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    • Hello , sorry of this is in the wrong place. I have received in the post a County Court Claim claim form.  This relates to MYJAR and issued by TM Legal relating to a payday loan issued 11/2017, subsequently they issued a default notice 09/2018. The debt isnt on any credit reports.  4/4/2024 I had an email saying a Letter of claim was sent - this was not received , i replied to say I believed the debt was statue barred their response We are aware that the correspondence you have sent, is in a format that is circulated on consumer-based websites whereby debtors are encouraged to use the templates in order to avoid repayment of their debts. We do not accept that the contents of these templates bear any particular relevance to your case. For clarification, in line with the Limitations Act 1908, no claim may be brough after a period of 6 years from the cause of action. The cause of action in this instance is the Notice of Default served upon you by the original creditor on 24th September 2018. As such, the account is not Statute Barred. 10th June 2024 I have received a county court claim form and now i am unsure what to do next and how to complete and respond, I do not want a CCJ. Please help 
    • Please start your own topic in the following forum. https://www.consumeractiongroup.co.uk/forum/121-financial-legal-issues/
    • Hello , sorry of this is in the wrong place. I have received in the post a County Court Claim claim form.  This relates to MYJAR and issued by TM Legal relating to a payday loan issued 11/2017, subsequently they issued a default notice 09/2018. The debt isnt on any credit reports.  4/4/2024 I had an email saying a Letter of claim was sent - this was not received , i replied to say I believed the debt was statue barred their response We are aware that the correspondence you have sent, is in a format that is circulated on consumer-based websites whereby debtors are encouraged to use the templates in order to avoid repayment of their debts. We do not accept that the contents of these templates bear any particular relevance to your case. For clarification, in line with the Limitations Act 1908, no claim may be brough after a period of 6 years from the cause of action. The cause of action in this instance is the Notice of Default served upon you by the original creditor on 24th September 2018. As such, the account is not Statute Barred. 10th June 2024 I have received a county court claim form and now i am unsure what to do next and how to complete and respond, I do not want a CCJ. Please help 
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Nigerian 419 Fraud Emails


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Hi all, just thought some of you would like to know that those African [problem] emails, the Nigerian 419 Fraud Emails, are on their way round again, this is a copy of the latest one, which I received this morning:

 

GOOD DAY. I am Mr. Nelson Makala a Manager/staff in one of the major leading bank in South Africa, seeking to present you to my bank as the next of kin/will beneficiary to my deceased client; the owner of this account died late 2003 with his family in an air crash. Before his death, he was a contractor here in the South Africa and has account balance with my bank to the tune of ($14.700, 000.00), we want you to present yourself as the business partner/next of kin of the deceased, so that the funds can be approval in your name. The mode of sharing after a successful transfer shall be 60% for us and 40% for you, so If you are interested give me your Direct telephone number and full names and i will contact you with more details Await your response Regards, Mr. Nelson Makala

 

Please do not reply to any of these kind of emails, you can report them to the various authorities, & then delete them, or just simply delete them. But on no account should you reply to them.

 

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I get them all the time. Very easy to spot:

Crap grammar and spelling

same story - obscene money somewhere, usually unfortunate circumstances, need to shift it / access it, want bank details and you will get some of it.

 

Yeah right. There's a website of some guy who gets his own back on these people with some rather hilarious results (including one where the [EDIT] was led to believe he was in contact with a church and had to send in proof of his own conversion before details could be released. Such proof consisted of things like painting face or other rather comical acts.).

 

I'm thinking of setting up a "spam eater" email address - people worried about chain emails etc can send them onto it whereby they will be happily deleted.

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I know they're a dead give-away (pardon the pun), I even got one from a woman pretending to be the widow of the Russian who was poisoned, a Mrs Litvanyenko. I've lost count of the many times I've won the lottery, if I'd have actually entered the lottery online, then I'd have probably fallen for them.

I remember that website myself about the chap, as far as I know the [problematic] fell for it themselves, as they didn't realise they'd had the tables turned on them, I think I'll try & find that website again.

It's a very good idea, an email address where they'll all just be automatically deleted.

  • Haha 1

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i second that about the email! :D

 

Ive got an old email address that I rarely use but when I do log on to it (I use it for my myspace notifications for example, when i want to check it but cant get to my pc I use my wap to check my email to see if I have any new messages)

 

Im usually bombarded by hundreds of these messages. For example, I have had 6 stern emails from 'Halifax' online banking saying my account was about to be suspended and if i didnt provide my Halifax account details to them immediately all sort of things would happen. I also had the same email from 'RBS', 'Abbey' and 'Lloyds TSB.'

 

Oh dearie me. Those unfortunate [problematic] picked on the wrong person - a former employee of one of the banks they were purporting to be from. :D so their emails went straight to the banks they were pretending to be, and then into my email trash can.

 

Which is really where this **** belongs - in the trash can. I know most CAGgers are savvy enough to delete these straight away but what worries me is the people who arent - I simply laughed at these pathetic, badly spelled emails - (like the one I recieved from Abbey National referring to my Abbey National account when everyone knows Abbey have been Abbey for years) and also because I knew any accounts i have had with all these banks are long since defunct - closed or disputed in Lloyds TSB case - people who do send their bank details or worry someone has stolen their identity. Ive fallen prey to **** like this lot when I had my cards cloned so I think the best advice would be - if in doubt, delete. Or send it to the spam-eater *has a hilarious vision of a large metal bin munching on [problematic] emails.... 'mmmmm, FEED ME MORE!!!!*

 

Sorry.... stress is making me lose the plot :D

THE PRETENDER AGENDA - August 30,2008 - 2ND ROW!!! WOO-HOO!! :-)

THANK YOU SO MUCH FOR A FAB NITE LEE! xx

Sunderland 011008 - THE BEST BIRTHDAY PRESSIE EVER! 'Aww, it's your birthday! Happy birthday darlin!'

 

02 Apr 2008, 23:55

OfficialLeeRyan wrote:

i like that!! its simple and good and gets the fans involved aswell x x x

 

MY SUCCESSES -

 

1st Credit (Lloyds TSB) admitted no CCA, reply from OFT 130608, reply from FOS 040608, adjudication stage rejected but still no contact....

 

My mate (Littlewoods/Moorcroft)

300608 -Long running battle,threatening court, CCA letter NO 2 and harrassment letter sent - passed back to Littlewoods early July.

070808 - Passed to Debt Managers, Acct in dispute/BOG OFF letter sent 080808...

140808 - Letter from Debt Managers passing debt back to Littlewoods - RESULT! :D

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i have been doing [problem] baiting for just about two years and i can tell you it is fun to do as long you are taking precaution and you are not giving away any personal details to them.

 

nigerian scams come in many different form so beware !

 

i lost count of how many time i was a priest, massage parlour business man lol (one of my best this one) lol ...

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Thanks for the web address fed_up_uk, me thinks that I'll be starting to have some fun, I have a gmail account, so it won't take a minute to create another in a different name.

I've also been sent emails from National Westminster bank, demanding the same as you Mrs_Ryan, daft thing is, I've never banked with them, the real bank got the email to sort out though.

I think I remember something on the telly about these scams a couple of years ago, where the reporter went with the Nigerian police to one of these internet cafes, to try & stop them in their tracks, trouble is they just set up again somewhere else.

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That site is class!!!!!!!!!!!!!!

 

Especially the trophy room, I have never seen anything so funny!!!!

THE PRETENDER AGENDA - August 30,2008 - 2ND ROW!!! WOO-HOO!! :-)

THANK YOU SO MUCH FOR A FAB NITE LEE! xx

Sunderland 011008 - THE BEST BIRTHDAY PRESSIE EVER! 'Aww, it's your birthday! Happy birthday darlin!'

 

02 Apr 2008, 23:55

OfficialLeeRyan wrote:

i like that!! its simple and good and gets the fans involved aswell x x x

 

MY SUCCESSES -

 

1st Credit (Lloyds TSB) admitted no CCA, reply from OFT 130608, reply from FOS 040608, adjudication stage rejected but still no contact....

 

My mate (Littlewoods/Moorcroft)

300608 -Long running battle,threatening court, CCA letter NO 2 and harrassment letter sent - passed back to Littlewoods early July.

070808 - Passed to Debt Managers, Acct in dispute/BOG OFF letter sent 080808...

140808 - Letter from Debt Managers passing debt back to Littlewoods - RESULT! :D

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Right, all done! I'll be having a good read of it all, & then sit back & wait for someone to get in touch. Going by the time it took for them to send the last one, it shouldn't take any more than a month. lol

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If you approve of my Post, please tip my scales.

13/07/07 **WON** Halifax

Any advice or opinion I give, is what I have learnt from CAG, If in doubt, please consult a professional.

 

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I get these all the time.

 

But how on earth would anybody fall for it?:confused: They are just so obvious.

 

Unfortunately some poor people do fall for these things, especially the ones supposed to be from the banks, & as for the ones that say you've won the lottery, well!!

The very first time I got one, was from someone who said he was a barrister from Loas, he had a hotmail addy, so I reported him to msn, but not until after I did a search & found his details, I then afterwards I did another search for him & he'd vanished, I'd like to think he'd been blocked (do they go by IP address's?).

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If you approve of my Post, please tip my scales.

13/07/07 **WON** Halifax

Any advice or opinion I give, is what I have learnt from CAG, If in doubt, please consult a professional.

 

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  • 1 month later...

Just a quick update: I've received 2 at once, now aren't I the lucky one, :D

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If I went for all of these, I reckon the entire GDP of Nigeria is owed to me threefold at least.

 

And I've also had about 300 people sending me Tesco giftvoucher cards as well:rolleyes:

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i have been doing [problem] baiting for just about two years and i can tell you it is fun to do as long you are taking precaution and you are not giving away any personal details to them.

 

nigerian scams come in many different form so beware !

 

i lost count of how many time i was a priest, massage parlour business man lol (one of my best this one) lol ...

 

Try an old one we had "Won ton's chinese laundry & brothel"

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I'm a Nun at the minute, & I've since had 2 replies to one, & 2 to the other, I can't believe how sooo very quick they are at responding:eek:, they haven't sent me any photo's I requested yet though:(:D

I'll keep you updated, or should I say, Sister B**** A** will!:):rolleyes:

Edited by ja-de

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Any advice or opinion I give, is what I have learnt from CAG, If in doubt, please consult a professional.

 

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