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    • My autistic son brought a van from a private seller. ( there was 5 other cars on his drive and another van, plus loads of machanic tools in his hallway,  so he probably is a unofficial dealer).  He gave the van a once over, he checked for any warning lights that might be on, there was none. He checked underneath for any rust etc, it all looked fine. The body was rough, but you'd expect that for the age of the van.  He got his brothers machanic to give it a pre mot check, as the van was old so he expected it to have a few problems. The van is a deathtrap, the seller had blacked out all the warning lights that were on the dash,  and I mean all.  He had also painted some kind of black stuff on the underside, to hide all the damage there.   My son drove it for over 2 hours to get it home. The machanic said he's surprised my son is still alive, and an untrained eye would not of seen what the seller had done.  Iv asked the seller for a refund and for him to have the van back, but he is refusing. Is there anything we can do.   
    • First of all it sounds as if your retailer is very decent and very responsible. This itself is unusual in these kinds of circumstances and I think we need to bear this in mind. The guarantee is not particularly relevant and in fact the dealer had a statutory duty to exercise a certain responsibility for your computer – probably for several years as their obligation under the consumer rights act. The dealer may not have known this and it simply acting out of a sense of moral responsibility and that is even more noteworthy. You've already suggested earlier that you didn't really want to cause problems for your retailer. I think that you will need the help of your retailer as well in order to get information and evidence. I suggest that you proceed against DPD – but before you do that – I suggest that you have a discussion with the retailer. Tell them that this is what you are going to be doing and you would like to have a copy of anything they have which relates to the special instructions which apparently your dealer has already informed you about in relation to where item should be left. Secondly, maybe you should tell your dealer about this site and also about this thread. I can imagine like many dealers who are frequently sending items by means of couriers, they have had things go missing. Tell them that we will be very happy to help them recover money for lost or damaged or stolen items – and that is regardless of whether or not they have purchased insurance. Apart from being very pleased to help your dealer recover items which have been lost by irresponsible parcel delivery companies, I think we need to encourage the complicity between you and them so they will be pleased to support you in your claim against DPD. It will be helpful if you can get a copy of the instructions that you have referred to above, and also if you can get some written evidence of your own instruction that your laptop should be left in a safe place. Have you done the reading on this sub- forum? You will need to do lots of reading of many of the similar stories on this sub- forum. They won't necessarily be against DPD but the principles will broadly be the same. Also read the pinned topics at the top of the sub- forum in order to understand many of the principles involved. Getting your money back but be quick – but your chances of success are better than 90% that you can bank on it taking anything up to a year. Have you got anything in writing from DPD either refusing you or telling you that they won't discuss with you?  
    • Thank you for telling us the text of the letter you had from the police. As we don't seem to have come across this before, it would be really useful for us to see the original please. HB
    • Pasco has recalled 104,000 packs of sliced bread after rat remains were found in at least two packs.View the full article
    • UPDATE I went rooting through an old box of paperwork I have and I've found the original Default Notice. It is dated **/**/201*, however.. The copy of the Default Notice that they sent with the LBC has a completely different date on it 😮 Can they issue 2 default notices for the same debt? Where they have changed the date on the copy, they have also changed the amount owed through failed payments and how much is required to be paid by a certain date. In addition, they sent (with the 1st LBC) a copy of the termination of the agreement, which I cannot find the original. However, the termination date is 3 days after the date given on the (doctored) Default Notice, by which monies are to be paid by. So, they gave until the 'x' date to pay the arrears, then terminated the agreement 3 days later. I bet a dollar to a dime they've doctored the termination date also.
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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Nat West, denying reciept of request for statements


Saoirse
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Hi there, hopefully this isn't covered elsewhere (probably is but I've looked and can't find anything). I contacted Nat West a couple of weeks ago and was given an address to send my request for statements to, I sent it recorded delivery along with the £10 cheque and the covering letter from this site (thanks for that). I've contacted them today just out of curiousity and they've denied receiving the letter and also stated that "statements are not covered under the DPA", Royal Mail claim the letter was delivered so I'm a bit stuck as to what I do now. Thanks.

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Seems like they don't really seem to know what they're talking about. Has the cheque been cashed? I've noticed that other people have posted that natwest have denied receipt, but then that a couple of days later £10 cheque has come out of their account??? I would send a complaint to the ombudsman with proof of receipt of your letter by natwest. I don't think the 40 days starts until the money comes out of your account though.

 

Anyone else have any thoughts or been through this themselves?

 

Good luck!

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:( If the 40 day's doesn't start until the cheques cashed then they've pretty much got people by the danglies, they can choose to cash the cheque whenever they please.
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Yes but as long as you have proof of receipt of the letter you can also show that they were taking the mick by saying that they hadn't received it and not complying to your DPA request and the law!!

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The 40 days counts from when they received payment, not from when they cashed it.

 

Statements are not covered under the DPA - that's why we have a SAR template on the site for you to use.

Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice you must always consult a registered and insured lawyer.

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The 40 days counts from when they received payment, not from when they cashed it.

 

Statements are not covered under the Data Protection Act - that's why we have a SAR - (Subject Access Request) template on the site for you to use.

 

Sorry, it was the SAR template I used, I just got fixated on the bit about them sending statements as an alternative, so what do I do next if I don't receive them within 40 days?

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There are templates for DPA non-disclosure in the library on this site. Use the appropriate one, but only if you are prepared to follow it through with legal action.

Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice you must always consult a registered and insured lawyer.

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  • 4 weeks later...

Update today, apparently the address given to me by Nat West was wrong, they've acknowledged receipt of the letter but denied receipt of the cheque (which was posted in the same envelope) and apparently they sent a letter to me (which was never received) asking for me to pay the statutory fee.

 

They've only got a couple of day's left of the 40 day's left so it looks like I may end up going to court earlier than I thought, from what I've read the non-disclosure affair looks rather complicated :(

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Guest NATTIE

Saoirse- just a thought because if it was sent to the branch, can you check if it was paid into your acount. I know this may seem odd but it may be a possibility. I'm going on a hunch here. Do you have a Credit Card with NW, maybe there?

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Another update, still no correspondance from Nat West, their response "We've ordered the statements, they're supposed to posted out from a service centre, we're not sure what else to do".

 

If they think I'm going to drop this or that I might be unwilling to take them to court they're seriously mistaken, going to get the ball rolling today.

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  • 2 months later...

I do not know if this was a correct thing to do, when i sent my S A R i included that i wanted a letter of reciept and when i did not recieve one i went to my branch a got one from them personaly it has seemed to speed things up. As i see it the Banks want to remove the personal touch so i am going to force it back on them !

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