Jump to content
Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times. ×


  • Tweets

  • Posts

    • SPM87
      Homeowner - Struggling to now pay minimums on unsecured debt

      By SPM87 · Posted

      Hi dx, the only secured debt we have is the mortgage on our property and that is a joint mortgage.  all payments are up to date with a clean credit file albeit with a of debt so no missed payments etc sorry what is f&fs? If I am made redundant I am not wasting it on paying all this unsecured debt down and leaving my family broke. This is the dilemma I am currently in. i am not sure I can mentally keep living the way I am I am weighing up how to deal with it without leading to needless ccj threats etc… not sure what direction I am to go in. Hi uncle, okay but 3-6 years of a bank owning my debt means our files are destroyed for longer than 10 years based on that ? Not sure this works out for us that way? Unless I am misunderstanding you
    • unclebulgaria67
      Are There Any Social Workers on CAG ?

      By unclebulgaria67 · Posted

      How are you funding the privately run supported living housing in the new city ?  Why are you moving? Have you served in armed forces previously? If you are registered with the existing Council as disabled or have other needs they assist with, then depending on the reasons for needing to move, your current Council may help with costs of moving. But you would have to submit an application to them. So you are best to speak to your current council about the help you are seeking.  It is not about a Council being responsible as I don't think there are specific laws saying a Council has to help with costs of transportation. And in regard to Housing costs in new city, as this is going to be private, I don't think the Council will pay under Housing Benefits. You might have to claim Universal Credit, but UC might not cover the full cost as Housing is limited to Local Housing Allowance. Citizens Advice are generally worth contacting about complex Housing issues.
    • Sach45
      Asda - caught shoplifting

      By Sach45 · Posted

      I was really hoping these were the kind of comments I was going to get as I’ve never felt so low on my life..
    • honeybee13
      Are There Any Social Workers on CAG ?

      By honeybee13 · Posted

      Hi. I don't know if we have any social workers here, I'm afraid. I'll flag your thread for site team member @stu007, he may be able to give you a few tips. HB
    • Ex expat3
      Idr/J&P Emirates NBD - credit card in Dubai

      By Ex expat3 · Posted

      But if it’s the bank themselves emailing me to say they are now looking after the debt… so I still ignore?  also I’ve checked my spam and I’ve had an email from the bank to say that J&P are now also acting on their behalf?  How can they pass it on to two agencies? I’ve not seen any threads with this situation before?  they know from my letter I’m not working atm and  have no assets etc

  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.

      BankFodder posted a topic in Vehicle retailers and manufacturers,

      If you are buying a used car – you need to read this survival guide.
        • Like
      • 1 reply
      BankFodder

      Picked By

      BankFodder,

    • Big Motoring World Enfield /Blackhorse - done over on car - @BigMotoringWrld

      ATJ posted a topic in Vehicle retailers and manufacturers,

      Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
      BankFodder

      Picked By

      BankFodder,

    • A2Dominion - Housing Association property flooding - damning ombudsman report

      WanTToMoveOn posted a topic in Residential and Commercial lettings/Freehold issues,

      Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
        • Like
      • 161 replies
      WanTToMoveOn

      Picked By

      WanTToMoveOn,

    • Post in Suing a parcel delivery company when you don't have a direct contract with them – third-party rights Copy of judgment available

      BankFodder posted a post in a topic,

      We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
      BankFodder

      Picked By

      BankFodder,
    View All

  • Recommended Topics

Twitter X - Include the @company's twitter name in your post title – here's why…
The UK Stands With Ukraine - 'Slava Ukraini'
Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times.

The Olympics (and football) free zone

HSBCrusher
 Share
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 4318 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

HSBCrusher

HSBCrusher

Posted
Posted

I hate football.

I hate the olympics.

 

the reasons are... infinite.

 

Am I alone?

 

If so, well thats how it is, and I can stay in here alone.

If you agree with me, this a lovely place to reside where no-one will mention anything related to these topics :-D

Link to post
Share on other sites
Bona

Bona

Posted
Posted

I agree with you on the foot ball who wants to watch 11 silly men try to kick a football as for the olimpics pass on that

There must be better things to do with ones time

Link to post
Share on other sites
barracad

barracad

Posted
Posted

Can we discuss tiddlywinks?

And Formula 1?

Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice you must always consult a registered and insured lawyer.

Link to post
Share on other sites
DocH

DocH

Posted
Posted

Football free! Aaaah!! bliss. Bootball has to be the most idiotic waste of 90 minutes ever invented.

 

Olympics free, more bliss - apart from archery - but they never show anything of that anyway.

A couple of hundred years ago Meyer Amshel, (1743-1812), founder of the Rothschild dynasty is reported to have told his five sons, “Let me control a nation’s money and I care not who writes its laws”.

 

PLEASE NOTE - I am not a legal expert, what I have written is my own opinion garnered from reading this forum and consumer legislation, and my own experience of the judicial process.

 

If I have been helpful, please feel free to tickle my scales!!

Link to post
Share on other sites
DocH

DocH

Posted
Posted
welcome doc!

 

put your feet up, open a bottle of banana bread beer, there's a few in the fridge.

 

Thanks Crusher. Tasty stuff this banana bread beer. Cheers!

A couple of hundred years ago Meyer Amshel, (1743-1812), founder of the Rothschild dynasty is reported to have told his five sons, “Let me control a nation’s money and I care not who writes its laws”.

 

PLEASE NOTE - I am not a legal expert, what I have written is my own opinion garnered from reading this forum and consumer legislation, and my own experience of the judicial process.

 

If I have been helpful, please feel free to tickle my scales!!

Link to post
Share on other sites
Castlebest

Castlebest

Posted
Posted

No time for puffball here either, I maybe watch one game every 4 years, the one where England get knocked out of the World Cup is normally funny :D.

Olympics generally I think is stupid, the modern Olympics were started to promote world harmony and all it does is insight country's to try to prove their supremacy.

Some of the events are quite good though but its normally the ones that don't get much TV air time :rolleyes:.

Link to post
Share on other sites
HSBCrusher

HSBCrusher

Posted
  • Author
Posted
No time for puffball here either, I maybe watch one game every 4 years, the one where England get knocked out of the World Cup is normally funny :D.

Olympics generally I think is stupid, the modern Olympics were started to promote world harmony and all it does is insight country's to try to prove their supremacy.

Some of the events are quite good though but its normally the ones that don't get much TV air time :rolleyes:.

CB.... you hero.

 

have 2 bottles of banana bread beer. Dont worry about the fact it's before 10 in the morning!

Link to post
Share on other sites
DocH

DocH

Posted
Posted

 

Couldn't have put it better myself. Totally agree, especially your observation about its influence on society.

A couple of hundred years ago Meyer Amshel, (1743-1812), founder of the Rothschild dynasty is reported to have told his five sons, “Let me control a nation’s money and I care not who writes its laws”.

 

PLEASE NOTE - I am not a legal expert, what I have written is my own opinion garnered from reading this forum and consumer legislation, and my own experience of the judicial process.

 

If I have been helpful, please feel free to tickle my scales!!

Link to post
Share on other sites
HSBCrusher

HSBCrusher

Posted
  • Author
Posted

Many moons ago I had a popular "world cup free zone" thread in the old bear garden.

What is most annoying is that the fans think that everybody loves the game. When the world cup is on, lo and behold... wall to wall coverage on the telly, radio, its everywhere. The Olympics will be the same. Sponsored by "mars" or "tampax" or something else utterly unrelated to sport, ads will be plastered over every wall....

 

if you think its bad now, wait till the London Olympics.. :-(

Link to post
Share on other sites
DocH

DocH

Posted
Posted

I'm a member of an Archery Forum and during the last world cup the site owner, who also despises bootball, set up the site's word filter to blank out 'football'. Funnily enough the vast majority of forum users welcomed the measure. You've got to wonder just how 'popular' bootball really is.:-x

A couple of hundred years ago Meyer Amshel, (1743-1812), founder of the Rothschild dynasty is reported to have told his five sons, “Let me control a nation’s money and I care not who writes its laws”.

 

PLEASE NOTE - I am not a legal expert, what I have written is my own opinion garnered from reading this forum and consumer legislation, and my own experience of the judicial process.

 

If I have been helpful, please feel free to tickle my scales!!

Link to post
Share on other sites
HSBCrusher

HSBCrusher

Posted
  • Author
Posted
I'm a member of an Archery Forum and during the last world cup the site owner, who also despises bootball, set up the site's word filter to blank out 'football'. Funnily enough the vast majority of forum users welcomed the measure. You've got to wonder just how 'popular' bootball really is.:-x
it's a bit of an "emperors new clothes" thing going on with fartball. You have to like it else you are not a "geezer"
Link to post
Share on other sites
  • 4 years later...
caro

caro

Posted
Posted
Many moons ago I had a popular "world cup free zone" thread in the old bear garden.

What is most annoying is that the fans think that everybody loves the game. When the world cup is on, lo and behold... wall to wall coverage on the telly, radio, its everywhere. The Olympics will be the same. Sponsored by "mars" or "tampax" or something else utterly unrelated to sport, ads will be plastered over every wall....

 

if you think its bad now, wait till the London Olympics.. :-(

 

Fiddlesticks. I thought this was for football refugees, but I can't wait for the Olympics. Where's your national pride? Or isn't Cornwall part of Team GB? :razz:

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

Link to post
Share on other sites
caro

caro

Posted
Posted
Is that a new game missus :p

 

Of course. I'm trying to get it recognised in time for Rio in 2016. :madgrin:

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

Link to post
Share on other sites
caro

caro

Posted
Posted

It will take lots of training and dedication to make the team.... :p

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

Link to post
Share on other sites
caro

caro

Posted
Posted
ah fiddlesticks to that ..ise not fiddling with no sticks :p

 

That's only cos you don't know how to play. :violin:

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

Link to post
Share on other sites
snowdragon

snowdragon

Posted
Posted (edited)

sneaks in....>>>>>> great at last someone has sense,was beging to think I was only one who thought the money being spent on the games could go to a much better use,was thinking of hibernating somewhere until it is all over and as for the England footie squad! pleaseeeeeeeeeeeeeeeee school boys can play better

"passes round drinks and cakes "

Edited by snowdragon

R.I.P my beautiful grey ghost, gone but never forgotten, taken so suddenly, 04/07/2004 ~ ~ 02/03/2017

Gone but never forgotten,Little Miss Sunshine, Alisha Marie. 15/12/2005 ~ ~ 13/02/2006

Our  beloved Dalmatian Jazz,  gone to join Wal at Rainbow Bridge, hope you are now pain free .  20/9/2005 ~ ~ 24/3/2019

 

 

Link to post
Share on other sites
 Share
Go to topic listing

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


Follow: @real_CAG

Navigation Links

Welcome
CAG Community Centre
CAG Library
Banks & Credit
Other financial Institutions
Retail
Non-Retail
Work & Social
PayDay and Short term Loans
Debt
Motoring
Legal

Latest

Our Picks


Help and Support

CAG Library
Questions about This Site
Change your notification sound
Change your profile picture - FREE!


Useful LInks

County Court Forms
MoneyClaim Online
CPR - Pre-Action Protocols
Civil Procedure Rules
UK Legislation
Youth Consumer Service

Reclaim the right Ltd

registered in the UK
reg.05783665
reg. office:-
262 Uxbridge Road, Hatch End
England
HA5 4HS

The Consumer Action Group

The National Consumer Service
×
×
  • Create New...