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    • I disagree with the charge and also the statements sent. Firstly I have not received any correspondence from DVLA especially a statutory notice dated 2/5/2024 or a notice 16/5/2024 voiding my licence if I had I would have responded within this timeframe. The only letter received was the single justice procedure notice dated the 29.5.2024 this was received on 4.6.2024. I also disagree with the statement that tax was dishonoured through invalid indemnity claim. I disagree that the licence be voided I purchased the vehicle in Jan 2024 from RDA car sales Pontefract with agreement to collect the car on the 28.1.2024. The garage taxed the vehicle on the 25.1.24 for eleven payments on direct debit  using my debit card on my behalf. £62.18 was the initial payment on 8.2.24  and £31 per month thereafter the second payment was 1.3.24.This would run from Jan 24 to Dec 24 and a total of £372.75, therefore the car was clearly taxed before  I took the car away After checking one of my vehicle apps  I could see the vehicle was showing as untaxed it later transpired that DVLA had cancelled my tax , without reason and I did not receive any correspondence from DVLA to state why it was cancelled or when. The original payment of £62.18 had gone through and verified by my bank Lloyds so this payment was not declined. I then set up the direct debit again straight away at my local post office branch on 15.2.2024 the first payment was £31 on 1.3.2024 and subsequent payments up to Feb 2025 with a total of £372.75 which was the same total as the original DD that was set up in Jan, Therefore I claimed the £62.18 back from my bank as an indemnity claim as this payment was from the original cancelled tax from DVLA and had been cancelled . I have checked my bank account at Lloyds and every payment since Jan 24  up to date has been taken with none rejected as follows: 8.2.24 - £62.15 1.3.24 - £31.09 2.4.24 - £31.06 1.5.24 - £31.06 3.6.23-£31.06 I have paper copies of the original DD set up conformation plus a breakdown of payments per month , and a paper copy of the second DD setup with breakdown of payments plus a receipt from the post office.I can also provide bank statements showing each payment to DVLA I also ask that my licence be reinstated due to the above  
    • You know hes had it when they call out those willing to say anything even claiming tories have reduced taxes on live tv AS Salmonella says: The Conservative Party must embrace Nigel Farage to “unite the right”, Suella Braverman has urged, following a disastrous few days for Rishi Sunak. The former home secretary told The Times there was “not much difference” between the new Reform UK leader’s policies and those of the Tories, as senior Conservatives start debating the future of the party. hers.   AND Goves replacement gets caught booking in an airbnb to claim he lives locally .. as of yesterday you can rent it yourself in late July - as he'll either be gone or claiming taxpayer funded expenses for a house Alongside pictures of himself entering a house, Mr McGuinness said Surrey Heath residents “rightly expect their MP to be a part of their community”. - So whens farage getting around to renting (and subletting) a clacton beach hut?   Gove’s replacement caught out on constituency house claim as home found on Airbnb WWW.INDEPENDENT.CO.UK Social media users quickly pointed out house Ed McGuinness had posted photos in was available to rent     As Douglas Ross says he'll stand down in scotland - if he wins a Westminster seat - such devotion.
    • I've completed a draft copy to defend and will post up here for review.  Looking over the dates and payments this all stemmed from DVLA cancelling in Feb , whereby I set up a new DD in Feb hence the overlap, why they cancelled when I paid originally in Jan I have no idea. Anyway now stuck with pending court action and a suspended licence . I am also firing off a letter to DVLa recorded disputing the licence revoke
    • Thank you both for your expert knowledge and understanding. You're fighting the good fight by standing up for people like me and others with limited knowledge of this stuff. I thank you. I know all my DVLA details are good. I recently (last year) renewed my license, and my car's V5 is current with the correct details; the same is valid for my partner. I'll continue to ignore the love letters 😂 and won't let it bother either me or my partner.  I'll revisit this post if/when I get a letter of claim.  F**k ém.
    • Please check back later on today for a fuller response and some edits
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The Mortgage Corporation PPI thru Cassidy Davis Underwriting [LLoyds]


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In the late 1980's early 1990's we had a mortgage with a company called "The Mortgage Corporation" who occupied some large buildings in Woking in Surrey .

 

The mortgage itself at the time was a sub-prime mortgage and consequently the rate ot interest we were charges was extortionate .

 

I have heard that we can pursue a claim against this company for compensation in respect that it was possibly mis-sold , however , we have one problem !

Does anybody know who took them and their customers records over and where we can write to them ?

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Hi Spursflyer and welcome to cag :)

 

I have tried different avenues to research The Mortgage Corporation and they all come back to this company

 

The Mortgage Corporation

C/O Wilmington Trust SP Services (London) Ltd

Tower 42

Level 11

125 Old Broad Street

London

C2N 1HQ

 

Company registration No. 01759546

 

 

I think you need to confirm with them that it is the mortgage corporation in woking that they are incorporating in their large international company.

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Hi Wino ,

I have managed to track this back thanks to some guy at Wilmington referring me back to the FSA . I gave them a call and they checked their records and this is how it all unfolds :-

The Mortgage Corporation Direct Ltd

Dukes Court ,

Woking ,

Surrey

 

This company was a trading name of :-

Brittanic Money Investments Services Ltd

According to FSA records .

 

Who were owned by :-

Brittanic Assurance PLC

 

Who in September 2005 merged to become :-

Resolution PLC

 

Who on 1st May 2008 were sold to :-

Pearl Group Ltd in Peterborough

 

I hope the Pearl have got some money put aside for a few good claims !

 

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Good luck spursflyer ;)

Don't forget to keep us informed on how you get on. It will help others in the same boat as you. :)

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Good Progress With This !

 

I have just phoned Phoenix who oversee the Britannic Assurance division of The Pearl Group who gave me a number for "The Mortgage Trust" . On calling them they managed to trace my mortgage roll number with The Mortgage Corporation Direct Ltd and I have requested a copy of the original mortgage agreement which they are going to send me . If anyone else wants to call them their number is :- 0800 550 551 .

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  • 4 years later...
  • 2 months later...

Hi Spursflyer,

 

I too am pursing the Mortgage Corporation. I have just spoken the the Financial Ombudsman Service and they advised me to get the SIB number from the endowment policy provider. The SIB number identifies the financial advisor who miss-sold the endowment policy. But I am also going after the Mortgage Corporation if they sold me a sub-prime mortgage ! So it would really be helpful to know if Spursflyer was successful in any shape or form.

 

Best Regards

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  • 1 year later...
Good Progress With This !

 

I have just phoned Phoenix who oversee the Britannic Assurance division of The Pearl Group who gave me a number for "The Mortgage Trust" . On calling them they managed to trace my mortgage roll number with The Mortgage Corporation Direct Ltd and I have requested a copy of the original mortgage agreement which they are going to send me . If anyone else wants to call them their number is :- 0800 550 551 .

 

Hi I know it is a few years ago but how did you get on with your claim against the Mortgage Corporation? I had a mortgage with The Mortgage Corporation in the late 80's and ended up paying over 15% interest. I called The Mortgage Trust as mentioned in your thread but I did not have the same response from them as you did as they said that all the records they would have held would have been destroyed after 6years and consequently they could not trace me in their records.

 

I notice that you posted your thread in 2008 and The Mortgage Corporation had already not been in existence for more than 6 years at that time and they found your records. It makes me think that they are not prepared to look for my records. Unfortunately I no longer have my mortgage account number. I would appreciate any advice anyone may have.

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  • 3 weeks later...

I have just shredded correspondence to Eversheds Solicitors acting for the Mortgage Corporation showing full settlement of a reduced debt in full. This was back in 2001. I then stumble across this site. It seems that I wasn't the on;y one to suffer at the hands of The Mortgage Corporaration. It cost me my marriage of 25 years and bankruptcy. Do I have a claim ?

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  • 1 year later...

My dealing with The Mortgage Corporation span the years from 1988 to 2001 where I was paying up to 15.65% on my mortgage.

You guys have done all the legwork by the look of things here.

I have a question. Do I just write to Pearl group ltd in Peterborough and just ask for some money back?

Seems to me it can't be that simple.

And how old is this posting? My writings are here september 2015.

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My dealing with The Mortgage Corporation span the years from 1988 to 2001 where I was paying up to 15.65% on my mortgage.

You guys have done all the legwork by the look of things here.

I have a question. Do I just write to Pearl group ltd in Peterborough and just ask for some money back?

Seems to me it can't be that simple.

And how old is this posting? My writings are here september 2015.

 

Hello and welcome to CAG. All the posts are dated; the thread started in 2008 and the post before yours was in 2014. It might be better to start your own thread.

 

My best, HB

Illegitimi non carborundum

 

 

 

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Many thanks HoneyBee13. I see the dates now.. My Bad sorry.

I'll give a couple of days as it only took you a couple of hours to spot my posting.

Seriously considering one of those professional PPI types to chase this one down for me.

Thanks for the guidance.

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  • 4 weeks later...
  • 5 months later...

Hi,

I had a mortgage with the mortgage corporation from 1990-1998. I have traced them to the present day in the guise of :-

 

Mortgage Trust Ltd.

51 Homer Road,

Solihull,

West Midlands,

B91 3QJ.

 

I had PPI arranged through the mortgage corporation and am trying to claim this back. I have gone thru' the claims process myself with Mortgage trust and they say that because cases prior to Jan 2005 fell within a non-regulated sale environment they do not have any liability. When I took my complaint to the Financial Ombudsman service (FOS), they confirmed that this was the case.

 

They did however state that I could take the complaint to the insurance underwriter (the insurance company who actually provided the cover) and the FOS would be happy to help if I had problems with them. Here lies my problem.

 

I do not have any details of the insurance underwriters who the mortgage corporation dealt with in the 1990's as I was never sent any documentation.

 

If any body out there has their ppi policy details, I would be very grateful if you could provide me with the name and possibly the address of the insurers used by the Mortgage corporation in the 1990's

 

Many Thanks,

jxgrgs

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  • 5 months later...
I had a mortgage from 1990 to 1996 with the mortgage corporation and managed to get my endowment refunded but it was only what I had put in .

 

Could I have had PPI with this as well ?

 

Hi we had a mortgage with them from 1988-1998.

 

 

I went down the line of the financial ombudsman but looking at the company who sold it to us not the mortgage company, and got no where.

 

 

I hope you see this and can advise me how you managed to get any refund.

 

 

I have just applied for PPI and I'll post when I know more.

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Hi,

I had a mortgage with the mortgage corporation from 1990-1998. I have traced them to the present day in the guise of :-

 

Mortgage Trust Ltd.

51 Homer Road,

Solihull,

West Midlands,

B91 3QJ.

 

I had PPI arranged through the mortgage corporation and am trying to claim this back.

 

 

I have gone thru' the claims process myself with Mortgage trust and they say that because cases prior to Jan 2005 fell within a non-regulated sale environment they do not have any liability.

 

 

When I took my complaint to the Financial Ombudsman service (FOS), they confirmed that this was the case.

 

They did however state that I could take the complaint to the insurance underwriter (the insurance company who actually provided the cover) and the FOS would be happy to help if I had problems with them.

Here lies my problem.

 

I do not have any details of the insurance underwriters who the mortgage corporation dealt with in the 1990's as I was never sent any documentation.

 

If any body out there has their ppi policy details, I would be very grateful if you could provide me with the name and possibly the address of the insurers used by the Mortgage corporation in the 1990's

 

Many Thanks,

jxgrgs

 

Hi you have been so helpful to me with the address for The mortgage Company I now have a gift for you. Been the border I am I have our 'payment protection plan' certificate sold as a ' Loyalty bonus!', and it's under written by:-

 

Cassidy Davis Underwriting Ltd at Lloyds of London

 

I have just rang Lloyds PPI line and they have taken our claim which is from 1992 - 1998,

I thought they were the best option rather than chasing 'The Mortgage Corporation'.

 

 

I am hoping the person who posted last year can give some advice regarding the endowment claim as I failed with the ombudsman as I directed it towards the financial advisors who, surprisingly, were no longer in business!

 

Good Luck and hope this helps

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please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 1 month later...

Hi everyone. I hope you are all well. We had an endowment mortgage with the Mortgage Corporation from December 1986 through to June 1995, then went to Nationwide. We were steered towards the endowment mortgage with the Mortgage Corporation with the promise that in 25 years time we would have enough money in the endowment to buy two new cars! Obviously this did not happen, when the policy matured in 2011 we had just over 20K to pay off our mortgage. Can I now, at this late stage, peruse a claim for miss-sold endowment? I would appreciate any help here. I have found the financial advisor who sold us this mortgage on Linkedin.

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