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    • further polished WS using above suggestions and also included couple of more modifications highlighted in orange are those ok to include?   Background   1.1  The Defendant received the Parking Charge Notice (PCN) on the 06th of January 2020 following the vehicle being parked at Arla Old Dairy, South Ruislip on the 05th of December 2019.   Unfair PCN   2.1  On 19th December 2023 the Defendant sent the Claimant's solicitors a CPR request.  As shown in Exhibit 1 (pages 7-13) sent by the solicitors the signage displayed in their evidence clearly shows a £60.00 parking charge notice (which will be reduced to £30 if paid within 14 days of issue).  2.2  Yet the PCN sent by the Claimant is for a £100.00 parking charge notice (reduced to £60 if paid within 30 days of issue).   2.3        The Claimant relies on signage to create a contract.  It is unlawful for the Claimant to write that the charge is £60 on their signs and then send demands for £100.    2.4        The unlawful £100 charge is also the basis for the Claimant's Particulars of Claim.  No Locus Standi  3.1  I do not believe a contract with the landowner, that is provided following the defendant’s CPR request, gives MET Parking Services a right to bring claims in their own name. Definition of “Relevant contract” from the Protection of Freedoms Act 2012, Schedule 4,  2 [1] means a contract Including a contract arising only when the vehicle was parked on the relevant land between the driver and a person who is-   (a) the owner or occupier of the land; or   (b) Authorised, under or by virtue of arrangements made by the owner or occupier of the land, to enter into a contract with the driver requiring the payment of parking charges in respect of the parking of the vehicle on the land. According to https://www.legislation.gov.uk/ukpga/2006/46/section/44   For a contract to be valid, it requires a director from each company to sign and then two independent witnesses must confirm those signatures.   3.2  The Defendant requested to see such a contract in the CPR request.  The fact that no contract has been produced with the witness signatures present means the contract has not been validly executed. Therefore, there can be no contract established between MET Parking Services and the motorist. Even if “Parking in Electric Bay” could form a contract (which it cannot), it is immaterial. There is no valid contract.  Illegal Conduct – No Contract Formed   4.1 At the time of writing, the Claimant has failed to provide the following, in response to the CPR request from myself.   4.2        The legal contract between the Claimant and the landowner (which in this case is Standard Life Investments UK) to provide evidence that there is an agreement in place with landowner with the necessary authority to issue parking charge notices and to pursue payment by means of litigation.   4.3 Proof of planning permission granted for signage etc under the Town and country Planning Act 1990. Lack of planning permission is a criminal offence under this Act and no contract can be formed where criminality is involved.   4.4        I also do not believe the claimant possesses these documents.   No Keeper Liability   5.1        The defendant was not the driver at the time and date mentioned in the PCN and the claimant has not established keeper liability under schedule 4 of the PoFA 2012. In this matter, the defendant puts it to the claimant to produce strict proof as to who was driving at the time.   5.2 The claimant in their Notice To Keeper also failed to comply with PoFA 2012 Schedule 4 section 9[2][f] while mentioning “the right to recover from the keeper so much of that parking charge as remains unpaid” where they did not include statement “(if all the applicable conditions under this Schedule are met)”.     5.3         The claimant did not mention parking period, times on the photographs are separate from the PCN and in any case are that arrival and departure times not the parking period since their times include driving to and from the parking space as a minimum and can include extra time to allow pedestrians and other vehicles to pass in front.    Protection of Freedoms Act 2012   The notice must -   (a) specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates;  22. In the persuasive judgement K4GF167G - Premier Park Ltd v Mr Mathur - Horsham County Court – 5 January 2024 it was on this very point that the judge dismissed this claim.  5.4  A the PCN does not comply with the Act the Defendant as keeper is not liable.  No Breach of Contract   6.1       No breach of contract occurred because the PCN and contract provided as part of the defendant’s CPR request shows different post code, PCN shows HA4 0EY while contract shows HA4 0FY. According to PCN defendant parked on HA4 0EY which does not appear to be subject to the postcode covered by the contract.  6.2         The entrance sign does not mention anything about there being other terms inside the car park so does not offer a contract which makes it only an offer to treat,  Interest  7.1  It is unreasonable for the Claimant to delay litigation for  Double Recovery   7.2  The claim is littered with made-up charges.  7.3  As noted above, the Claimant's signs state a £60 charge yet their PCN is for £100.  7.4  As well as the £100 parking charge, the Claimant seeks recovery of an additional £70.  This is simply a poor attempt to circumvent the legal costs cap at small claims.  7.5 Since 2019, many County Courts have considered claims in excess of £100 to be an abuse of process leading to them being struck out ab initio. An example, in the Caernarfon Court in VCS v Davies, case No. FTQZ4W28 on 4th September 2019, District Judge Jones-Evans stated “Upon it being recorded that District Judge Jones- Evans has over a very significant period of time warned advocates (...) in many cases of this nature before this court that their claim for £60 is unenforceable in law and is an abuse of process and is nothing more than a poor attempt to go behind the decision of the Supreme Court v Beavis which inter alia decided that a figure of £160 as a global sum claimed in this case would be a penalty and not a genuine pre-estimate of loss and therefore unenforceable in law and if the practice continued, he would treat all cases as a claim for £160 and therefore a penalty and unenforceable in law it is hereby declared (…) the claim is struck out and declared to be wholly without merit and an abuse of process.”  7.6 In Claim Nos. F0DP806M and F0DP201T, District Judge Taylor echoed earlier General Judgment or Orders of District Judge Grand, stating ''It is ordered that the claim is struck out as an abuse of process. The claim contains a substantial charge additional to the parking charge which it is alleged the Defendant contracted to pay. This additional charge is not recoverabl15e under the Protection of Freedoms Act 2012, Schedule 4 nor with reference to the judgment in Parking Eye v Beavis. It is an abuse of process from the Claimant to issue a knowingly inflated claim for an additional sum which it is not entitled to recover. This order has been made by the court of its own initiative without a hearing pursuant to CPR Rule 3.3(4)) of the Civil Procedure Rules 1998...''  7.7 In the persuasive case of G4QZ465V - Excel Parking Services Ltd v Wilkinson – Bradford County Court -2 July 2020 (Exhibit 4) the judge had decided that Excel had won. However, due to Excel adding on the £60 the Judge dismissed the case.  7.8        The addition of costs not previously specified on signage are also in breach of the Consumer Rights Act 2015, Schedule 2, specifically paras 6, 10 and 14.   7.9        It is the Defendant’s position that the Claimant in this case has knowingly submitted inflated costs and thus the entire claim should be similarly struck out in accordance with Civil Procedure Rule 3.3(4).   In Conclusion   8.1        I invite the court to dismiss the claim.  Statement of Truth  I believe that the facts stated in this witness statement are true. I understand that proceedings for contempt of court may be brought against anyone who makes, or causes to be made, a false statement in a document verified by a statement of truth without an honest belief in its truth.   
    • Well the difference is that in all our other cases It was Kev who was trying to entrap the motorist so sticking two fingers up to him and daring him to try court was from a position of strength. In your case, sorry, you made a mistake so you're not in the position of strength.  I've looked on Google Maps and the signs are few & far between as per Kev's MO, but there is an entrance sign saying "Pay & Display" (and you've admitted in writing that you knew you had to pay) and the signs by the payment machines do say "Sea View Car Park" (and you've admitted in writing you paid the wrong car park ... and maybe outed yourself as the driver). Something I missed in my previous post is that the LoC is only for one ticket, not two. Sorry, but it's impossible to definitively advise what to so. Personally I'd probably gamble on Kev being a serial bottler of court and reply with a snotty letter ridiculing the signage (given you mentioned the signage in your appeal) - but it is a gamble.  
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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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re: barclaycard goodwill gesture


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Hi Antz,

 

Carefully adapt the following letter (courtesy of CurlyBen) to reflect your own case.

 

Edit - see new letter below

Edited by slick132
rethink

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thanks slick and hope you are well...

 

I have drafted a letter that is very similar to this and I believe this is the correct action.

 

I obviously do not owe anything but intended to CCA Bc for the default markers which we have earlier discussed, so Omitting certain parts of this letter as you said is needed. Is there anything that you feel in your opinion that I could include to it for my situation.

 

thanks

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You may take some of this and weave it into your letter but make sure it makes overall sense.

 

Edit - see new letter below at post #32

 

 

If you're not sure how it looks, I can post the whole of the 2nd letter if you haven't seen it elsewhere.

Edited by slick132
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Hi Antz,

 

No probs - I've got to go out now but will sort this for you tonight or tomorrow. Hang on till then. ;-)

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This should do for you, but check it through and amend to suit your own case as necessary. It focuses on the area of defaults and removal thereof.

 

Dear Sir/Madam,

FORMAL COMPLAINT

Account No: xxxx xxxx xxxx xxxx

 

On the **DATE** I wrote to you requesting a copy of the credit agreement and other information under the Consumer Credit Act 1974 (Sections 77-79).

 

To date you have failed to comply with these requests in any way, whether by confirmation of receipt of the request or by supplying the requested documents.

 

These documents I requested should be readily available as proof of your legal right to collect this account under the Consumer Credit Act 1974.

 

Furthermore, you are aware that the Consumer Credit Act allows 12 working days for a request for a true copy of a credit agreement to be carried out before you enter into a default situation.

 

This limit has expired.

 

As you are no doubt aware section 77(6) states:

 

If the creditor fails to comply with Subsection (1)

 

(a) He is not entitled , while the default continues, to enforce the agreement.

 

Therefore this account has become unenforceable at law.

 

You have failed to comply with a lawful request for a true, signed copy of the said agreement and other relevant documents mentioned in it, failed to send a full statement of the account and failed to provide any of the documentation requested.

 

Please note you may consider this letter as a statutory notice under section 10 of the Data Protection Act to cease processing any data in relation to this account with immediate effect.

 

This means you must remove all information regarding this account from your own internal records and from my records with any credit reference agencies.

 

Should you refuse to comply, you must within 21 days provide me with a detailed breakdown of your reasoning behind continuing to process my data.

 

It is not sufficient to simply state that you have a ‘legal right’. You must outline your reasoning in this matter and state upon which legislation this reasoning depends.

 

Should you not respond within 14 days I expect that this means you agree to remove all such data.

 

The lack of a credit agreement is a very clear dispute and as such the following applies.

 

* You may not demand any payment on the account, nor am I obliged to offer any payment to you.

* You may not add further interest or any charges to the account.

* You may not pass the account to a third party.

* You may not register any information in respect of the account with any credit reference agency.

* You may not issue a default notice related to the account.

 

 

I reserve the right to report your actions to any such regulatory authorities as I see fit.

 

You have 14 days from receiving this letter to contact me with your intentions to resolve this matter which is now a formal complaint.

 

I would appreciate your due diligence in this matter.

 

I look forward to hearing from you in writing.

 

Yours faithfully

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  • 4 weeks later...

Hi everyone

 

sent the letter that slick helped me put together above special delivery on the 26/08/08

 

so was received on the 27/08/08 still not had a response from BC they are ever so close to the deadline .If they think I will just go away they are very much wrong

 

I am reading alphageeks thread and am pleased for the result that he has got, would really like if possible to have some assistance from alphageek and obviously as ever the wonderful slick.

 

thanks Guys

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Hi Antz,

 

BC and all the other financial institutions tend to ignore deadlines unless there are serious consequences - even then, they don't tend to act with any great urgency.

 

Getting Defaults removed is a long and slow process and you need to research the subject here to see what your next moves should be - http://www.consumeractiongroup.co.uk/forum/data-protection-default-issues/

 

Read threads and go through the Stickies at the top of the forum looking for threads that you think are likely to be off help to you. :)

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Hi alphageek,

 

thanks for the reply..

 

I did not apply online, applied in 2003 at a very small and horrible branch near to where I live :)

 

IN your opinion What do you feel I SHOULD do now as they received my special delivery on the 28th August 2008 which I have seen on the PO website that they have signed for this was my second reminder letter about them sending the CCA as you can see above that Slick helped me put together.

 

It gave them 14 days which they are very close to now.

 

I believe they obv do not have a CCA for me on file and are trying to ignore my requests and believe I will just go away.

 

thanks for your help

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thanks Slick will read through the Threads..

 

Are you telling me B/C can just simply ignore my requests for a CCA.. do they do have to supply me with one when asked?

 

Its all a bit strange as to why they have not sent it out to me ?

 

AAntz

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They DO have to comply with your request.

 

However, the reality is that there are no serious consequences if they fail to comply promptly and they take advantage of this by responding slowly.

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Oh Ok my bad was a bit confused

 

as always...... very helpful

 

So you think I am just playing a waiting game with B/C now? I know I could write to the obudsman but they will take even longer wont they to act.

 

I will not just give up.. will have to decide my course of action.

 

In your opinion what do you think are my options

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Hi Fiesty

 

Ye still waiting for my CCA from B/c they have are down to their last few days :rolleyes: ..

 

In regard to Why?... I am seeing what comes up and what they can produce? I will debate about PPI and also missed payment credit markers which mounted up as they kept applying late payment charges which escalated and had a domino effect as I was constantly chasing my tail.

 

IT caused me some serious hardship the past few years.. They paid me all these back though which I guess is good.

 

have you claimed back any charges from B/C

 

Antz

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If you're determined to see this through, BC will respond, sooner or later.

 

However, don't be too fixated with these deadlines. Let the deadline pass, give them a few days extra and THEN decide on your next move.

 

If they don't reply, you can write to them enclosing copies of your earlier letters, demand a full response within 7 days or you'll report the matter to the FOS.

 

Just trying to save you from stalking the postman every day !! ;)

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sorry pressed enter by mistake ooppsss

 

You were right Slick left it to the last minute ..

 

As I thought they would from reading threads on this site .. they have sent me three pieces of paper one saying

 

barclaycard conditions

 

financial and related conditions

 

barclaycard credit agreement

 

SO NO ACTUAL CREDIT AGREEMENT FOR ME !!!

 

The covering letter states they have included

 

+ A COPY OF YOUR ORIGINAL BARCLAYCARD AGREEMENT AT TIME YOU ENTERED INTO YOUR AGREEMENT

 

AND

 

A COPY OF YOUR CURRENT BARCLAYCARD AGREEMENT

 

I have not received any of this just copies of their terms and coditions hmmmmmm

 

 

It does say at the end you will be receiving your next statement shortly(that is not my credit agreement )

 

WHY HAVE THEY NOT INCLUDED THE ACTUAL AGREEMENT

 

Have they got it !!!! ;)

 

ANTZ

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do the site team feel it will help to get some more opinions if I move my thread to another topic ? maybe legal section ?

 

If so can you move it?

 

Would like some opinions thanks guys as always

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Hi Antz,

 

So what exactly did they send under the third heading "BC credit agreement"

 

Your thread is just fine here I think.

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absolutely nothing :rolleyes:

 

Do you think the clever people at B.C forgot to put it in......

 

OR

 

Has B/c not got one and thought they would just try and say it was included???

 

whats your opinion ?

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absolutely nothing :rolleyes:

 

Do you think the clever people at B.C forgot to put it in......

 

OR

 

Has B/c not got one and thought they would just try and say it was included???

 

whats your opinion ?

 

 

Write back and tell them it was not enclosed & give them 7 days to respond oy you'll complain to the ICO

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