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    • Just a little something for consideration When a card is compromised, the replacements can be set up to automatically allow or manually re-add, old recurring transactions. The card issuer may ask you to confirm legitimate transactions which they would effectively 'migrate' to the new card Some do - some don't. Some staff on some cards seem to be entirely unaware/uncaring about this. Some card issuers expect you to sort it all out manually.   BUT if the leak is an ongoing lyca leakas it seems - as soon as you or your CC supplier give it to lyca/the leak source - compromised again     A note on security DONT use the same email or phone number for your banking as you do for sims etc. Although a bank eg santander leak would compromise this Infp seems to suggest that single/compromised multi factor authentication customers are priority targets, with more robustly secure cards being hit by 0.00 tests first Consider that the email address is one of the OTP recieving options AND one of the OTP security checks prior to sending the OTP - with the phone number being another So if they've got your card and email (same email for banking and end contact) - and you aren't forcing a phone OTP - you are compromised.  
    • Thanks for posting up the back of the NTK. The good news s that as it does not comply with the Protection of Freedoms Act, it means that you are not liable for the charge as the keeper as I explained in a previous post.  The PC fails for two reasons. The first is that it does not specify the period of parking. All it does is list the arrival and departure times of your car. Obviously that does not include the time taken to drive to the car parking space, manoeuvre the car into the space and later drive from the space to the exit. Nor does their times include things like getting kids disabled people out of and into the car as well as things like returning the trolley whilst still being parked. All of which can add a fair bit of time to the parking period which can then be subtracted from their ANPR times and makes your actual parking time a lot shorter than 118 minutes they seem to think it is. The second reason is that they failed to ask the keeper to pay Schedule 4 Section 9 [2][e]  (e)state that the creditor does not know both the name of the driver and a current address for service for the driver and invite the keeper— (i)to pay the unpaid parking charges You as keeper are now in the clear which is a good reason for you to contact Sainsbury  stating that you are being pursued as the keeper when you are not liable under the Act as well as the oher things I suggested in my previous post. If you don't get it cancelled with Sainsbury this could drag on for months with endless letters unlawfully pushing the price up to scare you into paying.  
    • Brilliant! That's great to hear and honestly pleased I'm wrong, my advice was out of concern. I checked some of your previous posts last night and you've been giving great advice to others at times. Bringing a claim can be serious (counter-claims etc) and it didn't appear you were knowledgeable based on posts so far. Far from an expert myself, just interested and will try to help. I'll sit on the sidelines, best of luck with the claim!
    • Thank you so much for the advice  I will try and up my savings to £500 for the next 6 months. Although I do still have an uphill battle, I feel more able to deal with it.  I hope my experience with the cifas marker helps someone else who finds themselves in that quite horrible situation. It is a huge weight off my shoulders getting it removed.
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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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ET1 & Grievance


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Normally it is wise to to have exhausted disciplinary and grievance processes before proceeding to Tribunal, as any award can be affected where employees go straight to ET without due process. It doesn't though exclude you from making a claim, and if you suspect that the employer is dragging their heels in responding in order to time out a claim then the Tribunal will take a dim view of the employer's actions.

 

Depending on just how 'close' the time limit is, then it would be appropriate to give the employer a nudge by Recorded Delivery giving them a final time period in which to respond. That would certainly be taken into account and would most probably work in your favour in any judgement.

Any advice given is done so on the assumption that recipients will also take professional advice where appropriate.

 

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You can, and probably should.

 

There is an odd gap in the regulations in that if the grievance is still on-going when the usual deadline expires then you get a automatic extension. However if you get the final response to the grievance only a short time before the deadline, the same does not apply.

 

It is not unknown for employers to delay the response to the grievance to such a point where you only have a couple of days to submit the ET1.

 

At the very least you should have it all written, in the envelope and ready to post, and if you get close to the date then send it in anyway.

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You cannot submit your ET1 until 28 days after the grievance has been lodged, unless it's a very particular set of circumstances involving 2 separate claims. After the 28 days have expired then you should submit the ET1, and request a stay (sist in scotland) if the grievance procedures are still being gone through.

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Thanks for the advice guys :)

 

Looks like im going to have to submit it anyway as im going to resign, i can't see a way forward :(

 

One of the most frustrating things about my whole ordeal is that i've been trying to get legal advice through my union and four months on i am still being denied it. I guess being harrased, bullied, intimidated and not to mention being denied my rights according to the DDA for well over a year isn't that serious to them.

 

Makes me wonder why i bothered paying my subs when i could have saved them up and maybe i would have been able to afford some legal advice. :sad:

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Well, if you resign and don't have any income or savings, you should be able to get legal aid for a Solicitor to do at least the preliminary stages. If the case is complex enough you might even get legal aid for the full hearing.

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They knew of my disability well over a year ago, they also had occupational health reports over a year ago with advice regarding what would cause me problems and what would not.

The advice has been ignored numerous times by putting me on jobs that was advised for me not to do even though i always told them time and time again. It kinda chips away at you having to keep saying that you can't do X due to pain and difficulty even though they were fully aware, even more so when they take no notice and put me on the jobs anyway.

 

I never knew about the DDA until recently, this was after a breakdown at work and the doctor had signed me on the sick for work related stress/depression which i am still off for at present.

 

I had to go back to the occupational health and they said that their advice from the original report remains unchanged with regards to work. They also said that i am likely to be covered by the DDA.

 

This is when i looked into the DDA and i couldn't believe my eyes. If they had followed the act i wouldn't be in the position i am in now. :(

 

That's just part of what's been going on, there's a whole lot more :(

 

I'm annoyed with myself for allowing this to happen over such a long period of time, kidding myself that everything will be ok one day.

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Is there anywhere that i can find examples of completed ET1 forms or pointers?

 

Can there be a massive difference with the outcome depending on how i fill it in?

I just don't want to make a mistake that would be in their favour because of my non existent experience with tribunals.

 

Looks like i'm on my own with this so need to do some speed swatting :(

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It is not clear to me if your employer has been advised that you have a disability in accordance with the DDA.

 

Has the occupational health specialist actually advised your employer that you suffer a disability in accordance with the DDA and do you have that advise in writing. Alternatively have you written to your employer and advised them that you suffer a disability in accordance with the DDA.

 

You mention that your employer was advised "regarding what would cause me problems and what would not.". Were these day to day activities or work related activities.

 

When you complete the ET1 I advise

1. Write it as a story

2. Include each incident

3. Include time and date of each incident

4. For each incident include the way it made you feel

5. Include everything for which you want a remedy including everything you want compensation for

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During a recent grievance meeting my employer said they were aware of my disability around Oct06 (witnessed) which i was surprised at as i was expecting them to say from the date of the occupational health report which was several months later.. Oct 06 is when i was finally diagnosed with my condition.

 

The advice from occupational health was regarding work activities but those activities are also day to day activities. I have copies of these reports.

 

Thanks again for your advice, it's all very appreciated :)

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