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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times. ×


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    • Mickgibbons1
      Shock !!EVRI has lost my parcel PS5 - court claim issued***Settled***

      By Mickgibbons1 · Posted

      Thank you to you all, you guys are amazing!! Yes of course i will be making a donation, i am very grateful to you all. Keep up the good work
    • JustAnOldGal
      Studio returns problems.

      By JustAnOldGal · Posted

      I'm not quite out of the woods yet. The email they sent me also said that I have £290 of arrears and it has been passed onto their collections department. If anything my account should be £10 in credit.  They haven't taken into account the trainers that were returned back in October. The other items have been credited to my account so it looks like I've still got work to do.  They are not very quick to reply to emails, although I've only sent one trying to find more information, and I have no idea what happens next. Half of me want's to get it sorted properly the other half just wants it over with, if that means a default then so be it. 
    • HP Mum
      Private Land parking issue

      By HP Mum · Posted

      No. It's a public (council maintained) road with some houses in it.   Some other houses back onto it too and those owners have right of way down the road to access the back of their properties.  Theres a few garages with private osp - so one drives out the garage, over the osp, and onto the public side road and then out on to the public main road.  Irrespective of whether the garages are used - the local businesses parking their cars on the private osp are ostensibly preventing cars from accessing the public roads.
    • dx100uk
      Private Land parking issue

      By dx100uk · Posted

      is the side street solely for access to your garages? who owns the land and thus the road? dx  
    • HP Mum
      Private Land parking issue

      By HP Mum · Posted

      A local business has been parking on an off-street parking space in front of my garages (in a side street).  I wasn't using them for a while so didnt bother to do anything.  But now a second local business is also using the osp - taking it in turns with the 1st biz.  This has started to nark me.    The employees choose to drive to work.  There is no private parking in their business's street.  But there are some underground secure garages in their street - which cost apx £2.4k/y to rent - which works out apx £6.60/d. (I believe one of the biz owners already rent one for storage purposes).  If the employee had to park on a meter it would cost them £6.60/h - £66 for 10h and have to move every 4h.  They just don't want to pay for parking. I haven't confronted either of them.  Instead I just put 2 clear "no parking" signs in front of the garages. And a note on one of the cars specifically saying that as they don't live or rent in the street and it's private land could they stop parking.   They ignored that.  And just put notes on their dash with a # to call if one needs the car moved.  There is a sign and they've been told in writing to stop parking. And they are just ignoring it.    I don't what a confrontation.    I don't want to go to the expense of bollards (other than maybe traffic plastic ones - but they'll probs just move them).  Council won't do zilch cos it's private land. And police won't get involved - unless I clamp/ tow the cars and then they'd be after me, not the drivers!    What's the best thing to do?

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      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times.

Being taken to Court by HFO Services -Please help Advice needed **WON**

Rosie_123

By Rosie_123
in Legal Successes

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Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

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Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

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Rosie_123

Rosie_123

Posted
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Rosie any luck yet, Turnballs have not filed anything so my case was stayed, how about you?

 

Hi there - well I have heard nothing either - not even a "fake" credit agreement. But I do have a Court Date from my local Court in reply to my N244 - to get the case thrown out. It's not til September - so guess will just have to wait til then. Good luck with everything.

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Rosie_123

Rosie_123

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Hi Rosie

 

I have heard nothing either, not even a court date from my N244.

 

Broken arrow

 

I guess the court date thing relies a lot on the individual court and how behind they are with their workload. Perhaps mine are just efficient?! Must admit I just want the whole damn thing to be over now.

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Posted

Hi Rosie

 

Rang the court, they said the judge was looking at my case today and to phone back tomorrow.

 

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US President Barack Obama referred to Ugland House as the biggest building in the world or the biggest tax SCA* in the world.

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Rosie_123

Rosie_123

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Hi Rosie

 

Rang the court, they said the judge was looking at my case today and to phone back tomorrow.

 

Broken arrow

Good luck with things and let us know :p

 

847 - I would advise you to start your own thread, because things can get easily "lost" in the middle of a big thread like this. If you start your own thread, then the Admins and people here with legal knowledge will see it more quickly and be able to help you more. Good luck.

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Posted
Posted

Hi Rosie

 

Just to update you, my case has been listed for a hearing, late August early September.

 

All the best broken arrow.

US President Barack Obama referred to Ugland House as the biggest building in the world or the biggest tax SCA* in the world.

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Rosie_123

Rosie_123

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Hi Rosie

 

Just to update you, my case has been listed for a hearing, late August early September.

 

All the best broken arrow.

So sounds like a week before me.Good luck and thanks for telling me:)

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Posted
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Rosie

 

Still no posts from IGNM ( last post 2nd July )?

I would not have done the N244 without his replies to my thread.

It raises a few questions, would TR have responded to my ( your ) defence and it might now have been stayed ( and saved us £75 ).

Was his advice correct and the N244 will get the claim struck out.

Any thoughts?

 

All for now

 

Broken arrow

 

PS

 

As they have not sent you a CCA yet they must not have a copy, no CCA no claim!

US President Barack Obama referred to Ugland House as the biggest building in the world or the biggest tax SCA* in the world.

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Rosie_123

Rosie_123

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Rosie

 

Still no posts from IGNM ( last post 2nd July )?

I would not have done the N244 without his replies to my thread.

It raises a few questions, would TR have responded to my ( your ) defence and it might now have been stayed ( and saved us £75 ).

Was his advice correct and the N244 will get the claim struck out.

Any thoughts?

 

All for now

 

Broken arrow

 

PS

 

As they have not sent you a CCA yet they must not have a copy, no CCA no claim!

 

Yes - I see what you mean - and maybe you're right. But if the claim gets struck out then the £75,.00 will be refunded anyway as far as I know. And I guess at least having it struck out means an end to the matter. If it's "stayed" it kind of hangs around for ever and they can resurrect it later I think. I wonder about what happened to IGNM too- but - one never knows- maybe illness or family problems - I hope he is OK.

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Docman

Docman

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Rosie, BA,

 

I'm sure IGNM's advice was sound. It's the only way of getting rid of the clowns at TR. As you say, BA, with a stay the case hangs around like a bad smell. However, if TR wanted to, they could start the whole process again but IMO if they haven't got a valid CCA, they risk the court making a civil restraint order banning them from any further action.

 

Don't forget to ask the judge for the fee back. That way TR have to send you a cheque. You can almost drool over the thought of them having to pay you money. And don't forget to add your time preparing your case. As a litigant in person you can claim £9.25 per hour.

 

best of luck with the hearing.

Arrow Global/MBNA - Discontinued and paid costs

HFO/Morgan Stanley (Barclays) - Discontinued and paid costs

HSBC - Discontinued and paid costs

Nationwide - Ran for cover of stay pending OFT case 3 yrs ago

RBS/Mint - Nothing for 4 yrs after S78 request

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Rosie_123

Rosie_123

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Rosie, BA,

 

I'm sure IGNM's advice was sound. It's the only way of getting rid of the clowns at TR. As you say, BA, with a stay the case hangs around like a bad smell. However, if TR wanted to, they could start the whole process again but IMO if they haven't got a valid CCA, they risk the court making a civil restraint order banning them from any further action.

 

Don't forget to ask the judge for the fee back. That way TR have to send you a cheque. You can almost drool over the thought of them having to pay you money. And don't forget to add your time preparing your case. As a litigant in person you can claim £9.25 per hour.

 

best of luck with the hearing.

 

I am already drooling :) Thanks for advice about the time thing - I didn't know that. Do you mind me asking how many hours is realisitic to apply for? I've probably spent hours preparing over the past months,- but I don't want to appear too "greedy"!

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Docman

Docman

Posted
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Hi Rosie

I don't know what a valid amount of time is. All I can say is that on a recent case of mine which was adjourned because the solicitors didn't have all the docs, they claimed £400 for a half hour hearing and all the preparation with a solicitor charging £125 per hour. The judge held over the costs but said I could claim my costs if I won. She added that it might only be at £9.25 per hour but obviously I would need longer than a solicitor to prepare and so "it usually works out at about the same"!!

On that basis you could charge for taking 10-12 times as long but that might be overdoing it. However, I wouldn't have a problem claiming a couple of hours for work that might take a solicitor 15-20 minutes.

I would also claim for travel costs to court and any loss of wages for taking time off work or taking a day’s holiday. Don't forget that you have to print off and send letters. Many solicitors charge a fixed fee as well. In my case they wanted £12.50 for sending AND for receiving & reading every letter. I don't know if the rate of £12.50 is laid down anywhere, but if it isn't, why not charge £12.50 for every letter you send/receive.

Whatever you charge, you could be asked to prove your time. I suggest you go through your file of papers and list each one and against each put in an estimate of time for dealing with each one.

Arrow Global/MBNA - Discontinued and paid costs

HFO/Morgan Stanley (Barclays) - Discontinued and paid costs

HSBC - Discontinued and paid costs

Nationwide - Ran for cover of stay pending OFT case 3 yrs ago

RBS/Mint - Nothing for 4 yrs after S78 request

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Docman

Docman

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Posted

I don't think there are any forms. In my case, the other side wrote to me a few days before the hearing with an 'invoice' of their costs. The judge asked if I had been sent this. I think the idea is that once a judgment is made, the winning side asks for its costs. If the proposed figure is accepted by the losing side, then that is what is put in. If the loser objects, the judge seems to basically gets some agreement. In my case, with the other solicitors asking for £400, I suppose I could have objected and eventually settled on a figure of say £250.

Arrow Global/MBNA - Discontinued and paid costs

HFO/Morgan Stanley (Barclays) - Discontinued and paid costs

HSBC - Discontinued and paid costs

Nationwide - Ran for cover of stay pending OFT case 3 yrs ago

RBS/Mint - Nothing for 4 yrs after S78 request

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Rosie_123

Rosie_123

Posted
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"bump"

 

To all those who have asked, and who have contributed to this thread over the past months - I am delighted to tell you that I won :)

 

I took HFO to Court to have their claim for a Charging Order against my property, thrown out, as they have never responded to any of my letters or sent me any information. Of course they did not bother to turn up to the Court, which did not please the Judge at all :mad:

 

Their claim against me has been thrown out, and they are going to be told to pay all my costs within the next 14 days :) Of course I realise they may try and get this judgement against them overturned,- but I'm told not to worry in the meantime. I think my local Court are also pretty p****off with HFO who never seem to turn up anywhere!

 

Sadly, when I got home from Court, I found that I have a new battle on my hands - a letter from the (in)famous Cabot for my other outstanding credit card debt. But, thanks to this site, I feel so much more confident now, and I am going to totally forget about them for the next few days and celebrate :)

 

So again - just wanted to say thanks to EVERYONE here on this brilliant site who has helped me. Without your help, support, patience and knowledge, I could well have come out of this very badly, just because I knew nothing about DCA's and Court procedures or anything until this time. So big thanks to all - and a huge "GOD LUCK" to broken arrow for next week. i hope your case has a good conclusion just like mine.

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Rosie_123

Rosie_123

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... and that was about 100 hours @ £9.25 you spend working on your defence, wasn't it?

 

Indeed :) Not to mention my loss of earnings for the day I went to Court, and the £75.00 for my N2444. I believe I have to ask a Mod to move this to the "successes" thread now!

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Hi and well done Rosie :)

 

Hope my hearing goes as well as yours , if I get same outcome IGNM,s advice was spot on.

 

How long did the hearing last? and was it all straight forward.

 

All for now

 

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US President Barack Obama referred to Ugland House as the biggest building in the world or the biggest tax SCA* in the world.

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Rosie_123

Rosie_123

Posted
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Hi and well done Rosie :)

 

Hope my hearing goes as well as yours , if I get same outcome IGNM,s advice was spot on.

 

How long did the hearing last? and was it all straight forward.

 

All for now

 

Broken arrow

About 10-15 minutes - no longer :) Plus the 15 minutes I had to wait before they called me in, which I realise now is the time my local Court allows to wait for all parties to arrive, (just in case they are held up in traffic or whatever). The Judge was really approachable and friendly, and even though I admit I was very nervous beforehand, it wasn't scary at all. In my case - my Judge was a female in her 40's - very easy to talk to. One tip - if you haven't already done so - work out the costs you want to apply for before you go in there. I was expecting to have a form to fill in or something - but there wasn't one - the Judge just kind of asked me how much I earned per hour at work (to work out loss of a morning's earnings I guess), and any other expenses, and then told me how much she was awarding. I took loads of stuff with me like Bank Statements and payslips etc and she didn't need any of it, though I would still advise you to take it just in case your Judge is different. It really was so much better than I had feared, so good luck - hope yours wll be as trauma free :)Please let us know how you get on.

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citizenB

citizenB

Posted
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Oh well done Rosie, I am really pleased for you. :)

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