem to be giving in as easily. Either that or they are simply dim.

 

Enjoy the piece while it lasts.

 

Regards

 

 

Neil.

 

 

P.S I see vincentfan reading this, how are you VF?

[fuzzybobble]

I'm ready and waiting for the next DCA Argos try next. But then I will hammer Argos for farming out a so called debt both Argos and Moorcroft have failed to provide a CCA for.

 

The battle may be won, but the war is far from over.

[N.P]

Have they sent you anything at all on this one?

 

I received a dodgy scan of the front page of what looks like an application form, they did not include the rear side, or any T`s & C`s, just a scan/copy of a single side. You may have read it on my thread.

 

Also, do you have any statements from Argos? I received screen prints. Now, There are charges also applied, and also PPI. But, they are added together each month and labeled as `Other` on the statements. They are not labeled as `Charges` or `Payment Protection Insurance`, so what the hell are we supposed to do with that? Dodgy eh?

 

Regards

 

 

 

Neil.

[fuzzybobble]

Have they sent you anything at all on this one?

 

I received a dodgy scan of the front page of what looks like an application form, they did not include the rear side, or any T`s & C`s, just a scan/copy of a single side. You may have read it on my thread.

 

Also, do you have any statements from Argos? I received screen prints. Now, There are charges also applied, and also PPI. But, they are added together each month and labeled as `Other` on the statements. They are not labeled as `Charges` or `Payment Protection Insurance`, so what the hell are we supposed to do with that? Dodgy eh?

 

Regards

 

 

 

Neil.

 

I CCA'd both Moorcroft and Argos at the same time. Got nothing at all from either of them.

I know from someone who worked at Argos they faxed the applications to head office for approval. Then in store they shredded the originals 6 weeks later, so all Argos have is scanned faxes of application forms. They're totally unenforceable. And they know it, but still farm it out to DCA after DCA.

 

That's why I'm keeping a paper trail of OTF breaches to hang them with later on, when I have enough evidence.

[N.P]

I CCA'd both Moorcroft and Argos at the same time. Got nothing at all from either of them.

I know from someone who worked at Argos they faxed the applications to head office for approval. Then in store they shredded the originals 6 weeks later, so all Argos have is scanned faxes of application forms. They're totally unenforceable. And they know it, but still farm it out to DCA after DCA.

 

That's why I'm keeping a paper trail of OTF breaches to hang them with later on, when I have enough evidence.

 

 

 

Hellloooo again,

 

Really? That is VERY interesting, how old is your account? I think mine is around 5 years I think. Do you know if they do that with ALL applications? I think at some point they will have started keeping them enforecement purposes.

[N.P]

Just a thought, have you checked out my CCA at all? When I first received it, I honestly thought it looked like a dodgy fax or microfiche copy. If it was an original copy, then they seriously need a new copier.

 

PT2537 seems to think it is totaly unenforceable, but the idiots they unleash onto us don`t seem to share that thought.

[fuzzybobble]

My Argos account is about 2.5 years old, application done in store by a cute girl in a skimpy top, so that's why I signed up. She get's comission, I got the card and didn't use it until my mate gave me a great tent, and as a result I "needed the rest of the camping equipment", so I used the card to the tune of £750 then got made redundant from work, and they threatened me. Luckily I discovered this site and my legal rights before they could do anything.

[fuzzybobble]

Just a thought, have you checked out my CCA at all? When I first received it, I honestly thought it looked like a dodgy fax or microfiche copy. If it was an original copy, then they seriously need a new copier.

 

PT2537 seems to think it is totaly unenforceable, but the idiots they unleash onto us don`t seem to share that thought.

 

I've seen a few poor copies of application forms from Argos on here. They do look like Microfiche to me. A dead giveaway with Microfiche copies is that all the dust specks under a magnifing glass look square and curves on the larger letters an curves on signatures looked a bit jagged.

 

Usually if they produce a poor quality scan of anything, then it's very likely they only have a digital copy of the document and not the original, which they would need in court. You could then contest the validity of the document as digital copies can easily be altered/tampered with.

 

Here's what the Law Society have to say about this.....

 

What is the evidential value of a photographically or electronically stored document where the original has been destroyed?

Until the law and practice of electronically storing documents is clarified, it is only possible to provide general guidelines. The Law Society advises that:

(a) A microfilm or digital image of any document, for example in a solicitor’s file, will be admissible evidence to the same extent as the document itself, provided that there is admissible evidence of the destruction of the document and identification of the copy.

(b) Written evidence of the destruction of the original and of identification of the copy will enable the microfilm or digital image to be cited as evidence in subsequent criminal proceedings (under the Police and Criminal Evidence Act 1984) and in civil proceedings (under the Civil Evidence Act 1995).

Edited August 10, 2008 by fuzzybobble