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    • Page 33 general conditions  "Your duties You must contact us as soon as reasonably possible and provide all the information,  documents, evidence and help we need to settle your claim or pursue a recovery." Some policy wordings are more specific than others. But even in this policy example, this Insurer may decide not to offer renewal, if they are not informed of a potential claim, if they find out from third party first. It is your risk to take. Do nothing and you may never hear anything further or the third party armed with your registration number makes a claim and your Insurers are contacted. Then your Insurers see you as someone who is careless.  
    • Good evening, The court date for this is 3rd June and I've decided I will defend in court. Following some very interesting happenings in my other claim at court the other day (thread will be updated after this one) I am certain I want to defend this not because I'm confident of it's success, but rather I want to experience the day and press on my belief (I know it's only a belief) that a copy of DN and NOA's themselves, is not proof of serving, which MUST have taken place. Much better evidence of serving, would just be proof of postage or signature of recipient with the correct date, even without the letter copies themselves. Their evidence in exhibits is not strict proof. Law of Property Act 196(4) "Any notice required or authorised by this Act to be served shall also be sufficiently served, if it is sent by post in a registered letter........." Isn't a 'registered letter' proof of postage/receipt (signature)? It might not have mileage, but its my first claim and I will be levelled up for experiencing it and trying. Meaning I can make more informed decisions on the numerous others pending within months. including claim #2 Thank you for helping me get this far, I've learned so much already and already making better decisions on accounts I don't have a thread for. I welcome discussion, thanks  
    • thats a good point. I've attached the policy but can't see anything about reporting accidents being mandatory. Unless I'm missing something?  this is only the policy document. But I can't see it being in any of the others (list below)?  Schedule & IPBY Shows the details you gave us when you bought your policy. Includes main and additional driver details, add-ons and excesses. Insurance Certificate Proof of your vehicle insurance. It shows who's covered, your vehicle use, and any cover exclusions. Insurance Policy Explains the terms and conditions of your cover. Credit agreement Outlines the terms, payments, and interest of your credit agreement. Important Information Document Outlines fees and charges, how your data is used, and how to ask for documents in different formats. Insurance Product Information Document Details of your cover and exclusions. Direct debit information Details of your Direct Debit, such as your collection, bank details, payment amount and your Direct Debit Guarantee Pre contract credit information Outlines the key features, costs, and legal details of your credit agreement. Adequate Explanations Details of your credit agreement. About our insurance services to you Details about our vehicle insurance, service standards, and regulatory status (and the status of any intermediaries)   insurancepolicy.PDF
    • I've never thought they were reliable enough and stories like this just confirm what I thought. Tesla owner says car in ‘full self-driving mode’ failed to detect a moving train WWW.AOL.CO.UK The close-shave in Camden, Ohio, was captured from multiple angles by the car’s cameras  
    • Hi,  I had a look through the credit agreement again, despite the signature looking legit I've noticed the below and wondered if they'd work as part of my defence, a)    The document headed ‘Your Personal Details’ has an office stamp which is unreadable. b)    On the above mentioned document under section ‘What to do next’ it states turn to agreement form on page 3 however 2 pages are provided. c)    The above mentioned document is unsigned & dated on behalf of Halifax PLC. d)    Two sets of documents headed ‘Credit Card Agreement Regulated By The Consumer Credit Act 1974’ was received containing dissimilar information. Under Parties to this agreement, both papers contain different name / address of the banking institute as well as Defendants address. This document is not on letter headed paper, the layouts are different, paragraph numbers differ as does the document content. Thanks again for any help.
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The Olympics (and football) free zone


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I hate football.

I hate the olympics.

 

the reasons are... infinite.

 

Am I alone?

 

If so, well thats how it is, and I can stay in here alone.

If you agree with me, this a lovely place to reside where no-one will mention anything related to these topics :-D

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I agree with you on the foot ball who wants to watch 11 silly men try to kick a football as for the olimpics pass on that

There must be better things to do with ones time

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Can we discuss tiddlywinks?

And Formula 1?

Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice you must always consult a registered and insured lawyer.

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Football free! Aaaah!! bliss. Bootball has to be the most idiotic waste of 90 minutes ever invented.

 

Olympics free, more bliss - apart from archery - but they never show anything of that anyway.

A couple of hundred years ago Meyer Amshel, (1743-1812), founder of the Rothschild dynasty is reported to have told his five sons, “Let me control a nation’s money and I care not who writes its laws”.

 

PLEASE NOTE - I am not a legal expert, what I have written is my own opinion garnered from reading this forum and consumer legislation, and my own experience of the judicial process.

 

If I have been helpful, please feel free to tickle my scales!!

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welcome doc!

 

put your feet up, open a bottle of banana bread beer, there's a few in the fridge.

 

Thanks Crusher. Tasty stuff this banana bread beer. Cheers!

A couple of hundred years ago Meyer Amshel, (1743-1812), founder of the Rothschild dynasty is reported to have told his five sons, “Let me control a nation’s money and I care not who writes its laws”.

 

PLEASE NOTE - I am not a legal expert, what I have written is my own opinion garnered from reading this forum and consumer legislation, and my own experience of the judicial process.

 

If I have been helpful, please feel free to tickle my scales!!

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No time for puffball here either, I maybe watch one game every 4 years, the one where England get knocked out of the World Cup is normally funny :D.

Olympics generally I think is stupid, the modern Olympics were started to promote world harmony and all it does is insight country's to try to prove their supremacy.

Some of the events are quite good though but its normally the ones that don't get much TV air time :rolleyes:.

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No time for puffball here either, I maybe watch one game every 4 years, the one where England get knocked out of the World Cup is normally funny :D.

Olympics generally I think is stupid, the modern Olympics were started to promote world harmony and all it does is insight country's to try to prove their supremacy.

Some of the events are quite good though but its normally the ones that don't get much TV air time :rolleyes:.

CB.... you hero.

 

have 2 bottles of banana bread beer. Dont worry about the fact it's before 10 in the morning!

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Couldn't have put it better myself. Totally agree, especially your observation about its influence on society.

A couple of hundred years ago Meyer Amshel, (1743-1812), founder of the Rothschild dynasty is reported to have told his five sons, “Let me control a nation’s money and I care not who writes its laws”.

 

PLEASE NOTE - I am not a legal expert, what I have written is my own opinion garnered from reading this forum and consumer legislation, and my own experience of the judicial process.

 

If I have been helpful, please feel free to tickle my scales!!

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Many moons ago I had a popular "world cup free zone" thread in the old bear garden.

What is most annoying is that the fans think that everybody loves the game. When the world cup is on, lo and behold... wall to wall coverage on the telly, radio, its everywhere. The Olympics will be the same. Sponsored by "mars" or "tampax" or something else utterly unrelated to sport, ads will be plastered over every wall....

 

if you think its bad now, wait till the London Olympics.. :-(

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I'm a member of an Archery Forum and during the last world cup the site owner, who also despises bootball, set up the site's word filter to blank out 'football'. Funnily enough the vast majority of forum users welcomed the measure. You've got to wonder just how 'popular' bootball really is.:-x

A couple of hundred years ago Meyer Amshel, (1743-1812), founder of the Rothschild dynasty is reported to have told his five sons, “Let me control a nation’s money and I care not who writes its laws”.

 

PLEASE NOTE - I am not a legal expert, what I have written is my own opinion garnered from reading this forum and consumer legislation, and my own experience of the judicial process.

 

If I have been helpful, please feel free to tickle my scales!!

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I'm a member of an Archery Forum and during the last world cup the site owner, who also despises bootball, set up the site's word filter to blank out 'football'. Funnily enough the vast majority of forum users welcomed the measure. You've got to wonder just how 'popular' bootball really is.:-x
it's a bit of an "emperors new clothes" thing going on with fartball. You have to like it else you are not a "geezer"
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  • 4 years later...
Many moons ago I had a popular "world cup free zone" thread in the old bear garden.

What is most annoying is that the fans think that everybody loves the game. When the world cup is on, lo and behold... wall to wall coverage on the telly, radio, its everywhere. The Olympics will be the same. Sponsored by "mars" or "tampax" or something else utterly unrelated to sport, ads will be plastered over every wall....

 

if you think its bad now, wait till the London Olympics.. :-(

 

Fiddlesticks. I thought this was for football refugees, but I can't wait for the Olympics. Where's your national pride? Or isn't Cornwall part of Team GB? :razz:

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Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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Is that a new game missus :p

 

Of course. I'm trying to get it recognised in time for Rio in 2016. :madgrin:

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Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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It will take lots of training and dedication to make the team.... :p

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Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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ah fiddlesticks to that ..ise not fiddling with no sticks :p

 

That's only cos you don't know how to play. :violin:

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Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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sneaks in....>>>>>> great at last someone has sense,was beging to think I was only one who thought the money being spent on the games could go to a much better use,was thinking of hibernating somewhere until it is all over and as for the England footie squad! pleaseeeeeeeeeeeeeeeee school boys can play better

"passes round drinks and cakes "

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Gone but never forgotten,Little Miss Sunshine, Alisha Marie. 15/12/2005 ~ ~ 13/02/2006

Our  beloved Dalmatian Jazz,  gone to join Wal at Rainbow Bridge, hope you are now pain free .  20/9/2005 ~ ~ 24/3/2019

 

 

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