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Spursflyer

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About Spursflyer

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  1. The issues with disputes involving mobile phones, is that if you do have a dispute and it is referred to an Ombudsman scheme, then if your claim is upheld any award could at best be described as mediocre. One of the key areas that needs to be explained, which may form beneficial to consumers are linked transactions which may fall under the Consumer Credit Act 1974, are thus referable to FOS, which could result in an award exceeding £5,000. When consumers often take out a mobile phone contract, they often have to pay an additional fee to obtain certain handsets, in particular where t
  2. These guys are out on a "phishing" trip. Be careful how (if at all) you engage with them.
  3. Normally they will only pursue through the bankruptcy channel if after doing their research they can identify that you have assets which could be used to pay off the debt. What's the point of spending £750+ to make someone bankrupt just to prove a point, baring in mind, that Lowell have probably bought a tertiary debt for 5p in the £1. If the debt was 5k it's probably just cost them just £250, so why spend another £750+ chasing it, as there will be easier fish to fry particularly if you are living in rented accommodation. In respect of the statutory demand a defence will have to be filed
  4. I understand this women has worked for a number of Claims Management Companies . Seems to me someone must have upset her somewhere along the way and now she wants to bat for the "other" side ! I wonder if it is just a case of a woman scorned trying to make trouble or maybe was it her cases that have been "stayed" coz she don't know what she's talking about ! lol
  5. I have some associates who work for a company of Debt Advisors . He has informed me that it is widely known within the industry that G E Money and its associated companies has set aside 2 Billion Pounds to pay out against claims for undisclosed commissions .
  6. No the problem with the car is it kept breaking down and the dealer has had it back in the garage 10 times and can't find out whats wrong with it - neither can the manufacturers mechanics who have visited the dealers workshop when the car has been there . The car is less than 3 years old but has done more than 60k miles hence the dealer is saying it is out of warranty .
  7. Good Progress With This ! I have just phoned Phoenix who oversee the Britannic Assurance division of The Pearl Group who gave me a number for "The Mortgage Trust" . On calling them they managed to trace my mortgage roll number with The Mortgage Corporation Direct Ltd and I have requested a copy of the original mortgage agreement which they are going to send me . If anyone else wants to call them their number is :- 0800 550 551 .
  8. I have recently received a copy of a car loan agreement which was taken out in 2001 . On looking at the agreement I have noted that the dealer/ finance company dated their signature in error as being eaxctly 1 year after mine . ie I bought the car on 15/12/01 yet they have signed the agreement as being 15/12/02 . Would this imply that for the 1st of the 4 years of the agreement that the agreement was unenforceable or that the agreement in its entirety is unenforceable ?
  9. Hi Wino , I have managed to track this back thanks to some guy at Wilmington referring me back to the FSA . I gave them a call and they checked their records and this is how it all unfolds :- The Mortgage Corporation Direct Ltd Dukes Court , Woking , Surrey This company was a trading name of :- Brittanic Money Investments Services Ltd According to FSA records . Who were owned by :- Brittanic Assurance PLC Who in September 2005 merged to become :- Resolution PLC Who on 1st May 2008 were sold to :-
  10. After requesting a copy of a car loan document I noticed something very strange about the signatures on the agreement . The lender have dated their signature on the document exactly a year apart from my signature so where I have signed it say on 21st Feb 2004 they have signed it as 21st Feb 2005 . Does this mean that for the first year of the agreement the loan was unenforceable and that I may be able to get some money refunded from them or that the loan is unenforceable in full ?
  11. In the late 1980's early 1990's we had a mortgage with a company called "The Mortgage Corporation" who occupied some large buildings in Woking in Surrey . The mortgage itself at the time was a sub-prime mortgage and consequently the rate ot interest we were charges was extortionate . I have heard that we can pursue a claim against this company for compensation in respect that it was possibly mis-sold , however , we have one problem ! Does anybody know who took them and their customers records over and where we can write to them ?
  12. I have recently received a copy of a car loan agreement which was taken out in 2001 . On looking at the agreement I have noted that the dealer/ finance company dated their signature in error as being eaxctly 1 year after mine . ie I bought the car on 15/12/01 yet they have signed the agreement as being 15/12/02 . Would this imply that for the first of the 4 years of the agreement that the agreement was unenforceable or that the agreement in its entirety is unenforceable ?
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