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Another dcamaggots speech - what tricks they'll use


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Some more tricks could probably have been added to that. For instances, how DCAs use credit reference agency database software to check if someone they're looking for has taken out credit at an alternative address. Experian does 'lease out' its huge database to DCAs, so I'd safely assume that Equifax and Callcredit do too. This is not to mention a DCA's standard checks of electoral rolls or land registry records if they want to track a person down.

 

I'm not trying to encourage people to run away from debts they know that they do owe. But - the more one knows about how DCAs work, the less surprises they have and in turn, the less fright/pressure they can put on people. If more people did know how they worked, it's much more likely that the more crooked DCAs (would that be all of them?) will go out of business. That's the way I'd look at it anyway.

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Letter arrived from my MP (a Labour one, too). Seems he has no knowledge of the government's proposals and is quite interested in looking further into this. Seems true - the government often doesn't tell its MPs what it's doing and the backbenchers often don't find out until after the fact.

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