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    • is the side street solely for access to your garages? who owns the land and thus the road? dx  
    • A local business has been parking on an off-street parking space in front of my garages (in a side street).  I wasn't using them for a while so didnt bother to do anything.  But now a second local business is also using the osp - taking it in turns with the 1st biz.  This has started to nark me.    The employees choose to drive to work.  There is no private parking in their business's street.  But there are some underground secure garages in their street - which cost apx £2.4k/y to rent - which works out apx £6.60/d. (I believe one of the biz owners already rent one for storage purposes).  If the employee had to park on a meter it would cost them £6.60/h - £66 for 10h and have to move every 4h.  They just don't want to pay for parking. I haven't confronted either of them.  Instead I just put 2 clear "no parking" signs in front of the garages. And a note on one of the cars specifically saying that as they don't live or rent in the street and it's private land could they stop parking.   They ignored that.  And just put notes on their dash with a # to call if one needs the car moved.  There is a sign and they've been told in writing to stop parking. And they are just ignoring it.    I don't what a confrontation.    I don't want to go to the expense of bollards (other than maybe traffic plastic ones - but they'll probs just move them).  Council won't do zilch cos it's private land. And police won't get involved - unless I clamp/ tow the cars and then they'd be after me, not the drivers!    What's the best thing to do?
    • yes might be the best idea. you'd only at best get 8% flat interest and that unusual on a GOGW if this was what it was. simply contact the FOS and let them know its resolved. dx  
    • If you’ve ever wondered how you might fare in armed combat, the first 20 minutes of Steven Spielberg’s Saving Private Ryan is likely to make you thank your lucky stars you were born too late to storm the Normandy beaches on June 6 1944. I suspect many of us might be driven to identify with those men who were absolutely turned to stone by fear. And yet these young men, mainly conscripts, screwed their courage to the sticking point and did the job the fate had chosen for them, heroes all.   .. UK PM Sunak perhaps thinks he understands mind numbing fear better than many as he dishonorably fled the beachhead to do nothing more than double down on dishonest spin and lies from the safety of a UK studio .. The Normandy heroes who not only held their positions, but advanced through hell to a victory that changed the entire course of history .. undoubtedly hold a different perspective.     from a perspective in TheConversation     .. 'That was the slot that sunaks team offered for the interview
    • Yes, send a message to the purchaser but keep it very friendly and simply that you noticed that the package has now been delivered.  I suggest that you ask them if they want to keep the package still or if they would rather return it and that if they want to keep it then please will they return your payment to you to your PayPal address. Keep it as polite and friendly as possible and then we will decide what to do if he doesn't reply or refuses.  Meanwhile I will have a look at Google earth and see if you are able to spot the gas meter outside the house to get an idea if the delivery is real. Get a screenshot
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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Red Dept / CapQuest Dept


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Hi

 

Sorry if this is in the wrong section of the forum, I am new to these.

 

I have for years ignored my outstanding dept in the hope that it would go away and I could start a clean slate in years to come. Stupid I know but when it's all on top of you, you just try to brush it to the side.

 

Anyway over the past week or so I have decided to see where I stand and what I have outstanding.

 

The information I have obtained is as follows:

 

Red Dept Collection Services:

 

HSBC Mastercard - £1221 - Dept has been purchased

HSBC Current A/C - £5620 - Dept has been purchased

Egg Visa - £670 - Dept has been purchased

 

CapQuest Dept Recovery:

 

Tesco Loan - £4500 - Dept has been purchased

Littlewoods Catalogue - £630 - Dept has been purchased

Natwest Mastercard - £1000 - Dept has been purchased

Littlewoods Catalogue - £560 - Dept has been purchased

 

After looking on these forums I decided that I would issue a CCA request for all the above accounts and have done so yesterday via recorded delivery.

 

Red Dept have sent me 2 letter's last week advising that they are not going to write with any more warnings about the HSBC accounts and the next communication will be a bankruptcy petition.

 

Do they have to supply a CCA for all of the above?? And if they don't what will happen from here??

 

Thanks in advance guys I have a feeling I am going to need a lot of help to see all this through.

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  • 2 weeks later...

Guys can anyone help here.

 

I have received a response to my CCA request to Thames Credit today and it states that as they are not the original creditor and they have purchased the dept they have no obligation to provide me with a copy of the CCA.

 

They also state that they will continue with their debt collection activity.

 

What should I respond with here or are they right in what they are saying??

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Guys can anyone help here.

 

I have received a response to my CCA request to Thames Credit today and it states that as they are not the original creditor and they have purchased the dept they have no obligation to provide me with a copy of the CCA.

 

They also state that they will continue with their debt collection activity.

 

What should I respond with here or are they right in what they are saying??

 

No they are being completely untruthful with you, they are underobligation to provide you with a true copy of your CCA. They are trying it on as far as I can see. Personally I would ignore them but hopefully others who are more experienced in these matters can advise you further :-)

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  • 1 month later...

All

 

I just wanted to say a massive thank you to the guys that supply the advice and information on this forum.

 

I can now say that the advice is absolutely spot on and since my original post the following has happened:

 

Red Dept Collection Services:

 

HSBC Mastercard - £1221 - CLOSED AND WRITTEN OFF

HSBC Current A/C - £5620 - CLOSED AND WRITTEN OFF

Egg Visa - £670 - NO RESPONSE FROM DCA IN OVER A MONTH!!

 

CapQuest Dept Recovery:

 

Tesco Loan - £4500 - CLOSED AND WRITTEN OFF

Littlewoods Catalogue - £630 - CLOSED AND WRITTEN OFF

NatWest Mastercard - £1000 - CLOSED AND WRITTEN OFF

Littlewoods Catalogue - £560 - CLOSED AND WRITTEN OFF

 

I have now requested that the defaults be removed, will update you when I get a response.

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  • 8 months later...
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